Cost of Living Comparison Between Az-zarqa' and Ubud, Bali Cost of Living Comparison Between Az-zarqa' and Ubud, Bali

Monthly Cost of Living

A single person spends $682 per month in Az-zarqa' vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,061 per month in Az-zarqa' vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,440 per month in Az-zarqa' vs $3,694 in Ubud, Bali, rent included.

Az-zarqa' is about 51% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Az-zarqa' sits 49% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.27 JOD 3.02

$3.57 Rp 64.0K

19.61%

Three-Course Dinner for Two, Mid-Range

$25.08 JOD 17.76

$32.50 Rp 582.3K

-22.83%

Fast Food Meal (McDonalds, etc)

$5.47 JOD 3.87

$4.86 Rp 87.1K

12.55%

Cappuccino

$0.81 JOD 0.57

$2.75 Rp 49.2K

-70.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 JOD 0.32

$1.32 Rp 23.7K

-65.91%

Water (0.33 liter bottle)

$0.36 JOD 0.26

$0.70 Rp 12.6K

-48.57%

Local Beer (0.5 liter draught)

$4.17 JOD 2.95

$2.91 Rp 52.2K

43.30%

Imported Beer (0.33 liter bottle)

$7.01 JOD 4.96

$3.79 Rp 68.0K

84.96%

Milk (1 liter)

$1.45 JOD 1.03

$1.71 Rp 30.6K

-15.20%

White Bread (500g)

$0.51 JOD 0.36

$2.47 Rp 44.3K

-79.35%

Rice (white) (1kg)

$1.68 JOD 1.19

$1.20 Rp 21.5K

40.00%

Eggs

$1.88 JOD 1.33

$2.44 Rp 43.8K

-22.95%

Local Cheese (1kg)

$6.55 JOD 4.64

$14.38 Rp 257.7K

-54.45%

Chicken Fillets (1kg)

$4.27 JOD 3.02

$4.31 Rp 77.1K

-0.93%

Beef Round Steak (1kg)

$9.49 JOD 6.71

$12.21 Rp 218.7K

-22.28%

Apples (1kg)

$1.61 JOD 1.14

$3.68 Rp 66.0K

-56.25%

Banana (1kg)

$1.33 JOD 0.94

$1.55 Rp 27.8K

-14.19%

Oranges (1kg)

$1.01 JOD 0.71

$2.79 Rp 49.9K

-63.80%

Tomato (1kg)

$0.73 JOD 0.52

$2.33 Rp 41.8K

-68.67%

Potato (1kg)

$0.80 JOD 0.57

$1.97 Rp 35.3K

-59.39%

Onion (1kg)

$0.72 JOD 0.51

$2.31 Rp 41.4K

-68.83%

Lettuce (1 head)

$0.49 JOD 0.35

$1.06 Rp 19.1K

-53.77%

Water (1.5 liter bottle)

$0.55 JOD 0.39

$0.73 Rp 13.1K

-24.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.45 JOD 2.44

$3.28 Rp 58.8K

5.18%

Wine (Bottle)

$6.90 JOD 4.89

$22.79 Rp 408.4K

-69.72%

Local Beer (0.5 liter bottle)

$4.12 JOD 2.91

$2.81 Rp 50.3K

46.62%

Imported Beer (0.33 liter bottle)

$4.32 JOD 3.06

$2.78 Rp 49.9K

55.40%

One-way Ticket (Public Transport)

$0.61 JOD 0.43

$0.29 Rp 5,217

110.34%

Public Transport Monthly Pass (Regular Price)

$21.18 JOD 14.99

$8.06 Rp 144.4K

162.78%

Taxi Start (Normal Tariff)

$0.74 JOD 0.52

$0.45 Rp 8,047

64.44%

Taxi (Normal Tariff) (1km)

$0.96 JOD 0.68

$0.45 Rp 8,094

113.33%

Taxi 1hour Waiting (Normal Tariff)

$4.93 JOD 3.49

$6.24 Rp 111.7K

-20.99%

Gasoline (1 liter)

$1.36 JOD 0.96

$0.85 Rp 15.2K

60.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K JOD 19.5K

$26.0K Rp 465.4M

6.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K JOD 19.7K

$31.7K Rp 567.2M

-12.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.6 JOD 69.1

$80.8 Rp 1.4M

20.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.18 JOD 9.33

$4.06 Rp 72.7K

224.63%

Internet (50+ Mbps, Unlimited Data)

$22.84 JOD 16.17

$24.42 Rp 437.6K

-6.47%

Gym Membership (Monthly)

$29.63 JOD 20.97

$97.7 Rp 1.7M

-69.66%

Tennis Court (1 Hour on Weekend)

$9.34 JOD 6.61

$6.45 Rp 115.5K

44.81%

Cinema Ticket

$9.97 JOD 7.06

$4.04 Rp 72.4K

146.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.8 JOD 57.9

$304 Rp 5.4M

-73.10%

International Primary School, 1 Child (Yearly)

$2,796 JOD 1,979

$6,621 Rp 118.6M

-57.78%

Jeans (Levis 501 Or Similar)

$22.54 JOD 15.95

$54.2 Rp 971.7K

-58.44%

Summer Dress (H&M, Zara, etc)

$25.75 JOD 18.23

$38.78 Rp 694.7K

-33.60%

Sport Shoes (Adidas, Nike)

$45.18 JOD 31.98

$86.1 Rp 1.5M

-47.55%

Men's Leather Business Shoes

$56.9 JOD 40.29

$76.7 Rp 1.4M

-25.75%

1-bedroom Apartment, City Center (Monthly)

$161 JOD 114

$986 Rp 17.7M

-83.65%

1-bedroom Apartment, Outside City Center (Monthly)

$121 JOD 85.6

$658 Rp 11.8M

-81.61%

3-bedroom Apartment, City Center (Monthly)

$275 JOD 195

$3,369 Rp 60.4M

-91.83%

3-bedroom Apartment, Outside City Center (Monthly)

$230 JOD 163

$2,066 Rp 37.0M

-88.85%

Buy Apartment in City Center (m2)

$564 JOD 399

$2,741 Rp 49.1M

-79.44%

Buy Apartment Outside City Center (m2)

$357 JOD 253

$2,228 Rp 39.9M

-83.97%

Average Monthly Net Salary (After Tax)

$503 JOD 356

$163 Rp 2.9M

207.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.27

13.28

-45.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Az-zarqa': June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $161 in Az-zarqa' versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 208% higher in Az-zarqa', which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25.00 in Az-zarqa' versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $183 vs $297 – making Az-zarqa' the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Az-zarqa' vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $682 in Az-zarqa', $1,404 in Ubud, Bali – roughly 106% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,023 per month in Az-zarqa' and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Az-zarqa', especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 163% less in Az-zarqa'. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $81.8 per month in Az-zarqa' and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Az-zarqa', where all-in costs run around $682, than in Ubud, Bali at $1,404. In Az-zarqa' it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $682 in Az-zarqa' to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Az-zarqa'. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.