Last update: Oct 2026

Cost of Living Comparison Between Bacolod and Karachi

For one person, living is cheaper in Karachi: $482 a month against $607 in Bacolod, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Bacolod outweigh lower spending on other living expenses.

37

Cost of Living Index in Bacolod
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Bacolod Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Bacolod

🇵🇭 Philippines

$607

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Bacolod and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bacolod and in Karachi actually costs, broken down by who's living it.

A single person spends $607 per month in Bacolod vs $482 in Karachi, rent included.

Bacolod $607
Karachi $482

A couple spends around $885 per month in Bacolod vs $750 in Karachi, rent included.

Bacolod $885
Karachi $750

A family of three spends $1,162 per month in Bacolod vs $1,018 in Karachi, rent included.

Bacolod $1,162
Karachi $1,018

Bacolod costs about 26% more than Karachi, and outside of rent the biggest gap is in clothing.

Both Bacolod and Karachi are more affordable than the global median – Bacolod 55% lower, Karachi 64% lower.

Meal at Budget Restaurant

$2.34 ₱147

$2.13 PKR 588

9.86%

Three-Course Dinner for Two, Mid-Range

$12.87 ₱810

$13.30 PKR 3,680

-3.23%

Fast Food Meal (McDonalds, etc)

$4.03 ₱254

$5.45 PKR 1,508

-26.06%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.46 ₱155

$2.09 PKR 579

17.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ₱43.96

$0.40 PKR 111

75.00%

Water (0.33 liter bottle)

$0.38 ₱23.61

$0.26 PKR 71.1

46.15%

Local Beer (0.5 liter draught)

$1.37 ₱86.3

Imported Beer (0.33 liter bottle)

$1.78 ₱112

Milk (1 liter)

$1.61 ₱101

$0.92 PKR 254

75.00%

White Bread (500g)

$1.16 ₱73.2

$0.56 PKR 156

107.14%

Rice (white) (1kg)

$0.95 ₱60.0

$1.25 PKR 345

-24.00%

Eggs

$1.66 ₱105

$1.23 PKR 341

34.96%

Local Cheese (1kg)

$8.92 ₱561

$5.67 PKR 1,570

57.32%

Chicken Fillets (1kg)

$6.95 ₱437

$3.16 PKR 876

119.94%

Beef Round Steak (1kg)

$6.28 PKR 1,737

Apples (1kg)

$3.37 ₱212

$1.26 PKR 348

167.46%

Banana (1kg)

$2.42 ₱152

$0.53 PKR 148

356.60%

Oranges (1kg)

$1.00 PKR 276

Tomato (1kg)

$0.53 ₱33.60

$0.56 PKR 154

-5.36%

Potato (1kg)

$0.33 PKR 91.4

Onion (1kg)

$2.00 ₱126

$0.34 PKR 95.1

488.24%

Lettuce (1 head)

$0.42 PKR 116

Water (1.5 liter bottle)

$1.03 ₱64.8

$0.44 PKR 121

134.09%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.77 ₱175

$1.84 PKR 509

50.54%

Local Beer (0.5 liter bottle)

$0.91 ₱57.4

One-way Ticket (Public Transport)

$0.18 ₱11.18

$0.28 PKR 77.0

-35.71%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

Taxi Start (Normal Tariff)

$0.61 ₱38.66

$0.92 PKR 256

-33.70%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

Gasoline (1 liter)

$1.28 ₱80.5

$1.38 PKR 382

-7.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K ₱1.4M

$17.9K PKR 5.0M

23.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K ₱1.5M

$27.1K PKR 7.5M

-11.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ₱8,646

$113 PKR 31.4K

21.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.99 ₱503

$5.95 PKR 1,648

34.29%

Internet (50+ Mbps, Unlimited Data)

$28.20 ₱1,776

$13.16 PKR 3,642

114.29%

Gym Membership (Monthly)

$15.87 ₱999

$21.55 PKR 5,965

-26.36%

Tennis Court (1 Hour on Weekend)

$2.44 ₱153

$18.23 PKR 5,044

-86.62%

Cinema Ticket

$4.37 ₱275

$4.21 PKR 1,165

3.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.23 ₱1,966

$52.2 PKR 14.4K

-40.12%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

Men's Leather Business Shoes

$40.59 PKR 11.2K

1-bedroom Apartment, City Center (Monthly)

$267 ₱16.8K

$118 PKR 32.7K

126.14%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₱11.2K

$73.6 PKR 20.4K

142.29%

3-bedroom Apartment, City Center (Monthly)

$475 ₱29.9K

$357 PKR 98.9K

32.99%

3-bedroom Apartment, Outside City Center (Monthly)

$347 ₱21.8K

$188 PKR 52.0K

84.42%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

Average Monthly Net Salary (After Tax)

$206 ₱13.0K

$183 PKR 50.6K

12.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bacolod: October 11, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bacolod

$178 29.4%

Karachi

$74 15.3% 58.7% $105

Monthly Utilities & Internet

Bacolod

$174 28.6%

Karachi

$133 27.5% 23.6% $41

Groceries & Markets

Bacolod

$155 * 25.5%

Karachi

$101 21% 34.5% $53

Eating Out

Bacolod

$75 12.4%

Karachi

$61 12.7% 18.5% $14

Sport & Entertainment

Bacolod

$25 4.1%

Karachi

$30 6.2% 21.7% $5.3

Getting Around

Bacolod

$1.3 * 0.2%

Karachi

$16 3.2% 1076% $14

Clothing & Footwear

Bacolod

- * 0%

Karachi

$68 14.1%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $267 in Bacolod versus $118 in Karachi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Bacolod, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Bacolod versus $13.00 in Karachi. Groceries tell a different story – $155 in Bacolod vs $101 in Karachi – so Karachi wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Bacolod

🇵🇰 Karachi

🕒 Local time

08:07 8:07 AM

05:07 5:07 AM

3 h behind Bacolod

🌤 Weather

👥 Population

561,875

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Bacolod Karachi 6,090 km ≈ 8 h nonstop flight

From you

Bacolod
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bacolod vs Karachi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $607 in Bacolod, $482 in Karachi – roughly 26% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $911 per month in Bacolod and $723 in Karachi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Bacolod and $13.00 in Karachi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 53% more in Bacolod, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $607 in Bacolod and $482 in Karachi, leaving budget for savings and extras in both cases.

It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $482 in Karachi to $607 in Bacolod. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bacolod makes more sense. Both are solid long-term options with distinct trade-offs.