Cost of Living Comparison Between Bacolod and Pernik Cost of Living Comparison Between Bacolod and Pernik

Monthly Cost of Living

A single person spends $761 per month in Bacolod vs $890 in Pernik, rent included.

A couple spends around $1,212 per month in Bacolod vs $1,303 in Pernik, rent included.

A family of three spends $1,664 per month in Bacolod vs $1,716 in Pernik, rent included.

Bacolod is about 14% cheaper than Pernik, driven mainly by Eating Out.

Both Bacolod and Pernik are more affordable than the global median – Bacolod 43% lower, Pernik 33% lower.

Meal at Budget Restaurant

$2.17 ₱133

$9.08 BGN 15.10

-76.10%

Three-Course Dinner for Two, Mid-Range

$16.61 ₱1,022

$25.16 BGN 41.86

-33.98%

Fast Food Meal (McDonalds, etc)

$3.92 ₱241

$9.36 BGN 15.57

-58.12%

Cappuccino

$2.84 ₱175

$1.62 BGN 2.70

75.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 ₱100

$0.97 BGN 1.62

67.01%

Water (0.33 liter bottle)

$1.22 ₱75.4

$0.56 BGN 0.94

117.86%

Local Beer (0.5 liter draught)

$1.30 ₱80.2

$1.15 BGN 1.91

13.04%

Imported Beer (0.33 liter bottle)

$1.91 ₱117

$2.02 BGN 3.36

-5.45%

Milk (1 liter)

$1.75 ₱108

$1.47 BGN 2.44

19.05%

White Bread (500g)

$1.20 ₱74.2

$0.70 BGN 1.17

71.43%

Rice (white) (1kg)

$0.92 ₱56.8

$1.48 BGN 2.46

-37.84%

Eggs

$1.84 ₱114

$2.19 BGN 3.65

-15.98%

Local Cheese (1kg)

$10.06 ₱619

$8.58 BGN 14.28

17.25%

Chicken Fillets (1kg)

$7.32 ₱451

$6.97 BGN 11.60

5.02%

Beef Round Steak (1kg)

$7.76 ₱478

$8.81 BGN 14.66

-11.92%

Apples (1kg)

$3.90 ₱240

$1.19 BGN 1.98

227.73%

Banana (1kg)

$2.72 ₱167

$1.73 BGN 2.87

57.23%

Oranges (1kg)

$2.70 ₱166

$1.45 BGN 2.41

86.21%

Tomato (1kg)

$0.64 ₱39.69

$2.24 BGN 3.72

-71.43%

Potato (1kg)

$2.32 ₱143

$0.91 BGN 1.51

154.95%

Onion (1kg)

$2.17 ₱134

$0.75 BGN 1.24

189.33%

Lettuce (1 head)

$1.11 ₱68.1

$0.56 BGN 0.93

98.21%

Water (1.5 liter bottle)

$1.08 ₱66.5

$0.70 BGN 1.17

54.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.94 ₱181

$3.44 BGN 5.72

-14.53%

Wine (Bottle)

$5.14 BGN 8.55

Local Beer (0.5 liter bottle)

$0.99 ₱61.1

$0.80 BGN 1.32

23.75%

Imported Beer (0.33 liter bottle)

$1.96 ₱121

$2.06 BGN 3.43

-4.85%

One-way Ticket (Public Transport)

$0.18 ₱11.27

$0.87 BGN 1.44

-79.31%

Public Transport Monthly Pass (Regular Price)

$10.79 ₱664

$11.58 BGN 19.26

-6.82%

Taxi Start (Normal Tariff)

$0.78 ₱48.31

$1.37 BGN 2.28

-43.07%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.71

$0.66 BGN 1.09

-63.64%

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₱132

$11.88 BGN 19.77

-81.90%

Gasoline (1 liter)

$1.24 ₱76.3

$1.48 BGN 2.46

-16.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K ₱1.5M

$24.8K BGN 41.3K

-1.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K ₱1.9M

$17.8K BGN 29.6K

74.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100.0 ₱6,154

$102 BGN 170

-2.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.07 ₱2,221

$14.79 BGN 24.61

143.88%

Internet (50+ Mbps, Unlimited Data)

$27.07 ₱1,667

$11.37 BGN 18.91

138.08%

Gym Membership (Monthly)

$26.81 ₱1,651

$35.15 BGN 58.5

-23.73%

Tennis Court (1 Hour on Weekend)

$2.67 ₱164

$14.98 BGN 24.91

-82.18%

Cinema Ticket

$5.07 ₱312

$5.74 BGN 9.56

-11.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$34.91 ₱2,149

$240 BGN 399

-85.44%

International Primary School, 1 Child (Yearly)

$4,322 ₱266.1K

$2,345 BGN 3,902

84.27%

Jeans (Levis 501 Or Similar)

$55.5 ₱3,416

$38.20 BGN 63.6

45.26%

Summer Dress (H&M, Zara, etc)

$26.52 ₱1,633

$19.23 BGN 31.99

37.91%

Sport Shoes (Adidas, Nike)

$49.55 ₱3,050

$78.1 BGN 130

-36.56%

Men's Leather Business Shoes

$44.74 ₱2,755

$75.6 BGN 126

-40.80%

1-bedroom Apartment, City Center (Monthly)

$229 ₱14.1K

$292 BGN 486

-21.50%

1-bedroom Apartment, Outside City Center (Monthly)

$146 ₱8,962

$269 BGN 447

-45.86%

3-bedroom Apartment, City Center (Monthly)

$495 ₱30.5K

$475 BGN 790

4.27%

3-bedroom Apartment, Outside City Center (Monthly)

$427 ₱26.3K

$358 BGN 596

19.31%

Buy Apartment in City Center (m2)

$1,175 BGN 1,955

Buy Apartment Outside City Center (m2)

$1,064 BGN 1,770

Average Monthly Net Salary (After Tax)

$214 ₱13.2K

$1,630 BGN 2,712

-86.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

3.4

96.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bacolod: July 13, 2026

Last update for Pernik: July 11, 2026

Cost Breakdown

A central one-bedroom costs $229 in Bacolod versus $292 in Pernik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 660% higher in Pernik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $17.00 in Bacolod versus $25.00 in Pernik. Groceries tell a different story – $218 in Bacolod vs $190 in Pernik – so Pernik wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bacolod vs Pernik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $761 in Bacolod, $890 in Pernik – roughly 17% apart. Pernik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,141 per month in Bacolod and $1,335 in Pernik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 7% less in Bacolod. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $34.91 per month in Bacolod and $240 in Pernik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $761 in Bacolod and $890 in Pernik, leaving budget for savings and extras in both cases.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $761 in Bacolod to $890 in Pernik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pernik makes more sense. Both are solid long-term options with distinct trade-offs.