Cost of Living Comparison Between Bacolod and Baguio Cost of Living Comparison Between Bacolod and Baguio

Monthly Cost of Living

A single person spends $761 per month in Bacolod vs $764 in Baguio, rent included.

A couple spends around $1,212 per month in Bacolod vs $1,128 in Baguio, rent included.

A family of three spends $1,664 per month in Bacolod vs $1,491 in Baguio, rent included.

Bacolod and Baguio have comparable living costs – the differences are in the details.

Both Bacolod and Baguio are more affordable than the global median – Bacolod 43% lower, Baguio 43% lower.

Currency
🍽 Eating Out
Bacolod
Baguio
Difference
Meal at Budget Restaurant
$2.17 ₱133
$3.51 ₱216
-38.18%
Three-Course Dinner for Two, Mid-Range
$16.61 ₱1,022
$13.35 ₱822
24.42%
Fast Food Meal (McDonalds, etc)
$3.92 ₱241
$2.67 ₱165
46.82%
Cappuccino
$2.84 ₱175
$2.35 ₱145
20.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.62 ₱100
$0.69 ₱42.28
134.78%
Water (0.33 liter bottle)
$1.22 ₱75.4
$0.37 ₱23.01
229.73%
Local Beer (0.5 liter draught)
$1.30 ₱80.2
$1.44 ₱88.4
-9.72%
Imported Beer (0.33 liter bottle)
$1.91 ₱117
$1.93 ₱119
-1.04%
🛒 Groceries & Markets
Bacolod
Baguio
Difference
Milk (1 liter)
$1.75 ₱108
$1.92 ₱118
-8.85%
White Bread (500g)
$1.20 ₱74.2
$1.19 ₱73.3
0.84%
Rice (white) (1kg)
$0.92 ₱56.8
$1.06 ₱65.3
-13.21%
Eggs
$1.84 ₱114
$2.17 ₱134
-15.21%
Local Cheese (1kg)
$10.06 ₱619
$9.41 ₱579
6.91%
Chicken Fillets (1kg)
$7.32 ₱451
$3.72 ₱229
96.77%
Beef Round Steak (1kg)
$7.76 ₱478
$8.61 ₱530
-9.87%
Apples (1kg)
$3.90 ₱240
$2.72 ₱168
43.38%
Banana (1kg)
$2.72 ₱167
$1.79 ₱110
51.96%
Oranges (1kg)
$2.70 ₱166
$2.35 ₱145
14.89%
Tomato (1kg)
$0.64 ₱39.69
$1.17 ₱72.1
-45.30%
Potato (1kg)
$2.32 ₱143
$1.81 ₱112
28.18%
Onion (1kg)
$2.17 ₱134
$2.20 ₱135
-1.36%
Lettuce (1 head)
$1.11 ₱68.1
$0.68 ₱41.60
63.24%
Water (1.5 liter bottle)
$1.08 ₱66.5
$0.78 ₱47.77
38.46%
Cigarettes 20 Pack (Marlboro, Camel)
$2.94 ₱181
$3.33 ₱205
-11.71%
Wine (Bottle)
-
$8.71 ₱536
-
Local Beer (0.5 liter bottle)
$0.99 ₱61.1
$1.06 ₱65.4
-6.60%
Imported Beer (0.33 liter bottle)
$1.96 ₱121
$2.34 ₱144
-16.24%
🚌 Getting Around
Bacolod
Baguio
Difference
One-way Ticket (Public Transport)
$0.18 ₱11.27
$0.28 ₱17.27
-35.71%
Public Transport Monthly Pass (Regular Price)
$10.79 ₱664
$10.81 ₱665
-0.19%
Taxi Start (Normal Tariff)
$0.78 ₱48.31
$0.92 ₱56.7
-15.22%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.71
$0.22 ₱13.54
9.09%
Taxi 1hour Waiting (Normal Tariff)
$2.15 ₱132
$2.35 ₱145
-8.51%
Gasoline (1 liter)
$1.24 ₱76.3
$1.11 ₱68.1
11.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K ₱1.5M
$31.7K ₱1.9M
-22.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K ₱1.9M
$20.5K ₱1.3M
51.47%
🧾 Monthly Utilities & Internet
Bacolod
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$100.0 ₱6,154
$144 ₱8,878
-30.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.07 ₱2,221
$34.02 ₱2,094
6.03%
Internet (50+ Mbps, Unlimited Data)
$27.07 ₱1,667
$25.86 ₱1,592
4.68%
🎉 Sport & Entertainment
Bacolod
Baguio
Difference
Gym Membership (Monthly)
$26.81 ₱1,651
$22.30 ₱1,373
20.22%
Tennis Court (1 Hour on Weekend)
$2.67 ₱164
$4.23 ₱261
-36.88%
Cinema Ticket
$5.07 ₱312
$5.79 ₱356
-12.44%
🧸 Childcare & Education
Bacolod
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$34.91 ₱2,149
$151 ₱9,287
-76.86%
International Primary School, 1 Child (Yearly)
$4,322 ₱266.1K
$4,640 ₱285.6K
-6.85%
👕👟 Clothing & Footwear
Bacolod
Baguio
Difference
Jeans (Levis 501 Or Similar)
$55.5 ₱3,416
$48.90 ₱3,011
13.48%
Summer Dress (H&M, Zara, etc)
$26.52 ₱1,633
$27.56 ₱1,697
-3.77%
Sport Shoes (Adidas, Nike)
$49.55 ₱3,050
$74.1 ₱4,560
-33.09%
Men's Leather Business Shoes
$44.74 ₱2,755
$45.63 ₱2,809
-1.95%
🏠 Accommodation & Living
Bacolod
Baguio
Difference
1-bedroom Apartment, City Center (Monthly)
$229 ₱14.1K
$349 ₱21.5K
-34.41%
1-bedroom Apartment, Outside City Center (Monthly)
$146 ₱8,962
$145 ₱8,937
0.29%
3-bedroom Apartment, City Center (Monthly)
$495 ₱30.5K
$543 ₱33.4K
-8.80%
3-bedroom Apartment, Outside City Center (Monthly)
$427 ₱26.3K
$265 ₱16.3K
61.28%
Buy Apartment in City Center (m2)
-
$2,392 ₱147.2K
-
Buy Apartment Outside City Center (m2)
-
$925 ₱57.0K
-
💵 Salaries & Financials
Bacolod
Baguio
Difference
Average Monthly Net Salary (After Tax)
$214 ₱13.2K
$183 ₱11.3K
17.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
4.5
48.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bacolod: July 13, 2026

Last update for Baguio: July 14, 2026

Cost Breakdown

A central one-bedroom costs $229 in Bacolod versus $349 in Baguio. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Bacolod. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $17.00 in Bacolod versus $13.00 in Baguio. Monthly groceries follow the same trend: $218 vs $206 – making Baguio the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bacolod vs Baguio: Cost of Living - Frequently Asked Questions
What salary covers living expenses in Bacolod compared to Baguio?
For a comfortable life, plan on about $1,141 per month in Bacolod and $1,146 in Baguio. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bacolod and Baguio?
Rent is clearly cheaper in Bacolod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $17.00 in Bacolod and $13.00 in Baguio. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do commuting costs compare in Bacolod and in Baguio?
Public transport costs about 0% less in Bacolod. For daily commuters, that gap adds up to noticeable savings over a year.
How far does $1,200 go in Bacolod compared to Baguio?
$1,200 covers both cities comfortably – all-in costs are $761 in Bacolod and $764 in Baguio, leaving budget for savings and extras in both cases.
How does quality of life compare between Bacolod and Baguio?
It depends on your priorities. Bacolod has an edge in some lifestyle areas, with costs from $761 in Bacolod to $764 in Baguio. Climate, culture, job market, and personal taste all factor in.
Is Bacolod or Baguio safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bacolod and Baguio?
If budget matters most, go with Bacolod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baguio makes more sense. Both are solid long-term options with distinct trade-offs.

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