Cost of Living Comparison Between Montreal and Annapolis Valley, NS Cost of Living Comparison Between Montreal and Annapolis Valley, NS

Monthly Cost of Living

Monthly costs for one person with rent: $2,056 in Montreal versus $2,355 in Annapolis Valley, NS.

Estimated couple costs with rent: $3,112 in Montreal versus $3,394 in Annapolis Valley, NS.

Monthly costs for a family of three with rent: $4,167 in Montreal versus $4,433 in Annapolis Valley, NS.

Living in Montreal costs roughly 13% less than in Annapolis Valley, NS, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Montreal 50% above, Annapolis Valley, NS 71% above.

Meal at Budget Restaurant

$17.85 CA$24.70

$20.54 CA$28.42

-13.10%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$100

$64.4 CA$89.1

12.27%

Fast Food Meal (McDonalds, etc)

$10.92 CA$15.11

$10.97 CA$15.18

-0.46%

Cappuccino

$3.97 CA$5.49

$4.22 CA$5.84

-5.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 CA$2.87

$1.81 CA$2.50

14.36%

Water (0.33 liter bottle)

$1.55 CA$2.14

$1.56 CA$2.16

-0.64%

Local Beer (0.5 liter draught)

$6.41 CA$8.88

$5.44 CA$7.53

17.83%

Imported Beer (0.33 liter bottle)

$7.29 CA$10.09

$5.63 CA$7.79

29.48%

Milk (1 liter)

$2.39 CA$3.30

$4.65 CA$6.44

-48.60%

White Bread (500g)

$3.21 CA$4.44

$2.62 CA$3.63

22.52%

Rice (white) (1kg)

$3.07 CA$4.25

$3.30 CA$4.57

-6.97%

Eggs

$3.68 CA$5.09

$4.98 CA$6.89

-26.10%

Local Cheese (1kg)

$13.57 CA$18.78

$9.57 CA$13.24

41.80%

Chicken Fillets (1kg)

$11.63 CA$16.09

$12.95 CA$17.92

-10.19%

Beef Round Steak (1kg)

$13.97 CA$19.33

$16.68 CA$23.09

-16.25%

Apples (1kg)

$3.68 CA$5.10

$3.61 CA$5.00

1.94%

Banana (1kg)

$1.56 CA$2.16

$1.37 CA$1.90

13.87%

Oranges (1kg)

$3.41 CA$4.72

$3.82 CA$5.29

-10.73%

Tomato (1kg)

$3.03 CA$4.19

$3.74 CA$5.17

-18.98%

Potato (1kg)

$1.98 CA$2.74

$2.59 CA$3.58

-23.55%

Onion (1kg)

$1.82 CA$2.52

$2.54 CA$3.51

-28.35%

Lettuce (1 head)

$2.56 CA$3.54

$2.48 CA$3.43

3.23%

Water (1.5 liter bottle)

$1.39 CA$1.92

$1.47 CA$2.03

-5.44%

Cigarettes 20 Pack (Marlboro, Camel)

$11.49 CA$15.90

$16.41 CA$22.71

-29.98%

Wine (Bottle)

$10.92 CA$15.11

$13.96 CA$19.31

-21.78%

Local Beer (0.5 liter bottle)

$2.26 CA$3.13

$2.86 CA$3.95

-20.98%

Imported Beer (0.33 liter bottle)

$3.01 CA$4.16

$3.50 CA$4.84

-14.00%

One-way Ticket (Public Transport)

$2.69 CA$3.72

$2.28 CA$3.15

17.98%

Public Transport Monthly Pass (Regular Price)

$75.3 CA$104

$73.0 CA$101

3.28%

Taxi Start (Normal Tariff)

$3.35 CA$4.63

$2.92 CA$4.05

14.73%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.08

$1.55 CA$2.15

-3.23%

Taxi 1hour Waiting (Normal Tariff)

$33.70 CA$46.63

$23.43 CA$32.41

43.83%

Gasoline (1 liter)

$1.29 CA$1.79

$1.23 CA$1.71

4.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$39.1K

$26.0K CA$36.0K

8.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$27.6K

$19.9K CA$27.5K

0.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.4 CA$111

$129 CA$178

-37.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.23 CA$47.37

$40.02 CA$55.4

-14.47%

Internet (50+ Mbps, Unlimited Data)

$41.39 CA$57.3

$52.2 CA$72.3

-20.74%

Gym Membership (Monthly)

$29.24 CA$40.46

$41.58 CA$57.5

-29.68%

Tennis Court (1 Hour on Weekend)

$19.89 CA$27.52

$16.60 CA$22.96

19.82%

Cinema Ticket

$11.71 CA$16.20

$12.56 CA$17.38

-6.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$564 CA$781

$689 CA$953

-18.11%

International Primary School, 1 Child (Yearly)

$16.8K CA$23.3K

$11.5K CA$15.9K

46.70%

Jeans (Levis 501 Or Similar)

$59.5 CA$82.3

$60.9 CA$84.2

-2.23%

Summer Dress (H&M, Zara, etc)

$42.13 CA$58.3

$38.00 CA$52.6

10.87%

Sport Shoes (Adidas, Nike)

$107 CA$148

$78.5 CA$109

36.48%

Men's Leather Business Shoes

$111 CA$153

$114 CA$158

-2.79%

1-bedroom Apartment, City Center (Monthly)

$1,284 CA$1,776

$1,121 CA$1,551

14.55%

1-bedroom Apartment, Outside City Center (Monthly)

$990 CA$1,370

$1,162 CA$1,608

-14.78%

3-bedroom Apartment, City Center (Monthly)

$2,260 CA$3,127

$1,827 CA$2,528

23.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 CA$2,307

$1,734 CA$2,399

-3.83%

Buy Apartment in City Center (m2)

$5,287 CA$7,316

$4,733 CA$6,549

11.71%

Buy Apartment Outside City Center (m2)

$3,813 CA$5,276

$3,968 CA$5,490

-3.90%

Average Monthly Net Salary (After Tax)

$3,019 CA$4,177

$2,706 CA$3,744

11.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.41

4.68

-5.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: August 31, 2026

Last update for Annapolis Valley, NS: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,284 in Montreal and $1,121 in Annapolis Valley, NS. Housing cost is often the main lever when comparing two cities.

Montreal pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $72.0 in Montreal vs $64.0 in Annapolis Valley, NS. Groceries flip the comparison at $356 vs $399, with Montreal cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Annapolis Valley, NS: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 15% lower than in Annapolis Valley, NS. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 12% higher in Montreal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,284 in Montreal versus $1,121 in Annapolis Valley, NS. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Montreal runs roughly 3% less than in Annapolis Valley, NS. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $564 in Montreal versus $689 in Annapolis Valley, NS. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,056 in Montreal versus $2,355 in Annapolis Valley, NS, a $2,000 budget is realistic in Montreal but tight or insufficient in Annapolis Valley, NS. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,056 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Montreal and Annapolis Valley, NS are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 15% less than in Annapolis Valley, NS. Beyond cost, consider language, visa policies, and how big the international community is in each city.