Last update: Oct 2026

Cost of Living Comparison Between Annapolis Valley, NS and Montreal

For one person, living is cheaper in Montreal: $2,064 a month against $2,303 in Annapolis Valley, NS, rent and utilities included – about $2,900 less a year. Rent and utilities account for most of the difference.

111

Cost of Living Index in Annapolis Valley, NS
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Annapolis Valley, NS Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Annapolis Valley, NS

🇨🇦 Canada

$2,303

/mo nomad

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Annapolis Valley, NS and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Annapolis Valley, NS and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,303 in Annapolis Valley, NS versus $2,064 in Montreal.

Annapolis Valley, NS $2,303
Montreal $2,064

Estimated couple costs with rent: $3,311 in Annapolis Valley, NS versus $3,156 in Montreal.

Annapolis Valley, NS $3,311
Montreal $3,156

Monthly costs for a family of three with rent: $4,318 in Annapolis Valley, NS versus $4,247 in Montreal.

Annapolis Valley, NS $4,318
Montreal $4,247

Living in Annapolis Valley, NS is roughly 12% more expensive than in Montreal, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Annapolis Valley, NS 69% above, Montreal 52% above.

Meal at Budget Restaurant

$20.32 CA$28.55

$18.98 CA$26.67

7.06%

Three-Course Dinner for Two, Mid-Range

$62.3 CA$87.6

$73.0 CA$103

-14.59%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.35

$10.88 CA$15.29

0.46%

Cappuccino

$4.05 CA$5.69

$3.81 CA$5.36

6.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 CA$3.25

$1.94 CA$2.73

19.59%

Water (0.33 liter bottle)

$1.63 CA$2.29

$1.58 CA$2.22

3.16%

Local Beer (0.5 liter draught)

$5.19 CA$7.29

$6.37 CA$8.95

-18.52%

Imported Beer (0.33 liter bottle)

$5.33 CA$7.50

$7.26 CA$10.21

-26.58%

Milk (1 liter)

$4.45 CA$6.25

$2.23 CA$3.13

99.55%

White Bread (500g)

$2.61 CA$3.67

$3.17 CA$4.46

-17.67%

Rice (white) (1kg)

$3.19 CA$4.48

$3.31 CA$4.65

-3.63%

Eggs

$4.85 CA$6.81

$3.63 CA$5.10

33.61%

Local Cheese (1kg)

$10.75 CA$15.10

$13.16 CA$18.49

-18.31%

Chicken Fillets (1kg)

$11.37 CA$15.97

$11.56 CA$16.24

-1.64%

Beef Round Steak (1kg)

$13.21 CA$18.57

$13.71 CA$19.27

-3.65%

Apples (1kg)

$4.06 CA$5.71

$3.29 CA$4.62

23.40%

Banana (1kg)

$1.30 CA$1.82

$1.46 CA$2.05

-10.96%

Oranges (1kg)

$3.14 CA$4.41

$3.37 CA$4.73

-6.82%

Tomato (1kg)

$3.29 CA$4.62

$3.15 CA$4.42

4.44%

Potato (1kg)

$2.54 CA$3.57

$1.89 CA$2.65

34.39%

Onion (1kg)

$2.43 CA$3.41

$1.79 CA$2.52

35.75%

Lettuce (1 head)

$2.41 CA$3.39

$2.47 CA$3.47

-2.43%

Water (1.5 liter bottle)

$1.72 CA$2.42

$1.58 CA$2.22

8.86%

Cigarettes 20 Pack (Marlboro, Camel)

$13.53 CA$19.02

$11.28 CA$15.85

19.95%

Wine (Bottle)

$13.51 CA$18.98

$10.49 CA$14.74

28.79%

Local Beer (0.5 liter bottle)

$2.46 CA$3.46

$2.34 CA$3.28

5.13%

Imported Beer (0.33 liter bottle)

$3.04 CA$4.27

$2.91 CA$4.09

4.47%

One-way Ticket (Public Transport)

$2.56 CA$3.59

$2.61 CA$3.67

-1.92%

Public Transport Monthly Pass (Regular Price)

$71.8 CA$101

$79.1 CA$111

-9.30%

Taxi Start (Normal Tariff)

$2.60 CA$3.65

$3.26 CA$4.58

-20.25%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.06

$1.44 CA$2.02

2.08%

Taxi 1hour Waiting (Normal Tariff)

$24.72 CA$34.73

$33.43 CA$46.97

-26.05%

Gasoline (1 liter)

$1.16 CA$1.63

$1.33 CA$1.87

-12.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K CA$40.5K

$28.6K CA$40.2K

0.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K CA$26.2K

$21.1K CA$29.6K

-11.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$80.1 CA$112

50.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.24 CA$53.7

$34.30 CA$48.19

11.49%

Internet (50+ Mbps, Unlimited Data)

$50.2 CA$70.6

$42.85 CA$60.2

17.25%

Gym Membership (Monthly)

$37.96 CA$53.3

$31.14 CA$43.76

21.90%

Tennis Court (1 Hour on Weekend)

$20.76 CA$29.17

$19.41 CA$27.27

6.96%

Cinema Ticket

$10.86 CA$15.26

$11.23 CA$15.78

-3.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$648 CA$911

$525 CA$738

23.44%

International Primary School, 1 Child (Yearly)

$14.0K CA$19.7K

$16.3K CA$22.9K

-14.16%

Jeans (Levis 501 Or Similar)

$48.76 CA$68.5

$58.0 CA$81.5

-15.93%

Summer Dress (H&M, Zara, etc)

$34.45 CA$48.40

$38.11 CA$53.5

-9.60%

Sport Shoes (Adidas, Nike)

$95.1 CA$134

$93.4 CA$131

1.80%

Men's Leather Business Shoes

$114 CA$160

$110 CA$155

3.51%

1-bedroom Apartment, City Center (Monthly)

$1,187 CA$1,667

$1,285 CA$1,806

-7.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,138 CA$1,599

$977 CA$1,372

16.54%

3-bedroom Apartment, City Center (Monthly)

$2,075 CA$2,915

$2,271 CA$3,190

-8.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,666 CA$2,341

$1,665 CA$2,339

0.08%

Buy Apartment in City Center (m2)

$4,393 CA$6,172

$5,139 CA$7,221

-14.52%

Buy Apartment Outside City Center (m2)

$3,634 CA$5,105

$3,834 CA$5,387

-5.23%

Average Monthly Net Salary (After Tax)

$2,675 CA$3,759

$3,002 CA$4,218

-10.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.68

4.48

4.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annapolis Valley, NS: October 24, 2026

Last update for Montreal: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Annapolis Valley, NS

$1.1K 49.4%

Montreal

$977 47.3% 14.2% $162

Groceries & Markets

Annapolis Valley, NS

$377 16.4%

Montreal

$351 17% 6.8% $26

Eating Out

Annapolis Valley, NS

$296 12.9%

Montreal

$291 14.1% 1.9% $5.5

Monthly Utilities & Internet

Annapolis Valley, NS

$209 9.1%

Montreal

$157 7.6% 24.7% $51

Clothing & Footwear

Annapolis Valley, NS

$132 5.7%

Montreal

$135 6.5% 2.5% $3.3

Getting Around

Annapolis Valley, NS

$92 4%

Montreal

$100 4.9% 8.8% $8.1

Sport & Entertainment

Annapolis Valley, NS

$60 2.6%

Montreal

$54 2.6% 10.2% $6.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,187 in Annapolis Valley, NS and $1,285 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $62 in Annapolis Valley, NS vs $73 in Montreal. Groceries flip the comparison at $377 vs $351, with Montreal cheaper for home cooking.

Good to know

🇨🇦 Annapolis Valley, NS

🇨🇦 Montreal

🕒 Local time

08:59 8:59 AM

07:59 7:59 AM

1 h behind Annapolis Valley, NS

🌤 Weather

👥 Population

3,466

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Annapolis Valley, NS Montreal 680 km ≈ 1 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

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Annapolis Valley, NS vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 10% lower than in Annapolis Valley, NS. Housing and daily spending are where you’ll feel the difference most, making Montreal the obvious pick if budget is a priority.

On paper, salaries run 11% lower in Annapolis Valley, NS. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,187 in Annapolis Valley, NS versus $1,285 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Annapolis Valley, NS runs roughly 9% less than in Montreal. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $648 in Annapolis Valley, NS versus $525 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Montreal is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.