Cost of Living Comparison Between Atlantic City, NJ and Chiang Mai Cost of Living Comparison Between Atlantic City, NJ and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $2,379 in Atlantic City, NJ versus $845 in Chiang Mai.

Estimated couple costs with rent: $3,565 in Atlantic City, NJ versus $1,323 in Chiang Mai.

Monthly costs for a family of three with rent: $4,752 in Atlantic City, NJ versus $1,802 in Chiang Mai.

Living in Atlantic City, NJ is roughly 182% more expensive than Chiang Mai, driven mainly by Eating Out.

The two cities straddle the global median: Atlantic City, NJ is 78% above, Chiang Mai is 37% below.

Meal at Budget Restaurant

$24.82 $24.82

$1.95 ฿62.8

1172.82%

Three-Course Dinner for Two, Mid-Range

$60.5 $60.5

$18.43 ฿594

228.38%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$7.50 ฿241

61.60%

Cappuccino

$5.49 $5.49

$1.93 ฿62.3

184.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$0.78 ฿25.08

255.13%

Water (0.33 liter bottle)

$2.43 $2.43

$0.32 ฿10.42

659.38%

Local Beer (0.5 liter draught)

$6.81 $6.81

$2.15 ฿69.2

216.74%

Imported Beer (0.33 liter bottle)

$9.02 $9.02

$3.71 ฿120

143.13%

Milk (1 liter)

$1.22 $1.22

$1.71 ฿55.2

-28.65%

White Bread (500g)

$4.18 $4.18

$1.56 ฿50.3

167.95%

Rice (white) (1kg)

$8.24 $8.24

$1.18 ฿38.06

598.31%

Eggs

$6.55 $6.55

$1.98 ฿63.9

230.81%

Local Cheese (1kg)

$17.64 $17.64

$16.04 ฿517

9.98%

Chicken Fillets (1kg)

$16.37 $16.37

$3.17 ฿102

416.40%

Beef Round Steak (1kg)

$20.15 $20.15

$10.94 ฿353

84.19%

Apples (1kg)

$4.46 $4.46

$2.63 ฿84.7

69.58%

Banana (1kg)

$2.42 $2.42

$1.17 ฿37.61

106.84%

Oranges (1kg)

$5.81 $5.81

$1.65 ฿53.0

252.12%

Tomato (1kg)

$6.19 $6.19

$1.54 ฿49.51

301.95%

Potato (1kg)

$3.83 $3.83

$1.38 ฿44.34

177.54%

Onion (1kg)

$4.11 $4.11

$1.17 ฿37.54

251.28%

Lettuce (1 head)

$2.03 $2.03

$0.66 ฿21.25

207.58%

Water (1.5 liter bottle)

$2.05 $2.05

$0.51 ฿16.55

301.96%

Cigarettes 20 Pack (Marlboro, Camel)

$18.96 $18.96

$4.52 ฿146

319.47%

Wine (Bottle)

$13.25 $13.25

$18.32 ฿590

-27.67%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.80 ฿57.9

62.22%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$3.18 ฿102

21.70%

One-way Ticket (Public Transport)

$1.99 $1.99

$0.90 ฿28.97

121.11%

Public Transport Monthly Pass (Regular Price)

$19.00 ฿612

Taxi Start (Normal Tariff)

$5.03 $5.03

$1.41 ฿45.50

256.74%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.31 ฿42.15

62.60%

Taxi 1hour Waiting (Normal Tariff)

$41.35 $41.35

$8.09 ฿261

411.12%

Gasoline (1 liter)

$0.83 $0.83

$1.28 ฿41.08

-35.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$21.3K ฿686.1K

64.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K $28.4K

$21.7K ฿699.3K

30.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$69.2 ฿2,230

157.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$13.97 ฿450

327.63%

Internet (50+ Mbps, Unlimited Data)

$54.0 $54.0

$17.95 ฿578

200.95%

Gym Membership (Monthly)

$43.47 $43.47

$42.31 ฿1,363

2.74%

Tennis Court (1 Hour on Weekend)

$6.66 ฿214

Cinema Ticket

$14.41 $14.41

$5.92 ฿191

143.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,203 $3,203

$299 ฿9,640

970.47%

International Primary School, 1 Child (Yearly)

$23.3K $23.3K

$14.8K ฿478.4K

56.69%

Jeans (Levis 501 Or Similar)

$42.97 $42.97

$56.2 ฿1,810

-23.53%

Summer Dress (H&M, Zara, etc)

$39.48 $39.48

$26.94 ฿868

46.55%

Sport Shoes (Adidas, Nike)

$61.2 $61.2

$84.9 ฿2,735

-27.90%

Men's Leather Business Shoes

$74.0 $74.0

$71.8 ฿2,314

3.05%

1-bedroom Apartment, City Center (Monthly)

$1,408 $1,408

$435 ฿14.0K

223.67%

1-bedroom Apartment, Outside City Center (Monthly)

$993 $993

$240 ฿7,727

313.98%

3-bedroom Apartment, City Center (Monthly)

$2,006 $2,006

$798 ฿25.7K

151.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,842 $1,842

$498 ฿16.1K

269.54%

Buy Apartment in City Center (m2)

$3,613 $3,613

$1,995 ฿64.3K

81.09%

Buy Apartment Outside City Center (m2)

$3,636 $3,636

$1,532 ฿49.4K

137.38%

Average Monthly Net Salary (After Tax)

$4,904 $4,904

$628 ฿20.2K

680.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

28.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: April 21, 2026

Last update for Chiang Mai: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,408 in Atlantic City, NJ and $435 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Atlantic City, NJ pays 681% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61 in Atlantic City, NJ vs $18 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $501 vs $244 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Chiang Mai: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Chiang Mai differ by about 182% in total monthly costs ($2,379 vs $845 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Atlantic City, NJ pays 681% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,408 in Atlantic City, NJ versus $435 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,203 in Atlantic City, NJ versus $299 in Chiang Mai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Chiang Mai – a meal for two runs $18.00 versus $61.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $845 in Chiang Mai versus $2,379 in Atlantic City, NJ, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Atlantic City, NJ. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Atlantic City, NJ and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 182% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.