Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ashburton

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,040 in Ashburton, rent and utilities included – about $8,300 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
98

Cost of Living Index in Ashburton
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Ashburton Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ashburton

🇳🇿 New Zealand

$2,040

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ashburton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ashburton actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,040 in Ashburton, rent included.

Ubud, Bali $1,349
Ashburton $2,040

A couple spends around $2,305 per month in Ubud, Bali vs $2,892 in Ashburton, rent included.

Ubud, Bali $2,305
Ashburton $2,892

A family of three spends $3,261 per month in Ubud, Bali vs $3,745 in Ashburton, rent included.

Ubud, Bali $3,261
Ashburton $3,745

Ubud, Bali is about 34% cheaper than Ashburton, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$14.48 NZ$25.74

-77.07%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$69.9 NZ$124

-49.01%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.28 NZ$16.49

-40.41%

Cappuccino

$2.72 Rp 49.3K

$3.30 NZ$5.86

-17.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.27 NZ$4.03

-25.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.87 NZ$3.33

-59.36%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$6.74 NZ$11.99

-60.68%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.98 NZ$12.41

-37.25%

Milk (1 liter)

$1.49 Rp 27.0K

$1.67 NZ$2.97

-10.78%

White Bread (500g)

$2.28 Rp 41.3K

$1.80 NZ$3.19

26.67%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.41 NZ$2.51

-15.60%

Eggs

$2.04 Rp 36.9K

$6.04 NZ$10.73

-66.23%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.28 NZ$12.94

143.13%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.47 NZ$16.83

-58.18%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$13.47 NZ$23.95

-9.50%

Apples (1kg)

$3.66 Rp 66.3K

$2.48 NZ$4.41

47.58%

Banana (1kg)

$1.52 Rp 27.5K

$2.02 NZ$3.58

-24.75%

Oranges (1kg)

$2.23 Rp 40.4K

$2.74 NZ$4.86

-18.61%

Tomato (1kg)

$1.97 Rp 35.8K

$3.07 NZ$5.45

-35.83%

Potato (1kg)

$1.85 Rp 33.5K

$1.52 NZ$2.70

21.71%

Onion (1kg)

$2.42 Rp 44.0K

$1.40 NZ$2.48

72.86%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.28 NZ$4.05

-56.58%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.28 NZ$2.28

-60.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$24.04 NZ$42.73

-90.77%

Wine (Bottle)

$22.24 Rp 403.4K

$8.35 NZ$14.85

166.35%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.50 NZ$6.22

-35.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.44 NZ$7.90

-33.11%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.76 NZ$3.13

-85.80%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$90.7 NZ$161

-91.38%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.49 NZ$4.43

-82.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.68 NZ$2.98

-74.40%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$28.87 NZ$51.3

-81.26%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.93 NZ$3.43

-57.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$28.0K NZ$49.8K

-14.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$23.3K NZ$41.4K

36.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$157 NZ$280

-49.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$23.27 NZ$41.36

-72.28%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$44.99 NZ$80.0

-58.70%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$39.50 NZ$70.2

25.27%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$11.67 NZ$20.75

-63.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$676 NZ$1,202

-27.44%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$21.7K NZ$38.5K

-73.81%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$59.7 NZ$106

-25.28%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$40.20 NZ$71.5

-13.06%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$102 NZ$181

-21.49%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$124 NZ$221

-35.98%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$924 NZ$1,642

21.76%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$949 NZ$1,687

-29.25%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,883 NZ$3,347

89.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,288 NZ$2,290

33.77%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$5,025 NZ$8,933

-45.64%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,445 NZ$6,123

-33.69%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.91

133.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ashburton: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ashburton

$949 46.5% 41.3% $278

Groceries & Markets

Ubud, Bali

$288 21.4%

Ashburton

$300 14.7% 3.9% $11

Eating Out

Ubud, Bali

$108 8%

Ashburton

$248 12.1% 130% $140

Clothing & Footwear

Ubud, Bali

$108 8%

Ashburton

$147 7.2% 36.4% $39

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ashburton

$226 11.1% 117% $121

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ashburton

$63 3.1% 8.3% $4.8

Getting Around

Ubud, Bali

$11 0.9%

Ashburton

$109 5.3% 851% $97

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $924 in Ashburton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $70 in Ashburton. Monthly groceries follow the same trend: $288 vs $300 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Ashburton

🕒 Local time

16:07 4:07 PM

21:07 9:07 PM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

20,500

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Ashburton 6,700 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Ashburton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ashburton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $2,040 in Ashburton – Ubud, Bali comes out roughly 34% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,060 in Ashburton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ashburton, especially for central apartments: a one-bedroom in the center costs $924 there versus $1,125 in Ubud, Bali.

Groceries cost about 4% more in Ashburton, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $70 in Ashburton. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,040 in Ashburton. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,040 in Ashburton. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.