Cost of Living Comparison Between Atlantic City, NJ and Concord, NH Cost of Living Comparison Between Atlantic City, NJ and Concord, NH

Monthly Cost of Living

Monthly costs for one person with rent: $2,337 in Atlantic City, NJ versus $2,770 in Concord, NH.

Estimated couple costs with rent: $3,628 in Atlantic City, NJ versus $4,083 in Concord, NH.

Monthly costs for a family of three with rent: $4,920 in Atlantic City, NJ versus $5,396 in Concord, NH.

Living in Atlantic City, NJ costs roughly 16% less than in Concord, NH, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Atlantic City, NJ 75% above, Concord, NH 107% above.

Meal at Budget Restaurant

$25.12 $25.12

$25.09 $25.09

0.12%

Three-Course Dinner for Two, Mid-Range

$59.0 $59.0

$72.7 $72.7

-18.79%

Fast Food Meal (McDonalds, etc)

$12.41 $12.41

$12.02 $12.02

3.24%

Cappuccino

$5.36 $5.36

$4.25 $4.25

26.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 $2.79

$2.66 $2.66

4.89%

Water (0.33 liter bottle)

$2.51 $2.51

$2.08 $2.08

20.67%

Local Beer (0.5 liter draught)

$6.98 $6.98

$6.59 $6.59

5.92%

Imported Beer (0.33 liter bottle)

$9.16 $9.16

$5.88 $5.88

55.78%

Milk (1 liter)

$1.16 $1.16

$1.00 $1.00

16.00%

White Bread (500g)

$4.00 $4.00

$3.68 $3.68

8.70%

Rice (white) (1kg)

$8.19 $8.19

$5.81 $5.81

40.96%

Eggs

$6.27 $6.27

$4.73 $4.73

32.56%

Local Cheese (1kg)

$17.39 $17.39

$14.12 $14.12

23.16%

Chicken Fillets (1kg)

$16.20 $16.20

$9.38 $9.38

72.71%

Beef Round Steak (1kg)

$20.15 $20.15

$14.35 $14.35

40.42%

Apples (1kg)

$4.49 $4.49

$3.49 $3.49

28.65%

Banana (1kg)

$2.42 $2.42

$1.83 $1.83

32.24%

Oranges (1kg)

$5.88 $5.88

$5.81 $5.81

1.20%

Tomato (1kg)

$6.46 $6.46

$6.58 $6.58

-1.82%

Potato (1kg)

$3.69 $3.69

$2.00 $2.00

84.50%

Onion (1kg)

$4.11 $4.11

$3.56 $3.56

15.45%

Lettuce (1 head)

$2.03 $2.03

$2.56 $2.56

-20.70%

Water (1.5 liter bottle)

$1.95 $1.95

$2.20 $2.20

-11.36%

Cigarettes 20 Pack (Marlboro, Camel)

$19.32 $19.32

$12.59 $12.59

53.46%

Wine (Bottle)

$14.77 $14.77

$15.79 $15.79

-6.46%

Local Beer (0.5 liter bottle)

$3.04 $3.04

$1.81 $1.81

67.96%

Imported Beer (0.33 liter bottle)

$3.81 $3.81

$3.38 $3.38

12.72%

One-way Ticket (Public Transport)

$2.05 $2.05

$1.98 $1.98

3.54%

Public Transport Monthly Pass (Regular Price)

$32.29 $32.29

Taxi Start (Normal Tariff)

$4.84 $4.84

$9.83 $9.83

-50.76%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$1.43 $1.43

55.94%

Taxi 1hour Waiting (Normal Tariff)

$41.52 $41.52

$26.79 $26.79

54.98%

Gasoline (1 liter)

$0.83 $0.83

$0.88 $0.88

-5.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$35.9K $35.9K

-1.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K $27.6K

$25.6K $25.6K

7.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$259 $259

-29.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$46.56 $46.56

28.24%

Internet (50+ Mbps, Unlimited Data)

$54.0 $54.0

$99.6 $99.6

-45.78%

Gym Membership (Monthly)

$42.63 $42.63

$46.85 $46.85

-9.01%

Tennis Court (1 Hour on Weekend)

$58.8 $58.8

Cinema Ticket

$14.18 $14.18

$18.93 $18.93

-25.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,192 $3,192

$1,277 $1,277

150.00%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$32.8K $32.8K

-28.74%

Jeans (Levis 501 Or Similar)

$42.82 $42.82

$45.82 $45.82

-6.55%

Summer Dress (H&M, Zara, etc)

$39.89 $39.89

$42.80 $42.80

-6.80%

Sport Shoes (Adidas, Nike)

$60.3 $60.3

$98.8 $98.8

-39.01%

Men's Leather Business Shoes

$74.0 $74.0

$129 $129

-42.86%

1-bedroom Apartment, City Center (Monthly)

$1,416 $1,416

$1,547 $1,547

-8.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,017 $1,017

$1,324 $1,324

-23.19%

3-bedroom Apartment, City Center (Monthly)

$2,025 $2,025

$2,651 $2,651

-23.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,865 $1,865

$2,176 $2,176

-14.26%

Buy Apartment in City Center (m2)

$3,664 $3,664

$3,034 $3,034

20.76%

Buy Apartment Outside City Center (m2)

$3,603 $3,603

$2,946 $2,946

22.32%

Average Monthly Net Salary (After Tax)

$4,129 $4,129

$4,689 $4,689

-11.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.4

0.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: July 19, 2026

Last update for Concord, NH: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,416 in Atlantic City, NJ and $1,547 in Concord, NH. Housing cost is often the main lever when comparing two cities.

Concord, NH pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Atlantic City, NJ vs $73.0 in Concord, NH. Groceries flip the comparison at $499 vs $403, with Concord, NH cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Concord, NH: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Concord, NH differ by about 19% in total monthly costs ($2,337 vs $2,770 including rent). Atlantic City, NJ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 14% lower in Concord, NH. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,416 in Atlantic City, NJ versus $1,547 in Concord, NH. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,192 in Atlantic City, NJ versus $1,277 in Concord, NH. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Atlantic City, NJ – a meal for two runs $59.0 versus $73.0 in Concord, NH. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Atlantic City, NJ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Atlantic City, NJ and Concord, NH are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Atlantic City, NJ gentler on the wallet – expenses run 19% less than in Concord, NH. Beyond cost, consider language, visa policies, and how big the international community is in each city.