🙂Monthly costs for one person with rent: $728 in Az Zubayr versus $866 in Chiang Mai.
🙂Estimated couple costs with rent: $1,155 in Az Zubayr versus $1,351 in Chiang Mai.
🙂Monthly costs for a family of three with rent: $1,582 in Az Zubayr versus $1,835 in Chiang Mai.
🙂Living in Az Zubayr costs roughly 16% less than in Chiang Mai, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Az Zubayr46% lower, Chiang Mai35% lower.
Currency
🍽 Eating Out
Az Zubayr
Chiang Mai
Difference
Meal at Budget Restaurant
$3.99IQD 5,222
$1.94฿63.5
105.67%
Three-Course Dinner for Two, Mid-Range
$25.15IQD 32.9K
$18.64฿609
34.92%
Fast Food Meal(McDonalds, etc)
$6.69IQD 8,761
$7.82฿255
-14.45%
Cappuccino
$2.67IQD 3,493
$1.95฿63.8
36.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.37IQD 484
$0.85฿27.77
-56.47%
Water(0.33 liter bottle)
$0.17IQD 217
$0.35฿11.58
-51.43%
Local Beer(0.5 liter draught)
$2.92IQD 3,829
$2.13฿69.6
37.09%
Imported Beer(0.33 liter bottle)
$2.81IQD 3,679
$3.73฿122
-24.66%
🛒 Groceries & Markets
Az Zubayr
Chiang Mai
Difference
Milk(1 liter)
$1.30IQD 1,709
$1.71฿56.0
-23.98%
White Bread(500g)
$0.85IQD 1,113
$1.63฿53.2
-47.85%
Rice(white)(1kg)
$1.61IQD 2,104
$1.14฿37.15
41.23%
Eggs
$1.81IQD 2,365
$1.93฿63.1
-6.22%
Local Cheese(1kg)
$4.58IQD 6,002
$16.21฿530
-71.75%
Chicken Fillets(1kg)
$4.76IQD 6,237
$3.12฿102
52.56%
Beef Round Steak(1kg)
$12.90IQD 16.9K
$10.90฿356
18.35%
Apples(1kg)
$1.15IQD 1,508
$2.75฿90.0
-58.18%
Banana(1kg)
$1.17IQD 1,530
$1.21฿39.52
-3.31%
Oranges(1kg)
$1.02IQD 1,333
$1.62฿53.0
-37.04%
Tomato(1kg)
$0.70IQD 918
$1.59฿51.8
-55.97%
Potato(1kg)
$0.69IQD 904
$1.40฿45.70
-50.71%
Onion(1kg)
$0.66IQD 869
$1.17฿38.17
-43.59%
Lettuce(1 head)
$0.66IQD 867
$0.66฿21.60
-
Water(1.5 liter bottle)
$0.57IQD 742
$0.53฿17.22
7.55%
Cigarettes 20 Pack(Marlboro, Camel)
$1.97IQD 2,575
$4.69฿153
-58.00%
Wine(Bottle)
-
$18.66฿609
-
Local Beer(0.5 liter bottle)
$1.79IQD 2,348
$1.80฿58.8
-0.56%
Imported Beer(0.33 liter bottle)
$2.15IQD 2,813
$3.23฿106
-33.44%
🚌 Getting Around
Az Zubayr
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.36IQD 477
$0.90฿29.26
-60.00%
Public Transport Monthly Pass(Regular Price)
$31.38IQD 41.1K
$19.21฿628
63.35%
Taxi Start(Normal Tariff)
$2.36IQD 3,085
$1.41฿45.91
67.38%
Taxi(Normal Tariff)(1km)
$1.55IQD 2,023
$1.29฿42.12
20.16%
Taxi 1hour Waiting(Normal Tariff)
$6.02IQD 7,878
$7.84฿256
-23.21%
Gasoline(1 liter)
$0.53IQD 696
$1.27฿41.58
-58.27%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3KIQD 25.3M
$21.3K฿694.9K
-9.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2KIQD 26.5M
$22.2K฿725.4K
-8.93%
🧾 Monthly Utilities & Internet
Az Zubayr
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.0IQD 102.1K
$69.1฿2,256
12.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.86IQD 23.4K
$14.08฿460
26.85%
Internet(50+ Mbps, Unlimited Data)
$35.04IQD 45.9K
$18.00฿588
94.67%
🎉 Sport & Entertainment
Az Zubayr
Chiang Mai
Difference
Gym Membership(Monthly)
$36.70IQD 48.1K
$41.06฿1,341
-10.62%
Tennis Court(1 Hour on Weekend)
$16.76IQD 21.9K
$6.96฿227
140.80%
Cinema Ticket
$7.81IQD 10.2K
$5.92฿193
31.93%
🧸 Childcare & Education
Az Zubayr
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$151IQD 198.1K
$299฿9,766
-49.40%
International Primary School, 1 Child(Yearly)
$3,250IQD 4.3M
$15.0K฿488.3K
-78.26%
👕👟 Clothing & Footwear
Az Zubayr
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$27.46IQD 36.0K
$54.7฿1,787
-49.80%
Summer Dress(H&M, Zara, etc)
$25.63IQD 33.6K
$26.77฿874
-4.26%
Sport Shoes(Adidas, Nike)
$62.3IQD 81.6K
$85.0฿2,776
-26.69%
Men's Leather Business Shoes
$41.70IQD 54.6K
$70.6฿2,306
-40.93%
🏠 Accommodation & Living
Az Zubayr
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$239IQD 313.5K
$428฿14.0K
-44.09%
1-bedroom Apartment, Outside City Center(Monthly)
$180IQD 236.4K
$237฿7,752
-23.95%
3-bedroom Apartment, City Center(Monthly)
$591IQD 773.6K
$801฿26.2K
-26.29%
3-bedroom Apartment, Outside City Center(Monthly)
$338IQD 443.1K
$515฿16.8K
-34.36%
Buy Apartment in City Center(m2)
-
$1,975฿64.5K
-
Buy Apartment Outside City Center(m2)
-
$1,475฿48.2K
-
💵 Salaries & Financials
Az Zubayr
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$617฿20.2K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
5
13.40%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Az Zubayr: May 30, 2026
Last update for Chiang Mai: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $239 in Az Zubayr and $428 in Chiang Mai. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $25.00 in Az Zubayr vs $19.00 in Chiang Mai. Groceries flip the comparison at $158 vs $246, with Az Zubayr cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Az Zubayr vs Chiang Mai: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Az Zubayr and Chiang Mai?
Az Zubayr and Chiang Mai differ by about 19% in total monthly costs ($728 vs $866 including rent). Az Zubayr is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Az Zubayr compared to Chiang Mai?
You'd need roughly $1,091 in Az Zubayr and $1,300 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Az Zubayr and Chiang Mai?
Rent for a central apartment: $239 in Az Zubayr versus $428 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 56% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Az Zubayr – a meal for two runs $25.00 versus $19.00 in Chiang Mai. If you eat out regularly, this makes a real dent in your monthly spending.
How far does $1,200 go in Az Zubayr vs Chiang Mai?
Either city works on $1,200 a month, though Az Zubayr gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Az Zubayr and Chiang Mai?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Az Zubayr or Chiang Mai safer for residents?
Safety-wise, Az Zubayr and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Az Zubayr or Chiang Mai?
Expats usually find Az Zubayr gentler on the wallet – expenses run 19% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.