Last update: Oct 2026

Cost of Living Comparison Between Ar Ramadi and Cebu

For one person, living is cheaper in Ar Ramadi: $653 a month against $915 in Cebu, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Ar Ramadi
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Ar Ramadi Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Ar Ramadi

🇮🇶 Iraq

$653

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Ar Ramadi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ar Ramadi and in Cebu actually costs, broken down by who's living it.

A single person spends $653 per month in Ar Ramadi vs $915 in Cebu, rent included.

Ar Ramadi $653
Cebu $915

A couple spends around $1,023 per month in Ar Ramadi vs $1,418 in Cebu, rent included.

Ar Ramadi $1,023
Cebu $1,418

A family of three spends $1,394 per month in Ar Ramadi vs $1,921 in Cebu, rent included.

Ar Ramadi $1,394
Cebu $1,921

Ar Ramadi is about 29% cheaper than Cebu, and outside of rent the biggest gap is in groceries.

Both Ar Ramadi and Cebu are more affordable than the global median – Ar Ramadi 52% lower, Cebu 33% lower.

Meal at Budget Restaurant

$4.03 IQD 6,084

$3.05 ₱192

32.13%

Three-Course Dinner for Two, Mid-Range

$21.26 IQD 32.1K

$24.00 ₱1,511

-11.42%

Fast Food Meal (McDonalds, etc)

$6.32 IQD 9,546

$3.99 ₱251

58.40%

Cappuccino

$2.46 IQD 3,714

$2.50 ₱157

-1.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 555

$1.54 ₱97.1

-75.97%

Water (0.33 liter bottle)

$0.17 IQD 263

$0.50 ₱31.37

-66.00%

Local Beer (0.5 liter draught)

$2.89 IQD 4,370

$1.78 ₱112

62.36%

Imported Beer (0.33 liter bottle)

$2.61 IQD 3,951

$2.17 ₱136

20.28%

Milk (1 liter)

$1.03 IQD 1,564

$2.00 ₱126

-48.50%

White Bread (500g)

$0.72 IQD 1,084

$1.37 ₱86.2

-47.45%

Rice (white) (1kg)

$1.43 IQD 2,165

$1.03 ₱64.9

38.83%

Eggs

$1.56 IQD 2,350

$2.03 ₱128

-23.15%

Local Cheese (1kg)

$3.79 IQD 5,729

$10.20 ₱642

-62.84%

Chicken Fillets (1kg)

$3.71 IQD 5,604

$4.45 ₱280

-16.63%

Beef Round Steak (1kg)

$11.73 IQD 17.7K

$7.67 ₱483

52.93%

Apples (1kg)

$0.98 IQD 1,477

$3.31 ₱208

-70.39%

Banana (1kg)

$0.95 IQD 1,431

$1.46 ₱91.8

-34.93%

Oranges (1kg)

$0.85 IQD 1,280

$2.32 ₱146

-63.36%

Tomato (1kg)

$0.67 IQD 1,006

$1.49 ₱94.0

-55.03%

Potato (1kg)

$0.56 IQD 852

$2.34 ₱147

-76.07%

Onion (1kg)

$0.62 IQD 934

$1.94 ₱122

-68.04%

Lettuce (1 head)

$0.60 IQD 908

$1.16 ₱73.0

-48.28%

Water (1.5 liter bottle)

$0.51 IQD 775

$0.68 ₱42.89

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$1.65 IQD 2,492

$2.99 ₱188

-44.82%

Wine (Bottle)

$10.68 IQD 16.1K

$6.24 ₱393

71.15%

Local Beer (0.5 liter bottle)

$1.40 IQD 2,112

$1.23 ₱77.3

13.82%

Imported Beer (0.33 liter bottle)

$1.79 IQD 2,697

$1.73 ₱109

3.47%

One-way Ticket (Public Transport)

$0.43 IQD 644

$0.23 ₱14.36

86.96%

Public Transport Monthly Pass (Regular Price)

$19.54 IQD 29.5K

$12.34 ₱777

58.35%

Taxi Start (Normal Tariff)

$1.86 IQD 2,804

$0.79 ₱49.96

135.44%

Taxi (Normal Tariff) (1km)

$1.35 IQD 2,046

$0.22 ₱13.86

513.64%

Taxi 1hour Waiting (Normal Tariff)

$5.74 IQD 8,671

$4.54 ₱286

26.43%

Gasoline (1 liter)

$0.57 IQD 865

$1.32 ₱82.9

-56.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K IQD 24.9M

$21.0K ₱1.3M

-21.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K IQD 25.5M

$19.4K ₱1.2M

-12.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.3 IQD 131.9K

$119 ₱7,464

-26.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.23 IQD 18.5K

$14.22 ₱896

-13.99%

Internet (50+ Mbps, Unlimited Data)

$24.24 IQD 36.6K

$27.47 ₱1,730

-11.76%

Gym Membership (Monthly)

$37.45 IQD 56.6K

$32.31 ₱2,034

15.91%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$9.01 IQD 13.6K

$5.40 ₱340

66.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$148 IQD 223.1K

$276 ₱17.4K

-46.51%

International Primary School, 1 Child (Yearly)

$2,802 IQD 4.2M

$7,866 ₱495.3K

-64.38%

Jeans (Levis 501 Or Similar)

$21.01 IQD 31.7K

$49.37 ₱3,108

-57.44%

Summer Dress (H&M, Zara, etc)

$20.76 IQD 31.4K

$24.58 ₱1,548

-15.54%

Sport Shoes (Adidas, Nike)

$47.83 IQD 72.3K

$76.6 ₱4,825

-37.59%

Men's Leather Business Shoes

$30.72 IQD 46.4K

$58.9 ₱3,706

-47.81%

1-bedroom Apartment, City Center (Monthly)

$173 IQD 260.9K

$503 ₱31.7K

-65.70%

1-bedroom Apartment, Outside City Center (Monthly)

$132 IQD 199.4K

$305 ₱19.2K

-56.65%

3-bedroom Apartment, City Center (Monthly)

$371 IQD 560.7K

$1,075 ₱67.7K

-65.48%

3-bedroom Apartment, Outside City Center (Monthly)

$309 IQD 466.8K

$632 ₱39.8K

-51.13%

Buy Apartment in City Center (m2)

$696 IQD 1.1M

$2,870 ₱180.7K

-75.73%

Buy Apartment Outside City Center (m2)

$580 IQD 876.5K

$1,877 ₱118.2K

-69.10%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

7.2

-53.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ar Ramadi: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ar Ramadi

$155 23.8%

Cebu

$210 22.9% 35% $54

Accommodation & Living

Ar Ramadi

$132 20.2%

Cebu

$305 33.3% 131% $173

Monthly Utilities & Internet

Ar Ramadi

$124 19%

Cebu

$160 17.5% 29.5% $37

Eating Out

Ar Ramadi

$103 15.7%

Cebu

$88 9.6% 14.4% $15

Sport & Entertainment

Ar Ramadi

$55 8.5%

Cebu

$43 4.7% 22.3% $12

Clothing & Footwear

Ar Ramadi

$54 8.3%

Cebu

$94 10.3% 74.1% $40

Getting Around

Ar Ramadi

$30 4.6%

Cebu

$15 1.7% 49.3% $15

Cost Breakdown

A central one-bedroom costs $173 in Ar Ramadi versus $503 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Ar Ramadi versus $24.00 in Cebu. Monthly groceries follow the same trend: $155 vs $210 – making Ar Ramadi the more affordable choice for daily food spending.

Good to know

🇮🇶 Ar Ramadi

🇵🇭 Cebu

🕒 Local time

00:24 12:24 AM

05:24 5:24 AM

5 h ahead of Ar Ramadi

🌤 Weather

👥 Population

223,500

964,169

💱 Currency

Iraqi Dinar IQD ع.د

Philippine Peso PHP ₱

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 20, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Ar Ramadi Cebu 8,510 km ≈ 11 h nonstop flight

From you

Ar Ramadi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ar Ramadi vs Cebu: Cost of Living - Frequently Asked Questions

Cebu costs about 40% more than Ar Ramadi, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $980 per month in Ar Ramadi and $1,372 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ar Ramadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $653 in Ar Ramadi and $915 in Cebu. That's a gap of about 40%.

Public transport costs about 58% less in Ar Ramadi. For daily commuters, that gap adds up to noticeable savings over a year.

$800 covers both cities comfortably – all-in costs are $653 in Ar Ramadi and $915 in Cebu, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Ar Ramadi costs $653 versus $915 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ar Ramadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.