Cost of Living Comparison Between Atlantic City, NJ and Concord, NH Cost of Living Comparison Between Atlantic City, NJ and Concord, NH

Monthly Cost of Living

Monthly costs for one person with rent: $2,796 in Atlantic City, NJ versus $2,768 in Concord, NH.

Estimated couple costs with rent: $4,228 in Atlantic City, NJ versus $4,140 in Concord, NH.

Monthly costs for a family of three with rent: $5,661 in Atlantic City, NJ versus $5,512 in Concord, NH.

Living in Atlantic City, NJ is roughly 1% more expensive than in Concord, NH, driven mainly by Getting Around.

Both cities are pricier than the global median: Atlantic City, NJ 103% above, Concord, NH 101% above.

Meal at Budget Restaurant

$20.33 $20.33

$20.20 $20.20

0.64%

Three-Course Dinner for Two, Mid-Range

$89.3 $89.3

$50.3 $50.3

77.76%

Fast Food Meal (McDonalds, etc)

$11.33 $11.33

$12.05 $12.05

-5.98%

Cappuccino

$5.57 $5.57

$3.88 $3.88

43.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 $2.38

$2.63 $2.63

-9.51%

Water (0.33 liter bottle)

$1.99 $1.99

$1.53 $1.53

30.07%

Local Beer (0.5 liter draught)

$6.42 $6.42

$7.08 $7.08

-9.32%

Imported Beer (0.33 liter bottle)

$8.89 $8.89

$6.05 $6.05

46.94%

Milk (1 liter)

$1.18 $1.18

$1.12 $1.12

5.36%

White Bread (500g)

$3.29 $3.29

$4.19 $4.19

-21.48%

Rice (white) (1kg)

$6.99 $6.99

$6.56 $6.56

6.55%

Eggs

$4.14 $4.14

$4.76 $4.76

-13.03%

Local Cheese (1kg)

$10.95 $10.95

$14.27 $14.27

-23.27%

Chicken Fillets (1kg)

$16.56 $16.56

$9.69 $9.69

70.90%

Beef Round Steak (1kg)

$19.75 $19.75

$20.80 $20.80

-5.05%

Apples (1kg)

$7.58 $7.58

$5.22 $5.22

45.21%

Banana (1kg)

$3.85 $3.85

$2.14 $2.14

79.91%

Oranges (1kg)

$5.39 $5.39

$7.33 $7.33

-26.47%

Tomato (1kg)

$6.13 $6.13

$6.91 $6.91

-11.29%

Potato (1kg)

$4.15 $4.15

$2.02 $2.02

105.45%

Onion (1kg)

$4.74 $4.74

$3.53 $3.53

34.28%

Lettuce (1 head)

$2.52 $2.52

Water (1.5 liter bottle)

$2.47 $2.47

$2.37 $2.37

4.22%

Cigarettes 20 Pack (Marlboro, Camel)

$14.74 $14.74

$13.90 $13.90

6.04%

Wine (Bottle)

$13.69 $13.69

$15.25 $15.25

-10.23%

Local Beer (0.5 liter bottle)

$2.70 $2.70

$1.79 $1.79

50.84%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$3.39 $3.39

-4.13%

One-way Ticket (Public Transport)

$3.08 $3.08

$3.60 $3.60

-14.44%

Public Transport Monthly Pass (Regular Price)

$89.7 $89.7

$31.79 $31.79

182.13%

Taxi Start (Normal Tariff)

$2.94 $2.94

$9.93 $9.93

-70.39%

Taxi (Normal Tariff) (1km)

$2.21 $2.21

$2.07 $2.07

6.76%

Taxi 1hour Waiting (Normal Tariff)

$41.68 $41.68

$26.87 $26.87

55.12%

Gasoline (1 liter)

$0.86 $0.86

$0.91 $0.91

-5.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.0K $20.0K

$36.8K $36.8K

-45.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

0.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$241 $241

$191 $191

26.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.9 $55.9

$47.42 $47.42

17.82%

Internet (50+ Mbps, Unlimited Data)

$61.4 $61.4

$100 $100

-38.78%

Gym Membership (Monthly)

$29.46 $29.46

$47.16 $47.16

-37.53%

Tennis Court (1 Hour on Weekend)

$50.1 $50.1

$60.3 $60.3

-16.96%

Cinema Ticket

$16.93 $16.93

$18.72 $18.72

-9.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 $506

$1,262 $1,262

-59.88%

International Primary School, 1 Child (Yearly)

$7,002 $7,002

$33.0K $33.0K

-78.80%

Jeans (Levis 501 Or Similar)

$71.9 $71.9

$46.01 $46.01

56.31%

Summer Dress (H&M, Zara, etc)

$31.30 $31.30

$43.86 $43.86

-28.64%

Sport Shoes (Adidas, Nike)

$122 $122

$93.1 $93.1

31.42%

Men's Leather Business Shoes

$119 $119

$132 $132

-9.81%

1-bedroom Apartment, City Center (Monthly)

$1,708 $1,708

$1,721 $1,721

-0.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,283 $1,283

$1,350 $1,350

-4.97%

3-bedroom Apartment, City Center (Monthly)

$2,413 $2,413

$2,656 $2,656

-9.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 $2,152

$2,527 $2,527

-14.85%

Buy Apartment in City Center (m2)

$3,562 $3,562

$3,029 $3,029

17.60%

Buy Apartment Outside City Center (m2)

$3,653 $3,653

$2,929 $2,929

24.72%

Average Monthly Net Salary (After Tax)

$4,053 $4,053

$4,644 $4,644

-12.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.12

-50.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: August 29, 2026

Last update for Concord, NH: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,708 in Atlantic City, NJ and $1,721 in Concord, NH. Housing cost is often the main lever when comparing two cities.

Concord, NH pays 15% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $89.0 in Atlantic City, NJ vs $50.0 in Concord, NH for a mid-range dinner for two. Groceries echo the gap at $486 vs $453 per month, with Concord, NH cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Concord, NH: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Concord, NH differ by about 1% in total monthly costs ($2,796 vs $2,768 including rent). Concord, NH is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 15% lower in Concord, NH. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,708 in Atlantic City, NJ versus $1,721 in Concord, NH. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concord, NH – a meal for two runs $50.0 versus $89.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Concord, NH is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Atlantic City, NJ and Concord, NH are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concord, NH gentler on the wallet – expenses run 1% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.