Last update: Oct 2026

Cost of Living Comparison Between Bacolod and Pernik

For one person, living is cheaper in Bacolod: $607 a month against $852 in Pernik, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

37

Cost of Living Index in Bacolod
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Bacolod Living Index
41

Cost of Living Index in Pernik
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Pernik Living Index

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Bacolod

🇵🇭 Philippines

$607

/mo nomad

Pernik

🇧🇬 Bulgaria

$852

/mo nomad

Monthly Cost of Living

How much you'll spend in Bacolod and in Pernik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bacolod and in Pernik actually costs, broken down by who's living it.

A single person spends $607 per month in Bacolod vs $852 in Pernik, rent included.

Bacolod $607
Pernik $852

A couple spends around $885 per month in Bacolod vs $1,072 in Pernik, rent included.

Bacolod $885
Pernik $1,072

A family of three spends $1,162 per month in Bacolod vs $1,292 in Pernik, rent included.

Bacolod $1,162
Pernik $1,292

Bacolod is about 29% cheaper than Pernik, and outside of rent the biggest gap is in eating out.

Both Bacolod and Pernik are more affordable than the global median – Bacolod 55% lower, Pernik 37% lower.

Meal at Budget Restaurant

$2.34 ₱147

$10.33 BGN 17.98

-77.35%

Three-Course Dinner for Two, Mid-Range

$12.87 ₱810

$25.56 BGN 44.48

-49.65%

Fast Food Meal (McDonalds, etc)

$4.03 ₱254

$9.01 BGN 15.67

-55.27%

Cappuccino

$2.46 ₱155

$1.60 BGN 2.78

53.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ₱43.96

$0.99 BGN 1.73

-29.29%

Water (0.33 liter bottle)

$0.38 ₱23.61

$0.55 BGN 0.96

-30.91%

Local Beer (0.5 liter draught)

$1.37 ₱86.3

$2.26 BGN 3.93

-39.38%

Imported Beer (0.33 liter bottle)

$1.78 ₱112

$1.92 BGN 3.35

-7.29%

Milk (1 liter)

$1.61 ₱101

$1.37 BGN 2.39

17.52%

White Bread (500g)

$1.16 ₱73.2

$0.70 BGN 1.21

65.71%

Rice (white) (1kg)

$0.95 ₱60.0

$1.50 BGN 2.61

-36.67%

Eggs

$1.66 ₱105

$2.32 BGN 4.04

-28.45%

Local Cheese (1kg)

$8.92 ₱561

$8.33 BGN 14.50

7.08%

Chicken Fillets (1kg)

$6.95 ₱437

$6.41 BGN 11.15

8.42%

Beef Round Steak (1kg)

$8.64 BGN 15.03

Apples (1kg)

$3.37 ₱212

$1.15 BGN 2.01

193.04%

Banana (1kg)

$2.42 ₱152

$1.67 BGN 2.91

44.91%

Oranges (1kg)

$1.44 BGN 2.51

Tomato (1kg)

$0.53 ₱33.60

$1.87 BGN 3.25

-71.66%

Potato (1kg)

$0.88 BGN 1.53

Onion (1kg)

$2.00 ₱126

$0.77 BGN 1.34

159.74%

Lettuce (1 head)

$0.56 BGN 0.97

Water (1.5 liter bottle)

$1.03 ₱64.8

$0.63 BGN 1.10

63.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.77 ₱175

$3.48 BGN 6.05

-20.40%

Wine (Bottle)

$5.10 BGN 8.87

Local Beer (0.5 liter bottle)

$0.91 ₱57.4

$0.71 BGN 1.24

28.17%

Imported Beer (0.33 liter bottle)

$1.75 BGN 3.04

One-way Ticket (Public Transport)

$0.18 ₱11.18

$0.90 BGN 1.57

-80.00%

Public Transport Monthly Pass (Regular Price)

$11.26 BGN 19.60

Taxi Start (Normal Tariff)

$0.61 ₱38.66

$1.28 BGN 2.23

-52.34%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

Taxi 1hour Waiting (Normal Tariff)

$11.57 BGN 20.13

Gasoline (1 liter)

$1.28 ₱80.5

$1.57 BGN 2.73

-18.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K ₱1.4M

$29.8K BGN 51.9K

-26.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K ₱1.5M

$21.6K BGN 37.5K

11.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ₱8,646

$93.8 BGN 163

46.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.99 ₱503

$14.58 BGN 25.36

-45.20%

Internet (50+ Mbps, Unlimited Data)

$28.20 ₱1,776

$12.18 BGN 21.19

131.53%

Gym Membership (Monthly)

$15.87 ₱999

$34.42 BGN 59.9

-53.89%

Tennis Court (1 Hour on Weekend)

$2.44 ₱153

Cinema Ticket

$4.37 ₱275

$5.63 BGN 9.79

-22.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.23 ₱1,966

$232 BGN 404

-86.54%

International Primary School, 1 Child (Yearly)

$2,248 BGN 3,911

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

Summer Dress (H&M, Zara, etc)

$18.98 BGN 33.03

Sport Shoes (Adidas, Nike)

$65.3 BGN 114

Men's Leather Business Shoes

$51.7 BGN 90.0

1-bedroom Apartment, City Center (Monthly)

$267 ₱16.8K

$281 BGN 489

-4.95%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₱11.2K

$260 BGN 453

-31.49%

3-bedroom Apartment, City Center (Monthly)

$475 ₱29.9K

3-bedroom Apartment, Outside City Center (Monthly)

$347 ₱21.8K

Buy Apartment in City Center (m2)

$1,161 BGN 2,019

Buy Apartment Outside City Center (m2)

$1,057 BGN 1,840

Average Monthly Net Salary (After Tax)

$206 ₱13.0K

$1,567 BGN 2,727

-86.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bacolod: October 11, 2026

Last update for Pernik: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bacolod

$178 29.4%

Pernik

$260 30.6% 46% $82

Monthly Utilities & Internet

Bacolod

$174 28.6%

Pernik

$121 14.2% 30.5% $53

Groceries & Markets

Bacolod

$155 * 25.5%

Pernik

$181 21.3% 17.1% $27

Eating Out

Bacolod

$75 12.4%

Pernik

$150 17.6% 100% $75

Sport & Entertainment

Bacolod

$25 4.1%

Pernik

$46 5.4% 85.5% $21

Getting Around

Bacolod

$1.3 * 0.2%

Pernik

$19 2.3% 1372% $18

Clothing & Footwear

Bacolod

- * 0%

Pernik

$75 8.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $267 in Bacolod versus $281 in Pernik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 661% higher in Pernik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Bacolod versus $26.00 in Pernik. Monthly groceries follow the same trend: $155 vs $181 – making Bacolod the more affordable choice for daily food spending.

Good to know

🇵🇭 Bacolod

🇧🇬 Pernik

🕒 Local time

02:52 2:52 AM

21:52 9:52 PM

5 h behind Bacolod

🌤 Weather

👥 Population

561,875

78,342

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PHP in detail →

On the map

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Between locations

Bacolod Pernik 10,000 km ≈ 13 h nonstop flight

From you

Bacolod
Pernik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bacolod vs Pernik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $607 in Bacolod, $852 in Pernik – roughly 40% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $911 per month in Bacolod and $1,278 in Pernik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Bacolod and $26.00 in Pernik. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in Pernik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $607 in Bacolod and $852 in Pernik, leaving budget for savings and extras in both cases.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $607 in Bacolod to $852 in Pernik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pernik makes more sense. Both are solid long-term options with distinct trade-offs.