Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and 'aqrah

For one person, living is cheaper in 'aqrah: $661 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in 'aqrah
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'aqrah Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

'aqrah

🇮🇶 Iraq

$661

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in 'aqrah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in 'aqrah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $661 in 'aqrah.

Ubud, Bali $1,368
'aqrah $661

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,015 in 'aqrah.

Ubud, Bali $2,314
'aqrah $1,015

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,369 in 'aqrah.

Ubud, Bali $3,260
'aqrah $1,369

Living in Ubud, Bali is roughly 107% more expensive than in 'aqrah, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, 'aqrah is 51% below.

Meal at Budget Restaurant

$3.33 Rp 59.8K

$3.62 IQD 5,467

-8.01%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 631.2K

$21.82 IQD 33.0K

61.23%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.1K

$6.82 IQD 10.3K

-14.96%

Cappuccino

$2.73 Rp 49.0K

$2.38 IQD 3,602

14.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$0.32 IQD 485

412.50%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$0.18 IQD 273

361.11%

Local Beer (0.5 liter draught)

$2.70 Rp 48.4K

$3.11 IQD 4,706

-13.18%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.1K

$2.61 IQD 3,945

64.75%

Milk (1 liter)

$1.50 Rp 27.0K

$0.94 IQD 1,416

59.57%

White Bread (500g)

$2.30 Rp 41.2K

$0.72 IQD 1,086

219.44%

Rice (white) (1kg)

$1.18 Rp 21.1K

$1.46 IQD 2,205

-19.18%

Eggs

$2.14 Rp 38.5K

$1.70 IQD 2,573

25.88%

Local Cheese (1kg)

$17.48 Rp 313.6K

$3.48 IQD 5,252

402.30%

Chicken Fillets (1kg)

$4.03 Rp 72.3K

$4.16 IQD 6,291

-3.12%

Beef Round Steak (1kg)

$12.23 Rp 219.4K

$13.31 IQD 20.1K

-8.11%

Apples (1kg)

$3.55 Rp 63.7K

$0.92 IQD 1,383

285.87%

Banana (1kg)

$1.57 Rp 28.2K

$0.91 IQD 1,375

72.53%

Oranges (1kg)

$2.24 Rp 40.1K

$0.77 IQD 1,161

190.91%

Tomato (1kg)

$1.93 Rp 34.6K

$0.66 IQD 990

192.42%

Potato (1kg)

$1.88 Rp 33.8K

$0.54 IQD 809

248.15%

Onion (1kg)

$2.29 Rp 41.1K

$0.64 IQD 965

257.81%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.51 IQD 776

94.12%

Water (1.5 liter bottle)

$0.53 Rp 9,445

$0.50 IQD 756

6.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.0K

$1.57 IQD 2,368

45.22%

Wine (Bottle)

$23.01 Rp 412.9K

$10.92 IQD 16.5K

110.71%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.0K

$1.33 IQD 2,003

75.94%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.2K

$1.85 IQD 2,800

57.30%

One-way Ticket (Public Transport)

$0.24 Rp 4,301

$0.45 IQD 679

-46.67%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.2K

$17.50 IQD 26.4K

-49.60%

Taxi Start (Normal Tariff)

$0.48 Rp 8,657

$1.89 IQD 2,859

-74.60%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,207

$1.39 IQD 2,099

-66.91%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.9K

$5.15 IQD 7,788

5.83%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.48 IQD 727

83.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 440.8M

$16.9K IQD 25.5M

45.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 559.6M

$19.4K IQD 29.3M

60.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$80.2 IQD 121.1K

3.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.7K

$13.58 IQD 20.5K

-52.50%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 333.1K

$27.25 IQD 41.2K

-31.85%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$37.01 IQD 55.9K

50.82%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.9K

Cinema Ticket

$4.38 Rp 78.6K

$8.39 IQD 12.7K

-47.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$142 IQD 213.9K

248.28%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.2M

$2,656 IQD 4.0M

116.62%

Jeans (Levis 501 Or Similar)

$46.19 Rp 828.8K

$22.08 IQD 33.4K

109.19%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 634.0K

$23.85 IQD 36.0K

48.13%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$47.26 IQD 71.4K

67.35%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$31.06 IQD 46.9K

152.38%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.5M

$184 IQD 277.8K

521.46%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$141 IQD 213.2K

378.91%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.9M

$358 IQD 541.4K

877.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.5M

$278 IQD 419.4K

512.37%

Buy Apartment in City Center (m2)

$2,784 Rp 50.0M

$779 IQD 1.2M

257.60%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$642 IQD 970.8K

248.72%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.33

313.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for 'aqrah: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

'aqrah

$141 21.4% 79.1% $535

Groceries & Markets

Ubud, Bali

$290 21.2%

'aqrah

$160 24.2% 44.9% $131

Eating Out

Ubud, Bali

$109 8%

'aqrah

$101 15.3% 7.3% $8

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

'aqrah

$121 18.3% 12% $13

Clothing & Footwear

Ubud, Bali

$108 7.9%

'aqrah

$56 8.5% 48% $52

Sport & Entertainment

Ubud, Bali

$65 4.7%

'aqrah

$54 8.1% 16.7% $11

Getting Around

Ubud, Bali

$13 0.9%

'aqrah

$28 4.3% 124% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $184 in 'aqrah. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $22.00 in 'aqrah for a mid-range dinner for two. Groceries echo the gap at $290 vs $160 per month, with 'aqrah cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 'aqrah

🕒 Local time

11:21 11:21 AM

06:21 6:21 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

68,100

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.95 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.88 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,204 IDR (100,000 IDR = 4.95 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,701 IQD (10,000 IQD = 5.88 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali 'aqrah 8,950 km ≈ 12 h nonstop flight

From you

Ubud, Bali
'aqrah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs 'aqrah: Cost of Living - Frequently Asked Questions

'aqrah wins on cost – living expenses run 107% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making 'aqrah the obvious pick if budget is a priority.

You'd need roughly $2,051 in Ubud, Bali and $991 in 'aqrah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $184 in 'aqrah. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $661 in 'aqrah – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in 'aqrah runs roughly 98% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $661 in 'aqrah versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in 'aqrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes 'aqrah the clear choice for anyone on this budget.

Both work as nomad bases, but 'aqrah delivers better value – similar infrastructure at $661 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes 'aqrah hard to pass up.

Safety-wise, Ubud, Bali and 'aqrah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find 'aqrah gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.