Last update: Oct 2026

Cost of Living Comparison Between Montreal and Annapolis Valley, NS

For one person, living is cheaper in Montreal: $2,064 a month against $2,303 in Annapolis Valley, NS, rent and utilities included – about $2,900 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
Learn more

Montreal Living Index
111

Cost of Living Index in Annapolis Valley, NS
Learn more

Annapolis Valley, NS Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Annapolis Valley, NS

🇨🇦 Canada

$2,303

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Annapolis Valley, NS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Annapolis Valley, NS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,064 in Montreal versus $2,303 in Annapolis Valley, NS.

Montreal $2,064
Annapolis Valley, NS $2,303

Estimated couple costs with rent: $3,156 in Montreal versus $3,311 in Annapolis Valley, NS.

Montreal $3,156
Annapolis Valley, NS $3,311

Monthly costs for a family of three with rent: $4,247 in Montreal versus $4,318 in Annapolis Valley, NS.

Montreal $4,247
Annapolis Valley, NS $4,318

Living in Montreal costs roughly 10% less than in Annapolis Valley, NS, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Montreal 52% above, Annapolis Valley, NS 69% above.

Meal at Budget Restaurant

$18.98 CA$26.67

$20.32 CA$28.55

-6.59%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$103

$62.3 CA$87.6

17.09%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.29

$10.93 CA$15.35

-0.46%

Cappuccino

$3.81 CA$5.36

$4.05 CA$5.69

-5.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.73

$2.32 CA$3.25

-16.38%

Water (0.33 liter bottle)

$1.58 CA$2.22

$1.63 CA$2.29

-3.07%

Local Beer (0.5 liter draught)

$6.37 CA$8.95

$5.19 CA$7.29

22.74%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.21

$5.33 CA$7.50

36.21%

Milk (1 liter)

$2.23 CA$3.13

$4.45 CA$6.25

-49.89%

White Bread (500g)

$3.17 CA$4.46

$2.61 CA$3.67

21.46%

Rice (white) (1kg)

$3.31 CA$4.65

$3.19 CA$4.48

3.76%

Eggs

$3.63 CA$5.10

$4.85 CA$6.81

-25.15%

Local Cheese (1kg)

$13.16 CA$18.49

$10.75 CA$15.10

22.42%

Chicken Fillets (1kg)

$11.56 CA$16.24

$11.37 CA$15.97

1.67%

Beef Round Steak (1kg)

$13.71 CA$19.27

$13.21 CA$18.57

3.79%

Apples (1kg)

$3.29 CA$4.62

$4.06 CA$5.71

-18.97%

Banana (1kg)

$1.46 CA$2.05

$1.30 CA$1.82

12.31%

Oranges (1kg)

$3.37 CA$4.73

$3.14 CA$4.41

7.32%

Tomato (1kg)

$3.15 CA$4.42

$3.29 CA$4.62

-4.26%

Potato (1kg)

$1.89 CA$2.65

$2.54 CA$3.57

-25.59%

Onion (1kg)

$1.79 CA$2.52

$2.43 CA$3.41

-26.34%

Lettuce (1 head)

$2.47 CA$3.47

$2.41 CA$3.39

2.49%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.72 CA$2.42

-8.14%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.85

$13.53 CA$19.02

-16.63%

Wine (Bottle)

$10.49 CA$14.74

$13.51 CA$18.98

-22.35%

Local Beer (0.5 liter bottle)

$2.34 CA$3.28

$2.46 CA$3.46

-4.88%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.09

$3.04 CA$4.27

-4.28%

One-way Ticket (Public Transport)

$2.61 CA$3.67

$2.56 CA$3.59

1.95%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

$71.8 CA$101

10.25%

Taxi Start (Normal Tariff)

$3.26 CA$4.58

$2.60 CA$3.65

25.38%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

$1.47 CA$2.06

-2.04%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.97

$24.72 CA$34.73

35.23%

Gasoline (1 liter)

$1.33 CA$1.87

$1.16 CA$1.63

14.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.2K

$28.8K CA$40.5K

-0.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$18.7K CA$26.2K

13.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$120 CA$169

-33.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$48.19

$38.24 CA$53.7

-10.30%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$60.2

$50.2 CA$70.6

-14.71%

Gym Membership (Monthly)

$31.14 CA$43.76

$37.96 CA$53.3

-17.97%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.27

$20.76 CA$29.17

-6.50%

Cinema Ticket

$11.23 CA$15.78

$10.86 CA$15.26

3.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$738

$648 CA$911

-18.99%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.9K

$14.0K CA$19.7K

16.49%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.5

$48.76 CA$68.5

18.95%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.5

$34.45 CA$48.40

10.62%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$95.1 CA$134

-1.77%

Men's Leather Business Shoes

$110 CA$155

$114 CA$160

-3.39%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,806

$1,187 CA$1,667

8.30%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,372

$1,138 CA$1,599

-14.19%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,190

$2,075 CA$2,915

9.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,339

$1,666 CA$2,341

-0.08%

Buy Apartment in City Center (m2)

$5,139 CA$7,221

$4,393 CA$6,172

16.99%

Buy Apartment Outside City Center (m2)

$3,834 CA$5,387

$3,634 CA$5,105

5.52%

Average Monthly Net Salary (After Tax)

$3,002 CA$4,218

$2,675 CA$3,759

12.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.68

-4.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Annapolis Valley, NS: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Annapolis Valley, NS

$1.1K 49.4% 16.5% $162

Groceries & Markets

Montreal

$351 17%

Annapolis Valley, NS

$377 16.4% 7.3% $26

Eating Out

Montreal

$291 14.1%

Annapolis Valley, NS

$296 12.9% 1.9% $5.5

Monthly Utilities & Internet

Montreal

$157 7.6%

Annapolis Valley, NS

$209 9.1% 32.8% $51

Clothing & Footwear

Montreal

$135 6.5%

Annapolis Valley, NS

$132 5.7% 2.4% $3.3

Getting Around

Montreal

$100 4.9%

Annapolis Valley, NS

$92 4% 8.1% $8.1

Sport & Entertainment

Montreal

$54 2.6%

Annapolis Valley, NS

$60 2.6% 11.3% $6.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,285 in Montreal and $1,187 in Annapolis Valley, NS. Housing cost is often the main lever when comparing two cities.

Montreal pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $73 in Montreal vs $62 in Annapolis Valley, NS. Groceries flip the comparison at $351 vs $377, with Montreal cheaper for home cooking.

Good to know

🇨🇦 Montreal

🇨🇦 Annapolis Valley, NS

🕒 Local time

10:13 10:13 AM

11:13 11:13 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

3,466

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Montreal Annapolis Valley, NS 680 km ≈ 1 h 15 min nonstop flight

From you

Montreal
Annapolis Valley, NS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Annapolis Valley, NS: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 10% lower than in Annapolis Valley, NS. Housing and daily spending are where you’ll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 12% higher in Montreal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,285 in Montreal versus $1,187 in Annapolis Valley, NS. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Annapolis Valley, NS runs roughly 9% less than in Montreal. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $525 in Montreal versus $648 in Annapolis Valley, NS. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Montreal is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.