Last update: Oct 2026

Cost of Living Comparison Between Ashburton and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,040 in Ashburton, rent and utilities included – about $8,300 less a year. Rent and utilities account for about half of the difference.

98

Cost of Living Index in Ashburton
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Ashburton Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ashburton

🇳🇿 New Zealand

$2,040

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ashburton and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ashburton and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,040 per month in Ashburton vs $1,349 in Ubud, Bali, rent included.

Ashburton $2,040
Ubud, Bali $1,349

A couple spends around $2,892 per month in Ashburton vs $2,305 in Ubud, Bali, rent included.

Ashburton $2,892
Ubud, Bali $2,305

A family of three spends $3,745 per month in Ashburton vs $3,261 in Ubud, Bali, rent included.

Ashburton $3,745
Ubud, Bali $3,261

Ashburton costs about 51% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$14.48 NZ$25.74

$3.32 Rp 60.3K

336.14%

Three-Course Dinner for Two, Mid-Range

$69.9 NZ$124

$35.64 Rp 646.5K

96.10%

Fast Food Meal (McDonalds, etc)

$9.28 NZ$16.49

$5.53 Rp 100.4K

67.81%

Cappuccino

$3.30 NZ$5.86

$2.72 Rp 49.3K

21.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 NZ$4.03

$1.70 Rp 30.9K

33.53%

Water (0.33 liter bottle)

$1.87 NZ$3.33

$0.76 Rp 13.8K

146.05%

Local Beer (0.5 liter draught)

$6.74 NZ$11.99

$2.65 Rp 48.1K

154.34%

Imported Beer (0.33 liter bottle)

$6.98 NZ$12.41

$4.38 Rp 79.5K

59.36%

Milk (1 liter)

$1.67 NZ$2.97

$1.49 Rp 27.0K

12.08%

White Bread (500g)

$1.80 NZ$3.19

$2.28 Rp 41.3K

-21.05%

Rice (white) (1kg)

$1.41 NZ$2.51

$1.19 Rp 21.6K

18.49%

Eggs

$6.04 NZ$10.73

$2.04 Rp 36.9K

196.08%

Local Cheese (1kg)

$7.28 NZ$12.94

$17.70 Rp 321.1K

-58.87%

Chicken Fillets (1kg)

$9.47 NZ$16.83

$3.96 Rp 71.9K

139.14%

Beef Round Steak (1kg)

$13.47 NZ$23.95

$12.19 Rp 221.1K

10.50%

Apples (1kg)

$2.48 NZ$4.41

$3.66 Rp 66.3K

-32.24%

Banana (1kg)

$2.02 NZ$3.58

$1.52 Rp 27.5K

32.89%

Oranges (1kg)

$2.74 NZ$4.86

$2.23 Rp 40.4K

22.87%

Tomato (1kg)

$3.07 NZ$5.45

$1.97 Rp 35.8K

55.84%

Potato (1kg)

$1.52 NZ$2.70

$1.85 Rp 33.5K

-17.84%

Onion (1kg)

$1.40 NZ$2.48

$2.42 Rp 44.0K

-42.15%

Lettuce (1 head)

$2.28 NZ$4.05

$0.99 Rp 18.0K

130.30%

Water (1.5 liter bottle)

$1.28 NZ$2.28

$0.51 Rp 9,313

150.98%

Cigarettes 20 Pack (Marlboro, Camel)

$24.04 NZ$42.73

$2.22 Rp 40.3K

982.88%

Wine (Bottle)

$8.35 NZ$14.85

$22.24 Rp 403.4K

-62.46%

Local Beer (0.5 liter bottle)

$3.50 NZ$6.22

$2.26 Rp 41.0K

54.87%

Imported Beer (0.33 liter bottle)

$4.44 NZ$7.90

$2.97 Rp 53.9K

49.49%

One-way Ticket (Public Transport)

$1.76 NZ$3.13

$0.25 Rp 4,553

604.00%

Public Transport Monthly Pass (Regular Price)

$90.7 NZ$161

$7.82 Rp 141.9K

1059.46%

Taxi Start (Normal Tariff)

$2.49 NZ$4.43

$0.44 Rp 7,972

465.91%

Taxi (Normal Tariff) (1km)

$1.68 NZ$2.98

$0.43 Rp 7,801

290.70%

Taxi 1hour Waiting (Normal Tariff)

$28.87 NZ$51.3

$5.41 Rp 98.1K

433.64%

Gasoline (1 liter)

$1.93 NZ$3.43

$0.82 Rp 15.0K

135.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K NZ$49.8K

$23.8K Rp 432.4M

17.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K NZ$41.4K

$31.7K Rp 575.9M

-26.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 NZ$280

$79.1 Rp 1.4M

98.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.27 NZ$41.36

$6.45 Rp 116.9K

260.78%

Internet (50+ Mbps, Unlimited Data)

$44.99 NZ$80.0

$18.58 Rp 337.0K

142.14%

Gym Membership (Monthly)

$39.50 NZ$70.2

$49.48 Rp 897.5K

-20.17%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$11.67 NZ$20.75

$4.27 Rp 77.5K

173.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$676 NZ$1,202

$491 Rp 8.9M

37.82%

International Primary School, 1 Child (Yearly)

$21.7K NZ$38.5K

$5,674 Rp 102.9M

281.83%

Jeans (Levis 501 Or Similar)

$59.7 NZ$106

$44.64 Rp 809.7K

33.83%

Summer Dress (H&M, Zara, etc)

$40.20 NZ$71.5

$34.95 Rp 634.0K

15.02%

Sport Shoes (Adidas, Nike)

$102 NZ$181

$79.9 Rp 1.4M

27.37%

Men's Leather Business Shoes

$124 NZ$221

$79.4 Rp 1.4M

56.21%

1-bedroom Apartment, City Center (Monthly)

$924 NZ$1,642

$1,125 Rp 20.4M

-17.87%

1-bedroom Apartment, Outside City Center (Monthly)

$949 NZ$1,687

$671 Rp 12.2M

41.35%

3-bedroom Apartment, City Center (Monthly)

$1,883 NZ$3,347

$3,565 Rp 64.7M

-47.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,288 NZ$2,290

$1,723 Rp 31.3M

-25.24%

Buy Apartment in City Center (m2)

$5,025 NZ$8,933

$2,732 Rp 49.5M

83.96%

Buy Apartment Outside City Center (m2)

$3,445 NZ$6,123

$2,284 Rp 41.4M

50.81%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.91

13.78

-57.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ashburton: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ashburton

$949 46.5%

Ubud, Bali

$672 49.8% 29.3% $278

Groceries & Markets

Ashburton

$300 14.7%

Ubud, Bali

$288 21.4% 3.8% $11

Eating Out

Ashburton

$248 12.1%

Ubud, Bali

$108 8% 56.5% $140

Monthly Utilities & Internet

Ashburton

$226 11.1%

Ubud, Bali

$104 7.7% 53.9% $121

Clothing & Footwear

Ashburton

$147 7.2%

Ubud, Bali

$108 8% 26.7% $39

Getting Around

Ashburton

$109 5.3%

Ubud, Bali

$11 0.9% 89.5% $97

Sport & Entertainment

Ashburton

$63 3.1%

Ubud, Bali

$58 4.3% 7.7% $4.8

Cost Breakdown

A central one-bedroom costs $924 in Ashburton versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $70 in Ashburton versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $300 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇳🇿 Ashburton

🇮🇩 Ubud, Bali

🕒 Local time

19:12 7:12 PM

14:12 2:12 PM

5 h behind Ashburton

🌤 Weather

👥 Population

20,500

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to NZD in detail →

On the map

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Ashburton Ubud, Bali 6,700 km ≈ 9 h nonstop flight

From you

Ashburton
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ashburton vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,040 in Ashburton, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 34% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,060 per month in Ashburton and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ashburton, especially for central apartments: a one-bedroom in the center costs $924 there versus $1,125 in Ubud, Bali.

Groceries cost about 4% more in Ashburton, though the gap depends on what you buy.

A mid-range dinner for two costs $70 in Ashburton and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,040 in Ashburton and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,040 in Ashburton. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.