Last update: Oct 2026

Cost of Living Comparison Between Atlantic City, NJ and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $2,821 in Atlantic City, NJ, rent and utilities included – about $22,800 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Atlantic City, NJ
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Atlantic City, NJ Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Atlantic City, NJ

🇺🇸 United States

$2,821

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Atlantic City, NJ and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atlantic City, NJ and in Chiang Mai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Atlantic City, NJ versus $925 in Chiang Mai.

Atlantic City, NJ $2,821
Chiang Mai $925

Estimated couple costs with rent: $4,228 in Atlantic City, NJ versus $1,414 in Chiang Mai.

Atlantic City, NJ $4,228
Chiang Mai $1,414

Monthly costs for a family of three with rent: $5,635 in Atlantic City, NJ versus $1,903 in Chiang Mai.

Atlantic City, NJ $5,635
Chiang Mai $1,903

Living in Atlantic City, NJ is roughly 205% more expensive than in Chiang Mai, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Atlantic City, NJ is 108% above, Chiang Mai is 32% below.

Meal at Budget Restaurant

$19.73 $19.73

$2.29 ฿76.5

761.57%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$19.64 ฿656

399.59%

Fast Food Meal (McDonalds, etc)

$11.30 $11.30

$5.61 ฿188

101.43%

Cappuccino

$5.43 $5.43

$1.66 ฿55.6

227.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$0.70 ฿23.40

225.71%

Water (0.33 liter bottle)

$2.01 $2.01

$0.31 ฿10.24

548.39%

Local Beer (0.5 liter draught)

$6.09 $6.09

$2.41 ฿80.4

152.70%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$3.71 ฿124

136.66%

Milk (1 liter)

$1.24 $1.24

$1.95 ฿65.3

-36.41%

White Bread (500g)

$3.38 $3.38

$1.41 ฿47.03

139.72%

Rice (white) (1kg)

$7.27 $7.27

$1.31 ฿43.62

454.96%

Eggs

$4.21 $4.21

$2.18 ฿72.9

93.12%

Local Cheese (1kg)

$11.18 $11.18

$16.65 ฿556

-32.85%

Chicken Fillets (1kg)

$16.67 $16.67

$2.76 ฿92.2

503.99%

Beef Round Steak (1kg)

$20.14 $20.14

$9.11 ฿304

121.08%

Apples (1kg)

$7.55 $7.55

$2.39 ฿80.0

215.90%

Banana (1kg)

$3.69 $3.69

$1.03 ฿34.26

258.25%

Oranges (1kg)

$5.41 $5.41

$1.63 ฿54.4

231.90%

Tomato (1kg)

$5.86 $5.86

$1.50 ฿50.0

290.67%

Potato (1kg)

$3.98 $3.98

$1.29 ฿43.13

208.53%

Onion (1kg)

$4.75 $4.75

$1.11 ฿37.03

327.93%

Lettuce (1 head)

$2.54 $2.54

$0.72 ฿24.08

252.78%

Water (1.5 liter bottle)

$2.45 $2.45

$0.53 ฿17.59

362.26%

Cigarettes 20 Pack (Marlboro, Camel)

$14.24 $14.24

$4.31 ฿144

230.39%

Wine (Bottle)

$13.27 $13.27

$17.95 ฿600

-26.07%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$1.58 ฿52.9

67.09%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$2.84 ฿95.0

19.01%

One-way Ticket (Public Transport)

$3.04 $3.04

$0.86 ฿28.86

253.49%

Public Transport Monthly Pass (Regular Price)

$88.3 $88.3

$53.3 ฿1,780

65.65%

Taxi Start (Normal Tariff)

$2.99 $2.99

$1.21 ฿40.29

147.11%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$0.57 ฿18.99

270.18%

Taxi 1hour Waiting (Normal Tariff)

$42.73 $42.73

$2.35 ฿78.6

1718.30%

Gasoline (1 liter)

$0.96 $0.96

$1.44 ฿47.96

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.4K $20.4K

$20.7K ฿692.8K

-1.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$26.8K ฿895.7K

-7.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$62.3 ฿2,083

301.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$12.11 ฿405

405.53%

Internet (50+ Mbps, Unlimited Data)

$61.0 $61.0

$19.94 ฿666

206.12%

Gym Membership (Monthly)

$29.59 $29.59

$37.07 ฿1,239

-20.18%

Tennis Court (1 Hour on Weekend)

$50.1 $50.1

$3.78 ฿126

1225.13%

Cinema Ticket

$16.78 $16.78

$6.50 ฿217

158.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 $503

$793 ฿26.5K

-36.54%

International Primary School, 1 Child (Yearly)

$7,031 $7,031

$14.8K ฿494.9K

-52.52%

Jeans (Levis 501 Or Similar)

$70.5 $70.5

$53.7 ฿1,796

31.22%

Summer Dress (H&M, Zara, etc)

$31.78 $31.78

$24.62 ฿823

29.08%

Sport Shoes (Adidas, Nike)

$122 $122

$90.9 ฿3,036

33.94%

Men's Leather Business Shoes

$120 $120

$71.1 ฿2,378

68.68%

1-bedroom Apartment, City Center (Monthly)

$1,737 $1,737

$455 ฿15.2K

281.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$298 ฿9,954

338.91%

3-bedroom Apartment, City Center (Monthly)

$2,320 $2,320

$908 ฿30.4K

155.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$554 ฿18.5K

292.81%

Buy Apartment in City Center (m2)

$4,255 $4,255

$1,931 ฿64.5K

120.36%

Buy Apartment Outside City Center (m2)

$4,212 $4,212

$1,445 ฿48.3K

191.62%

Average Monthly Net Salary (After Tax)

$4,017 $4,017

$591 ฿19.7K

579.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.57

19.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: October 20, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Atlantic City, NJ

$1.3K 46.3%

Chiang Mai

$298 32.2% 77.2% $1K

Groceries & Markets

Atlantic City, NJ

$488 17.3%

Chiang Mai

$235 25.5% 51.7% $252

Monthly Utilities & Internet

Atlantic City, NJ

$372 13.2%

Chiang Mai

$94 10.2% 74.7% $278

Eating Out

Atlantic City, NJ

$322 11.4%

Chiang Mai

$79 8.5% 75.6% $243

Clothing & Footwear

Atlantic City, NJ

$155 5.5%

Chiang Mai

$108 11.7% 30.1% $47

Getting Around

Atlantic City, NJ

$114 4%

Chiang Mai

$61 6.6% 46.7% $53

Sport & Entertainment

Atlantic City, NJ

$63 2.2%

Chiang Mai

$50 5.4% 20.7% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,737 in Atlantic City, NJ and $455 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Atlantic City, NJ pays 580% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Atlantic City, NJ vs $20.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $488 vs $235 per month, with Chiang Mai cheaper across the board.

Good to know

🇺🇸 Atlantic City, NJ

🇹🇭 Chiang Mai

🕒 Local time

23:40 11:40 PM

10:40 10:40 AM

11 h ahead of Atlantic City, NJ

🌤 Weather

👥 Population

39,958

127,240

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.89 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Thai Baht exchange rates as of October 22, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

THB to USD in detail →

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Between locations

Atlantic City, NJ Chiang Mai 13,510 km ≈ 17 h nonstop flight

From you

Atlantic City, NJ
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Chiang Mai: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Chiang Mai differ by about 205% in total monthly costs ($2,821 vs $925 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 580% higher in Atlantic City, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,737 in Atlantic City, NJ versus $455 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 107% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Chiang Mai – a meal for two runs $20.00 versus $98.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $925 in Chiang Mai versus $2,821 in Atlantic City, NJ, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Atlantic City, NJ. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Atlantic City, NJ and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 205% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.