Cost of Living Comparison Between Pernik and Bacolod Cost of Living Comparison Between Pernik and Bacolod

Monthly Cost of Living

A single person spends $883 per month in Pernik vs $736 in Bacolod, rent included.

A couple spends around $1,303 per month in Pernik vs $1,190 in Bacolod, rent included.

A family of three spends $1,723 per month in Pernik vs $1,645 in Bacolod, rent included.

Pernik costs about 20% more than Bacolod, driven mainly by Eating Out.

Both Pernik and Bacolod are more affordable than the global median – Pernik 34% lower, Bacolod 45% lower.

Meal at Budget Restaurant

$8.66 BGN 14.41

$2.24 ₱138

286.61%

Three-Course Dinner for Two, Mid-Range

$25.00 BGN 41.59

$17.17 ₱1,060

45.60%

Fast Food Meal (McDonalds, etc)

$9.03 BGN 15.03

$3.97 ₱245

127.46%

Cappuccino

$1.63 BGN 2.72

$2.96 ₱183

-44.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 BGN 1.71

$1.64 ₱101

-37.20%

Water (0.33 liter bottle)

$0.57 BGN 0.95

$1.21 ₱74.9

-52.89%

Local Beer (0.5 liter draught)

$1.19 BGN 1.99

$1.28 ₱78.8

-7.03%

Imported Beer (0.33 liter bottle)

$2.09 BGN 3.48

$1.94 ₱119

7.73%

Milk (1 liter)

$1.42 BGN 2.36

$1.73 ₱107

-17.92%

White Bread (500g)

$0.70 BGN 1.17

$1.25 ₱76.8

-44.00%

Rice (white) (1kg)

$1.51 BGN 2.50

$0.91 ₱55.9

65.93%

Eggs

$2.17 BGN 3.61

$1.77 ₱109

22.60%

Local Cheese (1kg)

$8.85 BGN 14.72

$9.64 ₱595

-8.20%

Chicken Fillets (1kg)

$7.18 BGN 11.94

$7.62 ₱470

-5.77%

Beef Round Steak (1kg)

$8.64 BGN 14.38

$7.76 ₱479

11.34%

Apples (1kg)

$1.20 BGN 1.99

$3.85 ₱238

-68.83%

Banana (1kg)

$1.71 BGN 2.85

$2.73 ₱168

-37.36%

Oranges (1kg)

$1.45 BGN 2.42

$2.58 ₱159

-43.80%

Tomato (1kg)

$2.14 BGN 3.55

$0.65 ₱39.85

229.23%

Potato (1kg)

$0.85 BGN 1.42

$2.32 ₱143

-63.36%

Onion (1kg)

$0.80 BGN 1.33

$2.27 ₱140

-64.76%

Lettuce (1 head)

$0.57 BGN 0.95

$1.10 ₱67.9

-48.18%

Water (1.5 liter bottle)

$0.71 BGN 1.18

$1.13 ₱69.5

-37.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.60 BGN 5.99

$3.05 ₱188

18.03%

Wine (Bottle)

$5.29 BGN 8.81

Local Beer (0.5 liter bottle)

$0.74 BGN 1.22

$0.96 ₱59.1

-22.92%

Imported Beer (0.33 liter bottle)

$2.15 BGN 3.58

$1.99 ₱123

8.04%

One-way Ticket (Public Transport)

$0.89 BGN 1.49

$0.18 ₱10.86

394.44%

Public Transport Monthly Pass (Regular Price)

$11.59 BGN 19.29

$10.62 ₱655

9.13%

Taxi Start (Normal Tariff)

$1.32 BGN 2.20

$0.78 ₱48.43

69.23%

Taxi (Normal Tariff) (1km)

$0.66 BGN 1.09

$0.24 ₱14.79

175.00%

Taxi 1hour Waiting (Normal Tariff)

$12.01 BGN 19.99

$2.17 ₱134

453.46%

Gasoline (1 liter)

$1.54 BGN 2.57

$1.24 ₱76.5

24.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K BGN 41.1K

$25.3K ₱1.6M

-2.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.8K BGN 29.7K

$30.6K ₱1.9M

-41.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 BGN 169

$103 ₱6,364

-1.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.02 BGN 24.99

$35.67 ₱2,201

-57.89%

Internet (50+ Mbps, Unlimited Data)

$11.05 BGN 18.39

$27.89 ₱1,721

-60.38%

Gym Membership (Monthly)

$35.41 BGN 58.9

$26.22 ₱1,618

35.05%

Tennis Court (1 Hour on Weekend)

$14.75 BGN 24.54

$2.58 ₱159

471.71%

Cinema Ticket

$5.80 BGN 9.65

$4.86 ₱300

19.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$237 BGN 395

$35.27 ₱2,176

572.75%

International Primary School, 1 Child (Yearly)

$2,400 BGN 3,992

$4,330 ₱267.2K

-44.58%

Jeans (Levis 501 Or Similar)

$38.62 BGN 64.3

$55.3 ₱3,412

-30.16%

Summer Dress (H&M, Zara, etc)

$19.30 BGN 32.10

$26.06 ₱1,608

-25.94%

Sport Shoes (Adidas, Nike)

$75.3 BGN 125

$50.1 ₱3,090

50.32%

Men's Leather Business Shoes

$73.8 BGN 123

$43.72 ₱2,698

68.85%

1-bedroom Apartment, City Center (Monthly)

$301 BGN 500

$227 ₱14.0K

32.60%

1-bedroom Apartment, Outside City Center (Monthly)

$267 BGN 444

$148 ₱9,161

79.67%

3-bedroom Apartment, City Center (Monthly)

$475 BGN 790

$495 ₱30.5K

-4.03%

3-bedroom Apartment, Outside City Center (Monthly)

$347 BGN 577

$430 ₱26.5K

-19.33%

Buy Apartment in City Center (m2)

$1,228 BGN 2,043

Buy Apartment Outside City Center (m2)

$1,091 BGN 1,814

Average Monthly Net Salary (After Tax)

$1,636 BGN 2,721

$207 ₱12.8K

691.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.4

6.67

-49.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pernik: June 2, 2026

Last update for Bacolod: June 1, 2026

Cost Breakdown

A central one-bedroom costs $301 in Pernik versus $227 in Bacolod. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 691% higher in Pernik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $25.00 in Pernik versus $17.00 in Bacolod. Groceries tell a different story – $191 in Pernik vs $218 in Bacolod – so Pernik wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pernik vs Bacolod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $883 in Pernik, $736 in Bacolod – roughly 20% apart. Pernik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,324 per month in Pernik and $1,104 in Bacolod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 9% less in Bacolod. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $237 per month in Pernik and $35.27 in Bacolod. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $883 in Pernik and $736 in Bacolod, leaving budget for savings and extras in both cases.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $736 in Bacolod to $883 in Pernik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pernik makes more sense. Both are solid long-term options with distinct trade-offs.