Cost of Living Comparison Between Bacolod and Pernik Cost of Living Comparison Between Bacolod and Pernik

Monthly Cost of Living

A single person spends $736 per month in Bacolod vs $883 in Pernik, rent included.

A couple spends around $1,190 per month in Bacolod vs $1,303 in Pernik, rent included.

A family of three spends $1,645 per month in Bacolod vs $1,723 in Pernik, rent included.

Bacolod is about 17% cheaper than Pernik, driven mainly by Eating Out.

Both Bacolod and Pernik are more affordable than the global median – Bacolod 45% lower, Pernik 34% lower.

Meal at Budget Restaurant

$2.24 ₱138

$8.66 BGN 14.41

-74.13%

Three-Course Dinner for Two, Mid-Range

$17.17 ₱1,059

$25.00 BGN 41.59

-31.32%

Fast Food Meal (McDonalds, etc)

$3.97 ₱245

$9.03 BGN 15.03

-56.04%

Cappuccino

$2.96 ₱183

$1.63 BGN 2.72

81.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 ₱101

$1.03 BGN 1.71

59.22%

Water (0.33 liter bottle)

$1.21 ₱74.9

$0.57 BGN 0.95

112.28%

Local Beer (0.5 liter draught)

$1.28 ₱78.8

$1.19 BGN 1.99

7.56%

Imported Beer (0.33 liter bottle)

$1.94 ₱119

$2.09 BGN 3.48

-7.18%

Milk (1 liter)

$1.73 ₱107

$1.42 BGN 2.36

21.83%

White Bread (500g)

$1.25 ₱76.8

$0.70 BGN 1.17

78.57%

Rice (white) (1kg)

$0.91 ₱55.8

$1.51 BGN 2.50

-39.74%

Eggs

$1.77 ₱109

$2.17 BGN 3.61

-18.43%

Local Cheese (1kg)

$9.64 ₱595

$8.85 BGN 14.72

8.93%

Chicken Fillets (1kg)

$7.62 ₱470

$7.18 BGN 11.94

6.13%

Beef Round Steak (1kg)

$7.76 ₱479

$8.64 BGN 14.38

-10.19%

Apples (1kg)

$3.85 ₱237

$1.20 BGN 1.99

220.83%

Banana (1kg)

$2.73 ₱168

$1.71 BGN 2.85

59.65%

Oranges (1kg)

$2.58 ₱159

$1.45 BGN 2.42

77.93%

Tomato (1kg)

$0.65 ₱39.82

$2.14 BGN 3.55

-69.63%

Potato (1kg)

$2.32 ₱143

$0.85 BGN 1.42

172.94%

Onion (1kg)

$2.27 ₱140

$0.80 BGN 1.33

183.75%

Lettuce (1 head)

$1.10 ₱67.8

$0.57 BGN 0.95

92.98%

Water (1.5 liter bottle)

$1.13 ₱69.5

$0.71 BGN 1.18

59.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.05 ₱188

$3.60 BGN 5.99

-15.28%

Wine (Bottle)

$5.29 BGN 8.81

Local Beer (0.5 liter bottle)

$0.96 ₱59.1

$0.74 BGN 1.22

29.73%

Imported Beer (0.33 liter bottle)

$1.99 ₱122

$2.15 BGN 3.58

-7.44%

One-way Ticket (Public Transport)

$0.18 ₱10.86

$0.89 BGN 1.49

-79.78%

Public Transport Monthly Pass (Regular Price)

$10.62 ₱655

$11.59 BGN 19.29

-8.37%

Taxi Start (Normal Tariff)

$0.78 ₱48.40

$1.32 BGN 2.20

-40.91%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.78

$0.66 BGN 1.09

-63.64%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₱134

$12.01 BGN 19.99

-81.93%

Gasoline (1 liter)

$1.24 ₱76.4

$1.54 BGN 2.57

-19.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K ₱1.6M

$24.7K BGN 41.1K

2.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K ₱1.9M

$17.8K BGN 29.7K

71.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 ₱6,360

$102 BGN 169

1.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.67 ₱2,200

$15.02 BGN 24.99

137.48%

Internet (50+ Mbps, Unlimited Data)

$27.89 ₱1,720

$11.05 BGN 18.39

152.40%

Gym Membership (Monthly)

$26.22 ₱1,617

$35.41 BGN 58.9

-25.95%

Tennis Court (1 Hour on Weekend)

$2.58 ₱159

$14.75 BGN 24.54

-82.51%

Cinema Ticket

$4.86 ₱299

$5.80 BGN 9.65

-16.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$35.27 ₱2,175

$237 BGN 395

-85.14%

International Primary School, 1 Child (Yearly)

$4,330 ₱267.0K

$2,400 BGN 3,992

80.45%

Jeans (Levis 501 Or Similar)

$55.3 ₱3,410

$38.62 BGN 64.3

43.19%

Summer Dress (H&M, Zara, etc)

$26.06 ₱1,607

$19.30 BGN 32.10

35.03%

Sport Shoes (Adidas, Nike)

$50.1 ₱3,088

$75.3 BGN 125

-33.48%

Men's Leather Business Shoes

$43.72 ₱2,696

$73.8 BGN 123

-40.77%

1-bedroom Apartment, City Center (Monthly)

$227 ₱14.0K

$301 BGN 500

-24.59%

1-bedroom Apartment, Outside City Center (Monthly)

$148 ₱9,155

$267 BGN 444

-44.34%

3-bedroom Apartment, City Center (Monthly)

$495 ₱30.5K

$475 BGN 790

4.19%

3-bedroom Apartment, Outside City Center (Monthly)

$430 ₱26.5K

$347 BGN 577

23.96%

Buy Apartment in City Center (m2)

$1,228 BGN 2,043

Buy Apartment Outside City Center (m2)

$1,091 BGN 1,814

Average Monthly Net Salary (After Tax)

$207 ₱12.7K

$1,636 BGN 2,721

-87.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

3.4

96.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bacolod: June 1, 2026

Last update for Pernik: June 2, 2026

Cost Breakdown

A central one-bedroom costs $227 in Bacolod versus $301 in Pernik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 691% higher in Pernik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $17.00 in Bacolod versus $25.00 in Pernik. Groceries tell a different story – $218 in Bacolod vs $191 in Pernik – so Pernik wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bacolod vs Pernik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $736 in Bacolod, $883 in Pernik – roughly 20% apart. Pernik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,104 per month in Bacolod and $1,324 in Pernik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 9% less in Bacolod. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $35.27 per month in Bacolod and $237 in Pernik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $736 in Bacolod and $883 in Pernik, leaving budget for savings and extras in both cases.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $736 in Bacolod to $883 in Pernik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pernik makes more sense. Both are solid long-term options with distinct trade-offs.