Cost of Living Comparison Between Atlantic City, NJ and Concord, NH Cost of Living Comparison Between Atlantic City, NJ and Concord, NH

Monthly Cost of Living

Monthly costs for one person with rent: $2,379 in Atlantic City, NJ versus $2,746 in Concord, NH.

Estimated couple costs with rent: $3,565 in Atlantic City, NJ versus $4,018 in Concord, NH.

Monthly costs for a family of three with rent: $4,752 in Atlantic City, NJ versus $5,290 in Concord, NH.

Living in Atlantic City, NJ costs roughly 13% less than in Concord, NH, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Atlantic City, NJ 78% above, Concord, NH 105% above.

Meal at Budget Restaurant

$24.82 $24.82

$25.17 $25.17

-1.39%

Three-Course Dinner for Two, Mid-Range

$60.5 $60.5

$73.3 $73.3

-17.39%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$12.10 $12.10

0.17%

Cappuccino

$5.49 $5.49

$4.27 $4.27

28.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$2.78 $2.78

-0.36%

Water (0.33 liter bottle)

$2.43 $2.43

$2.07 $2.07

17.39%

Local Beer (0.5 liter draught)

$6.81 $6.81

$6.33 $6.33

7.58%

Imported Beer (0.33 liter bottle)

$9.02 $9.02

$6.12 $6.12

47.39%

Milk (1 liter)

$1.22 $1.22

$0.99 $0.99

23.23%

White Bread (500g)

$4.18 $4.18

$3.67 $3.67

13.90%

Rice (white) (1kg)

$8.24 $8.24

$5.51 $5.51

49.55%

Eggs

$6.55 $6.55

$4.76 $4.76

37.61%

Local Cheese (1kg)

$17.64 $17.64

$14.29 $14.29

23.44%

Chicken Fillets (1kg)

$16.37 $16.37

$9.87 $9.87

65.86%

Beef Round Steak (1kg)

$20.15 $20.15

$14.66 $14.66

37.45%

Apples (1kg)

$4.46 $4.46

$3.36 $3.36

32.74%

Banana (1kg)

$2.42 $2.42

$1.84 $1.84

31.52%

Oranges (1kg)

$5.81 $5.81

$5.83 $5.83

-0.34%

Tomato (1kg)

$6.19 $6.19

$6.86 $6.86

-9.77%

Potato (1kg)

$3.83 $3.83

$2.01 $2.01

90.55%

Onion (1kg)

$4.11 $4.11

$3.56 $3.56

15.45%

Lettuce (1 head)

$2.03 $2.03

$2.46 $2.46

-17.48%

Water (1.5 liter bottle)

$2.05 $2.05

$2.12 $2.12

-3.30%

Cigarettes 20 Pack (Marlboro, Camel)

$18.96 $18.96

$12.57 $12.57

50.84%

Wine (Bottle)

$13.25 $13.25

$13.81 $13.81

-4.06%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.79 $1.79

63.13%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$3.27 $3.27

18.35%

One-way Ticket (Public Transport)

$1.99 $1.99

$1.97 $1.97

1.02%

Public Transport Monthly Pass (Regular Price)

$31.52 $31.52

Taxi Start (Normal Tariff)

$5.03 $5.03

$9.82 $9.82

-48.78%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.40 $1.40

52.14%

Taxi 1hour Waiting (Normal Tariff)

$41.35 $41.35

$26.89 $26.89

53.77%

Gasoline (1 liter)

$0.83 $0.83

$0.90 $0.90

-7.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$35.7K $35.7K

-1.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K $28.4K

$25.7K $25.7K

10.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$264 $264

-32.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$46.10 $46.10

29.59%

Internet (50+ Mbps, Unlimited Data)

$54.0 $54.0

$98.4 $98.4

-45.08%

Gym Membership (Monthly)

$43.47 $43.47

$45.81 $45.81

-5.11%

Tennis Court (1 Hour on Weekend)

$59.0 $59.0

Cinema Ticket

$14.41 $14.41

$19.21 $19.21

-24.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,203 $3,203

$1,261 $1,261

154.00%

International Primary School, 1 Child (Yearly)

$23.3K $23.3K

$33.3K $33.3K

-30.07%

Jeans (Levis 501 Or Similar)

$42.97 $42.97

$46.63 $46.63

-7.85%

Summer Dress (H&M, Zara, etc)

$39.48 $39.48

$44.05 $44.05

-10.37%

Sport Shoes (Adidas, Nike)

$61.2 $61.2

$98.9 $98.9

-38.12%

Men's Leather Business Shoes

$74.0 $74.0

$134 $134

-44.57%

1-bedroom Apartment, City Center (Monthly)

$1,408 $1,408

$1,595 $1,595

-11.73%

1-bedroom Apartment, Outside City Center (Monthly)

$993 $993

$1,333 $1,333

-25.54%

3-bedroom Apartment, City Center (Monthly)

$2,006 $2,006

$2,639 $2,639

-24.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,842 $1,842

$2,190 $2,190

-15.91%

Buy Apartment in City Center (m2)

$3,613 $3,613

$2,960 $2,960

22.08%

Buy Apartment Outside City Center (m2)

$3,636 $3,636

$2,921 $2,921

24.46%

Average Monthly Net Salary (After Tax)

$4,904 $4,904

$4,602 $4,602

6.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.4

0.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: April 21, 2026

Last update for Concord, NH: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,408 in Atlantic City, NJ and $1,595 in Concord, NH. Housing cost is often the main lever when comparing two cities.

Atlantic City, NJ pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61 in Atlantic City, NJ vs $73 in Concord, NH. Groceries flip the comparison at $501 vs $401, with Concord, NH cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Concord, NH: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Concord, NH differ by about 15% in total monthly costs ($2,379 vs $2,746 including rent). Atlantic City, NJ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Atlantic City, NJ pays 7% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,408 in Atlantic City, NJ versus $1,595 in Concord, NH. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,203 in Atlantic City, NJ versus $1,261 in Concord, NH. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Atlantic City, NJ – a meal for two runs $61.0 versus $73.0 in Concord, NH. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,379 in Atlantic City, NJ versus $2,746 in Concord, NH, a $3,000 budget is realistic in Atlantic City, NJ but tight or insufficient in Concord, NH. The gap between the two cities makes Atlantic City, NJ the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Atlantic City, NJ and Concord, NH are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Atlantic City, NJ gentler on the wallet – expenses run 15% less than in Concord, NH. Beyond cost, consider language, visa policies, and how big the international community is in each city.