Last update: Nov 2026

Cost of Living Comparison Between Annapolis, MD and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $3,743 in Annapolis, MD, rent and utilities included – about $25,200 less a year. Rent and utilities account for most of the difference.

177

Cost of Living Index in Annapolis, MD
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Annapolis, MD Living Index
78

Cost of Living Index in Monterrey
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Monterrey Living Index

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Annapolis, MD

🇺🇸 United States

$3,743

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Annapolis, MD and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Annapolis, MD and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,743 in Annapolis, MD versus $1,641 in Monterrey.

Annapolis, MD $3,743
Monterrey $1,641

Estimated couple costs with rent: $5,195 in Annapolis, MD versus $2,573 in Monterrey.

Annapolis, MD $5,195
Monterrey $2,573

Monthly costs for a family of three with rent: $6,646 in Annapolis, MD versus $3,504 in Monterrey.

Annapolis, MD $6,646
Monterrey $3,504

Living in Annapolis, MD is roughly 128% more expensive than in Monterrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Annapolis, MD 177% above, Monterrey 21% above.

Meal at Budget Restaurant

$30.52 $30.52

$13.37 MX$251

128.27%

Three-Course Dinner for Two, Mid-Range

$81.5 $81.5

$47.95 MX$900

70.01%

Fast Food Meal (McDonalds, etc)

$10.05 $10.05

$10.79 MX$203

-6.86%

Cappuccino

$5.52 $5.52

$3.77 MX$70.7

46.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$1.51 MX$28.37

74.83%

Water (0.33 liter bottle)

$2.01 $2.01

$1.03 MX$19.33

95.15%

Local Beer (0.5 liter draught)

$7.17 $7.17

$2.48 MX$46.60

189.11%

Imported Beer (0.33 liter bottle)

$8.63 $8.63

$4.36 MX$81.8

97.94%

Milk (1 liter)

$1.07 $1.07

$1.89 MX$35.58

-43.39%

White Bread (500g)

$2.99 $2.99

$2.85 MX$53.5

4.91%

Rice (white) (1kg)

$5.67 $5.67

$1.86 MX$34.86

204.84%

Eggs

$6.57 $6.57

$2.47 MX$46.31

165.99%

Local Cheese (1kg)

$9.77 $9.77

$11.81 MX$222

-17.27%

Chicken Fillets (1kg)

$7.86 $7.86

$8.97 MX$168

-12.37%

Beef Round Steak (1kg)

$15.15 $15.15

$12.57 MX$236

20.53%

Apples (1kg)

$5.78 $5.78

$3.20 MX$60.0

80.63%

Banana (1kg)

$2.02 $2.02

$1.50 MX$28.23

34.67%

Oranges (1kg)

$4.78 $4.78

$2.12 MX$39.90

125.47%

Tomato (1kg)

$7.18 $7.18

$2.33 MX$43.82

208.15%

Potato (1kg)

$4.37 $4.37

$2.22 MX$41.75

96.85%

Onion (1kg)

$4.87 $4.87

$2.58 MX$48.54

88.76%

Lettuce (1 head)

$2.68 $2.68

$1.45 MX$27.15

84.83%

Water (1.5 liter bottle)

$1.64 $1.64

$1.22 MX$22.94

34.43%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$4.80 MX$90.1

105.21%

Wine (Bottle)

$14.59 $14.59

$13.30 MX$250

9.70%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$1.93 MX$36.28

-12.44%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$2.86 MX$53.6

28.67%

One-way Ticket (Public Transport)

$2.92 $2.92

$0.80 MX$15.00

265.00%

Public Transport Monthly Pass (Regular Price)

$102 $102

$30.94 MX$581

228.12%

Taxi Start (Normal Tariff)

$2.96 $2.96

$1.83 MX$34.42

61.75%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.06 MX$19.86

43.40%

Taxi 1hour Waiting (Normal Tariff)

$25.34 $25.34

$10.82 MX$203

134.20%

Gasoline (1 liter)

$1.04 $1.04

$1.47 MX$27.65

-29.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K $30.4K

$24.1K MX$452.3K

26.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$23.5K MX$442.0K

11.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 $157

$115 MX$2,152

36.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.0 $53.0

$26.37 MX$495

101.10%

Internet (50+ Mbps, Unlimited Data)

$96.8 $96.8

$25.70 MX$483

276.54%

Gym Membership (Monthly)

$88.2 $88.2

$30.53 MX$573

188.83%

Tennis Court (1 Hour on Weekend)

$21.27 MX$400

Cinema Ticket

$11.92 $11.92

$4.96 MX$93.1

140.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,690 $1,690

$679 MX$12.7K

148.98%

International Primary School, 1 Child (Yearly)

$25.4K $25.4K

$14.2K MX$266.4K

78.84%

Jeans (Levis 501 Or Similar)

$43.42 $43.42

$72.2 MX$1,356

-39.86%

Summer Dress (H&M, Zara, etc)

$25.07 $25.07

$41.94 MX$788

-40.22%

Sport Shoes (Adidas, Nike)

$93.1 $93.1

$107 MX$2,019

-13.42%

Men's Leather Business Shoes

$121 $121

$119 MX$2,228

1.74%

1-bedroom Apartment, City Center (Monthly)

$1,669 $1,669

$1,018 MX$19.1K

64.07%

1-bedroom Apartment, Outside City Center (Monthly)

$2,264 $2,264

$722 MX$13.6K

213.71%

3-bedroom Apartment, City Center (Monthly)

$3,232 $3,232

$1,966 MX$36.9K

64.37%

3-bedroom Apartment, Outside City Center (Monthly)

$3,342 $3,342

$1,416 MX$26.6K

136.11%

Buy Apartment in City Center (m2)

$4,811 $4,811

$4,203 MX$78.9K

14.47%

Buy Apartment Outside City Center (m2)

$3,320 $3,320

$2,782 MX$52.2K

19.35%

Average Monthly Net Salary (After Tax)

$5,045 $5,045

$1,096 MX$20.6K

360.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

11.79

-48.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annapolis, MD: November 2, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Annapolis, MD

$2.3K 60.5%

Monterrey

$722 44% 68.1% $1.5K

Eating Out

Annapolis, MD

$412 11%

Monterrey

$216 13.2% 47.7% $196

Groceries & Markets

Annapolis, MD

$398 10.6%

Monterrey

$302 18.4% 24.1% $96

Monthly Utilities & Internet

Annapolis, MD

$307 8.2%

Monterrey

$167 10.2% 45.7% $140

Clothing & Footwear

Annapolis, MD

$127 3.4%

Monterrey

$153 9.3% 20.5% $26

Getting Around

Annapolis, MD

$124 3.3%

Monterrey

$41 2.5% 66.7% $83

Sport & Entertainment

Annapolis, MD

$112 3%

Monterrey

$40 2.5% 63.9% $72

Cost Breakdown

A one-bedroom apartment in the center runs $1,669 in Annapolis, MD and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Annapolis, MD pays about 4.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $82 in Annapolis, MD vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $398 vs $302 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Annapolis, MD

🇲🇽 Monterrey

🕒 Local time

07:51 7:51 AM

06:51 6:51 AM

1 h behind Annapolis, MD

🌤 Weather

👥 Population

36,408

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.32 USD

100 MXN = 4.74 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.78 MXN (100 MXN = 5.32 USD). 1 EUR = 21.09 MXN (100 MXN = 4.74 EUR).

MXN to USD in detail →

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Between locations

Annapolis, MD Monterrey 2,670 km ≈ 3 h 45 min nonstop flight

From you

Annapolis, MD
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annapolis, MD vs Monterrey: Cost of Living - Frequently Asked Questions

Monterrey wins on cost – living expenses run 56% lower than in Annapolis, MD. Housing and daily spending are where you’ll feel the difference most, making Monterrey the obvious pick if budget is a priority.

Average pay in Annapolis, MD is about 4.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,669 in Annapolis, MD versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,743 per month in Annapolis, MD versus $1,641 in Monterrey – Monterrey is about 56% cheaper, which adds up to real savings over time.

A monthly transit pass in Monterrey runs roughly 70% less than in Annapolis, MD. The price difference matters if you commute daily and watch your budget.

At $1,641 in Monterrey versus $3,743 in Annapolis, MD, a $3,000 budget is realistic in Monterrey but tight or insufficient in Annapolis, MD. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 56% less than in Annapolis, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.