Last update: Oct 2026

Cost of Living Comparison Between Bacolod and Ubud, Bali

For one person, living is cheaper in Bacolod: $607 a month against $1,368 in Ubud, Bali, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Bacolod
Learn more

Bacolod Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Bacolod

🇵🇭 Philippines

$607

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Bacolod and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bacolod and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $607 per month in Bacolod vs $1,368 in Ubud, Bali, rent included.

Bacolod $607
Ubud, Bali $1,368

A couple spends around $885 per month in Bacolod vs $2,314 in Ubud, Bali, rent included.

Bacolod $885
Ubud, Bali $2,314

A family of three spends $1,162 per month in Bacolod vs $3,260 in Ubud, Bali, rent included.

Bacolod $1,162
Ubud, Bali $3,260

Bacolod is about 56% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Bacolod sits 55% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.34 ₱147

$3.33 Rp 59.9K

-29.73%

Three-Course Dinner for Two, Mid-Range

$12.87 ₱810

$35.18 Rp 633.2K

-63.42%

Fast Food Meal (McDonalds, etc)

$4.03 ₱254

$5.80 Rp 104.5K

-30.52%

Cappuccino

$2.46 ₱155

$2.73 Rp 49.1K

-9.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ₱43.96

$1.64 Rp 29.5K

-57.32%

Water (0.33 liter bottle)

$0.38 ₱23.61

$0.83 Rp 15.0K

-54.22%

Local Beer (0.5 liter draught)

$1.37 ₱86.3

$2.70 Rp 48.6K

-49.26%

Imported Beer (0.33 liter bottle)

$1.78 ₱112

$4.30 Rp 77.4K

-58.60%

Milk (1 liter)

$1.61 ₱101

$1.50 Rp 27.1K

7.33%

White Bread (500g)

$1.16 ₱73.2

$2.30 Rp 41.4K

-49.57%

Rice (white) (1kg)

$0.95 ₱60.0

$1.18 Rp 21.2K

-19.49%

Eggs

$1.66 ₱105

$2.14 Rp 38.6K

-22.43%

Local Cheese (1kg)

$8.92 ₱561

$17.48 Rp 314.6K

-48.97%

Chicken Fillets (1kg)

$6.95 ₱437

$4.03 Rp 72.5K

72.46%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.37 ₱212

$3.55 Rp 63.9K

-5.07%

Banana (1kg)

$2.42 ₱152

$1.57 Rp 28.3K

54.14%

Oranges (1kg)

$2.24 Rp 40.2K

Tomato (1kg)

$0.53 ₱33.60

$1.93 Rp 34.7K

-72.54%

Potato (1kg)

$1.88 Rp 33.9K

Onion (1kg)

$2.00 ₱126

$2.29 Rp 41.3K

-12.66%

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$1.03 ₱64.8

$0.53 Rp 9,475

94.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.77 ₱175

$2.28 Rp 41.1K

21.49%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$0.91 ₱57.4

$2.34 Rp 42.2K

-61.11%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.18 ₱11.18

$0.24 Rp 4,315

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.61 ₱38.66

$0.48 Rp 8,684

27.08%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$1.28 ₱80.5

$0.88 Rp 15.9K

45.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K ₱1.4M

$24.6K Rp 442.2M

-10.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K ₱1.5M

$31.2K Rp 561.4M

-23.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ₱8,646

$83.0 Rp 1.5M

65.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.99 ₱503

$6.45 Rp 116.0K

23.88%

Internet (50+ Mbps, Unlimited Data)

$28.20 ₱1,776

$18.57 Rp 334.2K

51.86%

Gym Membership (Monthly)

$15.87 ₱999

$55.8 Rp 1.0M

-71.57%

Tennis Court (1 Hour on Weekend)

$2.44 ₱153

$18.11 Rp 326.0K

-86.53%

Cinema Ticket

$4.37 ₱275

$4.38 Rp 78.9K

-0.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.23 ₱1,966

$493 Rp 8.9M

-93.67%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$267 ₱16.8K

$1,142 Rp 20.6M

-76.64%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₱11.2K

$676 Rp 12.2M

-73.60%

3-bedroom Apartment, City Center (Monthly)

$475 ₱29.9K

$3,503 Rp 63.1M

-86.43%

3-bedroom Apartment, Outside City Center (Monthly)

$347 ₱21.8K

$1,700 Rp 30.6M

-79.61%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$206 ₱13.0K

$165 Rp 3.0M

25.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bacolod: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bacolod

$178 29.4%

Ubud, Bali

$676 49.4% 279% $497

Monthly Utilities & Internet

Bacolod

$174 28.6%

Ubud, Bali

$108 7.9% 37.7% $65

Groceries & Markets

Bacolod

$155 * 25.5%

Ubud, Bali

$290 21.2% 87.8% $136

Eating Out

Bacolod

$75 12.4%

Ubud, Bali

$109 8% 45% $34

Sport & Entertainment

Bacolod

$25 4.1%

Ubud, Bali

$65 4.7% 162% $40

Getting Around

Bacolod

$1.3 * 0.2%

Ubud, Bali

$13 0.9% 851% $11

Clothing & Footwear

Bacolod

- * 0%

Ubud, Bali

$108 7.9%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $267 in Bacolod versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Bacolod, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13.00 in Bacolod versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $155 vs $290 – making Bacolod the more affordable choice for daily food spending.

Good to know

🇵🇭 Bacolod

🇮🇩 Ubud, Bali

🕒 Local time

04:36 4:36 AM

Same time as Bacolod

🌤 Weather

👥 Population

561,875

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Bacolod Ubud, Bali 2,300 km ≈ 3 h 15 min nonstop flight

From you

Bacolod
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bacolod vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $607 in Bacolod, $1,368 in Ubud, Bali – roughly 125% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $911 per month in Bacolod and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Bacolod and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 88% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Bacolod, where all-in costs run around $607, than in Ubud, Bali at $1,368. In Bacolod it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $607 in Bacolod to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.