Last update: Oct 2026

Cost of Living Comparison Between Atlantic City, NJ and Seattle, WA

For one person, living is cheaper in Atlantic City, NJ: $2,821 a month against $3,782 in Seattle, WA, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Atlantic City, NJ
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Atlantic City, NJ Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Atlantic City, NJ

🇺🇸 United States

$2,821

/mo nomad

Seattle, WA

🇺🇸 United States

$3,782

/mo nomad

Monthly Cost of Living

How much you'll spend in Atlantic City, NJ and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atlantic City, NJ and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Atlantic City, NJ versus $3,782 in Seattle, WA.

Atlantic City, NJ $2,821
Seattle, WA $3,782

Estimated couple costs with rent: $4,228 in Atlantic City, NJ versus $5,636 in Seattle, WA.

Atlantic City, NJ $4,228
Seattle, WA $5,636

Monthly costs for a family of three with rent: $5,635 in Atlantic City, NJ versus $7,489 in Seattle, WA.

Atlantic City, NJ $5,635
Seattle, WA $7,489

Living in Atlantic City, NJ costs roughly 25% less than in Seattle, WA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Atlantic City, NJ 108% above, Seattle, WA 179% above.

Meal at Budget Restaurant

$19.73 $19.73

$24.52 $24.52

-19.54%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$98.2 $98.2

-0.10%

Fast Food Meal (McDonalds, etc)

$11.30 $11.30

$14.79 $14.79

-23.60%

Cappuccino

$5.43 $5.43

$6.52 $6.52

-16.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$3.23 $3.23

-29.41%

Water (0.33 liter bottle)

$2.01 $2.01

$3.17 $3.17

-36.59%

Local Beer (0.5 liter draught)

$6.09 $6.09

$7.85 $7.85

-22.42%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$8.03 $8.03

9.34%

Milk (1 liter)

$1.24 $1.24

$1.21 $1.21

2.48%

White Bread (500g)

$3.38 $3.38

$5.14 $5.14

-34.24%

Rice (white) (1kg)

$7.27 $7.27

$6.05 $6.05

20.17%

Eggs

$4.21 $4.21

$4.88 $4.88

-13.73%

Local Cheese (1kg)

$11.18 $11.18

$19.18 $19.18

-41.71%

Chicken Fillets (1kg)

$16.67 $16.67

$18.91 $18.91

-11.85%

Beef Round Steak (1kg)

$20.14 $20.14

$23.31 $23.31

-13.60%

Apples (1kg)

$7.55 $7.55

$5.99 $5.99

26.04%

Banana (1kg)

$3.69 $3.69

$1.93 $1.93

91.19%

Oranges (1kg)

$5.41 $5.41

$5.25 $5.25

3.05%

Tomato (1kg)

$5.86 $5.86

$6.57 $6.57

-10.81%

Potato (1kg)

$3.98 $3.98

$3.62 $3.62

9.94%

Onion (1kg)

$4.75 $4.75

$3.31 $3.31

43.50%

Lettuce (1 head)

$2.54 $2.54

$2.78 $2.78

-8.63%

Water (1.5 liter bottle)

$2.45 $2.45

$2.51 $2.51

-2.39%

Cigarettes 20 Pack (Marlboro, Camel)

$14.24 $14.24

$12.18 $12.18

16.91%

Wine (Bottle)

$13.27 $13.27

$14.83 $14.83

-10.52%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$4.22 $4.22

-37.44%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$5.77 $5.77

-41.42%

One-way Ticket (Public Transport)

$3.04 $3.04

$2.95 $2.95

3.05%

Public Transport Monthly Pass (Regular Price)

$88.3 $88.3

$106 $106

-16.92%

Taxi Start (Normal Tariff)

$2.99 $2.99

$2.65 $2.65

12.83%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$1.72 $1.72

22.67%

Taxi 1hour Waiting (Normal Tariff)

$42.73 $42.73

$29.72 $29.72

43.78%

Gasoline (1 liter)

$0.96 $0.96

$1.49 $1.49

-35.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.4K $20.4K

$35.9K $35.9K

-43.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$26.2K $26.2K

-5.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$302 $302

-17.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$70.1 $70.1

-12.69%

Internet (50+ Mbps, Unlimited Data)

$61.0 $61.0

$85.3 $85.3

-28.42%

Gym Membership (Monthly)

$29.59 $29.59

$77.8 $77.8

-61.99%

Tennis Court (1 Hour on Weekend)

$50.1 $50.1

$34.58 $34.58

44.85%

Cinema Ticket

$16.78 $16.78

$17.84 $17.84

-5.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 $503

$2,973 $2,973

-83.08%

International Primary School, 1 Child (Yearly)

$7,031 $7,031

$31.3K $31.3K

-77.52%

Jeans (Levis 501 Or Similar)

$70.5 $70.5

$76.6 $76.6

-7.89%

Summer Dress (H&M, Zara, etc)

$31.78 $31.78

$54.1 $54.1

-41.20%

Sport Shoes (Adidas, Nike)

$122 $122

$128 $128

-5.04%

Men's Leather Business Shoes

$120 $120

$164 $164

-26.88%

1-bedroom Apartment, City Center (Monthly)

$1,737 $1,737

$2,445 $2,445

-28.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$1,947 $1,947

-32.85%

3-bedroom Apartment, City Center (Monthly)

$2,320 $2,320

$4,744 $4,744

-51.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$3,469 $3,469

-37.28%

Buy Apartment in City Center (m2)

$4,255 $4,255

$7,367 $7,367

-42.24%

Buy Apartment Outside City Center (m2)

$4,212 $4,212

$5,127 $5,127

-17.84%

Average Monthly Net Salary (After Tax)

$4,017 $4,017

$6,506 $6,506

-38.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.89

-3.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: October 20, 2026

Last update for Seattle, WA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Atlantic City, NJ

$1.3K 46.3%

Seattle, WA

$1.9K 51.5% 48.9% $639

Groceries & Markets

Atlantic City, NJ

$488 17.3%

Seattle, WA

$546 14.4% 11.9% $58

Monthly Utilities & Internet

Atlantic City, NJ

$372 13.2%

Seattle, WA

$457 12.1% 22.8% $85

Eating Out

Atlantic City, NJ

$322 11.4%

Seattle, WA

$400 10.6% 24.1% $78

Clothing & Footwear

Atlantic City, NJ

$155 5.5%

Seattle, WA

$190 5% 22.9% $36

Getting Around

Atlantic City, NJ

$114 4%

Seattle, WA

$129 3.4% 13.5% $15

Sport & Entertainment

Atlantic City, NJ

$63 2.2%

Seattle, WA

$114 3% 79.8% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,737 in Atlantic City, NJ and $2,445 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 62% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Atlantic City, NJ vs $98.0 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $488 vs $546 per month, with Atlantic City, NJ cheaper across the board.

Good to know

🇺🇸 Atlantic City, NJ

🇺🇸 Seattle, WA

🕒 Local time

23:07 11:07 PM

20:07 8:07 PM

3 h behind Atlantic City, NJ

🌤 Weather

👥 Population

39,958

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Atlantic City, NJ Seattle, WA 3,910 km ≈ 5 h nonstop flight

From you

Atlantic City, NJ
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Seattle, WA: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Seattle, WA differ by about 34% in total monthly costs ($2,821 vs $3,782 including rent). Atlantic City, NJ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 62% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,737 in Atlantic City, NJ versus $2,445 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Atlantic City, NJ – a meal for two runs $98.0 versus $98.0 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Atlantic City, NJ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Atlantic City, NJ gentler on the wallet – expenses run 34% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.