Cost of Living Comparison Between Ashburton and Ubud, Bali Cost of Living Comparison Between Ashburton and Ubud, Bali

Monthly Cost of Living

A single person spends $1,876 per month in Ashburton vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,921 per month in Ashburton vs $2,585 in Ubud, Bali, rent included.

A family of three spends $3,965 per month in Ashburton vs $3,763 in Ubud, Bali, rent included.

Ashburton costs about 33% more than Ubud, Bali, driven mainly by Eating Out.

Both Ashburton and Ubud, Bali sit above the global median – Ashburton by 40%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$16.77 NZ$28.72

$3.45 Rp 62.0K

386.09%

Three-Course Dinner for Two, Mid-Range

$73.8 NZ$126

$32.34 Rp 580.1K

128.11%

Fast Food Meal (McDonalds, etc)

$9.86 NZ$16.89

$4.84 Rp 86.9K

103.72%

Cappuccino

$3.47 NZ$5.95

$2.75 Rp 49.3K

26.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 NZ$4.02

$1.38 Rp 24.8K

70.29%

Water (0.33 liter bottle)

$1.98 NZ$3.38

$0.75 Rp 13.5K

164.00%

Local Beer (0.5 liter draught)

$7.10 NZ$12.16

$2.99 Rp 53.7K

137.46%

Imported Beer (0.33 liter bottle)

$7.42 NZ$12.70

$3.85 Rp 69.1K

92.73%

Milk (1 liter)

$1.90 NZ$3.25

$1.74 Rp 31.1K

9.20%

White Bread (500g)

$1.92 NZ$3.29

$2.46 Rp 44.1K

-21.95%

Rice (white) (1kg)

$1.73 NZ$2.96

$1.17 Rp 21.0K

47.86%

Eggs

$6.49 NZ$11.11

$2.43 Rp 43.6K

167.08%

Local Cheese (1kg)

$8.21 NZ$14.06

$14.50 Rp 260.2K

-43.38%

Chicken Fillets (1kg)

$9.12 NZ$15.62

$4.35 Rp 78.0K

109.66%

Beef Round Steak (1kg)

$12.72 NZ$21.77

$11.98 Rp 214.9K

6.18%

Apples (1kg)

$3.18 NZ$5.44

$3.72 Rp 66.7K

-14.52%

Banana (1kg)

$2.11 NZ$3.61

$1.63 Rp 29.2K

29.45%

Oranges (1kg)

$3.03 NZ$5.18

$2.74 Rp 49.2K

10.58%

Tomato (1kg)

$3.23 NZ$5.53

$2.24 Rp 40.2K

44.20%

Potato (1kg)

$2.07 NZ$3.54

$1.92 Rp 34.4K

7.81%

Onion (1kg)

$2.25 NZ$3.84

$2.28 Rp 40.8K

-1.32%

Lettuce (1 head)

$3.05 NZ$5.22

$1.06 Rp 19.1K

187.74%

Water (1.5 liter bottle)

$1.40 NZ$2.40

$0.72 Rp 12.9K

94.44%

Cigarettes 20 Pack (Marlboro, Camel)

$24.39 NZ$41.77

$3.29 Rp 58.9K

641.34%

Wine (Bottle)

$8.51 NZ$14.56

$23.19 Rp 416.1K

-63.30%

Local Beer (0.5 liter bottle)

$3.76 NZ$6.44

$2.78 Rp 49.8K

35.25%

Imported Beer (0.33 liter bottle)

$4.78 NZ$8.19

$2.73 Rp 49.0K

75.09%

One-way Ticket (Public Transport)

$2.05 NZ$3.51

$0.27 Rp 4,778

659.26%

Public Transport Monthly Pass (Regular Price)

$65.4 NZ$112

$8.11 Rp 145.4K

705.80%

Taxi Start (Normal Tariff)

$2.79 NZ$4.78

$0.48 Rp 8,659

481.25%

Taxi (Normal Tariff) (1km)

$1.70 NZ$2.90

$0.42 Rp 7,532

304.76%

Taxi 1hour Waiting (Normal Tariff)

$30.00 NZ$51.4

$6.22 Rp 111.6K

382.32%

Gasoline (1 liter)

$1.72 NZ$2.94

$0.81 Rp 14.6K

112.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K NZ$47.2K

$26.6K Rp 477.4M

3.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K NZ$34.3K

$32.2K Rp 577.4M

-37.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 NZ$201

$78.4 Rp 1.4M

49.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.27 NZ$53.5

$4.07 Rp 73.0K

668.30%

Internet (50+ Mbps, Unlimited Data)

$54.1 NZ$92.7

$24.33 Rp 436.4K

122.40%

Gym Membership (Monthly)

$36.42 NZ$62.4

$98.6 Rp 1.8M

-63.07%

Tennis Court (1 Hour on Weekend)

$12.21 NZ$20.91

$6.34 Rp 113.7K

92.59%

Cinema Ticket

$10.90 NZ$18.67

$3.99 Rp 71.5K

173.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$639 NZ$1,094

$305 Rp 5.5M

109.44%

International Primary School, 1 Child (Yearly)

$9,344 NZ$16.0K

$6,642 Rp 119.2M

40.67%

Jeans (Levis 501 Or Similar)

$30.19 NZ$51.7

$54.1 Rp 971.2K

-44.24%

Summer Dress (H&M, Zara, etc)

$42.44 NZ$72.7

$37.81 Rp 678.2K

12.25%

Sport Shoes (Adidas, Nike)

$92.5 NZ$158

$86.8 Rp 1.6M

6.53%

Men's Leather Business Shoes

$152 NZ$259

$76.4 Rp 1.4M

98.49%

1-bedroom Apartment, City Center (Monthly)

$976 NZ$1,670

$992 Rp 17.8M

-1.65%

1-bedroom Apartment, Outside City Center (Monthly)

$778 NZ$1,331

$673 Rp 12.1M

15.58%

3-bedroom Apartment, City Center (Monthly)

$1,597 NZ$2,734

$3,375 Rp 60.5M

-52.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,412 NZ$2,417

$2,050 Rp 36.8M

-31.15%

Buy Apartment in City Center (m2)

$4,139 NZ$7,088

$2,805 Rp 50.3M

47.59%

Buy Apartment Outside City Center (m2)

$3,773 NZ$6,461

$2,227 Rp 39.9M

69.44%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.74

13.28

-49.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ashburton: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $976 in Ashburton versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in Ashburton versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $321 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ashburton vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,876 in Ashburton, $1,408 in Ubud, Bali – roughly 33% apart. Ashburton costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,814 per month in Ashburton and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 8% more in Ashburton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $74.0 in Ashburton and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Ashburton at $1,876. In Ubud, Bali it covers expenses comfortably, while in Ashburton it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $1,876 in Ashburton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ashburton makes more sense. Both are solid long-term options with distinct trade-offs.