Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bagamoyo

For one person, living is cheaper in Bagamoyo: $383 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Bagamoyo
Learn more

Bagamoyo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bagamoyo

🇹🇿 Tanzania

$383

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bagamoyo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bagamoyo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $383 in Bagamoyo.

Ubud, Bali $1,349
Bagamoyo $383

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $643 in Bagamoyo.

Ubud, Bali $2,305
Bagamoyo $643

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $904 in Bagamoyo.

Ubud, Bali $3,261
Bagamoyo $904

Living in Ubud, Bali is roughly 253% more expensive than in Bagamoyo, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$1.84 TZS 4,831

80.43%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$11.34 TZS 29.7K

214.29%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$7.69 TZS 20.1K

-28.09%

Cappuccino

$2.72 Rp 49.3K

$1.90 TZS 4,985

43.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.33 TZS 856

415.15%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.19 TZS 486

300.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.95 TZS 2,487

178.95%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.91 TZS 5,011

129.32%

Milk (1 liter)

$1.49 Rp 27.0K

$0.76 TZS 1,993

96.05%

White Bread (500g)

$2.28 Rp 41.2K

$0.57 TZS 1,490

300.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.36 TZS 956

230.56%

Eggs

$2.04 Rp 36.9K

$2.02 TZS 5,301

0.99%

Local Cheese (1kg)

$17.70 Rp 320.8K

$9.14 TZS 23.9K

93.65%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$4.85 TZS 12.7K

-18.35%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$3.96 TZS 10.4K

207.83%

Apples (1kg)

$3.66 Rp 66.2K

$2.53 TZS 6,613

44.66%

Banana (1kg)

$1.52 Rp 27.5K

$0.92 TZS 2,411

65.22%

Oranges (1kg)

$2.23 Rp 40.4K

$1.03 TZS 2,686

116.50%

Tomato (1kg)

$1.97 Rp 35.7K

$0.59 TZS 1,544

233.90%

Potato (1kg)

$1.85 Rp 33.5K

$0.31 TZS 816

496.77%

Onion (1kg)

$2.42 Rp 43.9K

$0.29 TZS 754

734.48%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.85 TZS 2,230

16.47%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.37 TZS 969

37.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.14 TZS 5,596

3.74%

Wine (Bottle)

$22.24 Rp 403.0K

$7.00 TZS 18.3K

217.71%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.94 TZS 2,468

140.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.57 TZS 4,111

89.17%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.64 TZS 4,295

-73.17%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.48 TZS 3,885

-70.95%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$13.09 TZS 34.3K

-58.67%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.37 TZS 3,596

-40.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$16.4K TZS 43.0M

45.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$26.2K TZS 68.5M

21.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$56.4 TZS 147.7K

40.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$4.77 TZS 12.5K

35.22%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$22.90 TZS 60.0K

-18.86%

Gym Membership (Monthly)

$49.48 Rp 896.7K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$4.96 TZS 13.0K

-13.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$560 TZS 1.5M

-12.35%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$13.2K TZS 34.5M

-56.98%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$15.73 TZS 41.2K

183.79%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$25.76 TZS 67.5K

35.68%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$44.02 TZS 115.3K

81.51%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$60.0 TZS 157.0K

32.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$57.3 TZS 150.1K

1862.75%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$231 TZS 604.3K

1444.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$111 TZS 290.7K

1452.52%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

18.25

-24.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bagamoyo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bagamoyo

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Bagamoyo

$143 37.3% 50.5% $146

Eating Out

Ubud, Bali

$108 8%

Bagamoyo

$71 18.6% 33.8% $36

Clothing & Footwear

Ubud, Bali

$108 8%

Bagamoyo

$65 17.1% 39.1% $42

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bagamoyo

$84 22% 19.2% $20

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bagamoyo

$9.9 * 2.6% 82.9% $48

Getting Around

Ubud, Bali

$11 0.9%

Bagamoyo

$9.1 * 2.4% 20.7% $2.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $57 in Bagamoyo. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $11 in Bagamoyo for a mid-range dinner for two. Groceries echo the gap at $288 vs $143 per month, with Bagamoyo cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇿 Bagamoyo

🕒 Local time

14:44 2:44 PM

09:44 9:44 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

55,000

💱 Currency

Indonesian Rupiah IDR Rp

Tanzanian Shilling TZS Sh

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

10,000 TZS = 3.82 USD

10,000 TZS = 3.42 EUR

Exchange rates and currency converter

TZS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Tanzanian Shilling exchange rates as of November 1, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,924 TZS (10,000 TZS = 3.42 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bagamoyo 8,410 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Bagamoyo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bagamoyo: Cost of Living - Frequently Asked Questions

Bagamoyo wins on cost – living expenses run 72% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $574 in Bagamoyo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $57 in Bagamoyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $560 in Bagamoyo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bagamoyo – a meal for two runs $11 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $383 in Bagamoyo versus $1,349 in Ubud, Bali, a $800 budget is realistic in Bagamoyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.

Safety-wise, Ubud, Bali and Bagamoyo are both considered safe, so it’s unlikely to be the deciding factor between them.