Cost of Living Comparison Between Atlantic City, NJ and Concord, NH Cost of Living Comparison Between Atlantic City, NJ and Concord, NH

Monthly Cost of Living

Monthly costs for one person with rent: $2,358 in Atlantic City, NJ versus $2,787 in Concord, NH.

Estimated couple costs with rent: $3,572 in Atlantic City, NJ versus $4,015 in Concord, NH.

Monthly costs for a family of three with rent: $4,786 in Atlantic City, NJ versus $5,243 in Concord, NH.

Living in Atlantic City, NJ costs roughly 15% less than in Concord, NH, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Atlantic City, NJ 76% above, Concord, NH 108% above.

Meal at Budget Restaurant

$24.57 $24.57

$25.13 $25.13

-2.23%

Three-Course Dinner for Two, Mid-Range

$58.9 $58.9

$73.9 $73.9

-20.35%

Fast Food Meal (McDonalds, etc)

$12.03 $12.03

$11.96 $11.96

0.59%

Cappuccino

$5.58 $5.58

$4.37 $4.37

27.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$2.79 $2.79

-0.72%

Water (0.33 liter bottle)

$2.53 $2.53

$2.03 $2.03

24.63%

Local Beer (0.5 liter draught)

$6.96 $6.96

$6.44 $6.44

8.07%

Imported Beer (0.33 liter bottle)

$9.24 $9.24

$6.04 $6.04

52.98%

Milk (1 liter)

$1.22 $1.22

$1.04 $1.04

17.31%

White Bread (500g)

$4.09 $4.09

$3.76 $3.76

8.78%

Rice (white) (1kg)

$7.98 $7.98

$5.58 $5.58

43.01%

Eggs

$6.29 $6.29

$4.72 $4.72

33.26%

Local Cheese (1kg)

$17.08 $17.08

$14.59 $14.59

17.07%

Chicken Fillets (1kg)

$16.70 $16.70

$9.82 $9.82

70.06%

Beef Round Steak (1kg)

$19.95 $19.95

$14.40 $14.40

38.54%

Apples (1kg)

$4.31 $4.31

$3.37 $3.37

27.89%

Banana (1kg)

$2.53 $2.53

$1.88 $1.88

34.57%

Oranges (1kg)

$5.69 $5.69

$5.83 $5.83

-2.40%

Tomato (1kg)

$6.48 $6.48

$6.70 $6.70

-3.28%

Potato (1kg)

$3.73 $3.73

$2.00 $2.00

86.50%

Onion (1kg)

$4.13 $4.13

$3.39 $3.39

21.83%

Lettuce (1 head)

$1.96 $1.96

$2.55 $2.55

-23.14%

Water (1.5 liter bottle)

$1.96 $1.96

$2.22 $2.22

-11.71%

Cigarettes 20 Pack (Marlboro, Camel)

$19.33 $19.33

$12.40 $12.40

55.89%

Wine (Bottle)

$15.22 $15.22

$14.28 $14.28

6.58%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.84 $1.84

58.15%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$3.44 $3.44

12.50%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.03 $2.03

-0.49%

Public Transport Monthly Pass (Regular Price)

$32.59 $32.59

Taxi Start (Normal Tariff)

$5.02 $5.02

$10.05 $10.05

-50.05%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.42 $1.42

54.93%

Taxi 1hour Waiting (Normal Tariff)

$41.85 $41.85

$26.61 $26.61

57.27%

Gasoline (1 liter)

$0.88 $0.88

$0.89 $0.89

-1.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$35.3K $35.3K

-0.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$24.9K $24.9K

11.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$264 $264

-30.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.4 $60.4

$47.11 $47.11

28.10%

Internet (50+ Mbps, Unlimited Data)

$54.2 $54.2

$98.1 $98.1

-44.76%

Gym Membership (Monthly)

$43.85 $43.85

$46.05 $46.05

-4.78%

Tennis Court (1 Hour on Weekend)

$59.4 $59.4

Cinema Ticket

$14.50 $14.50

$19.32 $19.32

-24.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,123 $3,123

$1,244 $1,244

151.04%

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$33.1K $33.1K

-28.97%

Jeans (Levis 501 Or Similar)

$43.25 $43.25

$46.37 $46.37

-6.73%

Summer Dress (H&M, Zara, etc)

$39.39 $39.39

$43.04 $43.04

-8.48%

Sport Shoes (Adidas, Nike)

$60.6 $60.6

$98.3 $98.3

-38.37%

Men's Leather Business Shoes

$75.7 $75.7

$130 $130

-41.54%

1-bedroom Apartment, City Center (Monthly)

$1,374 $1,374

$1,606 $1,606

-14.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,010 $1,010

$1,338 $1,338

-24.51%

3-bedroom Apartment, City Center (Monthly)

$2,012 $2,012

$2,579 $2,579

-22.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,840 $1,840

$2,188 $2,188

-15.90%

Buy Apartment in City Center (m2)

$3,575 $3,575

$3,049 $3,049

17.25%

Buy Apartment Outside City Center (m2)

$3,571 $3,571

$2,901 $2,901

23.11%

Average Monthly Net Salary (After Tax)

$4,835 $4,835

$4,631 $4,631

4.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.4

0.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: May 31, 2026

Last update for Concord, NH: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,374 in Atlantic City, NJ and $1,606 in Concord, NH. Housing cost is often the main lever when comparing two cities.

Atlantic City, NJ pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $59.0 in Atlantic City, NJ vs $74.0 in Concord, NH. Groceries flip the comparison at $500 vs $404, with Concord, NH cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Concord, NH: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Concord, NH differ by about 18% in total monthly costs ($2,358 vs $2,787 including rent). Atlantic City, NJ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Atlantic City, NJ pays 4% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,374 in Atlantic City, NJ versus $1,606 in Concord, NH. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,123 in Atlantic City, NJ versus $1,244 in Concord, NH. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Atlantic City, NJ – a meal for two runs $59.0 versus $74.0 in Concord, NH. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Atlantic City, NJ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Atlantic City, NJ and Concord, NH are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Atlantic City, NJ gentler on the wallet – expenses run 18% less than in Concord, NH. Beyond cost, consider language, visa policies, and how big the international community is in each city.