Cost of Living Comparison Between Az Zubayr and Chiang Mai Cost of Living Comparison Between Az Zubayr and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $746 in Az Zubayr versus $861 in Chiang Mai.

Estimated couple costs with rent: $1,165 in Az Zubayr versus $1,350 in Chiang Mai.

Monthly costs for a family of three with rent: $1,584 in Az Zubayr versus $1,838 in Chiang Mai.

Living in Az Zubayr costs roughly 13% less than in Chiang Mai, driven mainly by Groceries & Markets.

Both cities sit below the global median: Az Zubayr 44% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Az Zubayr
Chiang Mai
Difference
Meal at Budget Restaurant
$4.00 IQD 5,233
$1.96 ฿65.9
104.08%
Three-Course Dinner for Two, Mid-Range
$25.20 IQD 33.0K
$18.35 ฿617
37.33%
Fast Food Meal (McDonalds, etc)
$6.87 IQD 9,002
$7.48 ฿252
-8.16%
Cappuccino
$2.66 IQD 3,484
$2.02 ฿67.8
31.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 IQD 476
$0.85 ฿28.52
-57.65%
Water (0.33 liter bottle)
$0.21 IQD 279
$0.36 ฿11.97
-41.67%
Local Beer (0.5 liter draught)
$2.89 IQD 3,782
$2.14 ฿71.9
35.05%
Imported Beer (0.33 liter bottle)
$2.90 IQD 3,798
$3.59 ฿121
-19.22%
🛒 Groceries & Markets
Az Zubayr
Chiang Mai
Difference
Milk (1 liter)
$1.37 IQD 1,798
$1.65 ฿55.5
-16.97%
White Bread (500g)
$0.85 IQD 1,109
$1.57 ฿52.7
-45.86%
Rice (white) (1kg)
$1.66 IQD 2,169
$1.19 ฿40.05
39.50%
Eggs
$1.72 IQD 2,257
$1.94 ฿65.1
-11.34%
Local Cheese (1kg)
$4.63 IQD 6,064
$16.19 ฿545
-71.40%
Chicken Fillets (1kg)
$4.78 IQD 6,266
$2.99 ฿101
59.87%
Beef Round Steak (1kg)
$13.39 IQD 17.5K
$10.94 ฿368
22.39%
Apples (1kg)
$1.19 IQD 1,561
$2.71 ฿91.2
-56.09%
Banana (1kg)
$1.15 IQD 1,505
$1.17 ฿39.27
-1.71%
Oranges (1kg)
$1.00 IQD 1,315
$1.69 ฿56.8
-40.83%
Tomato (1kg)
$0.75 IQD 976
$1.60 ฿54.0
-53.13%
Potato (1kg)
$0.68 IQD 897
$1.38 ฿46.56
-50.72%
Onion (1kg)
$0.64 IQD 832
$1.20 ฿40.47
-46.67%
Lettuce (1 head)
$0.63 IQD 827
$0.67 ฿22.51
-5.97%
Water (1.5 liter bottle)
$0.56 IQD 735
$0.56 ฿18.74
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.85 IQD 2,429
$4.64 ฿156
-60.13%
Wine (Bottle)
-
$17.62 ฿593
-
Local Beer (0.5 liter bottle)
$1.85 IQD 2,423
$1.86 ฿62.6
-0.54%
Imported Beer (0.33 liter bottle)
$2.09 IQD 2,734
$3.30 ฿111
-36.67%
🚌 Getting Around
Az Zubayr
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.39 IQD 515
$0.88 ฿29.70
-55.68%
Public Transport Monthly Pass (Regular Price)
$31.63 IQD 41.4K
$19.34 ฿651
63.55%
Taxi Start (Normal Tariff)
$2.32 IQD 3,036
$1.36 ฿45.92
70.59%
Taxi (Normal Tariff) (1km)
$1.53 IQD 2,009
$1.34 ฿45.00
14.18%
Taxi 1hour Waiting (Normal Tariff)
$6.17 IQD 8,076
$8.21 ฿276
-24.85%
Gasoline (1 liter)
$0.57 IQD 748
$1.22 ฿41.20
-53.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.2K IQD 25.2M
$21.4K ฿718.5K
-9.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K IQD 25.8M
$22.5K ฿758.1K
-12.57%
🧾 Monthly Utilities & Internet
Az Zubayr
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 IQD 102.6K
$70.7 ฿2,378
10.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.77 IQD 23.3K
$14.04 ฿472
26.57%
Internet (50+ Mbps, Unlimited Data)
$34.27 IQD 44.9K
$17.49 ฿589
95.94%
🎉 Sport & Entertainment
Az Zubayr
Chiang Mai
Difference
Gym Membership (Monthly)
$37.29 IQD 48.8K
$42.15 ฿1,418
-11.53%
Tennis Court (1 Hour on Weekend)
$16.76 IQD 21.9K
$6.88 ฿231
143.60%
Cinema Ticket
$7.87 IQD 10.3K
$5.92 ฿199
32.94%
🧸 Childcare & Education
Az Zubayr
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$152 IQD 198.5K
$309 ฿10.4K
-50.87%
International Primary School, 1 Child (Yearly)
$3,290 IQD 4.3M
$14.9K ฿500.7K
-77.88%
👕👟 Clothing & Footwear
Az Zubayr
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$27.00 IQD 35.4K
$55.8 ฿1,876
-51.58%
Summer Dress (H&M, Zara, etc)
$25.31 IQD 33.1K
$26.11 ฿879
-3.06%
Sport Shoes (Adidas, Nike)
$61.1 IQD 80.0K
$83.0 ฿2,793
-26.44%
Men's Leather Business Shoes
$40.71 IQD 53.3K
$70.5 ฿2,371
-42.21%
🏠 Accommodation & Living
Az Zubayr
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$242 IQD 317.0K
$432 ฿14.5K
-43.97%
1-bedroom Apartment, Outside City Center (Monthly)
$175 IQD 229.6K
$239 ฿8,040
-26.61%
3-bedroom Apartment, City Center (Monthly)
$585 IQD 766.2K
$822 ฿27.7K
-28.84%
3-bedroom Apartment, Outside City Center (Monthly)
$346 IQD 453.0K
$512 ฿17.2K
-32.44%
Buy Apartment in City Center (m2)
-
$1,915 ฿64.4K
-
Buy Apartment Outside City Center (m2)
-
$1,467 ฿49.4K
-
💵 Salaries & Financials
Az Zubayr
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$579 ฿19.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
5
13.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Az Zubayr: July 12, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $242 in Az Zubayr and $432 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $25.00 in Az Zubayr vs $18.00 in Chiang Mai. Groceries flip the comparison at $160 vs $243, with Az Zubayr cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Az Zubayr vs Chiang Mai: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Az Zubayr and in Chiang Mai?
Az Zubayr and Chiang Mai differ by about 15% in total monthly costs ($746 vs $861 including rent). Az Zubayr is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Az Zubayr compared to Chiang Mai?
You'd need roughly $1,119 in Az Zubayr and $1,292 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Az Zubayr and in Chiang Mai?
Rent for a central apartment: $242 in Az Zubayr versus $432 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 52% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Az Zubayr – a meal for two runs $25.00 versus $18.00 in Chiang Mai. If you eat out regularly, this makes a real dent in your monthly spending.
How far does $1,200 go in Az Zubayr compared to Chiang Mai?
Either city works on $1,200 a month, though Az Zubayr gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Az Zubayr and Chiang Mai?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Az Zubayr or Chiang Mai safer for residents?
Safety-wise, Az Zubayr and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Az Zubayr or Chiang Mai?
Expats usually find Az Zubayr gentler on the wallet – expenses run 15% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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