Cost of Living Comparison Between Ubud, Bali and Bagamoyo Cost of Living Comparison Between Ubud, Bali and Bagamoyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $441 in Bagamoyo.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $706 in Bagamoyo.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $971 in Bagamoyo.

Living in Ubud, Bali is roughly 219% more expensive than in Bagamoyo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Bagamoyo is 67% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$1.98 TZS 5,185

74.24%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$11.46 TZS 30.1K

182.20%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$7.94 TZS 20.8K

-39.04%

Cappuccino

$2.75 Rp 49.3K

$1.95 TZS 5,111

41.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.37 TZS 960

272.97%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.21 TZS 561

257.14%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.04 TZS 2,730

187.50%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$1.96 TZS 5,136

96.43%

Milk (1 liter)

$1.74 Rp 31.1K

$0.75 TZS 1,959

132.00%

White Bread (500g)

$2.46 Rp 44.1K

$0.81 TZS 2,132

203.70%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.38 TZS 990

207.89%

Eggs

$2.43 Rp 43.6K

$2.01 TZS 5,280

20.90%

Local Cheese (1kg)

$14.50 Rp 260.2K

$9.29 TZS 24.4K

56.08%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.91 TZS 15.5K

-26.40%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$4.38 TZS 11.5K

173.52%

Apples (1kg)

$3.72 Rp 66.7K

$2.66 TZS 6,970

39.85%

Banana (1kg)

$1.63 Rp 29.2K

$0.95 TZS 2,489

71.58%

Oranges (1kg)

$2.74 Rp 49.2K

$1.05 TZS 2,760

160.95%

Tomato (1kg)

$2.24 Rp 40.2K

$0.57 TZS 1,487

292.98%

Potato (1kg)

$1.92 Rp 34.4K

$0.30 TZS 778

540.00%

Onion (1kg)

$2.28 Rp 40.8K

$0.30 TZS 783

660.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.88 TZS 2,317

20.45%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.41 TZS 1,063

75.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.00 TZS 5,249

64.50%

Wine (Bottle)

$23.19 Rp 416.1K

$6.78 TZS 17.8K

242.04%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$0.89 TZS 2,342

212.36%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.62 TZS 4,253

68.52%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.43 TZS 3,741

-66.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$1.18 TZS 3,094

-64.41%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$13.79 TZS 36.2K

-54.89%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.22 TZS 3,200

-33.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$17.0K TZS 44.7M

56.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$17.4K TZS 45.8M

84.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$97.7 TZS 256.3K

-19.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$4.87 TZS 12.8K

-16.43%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$22.94 TZS 60.2K

6.06%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$3.99 Rp 71.5K

$4.89 TZS 12.8K

-18.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$257 TZS 674.5K

18.66%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$19.0K TZS 49.8M

-65.01%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$25.92 TZS 68.0K

108.87%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$43.36 TZS 113.8K

-12.80%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$47.25 TZS 124.0K

83.79%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$42.90 TZS 112.6K

77.97%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$58.2 TZS 152.7K

1604.59%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$230 TZS 603.9K

1366.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$117 TZS 306.0K

1657.86%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.67

-32.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bagamoyo: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $58.2 in Bagamoyo. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $11.00 in Bagamoyo for a mid-range dinner for two. Groceries echo the gap at $297 vs $153 per month, with Bagamoyo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bagamoyo: Cost of Living - Frequently Asked Questions

Bagamoyo wins on cost – living expenses run 219% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $662 in Bagamoyo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $58.2 in Bagamoyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $257 in Bagamoyo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bagamoyo – a meal for two runs $11.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $441 in Bagamoyo versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Bagamoyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.

Both work as nomad bases, but Bagamoyo delivers better value – similar infrastructure at $441 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bagamoyo hard to pass up.

Safety-wise, Ubud, Bali and Bagamoyo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bagamoyo gentler on the wallet – expenses run 219% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.