Cost of Living Comparison Between Ubud, Bali and Az-zarqa' Cost of Living Comparison Between Ubud, Bali and Az-zarqa'

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $680 in Az-zarqa', rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $1,045 in Az-zarqa', rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $1,409 in Az-zarqa', rent included.

Ubud, Bali costs about 105% more than Az-zarqa', driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Az-zarqa' is 49% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$4.22 JOD 2.98

-19.43%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$25.76 JOD 18.23

25.70%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$5.74 JOD 4.06

-12.89%

Cappuccino

$2.82 Rp 50.0K

$0.85 JOD 0.60

231.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.42 JOD 0.30

228.57%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.36 JOD 0.26

102.78%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$4.33 JOD 3.07

-31.18%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$6.97 JOD 4.93

-43.04%

Milk (1 liter)

$1.79 Rp 31.8K

$1.37 JOD 0.97

30.66%

White Bread (500g)

$2.46 Rp 43.7K

$0.51 JOD 0.36

382.35%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.69 JOD 1.20

-28.99%

Eggs

$2.39 Rp 42.3K

$1.89 JOD 1.34

26.46%

Local Cheese (1kg)

$14.40 Rp 255.1K

$6.57 JOD 4.65

119.18%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$4.40 JOD 3.11

-2.73%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$9.54 JOD 6.75

23.90%

Apples (1kg)

$3.78 Rp 67.0K

$1.61 JOD 1.14

134.78%

Banana (1kg)

$1.63 Rp 28.9K

$1.35 JOD 0.95

20.74%

Oranges (1kg)

$2.80 Rp 49.6K

$1.04 JOD 0.74

169.23%

Tomato (1kg)

$2.26 Rp 40.0K

$0.71 JOD 0.51

218.31%

Potato (1kg)

$2.00 Rp 35.3K

$0.81 JOD 0.57

146.91%

Onion (1kg)

$2.21 Rp 39.2K

$0.72 JOD 0.51

206.94%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.53 JOD 0.37

101.89%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.54 JOD 0.38

40.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$3.52 JOD 2.49

-11.08%

Wine (Bottle)

$23.81 Rp 421.9K

$6.84 JOD 4.84

248.10%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$4.34 JOD 3.07

-34.56%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$4.26 JOD 3.02

-34.74%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.61 JOD 0.43

-55.74%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$21.00 JOD 14.86

-60.14%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$0.69 JOD 0.49

-34.78%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.95 JOD 0.68

-54.74%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$5.01 JOD 3.54

19.36%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.36 JOD 0.96

-41.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$27.5K JOD 19.4K

-6.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$27.5K JOD 19.5K

15.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$98.7 JOD 69.8

-18.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$13.25 JOD 9.38

-68.75%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$23.34 JOD 16.52

3.34%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$29.68 JOD 21.00

229.35%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$9.02 JOD 6.39

-26.39%

Cinema Ticket

$4.04 Rp 71.5K

$9.71 JOD 6.87

-58.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$81.9 JOD 58.0

262.63%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$2,857 JOD 2,022

130.64%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$21.95 JOD 15.53

151.21%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$25.51 JOD 18.05

50.96%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$44.45 JOD 31.45

93.77%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$55.7 JOD 39.40

40.00%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$165 JOD 117

495.77%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$121 JOD 85.5

450.22%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$268 JOD 189

1187.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$230 JOD 163

789.30%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$575 JOD 407

391.70%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$354 JOD 251

544.19%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$508 JOD 359

-66.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.27

82.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Az-zarqa': June 14, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $165 in Az-zarqa'. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 200% higher in Az-zarqa', which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $26.00 in Az-zarqa'. Monthly groceries follow the same trend: $299 vs $184 – making Az-zarqa' the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Az-zarqa': Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,394 in Ubud, Bali, $680 in Az-zarqa' – roughly 105% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $1,021 in Az-zarqa'. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Az-zarqa', especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 151% less in Az-zarqa'. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $297 per month in Ubud, Bali and $81.9 in Az-zarqa'. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Az-zarqa', where all-in costs run around $680, than in Ubud, Bali at $1,394. In Az-zarqa' it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $680 in Az-zarqa' to $1,394 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Az-zarqa'. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.