Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Atlantic City, NJ

For one person, living costs are similar in Austin, TX and in Atlantic City, NJ: $2,698 and $2,821 a month, rent and utilities included.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
136

Cost of Living Index in Atlantic City, NJ
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Atlantic City, NJ Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Atlantic City, NJ

🇺🇸 United States

$2,821

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Atlantic City, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Atlantic City, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,821 in Atlantic City, NJ.

Austin, TX $2,698
Atlantic City, NJ $2,821

Estimated couple costs with rent: $4,160 in Austin, TX versus $4,228 in Atlantic City, NJ.

Austin, TX $4,160
Atlantic City, NJ $4,228

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $5,635 in Atlantic City, NJ.

Austin, TX $5,622
Atlantic City, NJ $5,635

Living in Austin, TX costs roughly 4% less than in Atlantic City, NJ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, Atlantic City, NJ 108% above.

Meal at Budget Restaurant

$20.63 $20.63

$19.73 $19.73

4.56%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$98.1 $98.1

-13.81%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$11.30 $11.30

6.81%

Cappuccino

$5.48 $5.48

$5.43 $5.43

0.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.28 $2.28

66.67%

Water (0.33 liter bottle)

$2.47 $2.47

$2.01 $2.01

22.89%

Local Beer (0.5 liter draught)

$8.05 $8.05

$6.09 $6.09

32.18%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$8.78 $8.78

1.14%

Milk (1 liter)

$1.11 $1.11

$1.24 $1.24

-10.48%

White Bread (500g)

$3.72 $3.72

$3.38 $3.38

10.06%

Rice (white) (1kg)

$3.37 $3.37

$7.27 $7.27

-53.65%

Eggs

$4.32 $4.32

$4.21 $4.21

2.61%

Local Cheese (1kg)

$13.13 $13.13

$11.18 $11.18

17.44%

Chicken Fillets (1kg)

$14.15 $14.15

$16.67 $16.67

-15.12%

Beef Round Steak (1kg)

$16.33 $16.33

$20.14 $20.14

-18.92%

Apples (1kg)

$4.55 $4.55

$7.55 $7.55

-39.74%

Banana (1kg)

$1.46 $1.46

$3.69 $3.69

-60.43%

Oranges (1kg)

$4.71 $4.71

$5.41 $5.41

-12.94%

Tomato (1kg)

$4.15 $4.15

$5.86 $5.86

-29.18%

Potato (1kg)

$2.58 $2.58

$3.98 $3.98

-35.18%

Onion (1kg)

$2.35 $2.35

$4.75 $4.75

-50.53%

Lettuce (1 head)

$1.77 $1.77

$2.54 $2.54

-30.31%

Water (1.5 liter bottle)

$2.14 $2.14

$2.45 $2.45

-12.65%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$14.24 $14.24

-29.07%

Wine (Bottle)

$15.19 $15.19

$13.27 $13.27

14.47%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.64 $2.64

6.82%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$3.38 $3.38

1.78%

One-way Ticket (Public Transport)

$1.54 $1.54

$3.04 $3.04

-49.34%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$88.3 $88.3

-53.56%

Taxi Start (Normal Tariff)

$2.80 $2.80

$2.99 $2.99

-6.35%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$2.11 $2.11

-24.17%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$42.73 $42.73

-19.63%

Gasoline (1 liter)

$0.94 $0.94

$0.96 $0.96

-2.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$20.4K $20.4K

66.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.8K $24.8K

7.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$250 $250

-10.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$61.2 $61.2

-3.79%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$61.0 $61.0

15.65%

Gym Membership (Monthly)

$57.7 $57.7

$29.59 $29.59

95.00%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$50.1 $50.1

-67.00%

Cinema Ticket

$14.26 $14.26

$16.78 $16.78

-15.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$503 $503

200.35%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$7,031 $7,031

197.14%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$70.5 $70.5

-27.30%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$31.78 $31.78

38.99%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$122 $122

-28.51%

Men's Leather Business Shoes

$104 $104

$120 $120

-13.04%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,737 $1,737

11.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,307 $1,307

0.70%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,320 $2,320

57.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,175 $2,175

17.93%

Buy Apartment in City Center (m2)

$7,354 $7,354

$4,255 $4,255

72.85%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$4,212 $4,212

-25.72%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$4,017 $4,017

31.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.67

1.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Atlantic City, NJ: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Atlantic City, NJ

$1.3K 46.3% 0.7% $9.1

Groceries & Markets

Austin, TX

$406 15.1%

Atlantic City, NJ

$488 17.3% 20.1% $82

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Atlantic City, NJ

$372 13.2% 5.7% $20

Eating Out

Austin, TX

$350 13%

Atlantic City, NJ

$322 11.4% 8% $28

Clothing & Footwear

Austin, TX

$129 4.8%

Atlantic City, NJ

$155 5.5% 19.9% $26

Sport & Entertainment

Austin, TX

$86 3.2%

Atlantic City, NJ

$63 2.2% 26.8% $23

Getting Around

Austin, TX

$58 2.2%

Atlantic City, NJ

$114 4% 96.7% $56

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,737 in Atlantic City, NJ. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 32% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $98.0 in Atlantic City, NJ for a mid-range dinner for two. Groceries echo the gap at $406 vs $488 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Atlantic City, NJ

🕒 Local time

23:36 11:36 PM

00:36 12:36 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

39,958

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Atlantic City, NJ 2,350 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Atlantic City, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Atlantic City, NJ: Cost of Living - Frequently Asked Questions

Austin, TX and Atlantic City, NJ differ by about 5% in total monthly costs ($2,698 vs $2,821 including rent). Austin, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 32% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $1,737 in Atlantic City, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Atlantic City, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Austin, TX – a meal for two runs $85.0 versus $98.0 in Atlantic City, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 5% less than in Atlantic City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.