Last update: Oct 2026

Cost of Living Comparison Between Atlantic City, NJ and Calgary

For one person, living is cheaper in Calgary: $2,255 a month against $2,821 in Atlantic City, NJ, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Atlantic City, NJ
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Atlantic City, NJ Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Atlantic City, NJ

🇺🇸 United States

$2,821

/mo nomad

Calgary

🇨🇦 Canada

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Atlantic City, NJ and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atlantic City, NJ and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Atlantic City, NJ versus $2,255 in Calgary.

Atlantic City, NJ $2,821
Calgary $2,255

Estimated couple costs with rent: $4,228 in Atlantic City, NJ versus $3,361 in Calgary.

Atlantic City, NJ $4,228
Calgary $3,361

Monthly costs for a family of three with rent: $5,635 in Atlantic City, NJ versus $4,468 in Calgary.

Atlantic City, NJ $5,635
Calgary $4,468

Living in Atlantic City, NJ is roughly 25% more expensive than in Calgary, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Atlantic City, NJ 108% above, Calgary 66% above.

Meal at Budget Restaurant

$19.73 $19.73

$17.58 CA$24.85

12.23%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$69.1 CA$97.6

42.10%

Fast Food Meal (McDonalds, etc)

$11.30 $11.30

$10.59 CA$14.97

6.70%

Cappuccino

$5.43 $5.43

$3.84 CA$5.42

41.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$1.93 CA$2.72

18.13%

Water (0.33 liter bottle)

$2.01 $2.01

$1.88 CA$2.66

6.91%

Local Beer (0.5 liter draught)

$6.09 $6.09

$5.09 CA$7.20

19.65%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$5.64 CA$7.97

55.67%

Milk (1 liter)

$1.24 $1.24

$2.00 CA$2.82

-38.00%

White Bread (500g)

$3.38 $3.38

$2.78 CA$3.93

21.58%

Rice (white) (1kg)

$7.27 $7.27

$5.59 CA$7.90

30.05%

Eggs

$4.21 $4.21

$3.70 CA$5.23

13.78%

Local Cheese (1kg)

$11.18 $11.18

$11.48 CA$16.23

-2.61%

Chicken Fillets (1kg)

$16.67 $16.67

$11.20 CA$15.84

48.84%

Beef Round Steak (1kg)

$20.14 $20.14

$18.59 CA$26.28

8.34%

Apples (1kg)

$7.55 $7.55

$4.70 CA$6.64

60.64%

Banana (1kg)

$3.69 $3.69

$1.45 CA$2.05

154.48%

Oranges (1kg)

$5.41 $5.41

$4.34 CA$6.13

24.65%

Tomato (1kg)

$5.86 $5.86

$3.79 CA$5.36

54.62%

Potato (1kg)

$3.98 $3.98

$2.69 CA$3.81

47.96%

Onion (1kg)

$4.75 $4.75

$2.75 CA$3.88

72.73%

Lettuce (1 head)

$2.54 $2.54

$2.56 CA$3.62

-0.78%

Water (1.5 liter bottle)

$2.45 $2.45

$1.50 CA$2.12

63.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.24 $14.24

$14.39 CA$20.34

-1.04%

Wine (Bottle)

$13.27 $13.27

$15.81 CA$22.35

-16.07%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$2.47 CA$3.49

6.88%

Imported Beer (0.33 liter bottle)

$3.38 $3.38

$3.10 CA$4.39

9.03%

One-way Ticket (Public Transport)

$3.04 $3.04

$2.81 CA$3.97

8.19%

Public Transport Monthly Pass (Regular Price)

$88.3 $88.3

$90.6 CA$128

-2.56%

Taxi Start (Normal Tariff)

$2.99 $2.99

$3.28 CA$4.64

-8.84%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$1.40 CA$1.97

50.71%

Taxi 1hour Waiting (Normal Tariff)

$42.73 $42.73

$26.49 CA$37.45

61.31%

Gasoline (1 liter)

$0.96 $0.96

$1.22 CA$1.72

-21.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.4K $20.4K

$28.4K CA$40.1K

-28.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$20.8K CA$29.5K

19.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$250 $250

$165 CA$233

51.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$38.24 CA$54.1

60.09%

Internet (50+ Mbps, Unlimited Data)

$61.0 $61.0

$50.1 CA$70.9

21.76%

Gym Membership (Monthly)

$29.59 $29.59

$53.8 CA$76.1

-45.00%

Tennis Court (1 Hour on Weekend)

$50.1 $50.1

$18.04 CA$25.51

177.66%

Cinema Ticket

$16.78 $16.78

$14.04 CA$19.84

19.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 $503

$797 CA$1,126

-36.85%

International Primary School, 1 Child (Yearly)

$7,031 $7,031

$15.8K CA$22.3K

-55.52%

Jeans (Levis 501 Or Similar)

$70.5 $70.5

$59.1 CA$83.5

19.38%

Summer Dress (H&M, Zara, etc)

$31.78 $31.78

$40.20 CA$56.8

-20.95%

Sport Shoes (Adidas, Nike)

$122 $122

$90.8 CA$128

34.07%

Men's Leather Business Shoes

$120 $120

$109 CA$155

9.66%

1-bedroom Apartment, City Center (Monthly)

$1,737 $1,737

$1,207 CA$1,707

43.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$1,011 CA$1,429

29.29%

3-bedroom Apartment, City Center (Monthly)

$2,320 $2,320

$1,949 CA$2,756

19.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$1,677 CA$2,371

29.68%

Buy Apartment in City Center (m2)

$4,255 $4,255

$3,532 CA$4,993

20.46%

Buy Apartment Outside City Center (m2)

$4,212 $4,212

$3,392 CA$4,795

24.19%

Average Monthly Net Salary (After Tax)

$4,017 $4,017

$3,152 CA$4,456

27.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.51

47.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atlantic City, NJ: October 20, 2026

Last update for Calgary: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Atlantic City, NJ

$1.3K 46.3%

Calgary

$1K 44.8% 22.7% $296

Groceries & Markets

Atlantic City, NJ

$488 17.3%

Calgary

$392 17.4% 19.7% $96

Monthly Utilities & Internet

Atlantic City, NJ

$372 13.2%

Calgary

$253 11.2% 32.1% $119

Eating Out

Atlantic City, NJ

$322 11.4%

Calgary

$270 12% 16% $52

Clothing & Footwear

Atlantic City, NJ

$155 5.5%

Calgary

$135 6% 12.9% $20

Getting Around

Atlantic City, NJ

$114 4%

Calgary

$112 5% 1.6% $1.9

Sport & Entertainment

Atlantic City, NJ

$63 2.2%

Calgary

$82 3.6% 29.7% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,737 in Atlantic City, NJ and $1,207 in Calgary. Housing cost is often the main lever when comparing two cities.

Atlantic City, NJ pays 27% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Atlantic City, NJ vs $69.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $488 vs $392 per month, with Calgary cheaper across the board.

Good to know

🇺🇸 Atlantic City, NJ

🇨🇦 Calgary

🕒 Local time

17:10 5:10 PM

15:10 3:10 PM

2 h behind Atlantic City, NJ

🌤 Weather

👥 Population

39,958

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Atlantic City, NJ Calgary 3,320 km ≈ 4 h 45 min nonstop flight

From you

Atlantic City, NJ
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atlantic City, NJ vs Calgary: Cost of Living - Frequently Asked Questions

Atlantic City, NJ and Calgary differ by about 25% in total monthly costs ($2,821 vs $2,255 including rent). Calgary is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 27% higher in Atlantic City, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,737 in Atlantic City, NJ versus $1,207 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Calgary – a meal for two runs $69.0 versus $98.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,255 in Calgary versus $2,821 in Atlantic City, NJ, a $2,500 budget is realistic in Calgary but tight or insufficient in Atlantic City, NJ. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 25% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.