Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bacolod

For one person, living is cheaper in Bacolod: $598 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bacolod

🇵🇭 Philippines

$598

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bacolod

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bacolod actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $598 in Bacolod, rent included.

Ubud, Bali $1,349
Bacolod $598

A couple spends around $2,305 per month in Ubud, Bali vs $867 in Bacolod, rent included.

Ubud, Bali $2,305
Bacolod $867

A family of three spends $3,261 per month in Ubud, Bali vs $1,135 in Bacolod, rent included.

Ubud, Bali $3,261
Bacolod $1,135

Ubud, Bali costs about 125% more than Bacolod, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.36 ₱150

40.68%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$12.74 ₱809

179.75%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$3.90 ₱247

41.79%

Cappuccino

$2.72 Rp 49.3K

$2.30 ₱146

18.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.67 ₱42.67

153.73%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.36 ₱23.13

111.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.31 ₱83.2

102.29%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.84 ₱117

138.04%

Milk (1 liter)

$1.49 Rp 27.1K

$1.50 ₱95.3

-0.67%

White Bread (500g)

$2.28 Rp 41.3K

$1.09 ₱69.4

109.17%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.95 ₱60.5

25.26%

Eggs

$2.04 Rp 36.9K

$1.58 ₱101

29.11%

Local Cheese (1kg)

$17.70 Rp 321.2K

$8.64 ₱549

104.86%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.47 ₱411

-38.79%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

Apples (1kg)

$3.66 Rp 66.3K

$3.45 ₱219

6.09%

Banana (1kg)

$1.52 Rp 27.5K

$2.39 ₱152

-36.40%

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

$0.56 ₱35.71

251.79%

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 44.0K

$1.97 ₱125

22.84%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.00 ₱63.7

-49.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.73 ₱173

-18.68%

Wine (Bottle)

$22.24 Rp 403.6K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.88 ₱55.6

156.82%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.17 ₱10.60

47.06%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$0.65 ₱41.17

-32.31%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.25 ₱79.2

-34.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$21.3K ₱1.4M

12.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$22.9K ₱1.5M

38.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$137 ₱8,730

-42.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$7.72 ₱490

-16.45%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$27.18 ₱1,726

-31.64%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$15.83 ₱1,005

212.57%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$2.33 ₱148

657.51%

Cinema Ticket

$4.27 Rp 77.6K

$4.44 ₱282

-3.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$31.16 ₱1,979

1474.26%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$257 ₱16.3K

337.89%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$178 ₱11.3K

276.67%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$466 ₱29.6K

665.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$339 ₱21.5K

408.56%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$202 ₱12.8K

-18.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bacolod: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bacolod

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Bacolod

–

Eating Out

Ubud, Bali

$108 8%

Bacolod

–

Clothing & Footwear

Ubud, Bali

$108 8%

Bacolod

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bacolod

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bacolod

–

Getting Around

Ubud, Bali

$11 0.9%

Bacolod

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $257 in Bacolod. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Bacolod, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $13 in Bacolod. Monthly groceries follow the same trend: $288 vs $149 – making Bacolod the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Bacolod

🕒 Local time

13:15 1:15 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

561,875

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Philippine Peso exchange rates as of November 3, 2026: 1 USD = 63.51 PHP (100 PHP = 1.57 USD). 1 EUR = 71.18 PHP (100 PHP = 1.4 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Bacolod 2,300 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Bacolod

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bacolod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $598 in Bacolod – Bacolod comes out roughly 56% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $898 in Bacolod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments: a one-bedroom in the center costs $257 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $13 in Bacolod. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 93% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Bacolod, where all-in costs run around $598, than in Ubud, Bali at $1,349. In Bacolod it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $598 in Bacolod to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.