Cost of Living Comparison Between Az-zarqa' and Ubud, Bali Cost of Living Comparison Between Az-zarqa' and Ubud, Bali

Monthly Cost of Living

A single person spends $705 per month in Az-zarqa' vs $1,374 in Ubud, Bali, rent included.

A couple spends around $1,091 per month in Az-zarqa' vs $2,313 in Ubud, Bali, rent included.

A family of three spends $1,476 per month in Az-zarqa' vs $3,252 in Ubud, Bali, rent included.

Az-zarqa' is about 49% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Az-zarqa' sits 48% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.27 JOD 3.03

$3.32 Rp 59.5K

28.61%

Three-Course Dinner for Two, Mid-Range

$25.19 JOD 17.83

$35.33 Rp 632.8K

-28.70%

Fast Food Meal (McDonalds, etc)

$5.58 JOD 3.95

$5.33 Rp 95.5K

4.69%

Cappuccino

$0.85 JOD 0.60

$2.75 Rp 49.3K

-69.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 JOD 0.31

$1.73 Rp 31.0K

-75.14%

Water (0.33 liter bottle)

$0.33 JOD 0.23

$0.80 Rp 14.3K

-58.75%

Local Beer (0.5 liter draught)

$4.26 JOD 3.01

$2.95 Rp 52.8K

44.41%

Imported Beer (0.33 liter bottle)

$10.87 JOD 7.69

$4.44 Rp 79.5K

144.82%

Milk (1 liter)

$1.37 JOD 0.97

$1.50 Rp 26.9K

-8.67%

White Bread (500g)

$0.43 JOD 0.31

$2.30 Rp 41.1K

-81.30%

Rice (white) (1kg)

$1.51 JOD 1.07

$1.10 Rp 19.7K

37.27%

Eggs

$1.81 JOD 1.28

$2.16 Rp 38.7K

-16.20%

Local Cheese (1kg)

$4.93 JOD 3.49

$17.09 Rp 306.1K

-71.15%

Chicken Fillets (1kg)

$5.43 JOD 3.84

$3.88 Rp 69.4K

39.95%

Beef Round Steak (1kg)

$8.24 JOD 5.83

$11.92 Rp 213.4K

-30.87%

Apples (1kg)

$1.56 JOD 1.10

$3.57 Rp 63.9K

-56.30%

Banana (1kg)

$1.33 JOD 0.94

$1.58 Rp 28.4K

-15.82%

Oranges (1kg)

$1.21 JOD 0.86

$2.36 Rp 42.3K

-48.73%

Tomato (1kg)

$0.59 JOD 0.41

$1.97 Rp 35.2K

-70.05%

Potato (1kg)

$0.86 JOD 0.61

$1.81 Rp 32.4K

-52.49%

Onion (1kg)

$0.84 JOD 0.60

$2.39 Rp 42.8K

-64.85%

Lettuce (1 head)

$0.59 JOD 0.42

$1.02 Rp 18.2K

-42.16%

Water (1.5 liter bottle)

$0.51 JOD 0.36

$0.49 Rp 8,802

4.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.78 JOD 2.67

$2.25 Rp 40.2K

68.00%

Wine (Bottle)

$7.15 JOD 5.06

$22.30 Rp 399.4K

-67.94%

Local Beer (0.5 liter bottle)

$4.30 JOD 3.04

$2.37 Rp 42.4K

81.43%

Imported Beer (0.33 liter bottle)

$4.35 JOD 3.08

$2.90 Rp 51.9K

50.00%

One-way Ticket (Public Transport)

$0.66 JOD 0.46

$0.25 Rp 4,462

164.00%

Public Transport Monthly Pass (Regular Price)

$21.06 JOD 14.90

$8.55 Rp 153.2K

146.32%

Taxi Start (Normal Tariff)

$0.63 JOD 0.45

$0.44 Rp 7,915

43.18%

Taxi (Normal Tariff) (1km)

$1.38 JOD 0.98

$0.42 Rp 7,564

228.57%

Taxi 1hour Waiting (Normal Tariff)

$4.88 JOD 3.45

$5.66 Rp 101.4K

-13.78%

Gasoline (1 liter)

$1.39 JOD 0.98

$0.81 Rp 14.6K

71.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.0K JOD 12.1K

$23.7K Rp 425.2M

-28.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K JOD 15.7K

$31.0K Rp 554.8M

-28.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 JOD 88.9

$82.3 Rp 1.5M

52.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.35 JOD 9.45

$6.30 Rp 112.8K

111.90%

Internet (50+ Mbps, Unlimited Data)

$27.71 JOD 19.61

$18.63 Rp 333.8K

48.74%

Gym Membership (Monthly)

$28.32 JOD 20.04

$54.7 Rp 980.3K

-48.26%

Tennis Court (1 Hour on Weekend)

$14.18 JOD 10.04

$18.45 Rp 330.4K

-23.14%

Cinema Ticket

$10.14 JOD 7.17

$4.24 Rp 75.9K

139.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$211 JOD 150

$484 Rp 8.7M

-56.33%

International Primary School, 1 Child (Yearly)

$4,263 JOD 3,017

$5,590 Rp 100.1M

-23.74%

Jeans (Levis 501 Or Similar)

$20.96 JOD 14.83

$45.77 Rp 819.8K

-54.21%

Summer Dress (H&M, Zara, etc)

$13.94 JOD 9.87

$35.69 Rp 639.3K

-60.94%

Sport Shoes (Adidas, Nike)

$44.94 JOD 31.80

$78.3 Rp 1.4M

-42.60%

Men's Leather Business Shoes

$39.93 JOD 28.26

$80.1 Rp 1.4M

-50.17%

1-bedroom Apartment, City Center (Monthly)

$165 JOD 117

$1,147 Rp 20.5M

-85.61%

1-bedroom Apartment, Outside City Center (Monthly)

$123 JOD 87.3

$678 Rp 12.1M

-81.82%

3-bedroom Apartment, City Center (Monthly)

$302 JOD 213

$3,504 Rp 62.8M

-91.39%

3-bedroom Apartment, Outside City Center (Monthly)

$244 JOD 173

$1,688 Rp 30.2M

-85.54%

Buy Apartment in City Center (m2)

$567 JOD 402

$2,788 Rp 49.9M

-79.65%

Buy Apartment Outside City Center (m2)

$349 JOD 247

$2,257 Rp 40.4M

-84.53%

Average Monthly Net Salary (After Tax)

$498 JOD 353

$165 Rp 3.0M

201.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

13.78

-50.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Az-zarqa': September 27, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A central one-bedroom costs $165 in Az-zarqa' versus $1,147 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 202% higher in Az-zarqa', which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25.00 in Az-zarqa' versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $179 vs $286 – making Az-zarqa' the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Az-zarqa' vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $705 in Az-zarqa', $1,374 in Ubud, Bali – roughly 95% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,058 per month in Az-zarqa' and $2,062 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Az-zarqa', especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 146% less in Az-zarqa'. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $211 per month in Az-zarqa' and $484 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Az-zarqa', where all-in costs run around $705, than in Ubud, Bali at $1,374. In Az-zarqa' it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $705 in Az-zarqa' to $1,374 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Az-zarqa'. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.