Cost of Living Comparison Between Ubud, Bali and Bacolod Cost of Living Comparison Between Ubud, Bali and Bacolod

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $624 in Bacolod, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $928 in Bacolod, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,231 in Bacolod, rent included.

Ubud, Bali costs about 119% more than Bacolod, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Bacolod is 54% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.44 ₱153

40.98%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$13.05 ₱819

178.24%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.95 ₱248

44.56%

Cappuccino

$2.67 Rp 47.3K

$2.33 ₱146

14.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.65 ₱40.65

169.23%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.35 ₱21.77

148.57%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.34 ₱83.8

120.15%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.81 ₱114

149.72%

Milk (1 liter)

$1.62 Rp 28.7K

$1.53 ₱96.1

5.88%

White Bread (500g)

$2.33 Rp 41.3K

$1.16 ₱72.9

100.86%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.90 ₱56.4

23.33%

Eggs

$2.20 Rp 39.0K

$1.63 ₱102

34.97%

Local Cheese (1kg)

$17.69 Rp 313.3K

$8.58 ₱538

106.18%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.93 ₱435

-40.84%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$3.39 ₱213

9.44%

Banana (1kg)

$1.59 Rp 28.1K

$2.53 ₱159

-37.15%

Oranges (1kg)

$2.28 Rp 40.4K

Tomato (1kg)

$1.95 Rp 34.6K

$0.54 ₱33.97

261.11%

Potato (1kg)

$1.91 Rp 33.7K

Onion (1kg)

$2.33 Rp 41.3K

$1.94 ₱122

20.10%

Lettuce (1 head)

$1.01 Rp 17.8K

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.02 ₱64.1

-46.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.75 ₱172

-18.91%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.91 ₱56.9

165.93%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.16 ₱10.19

68.75%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.75 ₱46.99

-36.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.23 ₱14.32

86.96%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.20 ₱75.4

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$21.7K ₱1.4M

14.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$23.8K ₱1.5M

33.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$137 ₱8,619

-40.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$8.01 ₱503

-18.98%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$27.72 ₱1,739

-32.29%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$15.63 ₱980

263.85%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$2.41 ₱151

677.18%

Cinema Ticket

$4.54 Rp 80.4K

$4.56 ₱286

-0.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$31.46 ₱1,973

1427.88%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$56.1 ₱3,515

-18.79%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$271 ₱17.0K

311.49%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$179 ₱11.2K

290.64%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$467 ₱29.3K

679.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$335 ₱21.0K

418.17%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$204 ₱12.8K

-17.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Bacolod: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $271 in Bacolod. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Bacolod, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $13.00 in Bacolod. Monthly groceries follow the same trend: $295 vs $153 – making Bacolod the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bacolod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $624 in Bacolod – roughly 119% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $936 in Bacolod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $13.00 in Bacolod. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 93% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Bacolod, where all-in costs run around $624, than in Ubud, Bali at $1,368. In Bacolod it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $624 in Bacolod to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.