Cost of Living Comparison Between Ubud, Bali and Bagamoyo Cost of Living Comparison Between Ubud, Bali and Bagamoyo

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $432 in Bagamoyo.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $710 in Bagamoyo.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $988 in Bagamoyo.

Living in Ubud, Bali is roughly 229% more expensive than Bagamoyo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Bagamoyo is 68% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$1.96 TZS 5,061

81.63%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$11.57 TZS 29.8K

182.89%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.68 TZS 19.8K

-35.55%

Cappuccino

$2.71 Rp 48.4K

$1.95 TZS 5,028

38.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.36 TZS 932

272.22%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.20 TZS 506

250.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.04 TZS 2,690

180.77%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.90 TZS 4,905

108.42%

Milk (1 liter)

$1.81 Rp 32.3K

$0.76 TZS 1,952

138.16%

White Bread (500g)

$2.52 Rp 45.0K

$0.76 TZS 1,963

231.58%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.41 TZS 1,055

182.93%

Eggs

$2.46 Rp 43.9K

$2.06 TZS 5,323

19.42%

Local Cheese (1kg)

$14.71 Rp 262.7K

$9.70 TZS 25.0K

51.65%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$5.87 TZS 15.1K

-26.41%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$4.15 TZS 10.7K

192.53%

Apples (1kg)

$3.84 Rp 68.6K

$2.63 TZS 6,794

46.01%

Banana (1kg)

$1.56 Rp 27.8K

$0.99 TZS 2,555

57.58%

Oranges (1kg)

$2.83 Rp 50.6K

$1.01 TZS 2,616

180.20%

Tomato (1kg)

$2.33 Rp 41.5K

$0.56 TZS 1,437

316.07%

Potato (1kg)

$1.91 Rp 34.2K

$0.32 TZS 828

496.87%

Onion (1kg)

$2.20 Rp 39.3K

$0.32 TZS 837

587.50%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.85 TZS 2,194

18.82%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.41 TZS 1,055

90.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.06 TZS 5,322

61.17%

Wine (Bottle)

$23.74 Rp 423.9K

$7.09 TZS 18.3K

234.84%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.96 TZS 2,483

190.63%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.67 TZS 4,312

71.26%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.47 TZS 3,803

-68.71%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.12 TZS 2,887

-59.82%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$13.69 TZS 35.3K

-55.44%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.24 TZS 3,203

-36.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$17.1K TZS 44.0M

53.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$17.3K TZS 44.6M

85.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$97.4 TZS 251.1K

-17.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$4.77 TZS 12.3K

-14.88%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$23.11 TZS 59.6K

1.77%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$4.86 TZS 12.5K

-14.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$252 TZS 650.1K

20.58%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$19.5K TZS 50.2M

-66.02%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$25.98 TZS 67.0K

113.78%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$41.99 TZS 108.3K

-8.76%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$46.51 TZS 119.9K

90.50%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$42.78 TZS 110.3K

82.02%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$57.9 TZS 149.3K

1638.82%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$231 TZS 596.8K

1387.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$116 TZS 298.1K

1664.37%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.67

-32.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Bagamoyo: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $57.9 in Bagamoyo. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Bagamoyo for a mid-range dinner for two. Groceries echo the gap at $302 vs $154 per month, with Bagamoyo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bagamoyo: Cost of Living - Frequently Asked Questions

Bagamoyo wins on cost – living expenses run 229% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.

You'd need roughly $2,129 in Ubud, Bali and $648 in Bagamoyo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $57.9 in Bagamoyo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $252 in Bagamoyo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bagamoyo – a meal for two runs $12.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $432 in Bagamoyo versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Bagamoyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.

Both work as nomad bases, but Bagamoyo delivers better value – similar infrastructure at $432 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bagamoyo hard to pass up.

Safety-wise, Ubud, Bali and Bagamoyo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bagamoyo gentler on the wallet – expenses run 229% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.