Last update: Oct 2026 Tanzania 55K

Cost of Living in Bagamoyo

For one person, living costs in Bagamoyo are estimated at $386 a month, including rent and utilities – 38% below the national average. Rent and utilities take less than a third of the total.

Monthly Cost of Living

How much you'll spend in Bagamoyo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bagamoyo actually costs, broken down by who's living it.

Living costs for one person come to about $386 monthly including rent, or $328 excluding housing.

$386 /mo

Estimated monthly costs for a couple: $649 with rent, or $535 without housing.

$649 /mo

Monthly costs for a family of three come to about $912 including rent, or $742 for daily expenses alone.

$912 /mo

Bagamoyo sits 68–71% below the global median across household types. Within Africa, costs are well below average (57% lower) – one of the most affordable options in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$1.91 TZS 4,990
$0.96 TZS 2,508
$5.73 TZS 15.0K
Three-Course Dinner for Two, Mid-Range
$11.59 TZS 30.4K
$11.59 TZS 30.4K
$57.9 TZS 151.8K
Fast Food Meal (McDonalds, etc)
$7.49 TZS 19.6K
$5.62 TZS 14.7K
$9.89 TZS 25.9K
Cappuccino
$1.94 TZS 5,070
$0.75 TZS 1,966
$2.62 TZS 6,855
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.33 TZS 863
$0.26 TZS 685
$0.37 TZS 964
Water (0.33 liter bottle)
$0.22 TZS 569
$0.22 TZS 569
$0.43 TZS 1,139
Local Beer (0.5 liter draught)
$0.93 TZS 2,424
$0.73 TZS 1,899
$1.80 TZS 4,722
Imported Beer (0.33 liter bottle)
$1.91 TZS 4,995
$1.34 TZS 3,515
$3.06 TZS 8,009
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.78 TZS 2,036
$0.78 TZS 2,036
$1.17 TZS 3,055
White Bread (500g)
$0.60 TZS 1,583
$0.39 TZS 1,020
$1.36 TZS 3,569
Rice (white) (1kg)
$0.39 TZS 1,029
$0.39 TZS 1,029
$1.37 TZS 3,600
Eggs
$1.93 TZS 5,062
$1.03 TZS 2,696
$2.65 TZS 6,944
Local Cheese (1kg)
$9.19 TZS 24.1K
$3.78 TZS 9,910
$18.91 TZS 49.5K
Chicken Fillets (1kg)
$4.83 TZS 12.6K
$1.90 TZS 4,976
$6.86 TZS 18.0K
Beef Round Steak (1kg)
$3.93 TZS 10.3K
$2.45 TZS 6,419
$5.66 TZS 14.8K
Apples (1kg)
$2.49 TZS 6,519
$0.75 TZS 1,974
$3.76 TZS 9,843
Banana (1kg)
$0.97 TZS 2,547
$0.58 TZS 1,528
$2.71 TZS 7,104
Oranges (1kg)
$1.08 TZS 2,821
$0.39 TZS 1,011
$2.69 TZS 7,053
Tomato (1kg)
$0.55 TZS 1,434
$0.55 TZS 1,434
$1.82 TZS 4,755
Potato (1kg)
$0.31 TZS 814
$0.31 TZS 814
$1.57 TZS 4,122
Onion (1kg)
$0.29 TZS 758
$0.29 TZS 758
$1.82 TZS 4,777
Lettuce (1 head)
$0.81 TZS 2,109
$0.36 TZS 954
$1.09 TZS 2,862
Water (1.5 liter bottle)
$0.36 TZS 948
$0.26 TZS 674
$0.54 TZS 1,422
Cigarettes 20 Pack (Marlboro, Camel)
$2.06 TZS 5,392
$1.87 TZS 4,899
$3.75 TZS 9,824
Wine (Bottle)
$7.24 TZS 19.0K
$5.71 TZS 15.0K
$7.62 TZS 20.0K
Local Beer (0.5 liter bottle)
$0.94 TZS 2,454
$0.79 TZS 2,072
$1.19 TZS 3,108
Imported Beer (0.33 liter bottle)
$1.62 TZS 4,231
$0.97 TZS 2,528
$1.92 TZS 5,030
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$1.70 TZS 4,447
$1.45 TZS 3,804
$1.93 TZS 5,064
Taxi (Normal Tariff) (1km)
$1.55 TZS 4,055
$1.16 TZS 3,041
$1.55 TZS 4,055
Taxi 1hour Waiting (Normal Tariff)
$13.09 TZS 34.3K
$13.09 TZS 34.3K
$13.09 TZS 34.3K
Gasoline (1 liter)
$1.41 TZS 3,694
$1.06 TZS 2,764
$1.57 TZS 4,119
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.9K TZS 44.2M
$16.9K TZS 44.2M
$24.8K TZS 64.9M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K TZS 69.2M
$16.9K TZS 44.3M
$50.1K TZS 131.3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$57.7 TZS 151.1K
$46.15 TZS 120.9K
$154 TZS 402.9K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.81 TZS 12.6K
$3.84 TZS 10.1K
$11.53 TZS 30.2K
Internet (50+ Mbps, Unlimited Data)
$22.79 TZS 59.7K
$22.79 TZS 59.7K
$45.59 TZS 119.4K
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$5.25 TZS 13.7K
$4.67 TZS 12.2K
$5.83 TZS 15.3K
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$560 TZS 1.5M
$140 TZS 366.5K
$1,094 TZS 2.9M
International Primary School, 1 Child (Yearly)
$13.3K TZS 34.9M
$10.2K TZS 26.8M
$19.6K TZS 51.2M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$15.63 TZS 40.9K
$7.63 TZS 20.0K
$30.51 TZS 79.9K
Summer Dress (H&M, Zara, etc)
$25.86 TZS 67.7K
$20.82 TZS 54.5K
$37.84 TZS 99.1K
Sport Shoes (Adidas, Nike)
$44.92 TZS 117.6K
$26.76 TZS 70.1K
$76.5 TZS 200.3K
Men's Leather Business Shoes
$59.3 TZS 155.4K
$26.65 TZS 69.8K
$83.8 TZS 219.3K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$57.0 TZS 149.2K
-
3-bedroom Apartment, City Center (Monthly)
$232 TZS 607.1K
$232 TZS 607.1K
$232 TZS 607.1K
3-bedroom Apartment, Outside City Center (Monthly)
$113 TZS 296.1K
$113 TZS 296.1K
$113 TZS 296.1K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
18.25
14
25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Bagamoyo $386
Groceries & Markets
$143
Monthly Utilities & Internet
$85
Eating Out
$72
Clothing & Footwear
$66
Sport & Entertainment
$10 *
Getting Around
$9.4 *
Accommodation & Living
- *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Expect to spend about $143 monthly on groceries. Dining out at a mid-range restaurant costs roughly $12.00 for two – well below the African average of $41.00.

Cost Highlights

Rice is among the 20 cheapest worldwide (out of 7,502 cities)

Bagamoyo has the 4th cheapest 1-bedroom apartment, city center in Africa

Three-course dinner for two, mid-range is cheaper than 95% of cities in Africa

Good to know
🕒 Local time
12:56 12:56 PM
🌤 Weather
👥 Population
55,000
💱 Currency
Exchange rates and currency converter

USD, EUR to TZS – Tanzanian Shilling Converter

Tanzanian Shilling exchange rates as of October 17, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,945 TZS (10,000 TZS = 3.4 EUR).

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Bagamoyo Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Bagamoyo - Frequently Asked Questions
How affordable is Bagamoyo overall for travelers, expats, and digital nomads, and who tends to find the best value here?
Bagamoyo tends to feel more relaxed on the wallet than Tanzania's bigger hubs. You will find a mix of simple guesthouses, family-run apartments, and modest hotels that suit short stays or longer freelancing stints. Daily meals from local eateries are affordable, while Western imports can push costs up a notch; bargaining and choosing local brands helps. Cost of Living in Bagamoyo is shaped by tourism cycles, with busy weekends and holiday weeks slightly pricier. For most travelers, expats, and digital nomads, a modest budget covers housing, co-working spaces, and transport without sacrificing comfort. Tip: Scout neighborhoods near the coast for value and easy access to amenities.
What does daily life look like in Bagamoyo for housing search, food options, transport, and errands?
Finding housing in Bagamoyo starts with neighborhood options: near the harbor for easy access to seafood markets, or inland for quieter streets and lower noise. Short-term stays often use guesthouses or small apartments; longer leases can unlock more favorable rates if you negotiate. Local markets and street stalls offer tasty, inexpensive meals, with cafes and restaurants serving familiar fare if you crave Western options. Observing Bagamoyo living cost helps you adjust expectations around housing and meals, and a flexible plan makes room for seasonal price shifts. Tip: use local agents or trusted hosts to guide searches and compare a few options before committing.
What is the quality of life like in Bagamoyo, and what budgeting strategies and neighborhood choices suit different travel styles?
Quality of life in Bagamoyo blends coastal scenery, friendly local interactions, and a slower pace that can boost daily satisfaction. A practical budgeting framework mixes fixed expenses (short-term rent or guesthouse fees) with variable ones (meals, transport, activities). Build a simple weekly plan: allocate a modest daily amount for meals, a flexible pot for outings, and a separate fund for weekend trips to nearby nature spots. Seasonality affects crowd levels and some service costs, so adjust plans around high-tourist periods. Neighborhood fit matters: choose areas within easy reach of reputable Wi-Fi spots and safe, walkable streets. Tip: keep a small buffer for occasional splurges and emergencies.
Why is Bagamoyo considered affordable?
Compared to most cities worldwide, Bagamoyo is just cheap – all-in costs average $386 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.
What is the average cost of living in Bagamoyo in 2026?
As of 2026, monthly living costs in Bagamoyo come to around $386 including rent, or roughly $328 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
What is a good salary in Bagamoyo?
Earning $579 monthly in Bagamoyo means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
Is food expensive in Bagamoyo?
Groceries in Bagamoyo cost around $143 monthly – well below what you'd pay in most cities. Fresh produce, staples, and locally made goods are all well-priced, so eating well on a budget is straightforward here.
How much does childcare cost in Bagamoyo?
Childcare averages $560 monthly at a private kindergarten in Bagamoyo. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Can you live on $800 a month in Bagamoyo?
$800 stretches far in Bagamoyo – all-in monthly costs average only $386. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
Is Bagamoyo good for expats?
Expats in Bagamoyo enjoy low crime rates, expat-friendly services, coastal lifestyle, and monthly costs average around $386. The international crowd is active and welcoming, and practical stuff – bank accounts, apartment hunting, healthcare – is all manageable with some basic prep.
Can you save money living in Bagamoyo?
Monthly expenses in Bagamoyo run around $386, so putting money aside takes more than $579 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Is Bagamoyo good for backpackers on a budget?
Budget travelers love Bagamoyo – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $386 monthly; short-term visitors can get by on even less with hostels and local food.

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