Cost of Living Comparison Between Bacolod and Pernik Cost of Living Comparison Between Bacolod and Pernik

Monthly Cost of Living

A single person spends $639 per month in Bacolod vs $882 in Pernik, rent included.

A couple spends around $917 per month in Bacolod vs $1,106 in Pernik, rent included.

A family of three spends $1,195 per month in Bacolod vs $1,330 in Pernik, rent included.

Bacolod is about 27% cheaper than Pernik, driven mainly by Eating Out.

Both Bacolod and Pernik are more affordable than the global median – Bacolod 53% lower, Pernik 36% lower.

Meal at Budget Restaurant

$2.43 ₱152

$10.59 BGN 17.61

-77.05%

Three-Course Dinner for Two, Mid-Range

$12.99 ₱812

$26.12 BGN 43.45

-50.27%

Fast Food Meal (McDonalds, etc)

$3.89 ₱243

$9.43 BGN 15.68

-58.75%

Cappuccino

$2.37 ₱148

$1.60 BGN 2.66

48.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱43.41

$1.03 BGN 1.72

-33.01%

Water (0.33 liter bottle)

$0.37 ₱23.29

$0.54 BGN 0.90

-31.48%

Local Beer (0.5 liter draught)

$1.39 ₱87.0

$2.28 BGN 3.79

-39.04%

Imported Beer (0.33 liter bottle)

$1.81 ₱113

$2.09 BGN 3.48

-13.40%

Milk (1 liter)

$1.60 ₱100

$1.49 BGN 2.47

7.38%

White Bread (500g)

$1.11 ₱69.4

$0.69 BGN 1.15

60.87%

Rice (white) (1kg)

$0.90 ₱56.0

$1.56 BGN 2.59

-42.31%

Eggs

$1.60 ₱100

$2.45 BGN 4.07

-34.69%

Local Cheese (1kg)

$8.70 ₱544

$8.60 BGN 14.30

1.16%

Chicken Fillets (1kg)

$6.61 ₱413

$6.54 BGN 10.87

1.07%

Beef Round Steak (1kg)

$8.93 BGN 14.86

Apples (1kg)

$3.40 ₱212

$1.16 BGN 1.93

193.10%

Banana (1kg)

$2.55 ₱159

$1.74 BGN 2.90

46.55%

Oranges (1kg)

$1.52 BGN 2.52

Tomato (1kg)

$0.53 ₱33.39

$1.96 BGN 3.26

-72.96%

Potato (1kg)

$0.91 BGN 1.52

Onion (1kg)

$1.99 ₱124

$0.74 BGN 1.24

168.92%

Lettuce (1 head)

$0.60 BGN 1.00

Water (1.5 liter bottle)

$1.03 ₱64.2

$0.70 BGN 1.17

47.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.77 ₱173

$3.65 BGN 6.07

-24.11%

Wine (Bottle)

$5.40 BGN 8.98

Local Beer (0.5 liter bottle)

$0.86 ₱54.1

$0.78 BGN 1.30

10.26%

Imported Beer (0.33 liter bottle)

$1.81 BGN 3.01

One-way Ticket (Public Transport)

$0.17 ₱10.42

$0.90 BGN 1.50

-81.11%

Public Transport Monthly Pass (Regular Price)

$12.09 BGN 20.11

Taxi Start (Normal Tariff)

$0.74 ₱46.15

$1.34 BGN 2.23

-44.78%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.36

$0.62 BGN 1.03

-62.90%

Taxi 1hour Waiting (Normal Tariff)

$11.81 BGN 19.65

Gasoline (1 liter)

$1.22 ₱76.3

$1.58 BGN 2.63

-22.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$30.8K BGN 51.3K

-29.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ₱1.5M

$21.6K BGN 35.9K

10.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ₱8,698

$96.5 BGN 161

44.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.10 ₱506

$15.05 BGN 25.05

-46.18%

Internet (50+ Mbps, Unlimited Data)

$27.83 ₱1,740

$12.69 BGN 21.11

119.31%

Gym Membership (Monthly)

$15.84 ₱991

$35.00 BGN 58.2

-54.74%

Tennis Court (1 Hour on Weekend)

$2.43 ₱152

Cinema Ticket

$4.52 ₱282

$5.78 BGN 9.62

-21.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.97 ₱1,999

$236 BGN 392

-86.45%

International Primary School, 1 Child (Yearly)

$2,386 BGN 3,970

Jeans (Levis 501 Or Similar)

$56.9 ₱3,560

$31.11 BGN 51.8

83.03%

Summer Dress (H&M, Zara, etc)

$20.36 BGN 33.87

Sport Shoes (Adidas, Nike)

$65.9 BGN 110

Men's Leather Business Shoes

$52.8 BGN 87.8

1-bedroom Apartment, City Center (Monthly)

$267 ₱16.7K

$301 BGN 500

-11.38%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ₱11.2K

$263 BGN 438

-32.09%

3-bedroom Apartment, City Center (Monthly)

$474 ₱29.6K

3-bedroom Apartment, Outside City Center (Monthly)

$337 ₱21.1K

Buy Apartment in City Center (m2)

$1,202 BGN 2,000

Buy Apartment Outside City Center (m2)

$1,084 BGN 1,804

Average Monthly Net Salary (After Tax)

$209 ₱13.0K

$1,642 BGN 2,731

-87.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bacolod: August 29, 2026

Last update for Pernik: September 1, 2026

Cost Breakdown

A central one-bedroom costs $267 in Bacolod versus $301 in Pernik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 687% higher in Pernik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Bacolod versus $26.00 in Pernik. Monthly groceries follow the same trend: $152 vs $189 – making Bacolod the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bacolod vs Pernik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $639 in Bacolod, $882 in Pernik – roughly 38% apart. Pernik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $959 per month in Bacolod and $1,323 in Pernik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Bacolod and $26.00 in Pernik. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 24% more in Pernik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $639 in Bacolod and $882 in Pernik, leaving budget for savings and extras in both cases.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $639 in Bacolod to $882 in Pernik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pernik makes more sense. Both are solid long-term options with distinct trade-offs.