Cost of Living Comparison Between Montreal and Annapolis Valley, NS Cost of Living Comparison Between Montreal and Annapolis Valley, NS

Monthly Cost of Living

Monthly costs for one person with rent: $2,063 in Montreal versus $2,405 in Annapolis Valley, NS.

Estimated couple costs with rent: $3,159 in Montreal versus $3,503 in Annapolis Valley, NS.

Monthly costs for a family of three with rent: $4,255 in Montreal versus $4,601 in Annapolis Valley, NS.

Living in Montreal costs roughly 14% less than in Annapolis Valley, NS, driven mainly by Eating Out.

Both cities are pricier than the global median: Montreal 54% above, Annapolis Valley, NS 79% above.

Meal at Budget Restaurant

$15.92 CA$22.14

$22.50 CA$31.29

-29.24%

Three-Course Dinner for Two, Mid-Range

$73.1 CA$102

$65.8 CA$91.4

11.10%

Fast Food Meal (McDonalds, etc)

$11.15 CA$15.50

$11.39 CA$15.83

-2.11%

Cappuccino

$3.80 CA$5.29

$3.73 CA$5.18

1.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.03

$2.02 CA$2.81

7.92%

Water (0.33 liter bottle)

$1.46 CA$2.03

$1.65 CA$2.30

-11.52%

Local Beer (0.5 liter draught)

$6.12 CA$8.51

$5.39 CA$7.50

13.54%

Imported Beer (0.33 liter bottle)

$6.78 CA$9.42

$5.93 CA$8.25

14.33%

Milk (1 liter)

$2.33 CA$3.24

$4.10 CA$5.70

-43.17%

White Bread (500g)

$3.39 CA$4.72

$3.44 CA$4.79

-1.45%

Rice (white) (1kg)

$3.73 CA$5.19

$3.52 CA$4.90

5.97%

Eggs

$3.38 CA$4.70

$5.01 CA$6.97

-32.53%

Local Cheese (1kg)

$16.25 CA$22.60

$11.22 CA$15.60

44.83%

Chicken Fillets (1kg)

$11.54 CA$16.05

$11.81 CA$16.42

-2.29%

Beef Round Steak (1kg)

$15.24 CA$21.19

$14.97 CA$20.81

1.80%

Apples (1kg)

$3.74 CA$5.20

$3.95 CA$5.49

-5.32%

Banana (1kg)

$1.70 CA$2.37

$1.27 CA$1.77

33.86%

Oranges (1kg)

$4.11 CA$5.71

$3.73 CA$5.19

10.19%

Tomato (1kg)

$4.35 CA$6.05

$3.71 CA$5.16

17.25%

Potato (1kg)

$2.71 CA$3.76

$2.39 CA$3.32

13.39%

Onion (1kg)

$2.62 CA$3.64

$2.49 CA$3.46

5.22%

Lettuce (1 head)

$2.25 CA$3.13

$2.53 CA$3.52

-11.07%

Water (1.5 liter bottle)

$1.73 CA$2.40

$1.78 CA$2.48

-2.81%

Cigarettes 20 Pack (Marlboro, Camel)

$13.31 CA$18.51

$13.89 CA$19.32

-4.18%

Wine (Bottle)

$10.78 CA$15.00

$12.81 CA$17.82

-15.85%

Local Beer (0.5 liter bottle)

$3.01 CA$4.19

$2.82 CA$3.93

6.74%

Imported Beer (0.33 liter bottle)

$3.46 CA$4.82

$3.14 CA$4.36

10.19%

One-way Ticket (Public Transport)

$2.74 CA$3.81

$2.31 CA$3.21

18.61%

Public Transport Monthly Pass (Regular Price)

$72.7 CA$101

$63.1 CA$87.8

15.13%

Taxi Start (Normal Tariff)

$3.63 CA$5.05

$3.11 CA$4.33

16.72%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.03

$1.45 CA$2.01

0.69%

Taxi 1hour Waiting (Normal Tariff)

$33.44 CA$46.50

$25.72 CA$35.77

30.02%

Gasoline (1 liter)

$1.21 CA$1.69

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K CA$34.3K

$25.4K CA$35.3K

-2.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.2K

$20.4K CA$28.4K

6.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$106

$142 CA$198

-46.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.72 CA$49.68

$44.18 CA$61.4

-19.15%

Internet (50+ Mbps, Unlimited Data)

$42.86 CA$59.6

$74.5 CA$104

-42.49%

Gym Membership (Monthly)

$42.92 CA$59.7

$41.54 CA$57.8

3.32%

Tennis Court (1 Hour on Weekend)

$17.23 CA$23.97

Cinema Ticket

$11.09 CA$15.42

$11.19 CA$15.56

-0.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$620 CA$862

$745 CA$1,035

-16.79%

International Primary School, 1 Child (Yearly)

$5,834 CA$8,114

$11.8K CA$16.4K

-50.67%

Jeans (Levis 501 Or Similar)

$62.7 CA$87.1

$55.5 CA$77.1

13.00%

Summer Dress (H&M, Zara, etc)

$44.41 CA$61.8

$40.19 CA$55.9

10.50%

Sport Shoes (Adidas, Nike)

$101 CA$140

$85.8 CA$119

17.44%

Men's Leather Business Shoes

$119 CA$166

$106 CA$147

12.61%

1-bedroom Apartment, City Center (Monthly)

$1,211 CA$1,684

$1,316 CA$1,830

-7.97%

1-bedroom Apartment, Outside City Center (Monthly)

$960 CA$1,334

$1,155 CA$1,606

-16.91%

3-bedroom Apartment, City Center (Monthly)

$2,035 CA$2,831

$2,041 CA$2,839

-0.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,589 CA$2,210

$1,822 CA$2,533

-12.76%

Buy Apartment in City Center (m2)

$5,181 CA$7,205

$3,948 CA$5,491

31.22%

Buy Apartment Outside City Center (m2)

$3,934 CA$5,470

$3,872 CA$5,385

1.59%

Average Monthly Net Salary (After Tax)

$2,960 CA$4,116

$2,676 CA$3,722

10.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.46

-22.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: May 31, 2026

Last update for Annapolis Valley, NS: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,211 in Montreal and $1,316 in Annapolis Valley, NS. Housing cost is often the main lever when comparing two cities.

Montreal pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $73.0 in Montreal vs $66.0 in Annapolis Valley, NS. Groceries flip the comparison at $392 vs $398, with Montreal cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Annapolis Valley, NS: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 17% lower than in Annapolis Valley, NS. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Montreal pays 11% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,211 in Montreal versus $1,316 in Annapolis Valley, NS. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Montreal runs roughly 15% less than in Annapolis Valley, NS. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $620 in Montreal versus $745 in Annapolis Valley, NS. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,063 in Montreal versus $2,405 in Annapolis Valley, NS, a $2,000 budget is realistic in Montreal but tight or insufficient in Annapolis Valley, NS. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,063 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Montreal and Annapolis Valley, NS are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 17% less than in Annapolis Valley, NS. Beyond cost, consider language, visa policies, and how big the international community is in each city.