Cost of Living Comparison Between Ubud, Bali and Bacolod Cost of Living Comparison Between Ubud, Bali and Bacolod

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $761 in Bacolod, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,212 in Bacolod, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,664 in Bacolod, rent included.

Ubud, Bali costs about 85% more than Bacolod, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Bacolod is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.17 ₱133

58.99%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$16.61 ₱1,022

94.70%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.92 ₱241

23.47%

Cappuccino

$2.75 Rp 49.3K

$2.84 ₱175

-3.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.62 ₱100

-14.81%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.22 ₱75.4

-38.52%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.30 ₱80.2

130.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$1.91 ₱117

101.57%

Milk (1 liter)

$1.74 Rp 31.1K

$1.75 ₱108

-0.57%

White Bread (500g)

$2.46 Rp 44.1K

$1.20 ₱74.2

105.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.92 ₱56.8

27.17%

Eggs

$2.43 Rp 43.6K

$1.84 ₱114

32.07%

Local Cheese (1kg)

$14.50 Rp 260.2K

$10.06 ₱619

44.14%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$7.32 ₱451

-40.57%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$7.76 ₱478

54.38%

Apples (1kg)

$3.72 Rp 66.7K

$3.90 ₱240

-4.62%

Banana (1kg)

$1.63 Rp 29.2K

$2.72 ₱167

-40.07%

Oranges (1kg)

$2.74 Rp 49.2K

$2.70 ₱166

1.48%

Tomato (1kg)

$2.24 Rp 40.2K

$0.64 ₱39.69

250.00%

Potato (1kg)

$1.92 Rp 34.4K

$2.32 ₱143

-17.24%

Onion (1kg)

$2.28 Rp 40.8K

$2.17 ₱134

5.07%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.11 ₱68.1

-4.50%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.08 ₱66.5

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.94 ₱181

11.90%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$0.99 ₱61.1

180.81%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.96 ₱121

39.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.18 ₱11.27

50.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$10.79 ₱664

-24.84%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.78 ₱48.31

-38.46%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.24 ₱14.71

75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.15 ₱132

189.30%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.24 ₱76.3

-34.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$24.5K ₱1.5M

8.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$31.1K ₱1.9M

3.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$100.0 ₱6,154

-21.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$36.07 ₱2,221

-88.72%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$27.07 ₱1,667

-10.12%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$26.81 ₱1,651

267.81%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$2.67 ₱164

137.45%

Cinema Ticket

$3.99 Rp 71.5K

$5.07 ₱312

-21.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$34.91 ₱2,149

773.76%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$4,322 ₱266.1K

53.70%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$55.5 ₱3,416

-2.43%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$26.52 ₱1,633

42.57%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$49.55 ₱3,050

75.26%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$44.74 ₱2,755

70.65%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$229 ₱14.1K

332.90%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$146 ₱8,962

362.14%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$495 ₱30.5K

581.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$427 ₱26.3K

379.89%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$214 ₱13.2K

-22.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bacolod: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $229 in Bacolod. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Bacolod, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $17.00 in Bacolod. Monthly groceries follow the same trend: $297 vs $218 – making Bacolod the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bacolod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $761 in Bacolod – roughly 85% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,141 in Bacolod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 33% less in Bacolod. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $34.91 in Bacolod. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bacolod, where all-in costs run around $761, than in Ubud, Bali at $1,408. In Bacolod it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $761 in Bacolod to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.