Cost of Living Comparison Between Az-zarqa' and Ubud, Bali Cost of Living Comparison Between Az-zarqa' and Ubud, Bali

Monthly Cost of Living

A single person spends $687 per month in Az-zarqa' vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,066 per month in Az-zarqa' vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,445 per month in Az-zarqa' vs $3,732 in Ubud, Bali, rent included.

Az-zarqa' is about 52% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Az-zarqa' sits 49% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.33 JOD 3.07

$3.57 Rp 61.9K

21.29%

Three-Course Dinner for Two, Mid-Range

$25.20 JOD 17.87

$32.58 Rp 564.7K

-22.65%

Fast Food Meal (McDonalds, etc)

$5.68 JOD 4.03

$5.07 Rp 87.8K

12.03%

Cappuccino

$0.78 JOD 0.56

$2.83 Rp 49.0K

-72.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 JOD 0.30

$1.34 Rp 23.2K

-67.91%

Water (0.33 liter bottle)

$0.33 JOD 0.24

$0.69 Rp 12.0K

-52.17%

Local Beer (0.5 liter draught)

$4.30 JOD 3.05

$2.99 Rp 51.8K

43.81%

Imported Beer (0.33 liter bottle)

$6.97 JOD 4.94

$3.85 Rp 66.7K

81.04%

Milk (1 liter)

$1.37 JOD 0.97

$1.74 Rp 30.2K

-21.26%

White Bread (500g)

$0.52 JOD 0.37

$2.54 Rp 44.0K

-79.53%

Rice (white) (1kg)

$1.70 JOD 1.20

$1.19 Rp 20.6K

42.86%

Eggs

$1.81 JOD 1.29

$2.43 Rp 42.0K

-25.51%

Local Cheese (1kg)

$6.53 JOD 4.63

$14.66 Rp 254.1K

-55.46%

Chicken Fillets (1kg)

$4.28 JOD 3.04

$4.18 Rp 72.4K

2.39%

Beef Round Steak (1kg)

$9.42 JOD 6.68

$11.94 Rp 206.9K

-21.11%

Apples (1kg)

$1.57 JOD 1.11

$3.69 Rp 63.9K

-57.45%

Banana (1kg)

$1.39 JOD 0.99

$1.61 Rp 27.8K

-13.66%

Oranges (1kg)

$1.04 JOD 0.73

$2.69 Rp 46.5K

-61.34%

Tomato (1kg)

$0.73 JOD 0.52

$2.33 Rp 40.4K

-68.67%

Potato (1kg)

$0.74 JOD 0.53

$1.91 Rp 33.0K

-61.26%

Onion (1kg)

$0.68 JOD 0.48

$2.19 Rp 37.9K

-68.95%

Lettuce (1 head)

$0.52 JOD 0.37

$1.06 Rp 18.3K

-50.94%

Water (1.5 liter bottle)

$0.50 JOD 0.36

$0.72 Rp 12.5K

-30.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.43 JOD 2.43

$3.13 Rp 54.3K

9.58%

Wine (Bottle)

$7.02 JOD 4.98

$23.49 Rp 407.1K

-70.11%

Local Beer (0.5 liter bottle)

$4.32 JOD 3.06

$2.74 Rp 47.5K

57.66%

Imported Beer (0.33 liter bottle)

$4.17 JOD 2.95

$2.88 Rp 49.9K

44.79%

One-way Ticket (Public Transport)

$0.61 JOD 0.43

$0.29 Rp 5,029

110.34%

Public Transport Monthly Pass (Regular Price)

$21.01 JOD 14.89

$8.17 Rp 141.6K

157.16%

Taxi Start (Normal Tariff)

$0.68 JOD 0.48

$0.45 Rp 7,863

51.11%

Taxi (Normal Tariff) (1km)

$0.91 JOD 0.64

$0.42 Rp 7,305

116.67%

Taxi 1hour Waiting (Normal Tariff)

$4.86 JOD 3.44

$6.16 Rp 106.7K

-21.10%

Gasoline (1 liter)

$1.37 JOD 0.97

$0.84 Rp 14.6K

63.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K JOD 19.2K

$26.2K Rp 454.9M

3.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K JOD 19.6K

$32.5K Rp 562.9M

-14.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.5 JOD 69.9

$78.4 Rp 1.4M

25.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.16 JOD 9.33

$3.95 Rp 68.5K

233.16%

Internet (50+ Mbps, Unlimited Data)

$23.40 JOD 16.59

$24.40 Rp 423.0K

-4.10%

Gym Membership (Monthly)

$29.58 JOD 20.97

$96.5 Rp 1.7M

-69.36%

Tennis Court (1 Hour on Weekend)

$9.26 JOD 6.56

$6.35 Rp 110.0K

45.83%

Cinema Ticket

$9.58 JOD 6.79

$4.04 Rp 70.0K

137.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 JOD 58.1

$303 Rp 5.2M

-72.94%

International Primary School, 1 Child (Yearly)

$2,834 JOD 2,010

$6,523 Rp 113.1M

-56.55%

Jeans (Levis 501 Or Similar)

$22.03 JOD 15.62

$53.8 Rp 933.1K

-59.08%

Summer Dress (H&M, Zara, etc)

$25.96 JOD 18.41

$37.98 Rp 658.3K

-31.65%

Sport Shoes (Adidas, Nike)

$44.14 JOD 31.30

$86.8 Rp 1.5M

-49.12%

Men's Leather Business Shoes

$57.1 JOD 40.49

$78.9 Rp 1.4M

-27.58%

1-bedroom Apartment, City Center (Monthly)

$164 JOD 116

$1,012 Rp 17.5M

-83.82%

1-bedroom Apartment, Outside City Center (Monthly)

$123 JOD 87.3

$674 Rp 11.7M

-81.74%

3-bedroom Apartment, City Center (Monthly)

$273 JOD 193

$3,390 Rp 58.8M

-91.95%

3-bedroom Apartment, Outside City Center (Monthly)

$234 JOD 166

$2,098 Rp 36.4M

-88.87%

Buy Apartment in City Center (m2)

$563 JOD 399

$2,985 Rp 51.7M

-81.15%

Buy Apartment Outside City Center (m2)

$357 JOD 253

$2,339 Rp 40.5M

-84.73%

Average Monthly Net Salary (After Tax)

$509 JOD 361

$173 Rp 3.0M

194.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.27

13.28

-45.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Az-zarqa': April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $164 in Az-zarqa' versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 194% higher in Az-zarqa', which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25.00 in Az-zarqa' versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $182 vs $298 – making Az-zarqa' the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Az-zarqa' vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $687 in Az-zarqa', $1,438 in Ubud, Bali – roughly 109% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,031 per month in Az-zarqa' and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Az-zarqa', especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 157% less in Az-zarqa'. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $81.9 per month in Az-zarqa' and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Az-zarqa', where all-in costs run around $687, than in Ubud, Bali at $1,438. In Az-zarqa' it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $687 in Az-zarqa' to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Az-zarqa'. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.