Cost of Living Comparison Between Pernik and Bacolod Cost of Living Comparison Between Pernik and Bacolod

Monthly Cost of Living

A single person spends $882 per month in Pernik vs $639 in Bacolod, rent included.

A couple spends around $1,106 per month in Pernik vs $917 in Bacolod, rent included.

A family of three spends $1,330 per month in Pernik vs $1,195 in Bacolod, rent included.

Pernik costs about 38% more than Bacolod, driven mainly by Eating Out.

Both Pernik and Bacolod are more affordable than the global median – Pernik 36% lower, Bacolod 53% lower.

Meal at Budget Restaurant

$10.59 BGN 17.61

$2.43 ₱152

335.80%

Three-Course Dinner for Two, Mid-Range

$26.12 BGN 43.45

$12.99 ₱812

101.08%

Fast Food Meal (McDonalds, etc)

$9.43 BGN 15.68

$3.89 ₱243

142.42%

Cappuccino

$1.60 BGN 2.66

$2.37 ₱148

-32.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 BGN 1.72

$0.69 ₱43.41

49.28%

Water (0.33 liter bottle)

$0.54 BGN 0.90

$0.37 ₱23.29

45.95%

Local Beer (0.5 liter draught)

$2.28 BGN 3.79

$1.39 ₱87.0

64.03%

Imported Beer (0.33 liter bottle)

$2.09 BGN 3.48

$1.81 ₱113

15.47%

Milk (1 liter)

$1.49 BGN 2.47

$1.60 ₱100

-6.88%

White Bread (500g)

$0.69 BGN 1.15

$1.11 ₱69.4

-37.84%

Rice (white) (1kg)

$1.56 BGN 2.59

$0.90 ₱56.0

73.33%

Eggs

$2.45 BGN 4.07

$1.60 ₱100

53.13%

Local Cheese (1kg)

$8.60 BGN 14.30

$8.70 ₱544

-1.15%

Chicken Fillets (1kg)

$6.54 BGN 10.87

$6.61 ₱413

-1.06%

Beef Round Steak (1kg)

$8.93 BGN 14.86

Apples (1kg)

$1.16 BGN 1.93

$3.40 ₱212

-65.88%

Banana (1kg)

$1.74 BGN 2.90

$2.55 ₱159

-31.76%

Oranges (1kg)

$1.52 BGN 2.52

Tomato (1kg)

$1.96 BGN 3.26

$0.53 ₱33.39

269.81%

Potato (1kg)

$0.91 BGN 1.52

Onion (1kg)

$0.74 BGN 1.24

$1.99 ₱124

-62.81%

Lettuce (1 head)

$0.60 BGN 1.00

Water (1.5 liter bottle)

$0.70 BGN 1.17

$1.03 ₱64.2

-32.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.65 BGN 6.07

$2.77 ₱173

31.77%

Wine (Bottle)

$5.40 BGN 8.98

Local Beer (0.5 liter bottle)

$0.78 BGN 1.30

$0.86 ₱54.1

-9.30%

Imported Beer (0.33 liter bottle)

$1.81 BGN 3.01

One-way Ticket (Public Transport)

$0.90 BGN 1.50

$0.17 ₱10.42

429.41%

Public Transport Monthly Pass (Regular Price)

$12.09 BGN 20.11

Taxi Start (Normal Tariff)

$1.34 BGN 2.23

$0.74 ₱46.15

81.08%

Taxi (Normal Tariff) (1km)

$0.62 BGN 1.03

$0.23 ₱14.36

169.57%

Taxi 1hour Waiting (Normal Tariff)

$11.81 BGN 19.65

Gasoline (1 liter)

$1.58 BGN 2.63

$1.22 ₱76.3

29.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K BGN 51.3K

$21.6K ₱1.4M

42.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K BGN 35.9K

$23.7K ₱1.5M

-9.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.5 BGN 161

$139 ₱8,698

-30.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.05 BGN 25.05

$8.10 ₱506

85.80%

Internet (50+ Mbps, Unlimited Data)

$12.69 BGN 21.11

$27.83 ₱1,740

-54.40%

Gym Membership (Monthly)

$35.00 BGN 58.2

$15.84 ₱991

120.96%

Tennis Court (1 Hour on Weekend)

$2.43 ₱152

Cinema Ticket

$5.78 BGN 9.62

$4.52 ₱282

27.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 BGN 392

$31.97 ₱1,999

637.79%

International Primary School, 1 Child (Yearly)

$2,386 BGN 3,970

Jeans (Levis 501 Or Similar)

$31.11 BGN 51.8

$56.9 ₱3,560

-45.36%

Summer Dress (H&M, Zara, etc)

$20.36 BGN 33.87

Sport Shoes (Adidas, Nike)

$65.9 BGN 110

Men's Leather Business Shoes

$52.8 BGN 87.8

1-bedroom Apartment, City Center (Monthly)

$301 BGN 500

$267 ₱16.7K

12.84%

1-bedroom Apartment, Outside City Center (Monthly)

$263 BGN 438

$179 ₱11.2K

47.26%

3-bedroom Apartment, City Center (Monthly)

$474 ₱29.6K

3-bedroom Apartment, Outside City Center (Monthly)

$337 ₱21.1K

Buy Apartment in City Center (m2)

$1,202 BGN 2,000

Buy Apartment Outside City Center (m2)

$1,084 BGN 1,804

Average Monthly Net Salary (After Tax)

$1,642 BGN 2,731

$209 ₱13.0K

687.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pernik: September 1, 2026

Last update for Bacolod: August 29, 2026

Cost Breakdown

A central one-bedroom costs $301 in Pernik versus $267 in Bacolod. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 687% higher in Pernik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Pernik versus $13.00 in Bacolod. Monthly groceries follow the same trend: $189 vs $152 – making Bacolod the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pernik vs Bacolod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $882 in Pernik, $639 in Bacolod – roughly 38% apart. Pernik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,323 per month in Pernik and $959 in Bacolod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $26.00 in Pernik and $13.00 in Bacolod. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 24% more in Pernik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $882 in Pernik and $639 in Bacolod, leaving budget for savings and extras in both cases.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $639 in Bacolod to $882 in Pernik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pernik makes more sense. Both are solid long-term options with distinct trade-offs.