Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Atlantic City, NJ

For one person, living is cheaper in Chiang Mai: $935 a month against $2,815 in Atlantic City, NJ, rent and utilities included – about $22,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
134

Cost of Living Index in Atlantic City, NJ
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Atlantic City, NJ Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Atlantic City, NJ

🇺🇸 United States

$2,815

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Atlantic City, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Atlantic City, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $935 in Chiang Mai versus $2,815 in Atlantic City, NJ.

Chiang Mai $935
Atlantic City, NJ $2,815

Estimated couple costs with rent: $1,467 in Chiang Mai versus $4,199 in Atlantic City, NJ.

Chiang Mai $1,467
Atlantic City, NJ $4,199

Monthly costs for a family of three with rent: $1,999 in Chiang Mai versus $5,583 in Atlantic City, NJ.

Chiang Mai $1,999
Atlantic City, NJ $5,583

Living in Chiang Mai costs roughly 67% less than in Atlantic City, NJ, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Chiang Mai is 31% below, Atlantic City, NJ is 108% above.

Meal at Budget Restaurant

$2.13 ฿71.8

$19.66 $19.66

-89.17%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿626

$99.2 $99.2

-81.23%

Fast Food Meal (McDonalds, etc)

$5.60 ฿188

$11.30 $11.30

-50.44%

Cappuccino

$1.66 ฿55.9

$5.70 $5.70

-70.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.75

$2.26 $2.26

-71.24%

Water (0.33 liter bottle)

$0.30 ฿10.25

$1.92 $1.92

-84.38%

Local Beer (0.5 liter draught)

$2.32 ฿78.1

$5.83 $5.83

-60.21%

Imported Beer (0.33 liter bottle)

$3.67 ฿123

$8.94 $8.94

-58.95%

Milk (1 liter)

$2.02 ฿67.8

$1.20 $1.20

68.33%

White Bread (500g)

$1.41 ฿47.34

$3.41 $3.41

-58.65%

Rice (white) (1kg)

$1.39 ฿46.79

$7.17 $7.17

-80.61%

Eggs

$2.37 ฿79.6

$4.34 $4.34

-45.39%

Local Cheese (1kg)

$16.52 ฿555

$11.03 $11.03

49.77%

Chicken Fillets (1kg)

$2.67 ฿89.8

$16.78 $16.78

-84.09%

Beef Round Steak (1kg)

$9.02 ฿303

$20.36 $20.36

-55.70%

Apples (1kg)

$2.40 ฿80.6

$7.74 $7.74

-68.99%

Banana (1kg)

$1.04 ฿35.01

$3.81 $3.81

-72.70%

Oranges (1kg)

$1.66 ฿55.8

$5.44 $5.44

-69.49%

Tomato (1kg)

$1.56 ฿52.4

$6.11 $6.11

-74.47%

Potato (1kg)

$1.24 ฿41.61

$3.92 $3.92

-68.37%

Onion (1kg)

$1.09 ฿36.53

$4.69 $4.69

-76.76%

Lettuce (1 head)

$0.76 ฿25.61

$2.62 $2.62

-70.99%

Water (1.5 liter bottle)

$0.51 ฿17.29

$2.43 $2.43

-79.01%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$14.24 $14.24

-71.07%

Wine (Bottle)

$17.93 ฿603

$13.36 $13.36

34.21%

Local Beer (0.5 liter bottle)

$1.62 ฿54.6

$2.75 $2.75

-41.09%

Imported Beer (0.33 liter bottle)

$2.82 ฿94.9

$3.25 $3.25

-13.23%

One-way Ticket (Public Transport)

$0.93 ฿31.42

$2.95 $2.95

-68.47%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,778

$90.0 $90.0

-41.24%

Taxi Start (Normal Tariff)

$1.18 ฿39.56

$2.94 $2.94

-59.86%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.76

$2.22 $2.22

-92.34%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.9

$41.74 $41.74

-95.66%

Gasoline (1 liter)

$1.47 ฿49.51

$0.89 $0.89

65.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿706.4K

$20.3K $20.3K

3.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿891.4K

$24.7K $24.7K

7.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,103

$223 $223

-71.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿390

$61.6 $61.6

-81.17%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿683

$61.2 $61.2

-66.81%

Gym Membership (Monthly)

$37.88 ฿1,274

$29.58 $29.58

28.06%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

$50.8 $50.8

-92.72%

Cinema Ticket

$6.51 ฿219

$16.85 $16.85

-61.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.4K

$494 $494

47.04%

International Primary School, 1 Child (Yearly)

$16.6K ฿557.2K

$7,073 $7,073

134.34%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,800

$69.9 $69.9

-23.44%

Summer Dress (H&M, Zara, etc)

$24.80 ฿834

$31.16 $31.16

-20.41%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,039

$117 $117

-22.95%

Men's Leather Business Shoes

$72.0 ฿2,420

$120 $120

-40.03%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$1,762 $1,762

-72.69%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

$1,323 $1,323

-76.58%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.6K

$2,377 $2,377

-55.47%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.1K

$2,132 $2,132

-69.11%

Buy Apartment in City Center (m2)

$2,418 ฿81.3K

$4,349 $4,349

-44.41%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.1K

$4,265 $4,265

-62.28%

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

$4,006 $4,006

-85.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.78

-17.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Atlantic City, NJ: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Atlantic City, NJ

$1.3K 47% 327% $1K

Groceries & Markets

Chiang Mai

$237 25.3%

Atlantic City, NJ

$492 17.5% 108% $255

Clothing & Footwear

Chiang Mai

$108 11.6%

Atlantic City, NJ

$152 5.4% 40.6% $44

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Atlantic City, NJ

$345 12.3% 266% $251

Eating Out

Chiang Mai

$77 8.2%

Atlantic City, NJ

$323 11.5% 322% $247

Getting Around

Chiang Mai

$59 6.3%

Atlantic City, NJ

$116 4.1% 97.5% $57

Sport & Entertainment

Chiang Mai

$51 5.4%

Atlantic City, NJ

$63 2.3% 24.3% $12

Cost Breakdown

A one-bedroom apartment in the center runs $481 in Chiang Mai and $1,762 in Atlantic City, NJ. Housing cost is often the main lever when comparing two cities.

Atlantic City, NJ pays about 6.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $19 in Chiang Mai vs $99 in Atlantic City, NJ for a mid-range dinner for two. Groceries echo the gap at $237 vs $492 per month, with Chiang Mai cheaper across the board.

Good to know

🇹🇭 Chiang Mai

🇺🇸 Atlantic City, NJ

🕒 Local time

02:53 2:53 AM

14:53 2:53 PM

12 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

39,958

💱 Currency

Thai Baht THB ฿

United States Dollar USD $

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.64 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.85 THB (100 THB = 2.64 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Atlantic City, NJ 13,510 km ≈ 17 h nonstop flight

From you

Chiang Mai
Atlantic City, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Atlantic City, NJ: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $935 in Chiang Mai and $2,815 in Atlantic City, NJ, so Chiang Mai is about 67% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 85% lower in Chiang Mai. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $481 in Chiang Mai versus $1,762 in Atlantic City, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 108% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Chiang Mai – a meal for two runs $19 versus $99 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $800. Chiang Mai is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Expats usually find Chiang Mai gentler on the wallet – expenses run 67% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.