Cost of Living Comparison Between Montreal and Annapolis Valley, NS Cost of Living Comparison Between Montreal and Annapolis Valley, NS

Monthly Cost of Living

Monthly costs for one person with rent: $2,085 in Montreal versus $2,387 in Annapolis Valley, NS.

Estimated couple costs with rent: $3,174 in Montreal versus $3,459 in Annapolis Valley, NS.

Monthly costs for a family of three with rent: $4,262 in Montreal versus $4,530 in Annapolis Valley, NS.

Living in Montreal costs roughly 13% less than in Annapolis Valley, NS, driven mainly by Eating Out.

Both cities are pricier than the global median: Montreal 56% above, Annapolis Valley, NS 79% above.

Meal at Budget Restaurant

$16.52 CA$23.24

$22.17 CA$31.20

-25.48%

Three-Course Dinner for Two, Mid-Range

$74.0 CA$104

$65.1 CA$91.6

13.69%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.40

$11.38 CA$16.01

-3.87%

Cappuccino

$3.84 CA$5.41

$3.72 CA$5.23

3.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$3.01

$1.98 CA$2.79

8.08%

Water (0.33 liter bottle)

$1.45 CA$2.04

$1.65 CA$2.33

-12.12%

Local Beer (0.5 liter draught)

$6.13 CA$8.63

$5.63 CA$7.92

8.88%

Imported Beer (0.33 liter bottle)

$6.73 CA$9.47

$5.90 CA$8.30

14.07%

Milk (1 liter)

$2.35 CA$3.31

$4.07 CA$5.73

-42.26%

White Bread (500g)

$3.34 CA$4.69

$3.51 CA$4.94

-4.84%

Rice (white) (1kg)

$3.74 CA$5.27

$3.65 CA$5.14

2.47%

Eggs

$3.39 CA$4.77

$5.01 CA$7.05

-32.34%

Local Cheese (1kg)

$16.30 CA$22.93

$11.38 CA$16.01

43.23%

Chicken Fillets (1kg)

$11.81 CA$16.62

$11.59 CA$16.31

1.90%

Beef Round Steak (1kg)

$15.64 CA$22.01

$14.79 CA$20.82

5.75%

Apples (1kg)

$3.69 CA$5.20

$4.02 CA$5.66

-8.21%

Banana (1kg)

$1.70 CA$2.39

$1.21 CA$1.71

40.50%

Oranges (1kg)

$4.11 CA$5.79

$3.70 CA$5.20

11.08%

Tomato (1kg)

$4.41 CA$6.20

$3.79 CA$5.34

16.36%

Potato (1kg)

$2.79 CA$3.93

$2.48 CA$3.50

12.50%

Onion (1kg)

$2.64 CA$3.72

$2.58 CA$3.64

2.33%

Lettuce (1 head)

$2.29 CA$3.22

$2.61 CA$3.67

-12.26%

Water (1.5 liter bottle)

$1.78 CA$2.51

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 CA$18.53

$14.08 CA$19.81

-6.46%

Wine (Bottle)

$10.64 CA$14.97

$12.15 CA$17.09

-12.43%

Local Beer (0.5 liter bottle)

$2.99 CA$4.20

$2.93 CA$4.12

2.05%

Imported Beer (0.33 liter bottle)

$3.44 CA$4.83

$3.11 CA$4.38

10.61%

One-way Ticket (Public Transport)

$2.81 CA$3.95

$2.32 CA$3.26

21.12%

Public Transport Monthly Pass (Regular Price)

$72.8 CA$102

$63.3 CA$89.1

15.02%

Taxi Start (Normal Tariff)

$3.52 CA$4.95

$3.08 CA$4.34

14.29%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.05

$1.49 CA$2.10

-2.68%

Taxi 1hour Waiting (Normal Tariff)

$34.29 CA$48.26

$25.96 CA$36.52

32.09%

Gasoline (1 liter)

$1.22 CA$1.72

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.5K

$25.3K CA$35.6K

-0.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K CA$31.1K

$20.8K CA$29.3K

6.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.5 CA$108

$144 CA$203

-46.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.60 CA$50.1

$44.03 CA$62.0

-19.15%

Internet (50+ Mbps, Unlimited Data)

$42.96 CA$60.5

$73.3 CA$103

-41.41%

Gym Membership (Monthly)

$43.39 CA$61.1

$42.33 CA$59.6

2.50%

Tennis Court (1 Hour on Weekend)

$16.83 CA$23.68

Cinema Ticket

$11.09 CA$15.60

$11.33 CA$15.95

-2.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 CA$879

$733 CA$1,031

-14.75%

International Primary School, 1 Child (Yearly)

$5,896 CA$8,296

$11.7K CA$16.5K

-49.75%

Jeans (Levis 501 Or Similar)

$63.1 CA$88.8

$54.5 CA$76.7

15.76%

Summer Dress (H&M, Zara, etc)

$44.50 CA$62.6

$40.33 CA$56.8

10.34%

Sport Shoes (Adidas, Nike)

$103 CA$145

$86.7 CA$122

18.54%

Men's Leather Business Shoes

$118 CA$166

$105 CA$148

12.63%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,699

$1,314 CA$1,849

-8.11%

1-bedroom Apartment, Outside City Center (Monthly)

$965 CA$1,358

$1,183 CA$1,664

-18.40%

3-bedroom Apartment, City Center (Monthly)

$2,031 CA$2,858

$1,979 CA$2,785

2.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,577 CA$2,219

$1,785 CA$2,512

-11.66%

Buy Apartment in City Center (m2)

$5,085 CA$7,155

$3,988 CA$5,612

27.49%

Buy Apartment Outside City Center (m2)

$3,783 CA$5,324

$3,326 CA$4,680

13.74%

Average Monthly Net Salary (After Tax)

$2,890 CA$4,066

$2,646 CA$3,723

9.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.46

-22.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: July 11, 2026

Last update for Annapolis Valley, NS: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Montreal and $1,314 in Annapolis Valley, NS. Housing cost is often the main lever when comparing two cities.

Montreal pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Montreal vs $65.0 in Annapolis Valley, NS. Groceries flip the comparison at $395 vs $398, with Montreal cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Annapolis Valley, NS: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 14% lower than in Annapolis Valley, NS. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 9% higher in Montreal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,207 in Montreal versus $1,314 in Annapolis Valley, NS. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Montreal runs roughly 15% less than in Annapolis Valley, NS. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $625 in Montreal versus $733 in Annapolis Valley, NS. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,085 in Montreal versus $2,387 in Annapolis Valley, NS, a $2,000 budget is realistic in Montreal but tight or insufficient in Annapolis Valley, NS. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,085 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Montreal and Annapolis Valley, NS are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 14% less than in Annapolis Valley, NS. Beyond cost, consider language, visa policies, and how big the international community is in each city.