Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and New York, NY

For one person, living is cheaper in Austin, TX: $2,698 a month against $4,938 in New York, NY, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $4,938 in New York, NY.

Austin, TX $2,698
New York, NY $4,938

Estimated couple costs with rent: $4,160 in Austin, TX versus $7,273 in New York, NY.

Austin, TX $4,160
New York, NY $7,273

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $9,608 in New York, NY.

Austin, TX $5,622
New York, NY $9,608

Living in Austin, TX costs roughly 45% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, New York, NY 264% above.

Meal at Budget Restaurant

$20.63 $20.63

$24.99 $24.99

-17.45%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$120 $120

-29.68%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$13.74 $13.74

-12.15%

Cappuccino

$5.48 $5.48

$6.60 $6.60

-16.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$3.82 $3.82

-0.52%

Water (0.33 liter bottle)

$2.47 $2.47

$2.87 $2.87

-13.94%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.95 $7.95

1.26%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$10.06 $10.06

-11.73%

Milk (1 liter)

$1.11 $1.11

$1.37 $1.37

-18.98%

White Bread (500g)

$3.72 $3.72

$4.75 $4.75

-21.68%

Rice (white) (1kg)

$3.37 $3.37

$7.69 $7.69

-56.18%

Eggs

$4.32 $4.32

$5.87 $5.87

-26.41%

Local Cheese (1kg)

$13.13 $13.13

$19.25 $19.25

-31.79%

Chicken Fillets (1kg)

$14.15 $14.15

$17.83 $17.83

-20.64%

Beef Round Steak (1kg)

$16.33 $16.33

$19.03 $19.03

-14.19%

Apples (1kg)

$4.55 $4.55

$6.69 $6.69

-31.99%

Banana (1kg)

$1.46 $1.46

$2.29 $2.29

-36.24%

Oranges (1kg)

$4.71 $4.71

$6.41 $6.41

-26.52%

Tomato (1kg)

$4.15 $4.15

$6.75 $6.75

-38.52%

Potato (1kg)

$2.58 $2.58

$3.93 $3.93

-34.35%

Onion (1kg)

$2.35 $2.35

$4.52 $4.52

-48.01%

Lettuce (1 head)

$1.77 $1.77

$2.79 $2.79

-36.56%

Water (1.5 liter bottle)

$2.14 $2.14

$2.51 $2.51

-14.74%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$18.10 $18.10

-44.20%

Wine (Bottle)

$15.19 $15.19

$20.16 $20.16

-24.65%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$3.26 $3.26

-13.50%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$3.75 $3.75

-8.27%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.92 $2.92

-47.26%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$143 $143

-71.26%

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.06 $3.06

-8.50%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$2.16 $2.16

-25.93%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$41.33 $41.33

-16.91%

Gasoline (1 liter)

$0.94 $0.94

$1.12 $1.12

-16.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$33.1K $33.1K

2.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.7K $25.7K

4.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$219 $219

1.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$75.3 $75.3

-21.81%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$70.5 $70.5

0.11%

Gym Membership (Monthly)

$57.7 $57.7

$116 $116

-50.04%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$67.6 $67.6

-75.55%

Cinema Ticket

$14.26 $14.26

$21.37 $21.37

-33.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$3,432 $3,432

-55.97%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$61.7K $61.7K

-66.12%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$74.9 $74.9

-31.53%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$52.1 $52.1

-15.29%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$117 $117

-25.45%

Men's Leather Business Shoes

$104 $104

$135 $135

-22.50%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$4,347 $4,347

-55.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$3,117 $3,117

-57.77%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$9,110 $9,110

-59.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$5,379 $5,379

-52.31%

Buy Apartment in City Center (m2)

$7,354 $7,354

$19.3K $19.3K

-61.86%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$6,943 $6,943

-54.93%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$5,238 $5,238

0.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.85

-0.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

New York, NY

$3.1K 63.1% 137% $1.8K

Groceries & Markets

Austin, TX

$406 15.1%

New York, NY

$552 11.2% 36% $146

Monthly Utilities & Internet

Austin, TX

$352 13.1%

New York, NY

$365 7.4% 3.7% $13

Eating Out

Austin, TX

$350 13%

New York, NY

$407 8.2% 16.2% $57

Clothing & Footwear

Austin, TX

$129 4.8%

New York, NY

$170 3.5% 31.9% $41

Sport & Entertainment

Austin, TX

$86 3.2%

New York, NY

$158 3.2% 83.5% $72

Getting Around

Austin, TX

$58 2.2%

New York, NY

$168 3.4% 190% $110

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $406 vs $552 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 New York, NY

🕒 Local time

09:27 9:27 AM

10:27 10:27 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX New York, NY 2,410 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs New York, NY: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 83% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 1% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $4,938 in New York, NY – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 248% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,698 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Expats usually find Austin, TX gentler on the wallet – expenses run 83% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.