Last update: Oct 2026

Cost of Living Comparison Between Arusha and Ubud, Bali

For one person, living is cheaper in Arusha: $549 a month against $1,368 in Ubud, Bali, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

10

Cost of Living Index in Arusha
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Arusha Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Arusha

🇹🇿 Tanzania

$549

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Arusha and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arusha and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $549 per month in Arusha vs $1,368 in Ubud, Bali, rent included.

Arusha $549
Ubud, Bali $1,368

A couple spends around $888 per month in Arusha vs $2,314 in Ubud, Bali, rent included.

Arusha $888
Ubud, Bali $2,314

A family of three spends $1,228 per month in Arusha vs $3,260 in Ubud, Bali, rent included.

Arusha $1,228
Ubud, Bali $3,260

Arusha is about 60% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Arusha sits 59% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 TZS 8,723

$3.33 Rp 59.9K

Three-Course Dinner for Two, Mid-Range

$27.39 TZS 71.7K

$35.18 Rp 633.2K

-22.14%

Fast Food Meal (McDonalds, etc)

$9.12 TZS 23.9K

$5.80 Rp 104.5K

57.24%

Cappuccino

$1.70 TZS 4,443

$2.73 Rp 49.1K

-37.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 TZS 2,421

$1.64 Rp 29.5K

-43.90%

Water (0.33 liter bottle)

$0.32 TZS 851

$0.83 Rp 15.0K

-61.45%

Local Beer (0.5 liter draught)

$1.01 TZS 2,653

$2.70 Rp 48.6K

-62.59%

Imported Beer (0.33 liter bottle)

$2.80 TZS 7,336

$4.30 Rp 77.4K

-34.88%

Milk (1 liter)

$0.96 TZS 2,522

$1.50 Rp 27.1K

-36.00%

White Bread (500g)

$0.69 TZS 1,798

$2.30 Rp 41.4K

-70.00%

Rice (white) (1kg)

$1.74 TZS 4,554

$1.18 Rp 21.2K

47.46%

Eggs

$1.75 TZS 4,573

$2.14 Rp 38.6K

-18.22%

Local Cheese (1kg)

$17.48 Rp 314.6K

Chicken Fillets (1kg)

$4.03 Rp 72.5K

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$2.22 TZS 5,802

$3.55 Rp 63.9K

-37.46%

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.24 Rp 40.2K

Tomato (1kg)

$0.77 TZS 2,021

$1.93 Rp 34.7K

-60.10%

Potato (1kg)

$0.49 TZS 1,272

$1.88 Rp 33.9K

-73.94%

Onion (1kg)

$1.03 TZS 2,686

$2.29 Rp 41.3K

-55.02%

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$0.85 TZS 2,229

$0.53 Rp 9,475

60.38%

Cigarettes 20 Pack (Marlboro, Camel)

$1.53 TZS 4,015

$2.28 Rp 41.1K

-32.89%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$0.93 TZS 2,444

$2.34 Rp 42.2K

-60.26%

Imported Beer (0.33 liter bottle)

$0.92 TZS 2,417

$2.91 Rp 52.4K

-68.38%

One-way Ticket (Public Transport)

$0.19 TZS 503

$0.24 Rp 4,315

-20.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$7.64 TZS 20.0K

$5.45 Rp 98.2K

40.18%

Gasoline (1 liter)

$1.24 TZS 3,259

$0.88 Rp 15.9K

40.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.61 TZS 74.9K

$83.0 Rp 1.5M

-65.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.60 TZS 22.5K

$6.45 Rp 116.0K

33.33%

Internet (50+ Mbps, Unlimited Data)

$46.62 TZS 122.1K

$18.57 Rp 334.2K

151.05%

Gym Membership (Monthly)

$65.4 TZS 171.4K

$55.8 Rp 1.0M

17.23%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.69 TZS 12.3K

$4.38 Rp 78.9K

7.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$7,710 TZS 20.2M

$5,754 Rp 103.6M

34.01%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$285 TZS 747.5K

$1,142 Rp 20.6M

-75.02%

1-bedroom Apartment, Outside City Center (Monthly)

$234 TZS 611.7K

$676 Rp 12.2M

-65.43%

3-bedroom Apartment, City Center (Monthly)

$491 TZS 1.3M

$3,503 Rp 63.1M

-85.98%

3-bedroom Apartment, Outside City Center (Monthly)

$525 TZS 1.4M

$1,700 Rp 30.6M

-69.10%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arusha: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Arusha

$234 42.6%

Ubud, Bali

$676 49.4% 189% $442

Eating Out

Arusha

$90 16.4%

Ubud, Bali

$109 8% 20.8% $19

Monthly Utilities & Internet

Arusha

$84 15.3%

Ubud, Bali

$108 7.9% 28.9% $24

Sport & Entertainment

Arusha

$75 13.6%

Ubud, Bali

$65 4.7% 13.7% $10

Groceries & Markets

Arusha

$66 * 12%

Ubud, Bali

$290 21.2% 343% $225

Getting Around

Arusha

$0.8 * 0.1%

Ubud, Bali

$13 0.9% 1530% $12

Clothing & Footwear

Arusha

- * 0%

Ubud, Bali

$108 7.9%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $285 in Arusha versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $27.00 in Arusha versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $66.0 vs $290 – making Arusha the more affordable choice for daily food spending.

Good to know

🇹🇿 Arusha

🇮🇩 Ubud, Bali

🕒 Local time

11:29 11:29 AM

16:29 4:29 PM

5 h ahead of Arusha

🌤 Weather

👥 Population

617,631

74,800

💱 Currency

Tanzanian Shilling TZS Sh

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 TZS = 3.82 USD

10,000 TZS = 3.4 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TZS – Tanzanian Shilling Converter

🇺🇸 United States Dollar ($)

🇹🇿 Tanzanian Shilling (Sh)

Tanzanian Shilling exchange rates as of October 20, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,944 TZS (10,000 TZS = 3.4 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TZS in detail →

On the map

Lowest

Highest

Between locations

Arusha Ubud, Bali 8,700 km ≈ 11 h nonstop flight

From you

Arusha
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arusha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $549 in Arusha, $1,368 in Ubud, Bali – roughly 149% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $823 per month in Arusha and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Arusha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $27.00 in Arusha and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $549 in Arusha and $1,368 in Ubud, Bali. That's a gap of about 149%.

A $2,000 monthly budget goes further in Arusha, where all-in costs run around $549, than in Ubud, Bali at $1,368. In Arusha it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $549 in Arusha to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Arusha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.