Last update: Oct 2026

Cost of Living Comparison Between Atlantic City, NJ and Concord, NH

For one person, living costs are similar in Atlantic City, NJ and in Concord, NH: $2,821 and $2,762 a month, rent and utilities included.

136

Cost of Living Index in Atlantic City, NJ
Learn more

Atlantic City, NJ Living Index
134

Cost of Living Index in Concord, NH
Learn more

Concord, NH Living Index

Jump to prices

Atlantic City, NJ

🇺🇸 United States

$2,821

/mo nomad

Concord, NH

🇺🇸 United States

$2,762

/mo nomad

Monthly Cost of Living

How much you'll spend in Atlantic City, NJ and in Concord, NH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atlantic City, NJ and in Concord, NH actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Atlantic City, NJ versus $2,762 in Concord, NH.

Atlantic City, NJ $2,821
Concord, NH $2,762

Estimated couple costs with rent: $4,228 in Atlantic City, NJ versus $4,156 in Concord, NH.

Atlantic City, NJ $4,228
Concord, NH $4,156

Monthly costs for a family of three with rent: $5,635 in Atlantic City, NJ versus $5,550 in Concord, NH.

Atlantic City, NJ $5,635
Concord, NH $5,550

Living in Atlantic City, NJ is roughly 2% more expensive than in Concord, NH, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Atlantic City, NJ 108% above, Concord, NH 104% above.

Meal at Budget Restaurant

$19.73 $19.73

$20.31 $20.31

-2.86%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$49.81 $49.81

96.99%

Fast Food Meal (McDonalds, etc)

$11.30 $11.30

$11.96 $11.96

-5.52%

Cappuccino

$5.43 $5.43

$4.11 $4.11

32.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$2.65 $2.65

-13.96%

Water (0.33 liter bottle)

$2.01 $2.01

$1.53 $1.53

31.37%

Local Beer (0.5 liter draught)

$6.09 $6.09

$6.97 $6.97

-12.63%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$5.97 $5.97

47.07%

Milk (1 liter)

$1.24 $1.24

$1.17 $1.17

5.98%

White Bread (500g)

$3.38 $3.38

$4.22 $4.22

-19.91%

Rice (white) (1kg)

$7.27 $7.27

$6.70 $6.70

8.51%

Eggs

$4.21 $4.21

$4.80 $4.80

-12.29%

Local Cheese (1kg)

$11.18 $11.18

$14.21 $14.21

-21.32%

Chicken Fillets (1kg)

$16.67 $16.67

$9.53 $9.53

74.92%

Beef Round Steak (1kg)

$20.14 $20.14

$21.12 $21.12

-4.64%

Apples (1kg)

$7.55 $7.55

$5.06 $5.06

49.21%

Banana (1kg)

$3.69 $3.69

$2.10 $2.10

75.71%

Oranges (1kg)

$5.41 $5.41

$7.17 $7.17

-24.55%

Tomato (1kg)

$5.86 $5.86

$6.59 $6.59

-11.08%

Potato (1kg)

$3.98 $3.98

$2.02 $2.02

97.03%

Onion (1kg)

$4.75 $4.75

$3.46 $3.46

37.28%

Lettuce (1 head)

$2.54 $2.54

$2.53 $2.53

0.40%

Water (1.5 liter bottle)

$2.45 $2.45

$2.40 $2.40

2.08%

Cigarettes 20 Pack (Marlboro, Camel)

$14.24 $14.24

$13.70 $13.70

3.94%

Wine (Bottle)

$13.27 $13.27

$15.24 $15.24

-12.93%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$1.80 $1.80

46.67%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$3.39 $3.39

-0.29%

One-way Ticket (Public Transport)

$3.04 $3.04

$3.40 $3.40

-10.59%

Public Transport Monthly Pass (Regular Price)

$88.3 $88.3

$31.49 $31.49

180.28%

Taxi Start (Normal Tariff)

$2.99 $2.99

$10.02 $10.02

-70.16%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$2.04 $2.04

3.43%

Taxi 1hour Waiting (Normal Tariff)

$42.73 $42.73

$26.85 $26.85

59.14%

Gasoline (1 liter)

$0.96 $0.96

$0.98 $0.98

-2.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.4K $20.4K

$28.0K $28.0K

-27.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$25.9K $25.9K

-4.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$191 $191

30.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$47.36 $47.36

29.27%

Internet (50+ Mbps, Unlimited Data)

$61.0 $61.0

$101 $101

-39.34%

Gym Membership (Monthly)

$29.59 $29.59

$46.81 $46.81

-36.79%

Tennis Court (1 Hour on Weekend)

$50.1 $50.1

$58.9 $58.9

-15.02%

Cinema Ticket

$16.78 $16.78

$18.90 $18.90

-11.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 $503

$1,275 $1,275

-60.56%

International Primary School, 1 Child (Yearly)

$7,031 $7,031

$32.7K $32.7K

-78.51%

Jeans (Levis 501 Or Similar)

$70.5 $70.5

$46.35 $46.35

52.15%

Summer Dress (H&M, Zara, etc)

$31.78 $31.78

$42.55 $42.55

-25.31%

Sport Shoes (Adidas, Nike)

$122 $122

$92.7 $92.7

31.22%

Men's Leather Business Shoes

$120 $120

$131 $131

-8.40%

1-bedroom Apartment, City Center (Monthly)

$1,737 $1,737

$1,763 $1,763

-1.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$1,369 $1,369

-4.54%

3-bedroom Apartment, City Center (Monthly)

$2,320 $2,320

$2,683 $2,683

-13.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$2,569 $2,569

-15.33%

Buy Apartment in City Center (m2)

$4,255 $4,255

$2,993 $2,993

42.17%

Buy Apartment Outside City Center (m2)

$4,212 $4,212

$3,018 $3,018

39.57%

Average Monthly Net Salary (After Tax)

$4,017 $4,017

$4,539 $4,539

-11.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.4

4.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: October 20, 2026

Last update for Concord, NH: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Atlantic City, NJ

$1.3K 46.3%

Concord, NH

$1.4K 49.6% 4.8% $62

Groceries & Markets

Atlantic City, NJ

$488 17.3%

Concord, NH

$451 16.3% 7.5% $37

Monthly Utilities & Internet

Atlantic City, NJ

$372 13.2%

Concord, NH

$339 12.3% 8.9% $33

Eating Out

Atlantic City, NJ

$322 11.4%

Concord, NH

$311 11.3% 3.4% $11

Clothing & Footwear

Atlantic City, NJ

$155 5.5%

Concord, NH

$141 5.1% 9.1% $14

Getting Around

Atlantic City, NJ

$114 4%

Concord, NH

$65 2.4% 42.7% $49

Sport & Entertainment

Atlantic City, NJ

$63 2.2%

Concord, NH

$85 3.1% 34% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,737 in Atlantic City, NJ and $1,763 in Concord, NH. Housing cost is often the main lever when comparing two cities.

Concord, NH pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $98.0 in Atlantic City, NJ vs $50.0 in Concord, NH for a mid-range dinner for two. Groceries echo the gap at $488 vs $451 per month, with Concord, NH cheaper across the board.

Good to know

🇺🇸 Atlantic City, NJ

🇺🇸 Concord, NH

🕒 Local time

23:40 11:40 PM

Same time as Atlantic City, NJ

🌤 Weather

👥 Population

39,958

42,695

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Atlantic City, NJ Concord, NH 490 km

From you

Atlantic City, NJ
Concord, NH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Concord, NH: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Concord, NH differ by about 2% in total monthly costs ($2,821 vs $2,762 including rent). Concord, NH is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 13% lower in Concord, NH. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,737 in Atlantic City, NJ versus $1,763 in Concord, NH. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concord, NH – a meal for two runs $50.0 versus $98.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Concord, NH is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Atlantic City, NJ and Concord, NH are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concord, NH gentler on the wallet – expenses run 2% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.