Cost of Living Comparison Between Ubud, Bali and Ashburton Cost of Living Comparison Between Ubud, Bali and Ashburton

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,929 in Ashburton, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,945 in Ashburton, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $3,962 in Ashburton, rent included.

Ubud, Bali is about 29% cheaper than Ashburton, driven mainly by Eating Out.

Both Ubud, Bali and Ashburton sit above the global median – Ubud, Bali by 0%, Ashburton by 41%.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$14.25 NZ$24.87

-75.86%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$70.5 NZ$123

-48.51%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$9.51 NZ$16.59

-39.96%

Cappuccino

$2.67 Rp 47.4K

$3.40 NZ$5.93

-21.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$2.38 NZ$4.16

-26.47%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$1.91 NZ$3.33

-54.45%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$7.03 NZ$12.26

-58.04%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$6.78 NZ$11.84

-33.33%

Milk (1 liter)

$1.62 Rp 28.7K

$1.78 NZ$3.11

-8.99%

White Bread (500g)

$2.33 Rp 41.4K

$1.93 NZ$3.37

20.73%

Rice (white) (1kg)

$1.11 Rp 19.7K

$1.50 NZ$2.61

-26.00%

Eggs

$2.20 Rp 39.1K

$6.13 NZ$10.71

-64.11%

Local Cheese (1kg)

$17.69 Rp 314.0K

$7.72 NZ$13.47

129.15%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$9.74 NZ$17.00

-57.91%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$14.04 NZ$24.51

-13.25%

Apples (1kg)

$3.71 Rp 65.8K

$2.58 NZ$4.51

43.80%

Banana (1kg)

$1.59 Rp 28.2K

$1.95 NZ$3.41

-18.46%

Oranges (1kg)

$2.28 Rp 40.5K

$2.71 NZ$4.74

-15.87%

Tomato (1kg)

$1.95 Rp 34.7K

$3.25 NZ$5.67

-40.00%

Potato (1kg)

$1.91 Rp 33.8K

$1.61 NZ$2.80

18.63%

Onion (1kg)

$2.33 Rp 41.4K

$1.52 NZ$2.65

53.29%

Lettuce (1 head)

$1.01 Rp 17.9K

$2.23 NZ$3.90

-54.71%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$1.36 NZ$2.38

-59.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$24.71 NZ$43.14

-90.98%

Wine (Bottle)

$23.07 Rp 409.5K

$8.89 NZ$15.52

159.51%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$3.52 NZ$6.14

-31.25%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$4.44 NZ$7.76

-32.43%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$1.49 NZ$2.61

-81.88%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$78.2 NZ$136

-88.52%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$2.58 NZ$4.51

-81.40%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$1.71 NZ$2.98

-74.85%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$29.33 NZ$51.2

-80.77%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.93 NZ$3.37

-58.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$26.4K NZ$46.1K

-5.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$25.0K NZ$43.6K

26.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$166 NZ$290

-50.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$23.82 NZ$41.58

-72.75%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$46.09 NZ$80.5

-59.28%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$37.79 NZ$66.0

50.49%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$11.49 NZ$20.05

-60.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$683 NZ$1,192

-29.58%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$22.5K NZ$39.3K

-74.60%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$59.8 NZ$104

-23.85%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$40.64 NZ$70.9

-11.71%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$104 NZ$182

-22.85%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$125 NZ$218

-37.06%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$1,002 NZ$1,748

11.27%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$942 NZ$1,644

-25.92%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,494 NZ$2,608

143.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,527 NZ$2,665

13.79%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$5,215 NZ$9,103

-46.60%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$3,892 NZ$6,795

-41.18%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.91

133.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Ashburton: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $1,002 in Ashburton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $71.0 in Ashburton. Monthly groceries follow the same trend: $295 vs $311 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ashburton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,929 in Ashburton – roughly 41% apart. Ashburton costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,894 in Ashburton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 5% more in Ashburton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $71.0 in Ashburton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Ashburton at $1,929. In Ubud, Bali it covers expenses comfortably, while in Ashburton it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,929 in Ashburton. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ashburton makes more sense. Both are solid long-term options with distinct trade-offs.