Last update: Oct 2026

Cost of Living Comparison Between Atlantic City, NJ and Austin, TX

For one person, living costs are similar in Atlantic City, NJ and in Austin, TX: $2,821 and $2,698 a month, rent and utilities included.

136

Cost of Living Index in Atlantic City, NJ
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Atlantic City, NJ Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Atlantic City, NJ

🇺🇸 United States

$2,821

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Atlantic City, NJ and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atlantic City, NJ and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Atlantic City, NJ versus $2,698 in Austin, TX.

Atlantic City, NJ $2,821
Austin, TX $2,698

Estimated couple costs with rent: $4,228 in Atlantic City, NJ versus $4,160 in Austin, TX.

Atlantic City, NJ $4,228
Austin, TX $4,160

Monthly costs for a family of three with rent: $5,635 in Atlantic City, NJ versus $5,622 in Austin, TX.

Atlantic City, NJ $5,635
Austin, TX $5,622

Living in Atlantic City, NJ is roughly 5% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Atlantic City, NJ 108% above, Austin, TX 99% above.

Meal at Budget Restaurant

$19.73 $19.73

$20.63 $20.63

-4.36%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$84.6 $84.6

16.02%

Fast Food Meal (McDonalds, etc)

$11.30 $11.30

$12.07 $12.07

-6.38%

Cappuccino

$5.43 $5.43

$5.48 $5.48

-0.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$3.80 $3.80

-40.00%

Water (0.33 liter bottle)

$2.01 $2.01

$2.47 $2.47

-18.62%

Local Beer (0.5 liter draught)

$6.09 $6.09

$8.05 $8.05

-24.35%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$8.88 $8.88

-1.13%

Milk (1 liter)

$1.24 $1.24

$1.11 $1.11

11.71%

White Bread (500g)

$3.38 $3.38

$3.72 $3.72

-9.14%

Rice (white) (1kg)

$7.27 $7.27

$3.37 $3.37

115.73%

Eggs

$4.21 $4.21

$4.32 $4.32

-2.55%

Local Cheese (1kg)

$11.18 $11.18

$13.13 $13.13

-14.85%

Chicken Fillets (1kg)

$16.67 $16.67

$14.15 $14.15

17.81%

Beef Round Steak (1kg)

$20.14 $20.14

$16.33 $16.33

23.33%

Apples (1kg)

$7.55 $7.55

$4.55 $4.55

65.93%

Banana (1kg)

$3.69 $3.69

$1.46 $1.46

152.74%

Oranges (1kg)

$5.41 $5.41

$4.71 $4.71

14.86%

Tomato (1kg)

$5.86 $5.86

$4.15 $4.15

41.20%

Potato (1kg)

$3.98 $3.98

$2.58 $2.58

54.26%

Onion (1kg)

$4.75 $4.75

$2.35 $2.35

102.13%

Lettuce (1 head)

$2.54 $2.54

$1.77 $1.77

43.50%

Water (1.5 liter bottle)

$2.45 $2.45

$2.14 $2.14

14.49%

Cigarettes 20 Pack (Marlboro, Camel)

$14.24 $14.24

$10.10 $10.10

40.99%

Wine (Bottle)

$13.27 $13.27

$15.19 $15.19

-12.64%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$2.82 $2.82

-6.38%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$3.44 $3.44

-1.74%

One-way Ticket (Public Transport)

$3.04 $3.04

$1.54 $1.54

97.40%

Public Transport Monthly Pass (Regular Price)

$88.3 $88.3

$40.99 $40.99

115.32%

Taxi Start (Normal Tariff)

$2.99 $2.99

$2.80 $2.80

6.79%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$1.60 $1.60

31.87%

Taxi 1hour Waiting (Normal Tariff)

$42.73 $42.73

$34.34 $34.34

24.43%

Gasoline (1 liter)

$0.96 $0.96

$0.94 $0.94

2.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.4K $20.4K

$34.0K $34.0K

-40.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$26.8K $26.8K

-7.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$223 $223

12.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$58.9 $58.9

3.94%

Internet (50+ Mbps, Unlimited Data)

$61.0 $61.0

$70.6 $70.6

-13.53%

Gym Membership (Monthly)

$29.59 $29.59

$57.7 $57.7

-48.72%

Tennis Court (1 Hour on Weekend)

$50.1 $50.1

$16.53 $16.53

203.02%

Cinema Ticket

$16.78 $16.78

$14.26 $14.26

17.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 $503

$1,511 $1,511

-66.71%

International Primary School, 1 Child (Yearly)

$7,031 $7,031

$20.9K $20.9K

-66.35%

Jeans (Levis 501 Or Similar)

$70.5 $70.5

$51.3 $51.3

37.55%

Summer Dress (H&M, Zara, etc)

$31.78 $31.78

$44.17 $44.17

-28.05%

Sport Shoes (Adidas, Nike)

$122 $122

$87.0 $87.0

39.88%

Men's Leather Business Shoes

$120 $120

$104 $104

15.00%

1-bedroom Apartment, City Center (Monthly)

$1,737 $1,737

$1,940 $1,940

-10.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$1,316 $1,316

-0.69%

3-bedroom Apartment, City Center (Monthly)

$2,320 $2,320

$3,664 $3,664

-36.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$2,565 $2,565

-15.20%

Buy Apartment in City Center (m2)

$4,255 $4,255

$7,354 $7,354

-42.15%

Buy Apartment Outside City Center (m2)

$4,212 $4,212

$3,129 $3,129

34.62%

Average Monthly Net Salary (After Tax)

$4,017 $4,017

$5,286 $5,286

-24.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.79

-1.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: October 20, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Atlantic City, NJ

$1.3K 46.3%

Austin, TX

$1.3K 48.8% 0.7% $9.1

Groceries & Markets

Atlantic City, NJ

$488 17.3%

Austin, TX

$406 15.1% 16.8% $82

Monthly Utilities & Internet

Atlantic City, NJ

$372 13.2%

Austin, TX

$352 13.1% 5.4% $20

Eating Out

Atlantic City, NJ

$322 11.4%

Austin, TX

$350 13% 8.7% $28

Clothing & Footwear

Atlantic City, NJ

$155 5.5%

Austin, TX

$129 4.8% 16.6% $26

Getting Around

Atlantic City, NJ

$114 4%

Austin, TX

$58 2.2% 49.2% $56

Sport & Entertainment

Atlantic City, NJ

$63 2.2%

Austin, TX

$86 3.2% 36.6% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,737 in Atlantic City, NJ and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 32% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $98.0 in Atlantic City, NJ vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $488 vs $406 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Atlantic City, NJ

🇺🇸 Austin, TX

🕒 Local time

18:55 6:55 PM

17:55 5:55 PM

1 h behind Atlantic City, NJ

🌤 Weather

👥 Population

39,958

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Atlantic City, NJ Austin, TX 2,350 km ≈ 3 h 30 min nonstop flight

From you

Atlantic City, NJ
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Austin, TX: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Austin, TX differ by about 5% in total monthly costs ($2,821 vs $2,698 including rent). Austin, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 32% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,737 in Atlantic City, NJ versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Austin, TX – a meal for two runs $85.0 versus $98.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 5% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.