Cost of Living Comparison Between Ubud, Bali and Bagamoyo Cost of Living Comparison Between Ubud, Bali and Bagamoyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $391 in Bagamoyo.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $655 in Bagamoyo.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $920 in Bagamoyo.

Living in Ubud, Bali is roughly 253% more expensive than in Bagamoyo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Bagamoyo is 72% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$1.93 TZS 5,085

72.54%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$11.28 TZS 29.7K

217.55%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.76 TZS 23.0K

-35.73%

Cappuccino

$2.82 Rp 49.7K

$1.96 TZS 5,143

43.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.32 TZS 853

446.88%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.20 TZS 520

300.00%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$0.97 TZS 2,547

213.40%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.93 TZS 5,078

122.80%

Milk (1 liter)

$1.61 Rp 28.3K

$0.79 TZS 2,081

103.80%

White Bread (500g)

$2.27 Rp 39.9K

$0.60 TZS 1,578

278.33%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.36 TZS 953

225.00%

Eggs

$2.17 Rp 38.2K

$1.91 TZS 5,016

13.61%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.55 TZS 25.1K

84.61%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.57 TZS 12.0K

-11.38%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$3.94 TZS 10.4K

209.14%

Apples (1kg)

$3.62 Rp 63.7K

$2.60 TZS 6,823

39.23%

Banana (1kg)

$1.64 Rp 28.8K

$0.93 TZS 2,456

76.34%

Oranges (1kg)

$2.31 Rp 40.6K

$0.97 TZS 2,539

138.14%

Tomato (1kg)

$1.96 Rp 34.5K

$0.60 TZS 1,566

226.67%

Potato (1kg)

$1.84 Rp 32.5K

$0.31 TZS 827

493.55%

Onion (1kg)

$2.37 Rp 41.7K

$0.31 TZS 821

664.52%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.88 TZS 2,309

19.32%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.35 TZS 925

54.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.33 TZS 6,127

-1.29%

Wine (Bottle)

$23.08 Rp 406.4K

$6.68 TZS 17.6K

245.51%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.89 TZS 2,342

162.92%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.51 TZS 3,962

103.31%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.62 TZS 4,251

-69.75%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.48 TZS 3,884

-68.24%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$13.37 TZS 35.1K

-58.12%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.32 TZS 3,472

-38.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$16.7K TZS 43.9M

49.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$26.4K TZS 69.5M

17.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$55.6 TZS 146.2K

48.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$4.62 TZS 12.1K

40.48%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$22.93 TZS 60.3K

-18.05%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$5.16 TZS 13.6K

-16.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$576 TZS 1.5M

-14.16%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$13.4K TZS 35.3M

-55.87%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$14.15 TZS 37.2K

227.07%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$26.01 TZS 68.4K

40.10%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$44.03 TZS 115.8K

83.28%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$66.5 TZS 174.7K

18.57%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$57.2 TZS 150.4K

1847.21%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$228 TZS 600.1K

1494.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$113 TZS 295.9K

1421.63%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

18.25

-24.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Bagamoyo: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $57.2 in Bagamoyo. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $11.00 in Bagamoyo for a mid-range dinner for two. Groceries echo the gap at $294 vs $142 per month, with Bagamoyo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bagamoyo: Cost of Living - Frequently Asked Questions

Bagamoyo wins on cost – living expenses run 253% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.

You'd need roughly $2,067 in Ubud, Bali and $586 in Bagamoyo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,114 in Ubud, Bali versus $57.2 in Bagamoyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $576 in Bagamoyo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bagamoyo – a meal for two runs $11.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $391 in Bagamoyo versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Bagamoyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.

Both work as nomad bases, but Bagamoyo delivers better value – similar infrastructure at $391 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bagamoyo hard to pass up.

Safety-wise, Ubud, Bali and Bagamoyo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bagamoyo gentler on the wallet – expenses run 253% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.