Cost of Living Comparison Between Ubud, Bali and Bacolod Cost of Living Comparison Between Ubud, Bali and Bacolod

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $736 in Bacolod, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,190 in Bacolod, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,645 in Bacolod, rent included.

Ubud, Bali costs about 93% more than Bacolod, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Bacolod is 45% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.24 ₱138

58.93%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$17.17 ₱1,060

90.62%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$3.97 ₱245

24.69%

Cappuccino

$2.71 Rp 48.6K

$2.96 ₱183

-8.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.64 ₱101

-18.29%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.21 ₱74.9

-42.15%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.28 ₱78.8

128.13%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$1.94 ₱119

104.12%

Milk (1 liter)

$1.81 Rp 32.4K

$1.73 ₱107

4.62%

White Bread (500g)

$2.52 Rp 45.1K

$1.25 ₱76.8

101.60%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.91 ₱55.9

27.47%

Eggs

$2.46 Rp 44.1K

$1.77 ₱109

38.98%

Local Cheese (1kg)

$14.71 Rp 263.7K

$9.64 ₱595

52.59%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.62 ₱470

-43.31%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$7.76 ₱479

56.44%

Apples (1kg)

$3.84 Rp 68.8K

$3.85 ₱238

-0.26%

Banana (1kg)

$1.56 Rp 27.9K

$2.73 ₱168

-42.86%

Oranges (1kg)

$2.83 Rp 50.8K

$2.58 ₱159

9.69%

Tomato (1kg)

$2.33 Rp 41.7K

$0.65 ₱39.85

258.46%

Potato (1kg)

$1.91 Rp 34.3K

$2.32 ₱143

-17.67%

Onion (1kg)

$2.20 Rp 39.5K

$2.27 ₱140

-3.08%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.10 ₱67.9

-8.18%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.13 ₱69.5

-30.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.05 ₱188

8.85%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.96 ₱59.1

190.63%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.99 ₱123

43.72%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.18 ₱10.86

50.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$10.62 ₱655

-24.39%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.78 ₱48.43

-41.03%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.24 ₱14.79

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$2.17 ₱134

181.11%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.24 ₱76.5

-36.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$25.3K ₱1.6M

3.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$30.6K ₱1.9M

4.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$103 ₱6,364

-22.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$35.67 ₱2,201

-88.62%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$27.89 ₱1,721

-15.67%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$26.22 ₱1,618

276.43%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$2.58 ₱159

156.98%

Cinema Ticket

$4.15 Rp 74.3K

$4.86 ₱300

-14.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$35.27 ₱2,176

761.81%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$4,330 ₱267.2K

52.71%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$55.3 ₱3,412

0.43%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$26.06 ₱1,608

47.01%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$50.1 ₱3,090

76.92%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$43.72 ₱2,698

78.11%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$227 ₱14.0K

343.77%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$148 ₱9,161

354.86%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$495 ₱30.5K

595.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$430 ₱26.5K

374.02%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$207 ₱12.8K

-20.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Bacolod: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $227 in Bacolod. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Bacolod, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $17.00 in Bacolod. Monthly groceries follow the same trend: $302 vs $218 – making Bacolod the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bacolod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $736 in Bacolod – roughly 93% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,104 in Bacolod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 32% less in Bacolod. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $35.27 in Bacolod. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bacolod, where all-in costs run around $736, than in Ubud, Bali at $1,419. In Bacolod it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $736 in Bacolod to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.