Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K$35.0K
$25.0K$25.0K
$36.3K$36.3K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.4K$28.4K
$25.7K$25.7K
$39.6K$39.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$178$178
$108$108
$295$295
SIM Card Monthly Plan(Calls and 10GB+ Data)
$59.7$59.7
$29.96$29.96
$150$150
Internet(50+ Mbps, Unlimited Data)
$54.0$54.0
$49.11$49.11
$98.2$98.2
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$43.47$43.47
$17.69$17.69
$50.6$50.6
Cinema Ticket
$14.41$14.41
$13.78$13.78
$25.05$25.05
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,203$3,203
$2,530$2,530
$4,217$4,217
International Primary School, 1 Child(Yearly)
$23.3K$23.3K
$16.7K$16.7K
$27.0K$27.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$42.97$42.97
$35.38$35.38
$91.0$91.0
Summer Dress(H&M, Zara, etc)
$39.48$39.48
$24.68$24.68
$74.0$74.0
Sport Shoes(Adidas, Nike)
$61.2$61.2
$61.2$61.2
$153$153
Men's Leather Business Shoes
$74.0$74.0
$74.0$74.0
$247$247
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,408$1,408
$1,207$1,207
$1,609$1,609
1-bedroom Apartment, Outside City Center(Monthly)
$993$993
$894$894
$1,092$1,092
3-bedroom Apartment, City Center(Monthly)
$2,006$2,006
$2,006$2,006
$2,006$2,006
3-bedroom Apartment, Outside City Center(Monthly)
$1,842$1,842
$1,804$1,804
$1,880$1,880
Buy Apartment in City Center(m2)
$3,613$3,613
$2,751$2,751
$4,152$4,152
Buy Apartment Outside City Center(m2)
$3,636$3,636
$2,768$2,768
$4,178$4,178
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$4,904$4,904
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.44
6
7
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: April 21, 2026
Cost Breakdown
🏠Expect to pay about $1,408 for a central one-bedroom, or $993 outside the center. At around 29% of the average salary ($4,904), rent noticeably above the typical 30% rent-to-income guideline.
💰Average take-home pay sits at $4,904, while typical expenses reach $2,379. This leaves solid room for saving and lifestyle spending.
🛒Expect to spend about $501 monthly on groceries. Dining out at a mid-range restaurant costs roughly $61 for two.
🚌Public transport is priced at around $0 per month.
Cost Highlights
⭐Atlantic City, NJ has the 4th most expensive preschool or kindergarten, full day, private, 1 child in North America
⭐Rice is more expensive than 98% of cities in North America
⭐Eggs is more expensive than 96% of cities in North America
Atlantic City, NJ Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in Atlantic City, NJ - Frequently Asked Questions
Is Atlantic City generally a good value for travelers, expats, and digital nomads, and how does it compare to other coastal destinations?
Atlantic City blends casino-era convenience with coastline charm, offering solid value for travelers, expats, and digital nomads who don’t need a city-center salary. Overall, the Cost of Living in Atlantic City, NJ, United States tends to be moderate relative to larger metro hubs, with value shaped by neighborhood choice and season. Seasonal swings can push costs up during events, while off-peak periods offer quieter streets and better lodging deals. You’ll find a mix of budget rooms, longer-term rentals, and diverse dining that fits many budgets. Tip: Plan ahead with a flexible stay window to lock lower rates and test neighborhoods.
What does daily life look like here in terms of housing search, dining options, and getting around?
Daily life in Atlantic City blends walkability with occasional tourist crowds. Housing options range from near-boardwalk apartments with ocean views to quieter inland studios and shared living setups – look for month-to-month leases if you’re experimenting. Food choices span casual diners, markets, and affordable ethnic spots, plus seasonal farmers’ markets. Transport is practical: buses reach surrounding towns, and rideshares are common; biking can work in milder months. For context, Atlantic City, NJ, United States living cost varies by neighborhood and season, so budget for spikes when events draw visitors. Tip: test neighborhoods with short visits before committing.
What should you consider about quality of life, budgeting, and choosing a neighborhood in Atlantic City?
Quality of life in Atlantic City tends to reward those who balance planning with flexibility. Build a simple budgeting framework: fixed costs (housing, utilities) plus flexible categories (food, entertainment, transit) to track monthly. Take advantage of shoulder seasons for better rates and fewer crowds, and explore neighborhoods like the marina, midtown, or historic districts for different vibes and commuting times. Social life can be vibrant without breaking the bank if you mix low-cost eateries, parks, and occasional experiences. Tip: use a trial month to compare neighborhoods, then choose a base that minimizes commute and maximizes work-life balance.
Is Atlantic City, NJ affordable on an average income?
Everyday life in Atlantic City, NJ is moderately priced at about $2,379 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
Is rent in Atlantic City, NJ too high relative to local incomes?
With 29% of the average paycheck going to rent, Atlantic City, NJ is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How does the average salary in Atlantic City, NJ compare to the cost of living?
At $4,904 take-home, most residents in Atlantic City, NJ can cover the $2,379 monthly cost of living. Those earning $3,568 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Atlantic City, NJ per month?
Where you live in Atlantic City, NJ makes all the difference. Central one-bedrooms cost about $1,408; commute-friendly outer districts come in around $993. Overall, the market runs from $993 to $1,408 depending on size, location, and apartment condition.
Is food shopping expensive in Atlantic City, NJ?
Expect to spend around $501 per month on groceries in Atlantic City, NJ. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
How much is a monthly gym pass in Atlantic City, NJ?
A regular gym membership in Atlantic City, NJ costs around $43.47 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
Does $1,000 cover living expenses in Atlantic City, NJ?
Living on $1,000 in Atlantic City, NJ means careful planning, since monthly costs average $2,379. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Atlantic City, NJ?
Living in Atlantic City, NJ means access to fast internet, vibrant nightlife, family-friendly facilities at about $2,379 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.
Atlantic City, NJ vs other spots: cost of living compared