Last update: Oct 2026

Cost of Living Comparison Between 'aqrah and Ubud, Bali

For one person, living is cheaper in 'aqrah: $661 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

'aqrah
🇮🇶 Iraq
$661
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in 'aqrah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in 'aqrah and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $661 in 'aqrah versus $1,368 in Ubud, Bali.

  • 'aqrah $661
  • Ubud, Bali $1,368

Estimated couple costs with rent: $1,015 in 'aqrah versus $2,314 in Ubud, Bali.

  • 'aqrah $1,015
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,369 in 'aqrah versus $3,260 in Ubud, Bali.

  • 'aqrah $1,369
  • Ubud, Bali $3,260

Living in 'aqrah costs roughly 52% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: 'aqrah is 51% below, Ubud, Bali is 1% above.

Currency
🍽 Eating Out
'aqrah
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.62 IQD 5,467
$3.33 Rp 59.8K
8.71%
Three-Course Dinner for Two, Mid-Range
$21.82 IQD 33.0K
$35.18 Rp 631.2K
-37.98%
Fast Food Meal (McDonalds, etc)
$6.82 IQD 10.3K
$5.80 Rp 104.1K
17.59%
Cappuccino
$2.38 IQD 3,602
$2.73 Rp 49.0K
-12.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.32 IQD 485
$1.64 Rp 29.4K
-80.49%
Water (0.33 liter bottle)
$0.18 IQD 273
$0.83 Rp 14.9K
-78.31%
Local Beer (0.5 liter draught)
$3.11 IQD 4,706
$2.70 Rp 48.4K
15.19%
Imported Beer (0.33 liter bottle)
$2.61 IQD 3,945
$4.30 Rp 77.1K
-39.30%
🛒 Groceries & Markets
'aqrah
Ubud, Bali
Difference
Milk (1 liter)
$0.94 IQD 1,416
$1.50 Rp 27.0K
-37.33%
White Bread (500g)
$0.72 IQD 1,086
$2.30 Rp 41.2K
-68.70%
Rice (white) (1kg)
$1.46 IQD 2,205
$1.18 Rp 21.1K
23.73%
Eggs
$1.70 IQD 2,573
$2.14 Rp 38.5K
-20.56%
Local Cheese (1kg)
$3.48 IQD 5,252
$17.48 Rp 313.6K
-80.09%
Chicken Fillets (1kg)
$4.16 IQD 6,291
$4.03 Rp 72.3K
3.23%
Beef Round Steak (1kg)
$13.31 IQD 20.1K
$12.23 Rp 219.4K
8.83%
Apples (1kg)
$0.92 IQD 1,383
$3.55 Rp 63.7K
-74.08%
Banana (1kg)
$0.91 IQD 1,375
$1.57 Rp 28.2K
-42.04%
Oranges (1kg)
$0.77 IQD 1,161
$2.24 Rp 40.1K
-65.63%
Tomato (1kg)
$0.66 IQD 990
$1.93 Rp 34.6K
-65.80%
Potato (1kg)
$0.54 IQD 809
$1.88 Rp 33.8K
-71.28%
Onion (1kg)
$0.64 IQD 965
$2.29 Rp 41.1K
-72.05%
Lettuce (1 head)
$0.51 IQD 776
$0.99 Rp 17.8K
-48.48%
Water (1.5 liter bottle)
$0.50 IQD 756
$0.53 Rp 9,445
-5.66%
Cigarettes 20 Pack (Marlboro, Camel)
$1.57 IQD 2,368
$2.28 Rp 41.0K
-31.14%
Wine (Bottle)
$10.92 IQD 16.5K
$23.01 Rp 412.9K
-52.54%
Local Beer (0.5 liter bottle)
$1.33 IQD 2,003
$2.34 Rp 42.0K
-43.16%
Imported Beer (0.33 liter bottle)
$1.85 IQD 2,800
$2.91 Rp 52.2K
-36.43%
🚌 Getting Around
'aqrah
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.45 IQD 679
$0.24 Rp 4,301
87.50%
Public Transport Monthly Pass (Regular Price)
$17.50 IQD 26.4K
$8.82 Rp 158.2K
98.41%
Taxi Start (Normal Tariff)
$1.89 IQD 2,859
$0.48 Rp 8,657
293.75%
Taxi (Normal Tariff) (1km)
$1.39 IQD 2,099
$0.46 Rp 8,207
202.17%
Taxi 1hour Waiting (Normal Tariff)
$5.15 IQD 7,788
$5.45 Rp 97.9K
-5.50%
Gasoline (1 liter)
$0.48 IQD 727
$0.88 Rp 15.9K
-45.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.9K IQD 25.5M
$24.6K Rp 440.8M
-31.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K IQD 29.3M
$31.2K Rp 559.6M
-37.83%
🧾 Monthly Utilities & Internet
'aqrah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.2 IQD 121.1K
$83.0 Rp 1.5M
-3.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.58 IQD 20.5K
$6.45 Rp 115.7K
110.54%
Internet (50+ Mbps, Unlimited Data)
$27.25 IQD 41.2K
$18.57 Rp 333.1K
46.74%
🎉 Sport & Entertainment
'aqrah
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.01 IQD 55.9K
$55.8 Rp 1.0M
-33.70%
Tennis Court (1 Hour on Weekend)
-
$18.11 Rp 324.9K
-
Cinema Ticket
$8.39 IQD 12.7K
$4.38 Rp 78.6K
91.55%
🧸 Childcare & Education
'aqrah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$142 IQD 213.9K
$493 Rp 8.8M
-71.29%
International Primary School, 1 Child (Yearly)
$2,656 IQD 4.0M
$5,754 Rp 103.2M
-53.84%
👕👟 Clothing & Footwear
'aqrah
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$22.08 IQD 33.4K
$46.19 Rp 828.8K
-52.20%
Summer Dress (H&M, Zara, etc)
$23.85 IQD 36.0K
$35.33 Rp 634.0K
-32.49%
Sport Shoes (Adidas, Nike)
$47.26 IQD 71.4K
$79.1 Rp 1.4M
-40.25%
Men's Leather Business Shoes
$31.06 IQD 46.9K
$78.4 Rp 1.4M
-60.38%
🏠 Accommodation & Living
'aqrah
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$184 IQD 277.8K
$1,142 Rp 20.5M
-83.91%
1-bedroom Apartment, Outside City Center (Monthly)
$141 IQD 213.2K
$676 Rp 12.1M
-79.12%
3-bedroom Apartment, City Center (Monthly)
$358 IQD 541.4K
$3,503 Rp 62.9M
-89.77%
3-bedroom Apartment, Outside City Center (Monthly)
$278 IQD 419.4K
$1,700 Rp 30.5M
-83.67%
Buy Apartment in City Center (m2)
$779 IQD 1.2M
$2,784 Rp 50.0M
-72.04%
Buy Apartment Outside City Center (m2)
$642 IQD 970.8K
$2,241 Rp 40.2M
-71.32%
💵 Salaries & Financials
'aqrah
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.33
13.78
-75.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for 'aqrah: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
'aqrah
$160
Ubud, Bali
$290 81.6% $131
Accommodation & Living
'aqrah
$141
Ubud, Bali
$676 379% $535
Monthly Utilities & Internet
'aqrah
$121
Ubud, Bali
$108 10.7% $13
Eating Out
'aqrah
$101
Ubud, Bali
$109 7.9% $8
Clothing & Footwear
'aqrah
$56
Ubud, Bali
$108 92.4% $52
Sport & Entertainment
'aqrah
$54
Ubud, Bali
$65 20.1% $11
Getting Around
'aqrah
$28
Ubud, Bali
$13 55.4% $16

Cost Breakdown

A one-bedroom apartment in the center runs $184 in 'aqrah and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in 'aqrah vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $160 vs $290 per month, with 'aqrah cheaper across the board.

Good to know
🇮🇶 'aqrah
🇮🇩 Ubud, Bali
🕒 Local time
05:39 5:39 AM
10:39 10:39 AM
5 h ahead of 'aqrah
🌤 Weather
👥 Population
68,100
74,800
💱 Currency
Iraqi Dinar IQD ع.د
Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,701 IQD (10,000 IQD = 5.88 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,204 IDR (100,000 IDR = 4.95 EUR).

On the map
Between locations
  • 'aqrah Ubud, Bali 8,950 km ≈ 12 h nonstop flight
From you
  • 'aqrah
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
'aqrah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, 'aqrah or Ubud, Bali?
'aqrah wins on cost – living expenses run 107% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making 'aqrah the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in 'aqrah and in Ubud, Bali?
You'd need roughly $991 in 'aqrah and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in 'aqrah compared to Ubud, Bali?
Rent for a central apartment: $184 in 'aqrah versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in 'aqrah compared to Ubud, Bali?
All in, you'll spend $661 per month in 'aqrah versus $1,368 in Ubud, Bali – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in 'aqrah compared to Ubud, Bali?
A monthly transit pass in 'aqrah runs roughly 98% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in 'aqrah or in Ubud, Bali?
At $661 in 'aqrah versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in 'aqrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes 'aqrah the clear choice for anyone on this budget.
Which city is better for digital nomads, 'aqrah or Ubud, Bali?
Both work as nomad bases, but 'aqrah delivers better value – similar infrastructure at $661 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes 'aqrah hard to pass up.
How safe is 'aqrah compared to Ubud, Bali?
Safety-wise, 'aqrah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find 'aqrah gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

'aqrah vs other spots: cost of living compared

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