Cost of Living Comparison Between Ubud, Bali and Az-zarqa' Cost of Living Comparison Between Ubud, Bali and Az-zarqa'

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $713 in Az-zarqa', rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $1,077 in Az-zarqa', rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $1,441 in Az-zarqa', rent included.

Ubud, Bali costs about 94% more than Az-zarqa', driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while Az-zarqa' is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$4.25 JOD 3.01

-22.12%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$24.91 JOD 17.64

56.88%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$5.71 JOD 4.04

-1.58%

Cappuccino

$2.64 Rp 46.9K

$0.84 JOD 0.60

214.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.43 JOD 0.31

267.44%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.35 JOD 0.25

102.86%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$4.11 JOD 2.91

-33.58%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$11.12 JOD 7.87

-61.15%

Milk (1 liter)

$1.54 Rp 27.4K

$1.40 JOD 0.99

10.00%

White Bread (500g)

$2.30 Rp 40.8K

$0.41 JOD 0.29

460.98%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.57 JOD 1.11

-34.39%

Eggs

$2.12 Rp 37.7K

$1.87 JOD 1.32

13.37%

Local Cheese (1kg)

$17.30 Rp 307.5K

$5.03 JOD 3.56

243.94%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$5.30 JOD 3.75

-23.96%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$8.57 JOD 6.07

44.92%

Apples (1kg)

$3.70 Rp 65.7K

$1.53 JOD 1.08

141.83%

Banana (1kg)

$1.62 Rp 28.7K

$1.32 JOD 0.94

22.73%

Oranges (1kg)

$2.27 Rp 40.3K

$1.19 JOD 0.84

90.76%

Tomato (1kg)

$1.99 Rp 35.4K

$0.59 JOD 0.42

237.29%

Potato (1kg)

$1.83 Rp 32.5K

$0.79 JOD 0.56

131.65%

Onion (1kg)

$2.25 Rp 40.1K

$0.80 JOD 0.56

181.25%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.62 JOD 0.44

67.74%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.51 JOD 0.36

9.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$3.71 JOD 2.63

-40.16%

Wine (Bottle)

$23.22 Rp 412.7K

$6.91 JOD 4.89

236.03%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$4.26 JOD 3.02

-43.90%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$4.33 JOD 3.06

-33.72%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.64 JOD 0.46

-60.94%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$21.00 JOD 14.87

-65.86%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$0.63 JOD 0.45

-26.98%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$1.44 JOD 1.02

-68.06%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$5.07 JOD 3.59

12.43%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.44 JOD 1.02

-47.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$17.0K JOD 12.0K

44.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$22.5K JOD 16.0K

37.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$129 JOD 91.2

-36.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$12.90 JOD 9.13

-50.93%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$27.92 JOD 19.76

-33.60%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$28.32 JOD 20.05

97.92%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$14.32 JOD 10.14

28.56%

Cinema Ticket

$4.26 Rp 75.8K

$9.78 JOD 6.92

-56.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$214 JOD 151

129.09%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$4,176 JOD 2,957

38.72%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$20.92 JOD 14.81

119.79%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$13.87 JOD 9.82

158.54%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$44.60 JOD 31.58

78.30%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$39.38 JOD 27.88

105.51%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$163 JOD 115

603.88%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$123 JOD 86.9

463.87%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$312 JOD 221

1031.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$247 JOD 175

591.82%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$561 JOD 397

396.28%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$359 JOD 254

529.87%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$509 JOD 360

-66.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.81

102.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Az-zarqa': August 17, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $163 in Az-zarqa'. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 201% higher in Az-zarqa', which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $25.00 in Az-zarqa'. Monthly groceries follow the same trend: $293 vs $179 – making Az-zarqa' the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Az-zarqa': Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,379 in Ubud, Bali, $713 in Az-zarqa' – roughly 94% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $1,069 in Az-zarqa'. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Az-zarqa', especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 193% less in Az-zarqa'. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $489 per month in Ubud, Bali and $214 in Az-zarqa'. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Az-zarqa', where all-in costs run around $713, than in Ubud, Bali at $1,379. In Az-zarqa' it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $713 in Az-zarqa' to $1,379 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Az-zarqa'. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.