Last update: Oct 2026

Cost of Living Comparison Between Annapolis, MD and Seattle, WA

For one person, living is cheaper in Annapolis, MD: $3,458 a month against $3,800 in Seattle, WA, rent and utilities included – about $4,100 less a year. Other living expenses account for most of the difference.

169

Cost of Living Index in Annapolis, MD
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Annapolis, MD Living Index
185

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Annapolis, MD

🇺🇸 United States

$3,458

/mo nomad

Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Monthly Cost of Living

How much you'll spend in Annapolis, MD and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Annapolis, MD and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,458 in Annapolis, MD versus $3,800 in Seattle, WA.

Annapolis, MD $3,458
Seattle, WA $3,800

Estimated couple costs with rent: $4,748 in Annapolis, MD versus $5,702 in Seattle, WA.

Annapolis, MD $4,748
Seattle, WA $5,702

Monthly costs for a family of three with rent: $6,038 in Annapolis, MD versus $7,603 in Seattle, WA.

Annapolis, MD $6,038
Seattle, WA $7,603

Living in Annapolis, MD costs roughly 9% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Annapolis, MD 156% above, Seattle, WA 182% above.

Meal at Budget Restaurant

$30.17 $30.17

$25.32 $25.32

19.15%

Three-Course Dinner for Two, Mid-Range

$80.1 $80.1

$101 $101

-21.07%

Fast Food Meal (McDonalds, etc)

$10.12 $10.12

$14.85 $14.85

-31.85%

Cappuccino

$5.62 $5.62

$6.59 $6.59

-14.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$3.22 $3.22

-20.81%

Water (0.33 liter bottle)

$1.92 $1.92

$3.14 $3.14

-38.85%

Local Beer (0.5 liter draught)

$6.98 $6.98

$8.18 $8.18

-14.67%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$8.03 $8.03

9.34%

Milk (1 liter)

$1.13 $1.13

$1.21 $1.21

-6.61%

White Bread (500g)

$2.99 $2.99

$5.12 $5.12

-41.60%

Rice (white) (1kg)

$5.47 $5.47

$6.30 $6.30

-13.17%

Eggs

$6.38 $6.38

$4.90 $4.90

30.20%

Local Cheese (1kg)

$9.63 $9.63

$19.10 $19.10

-49.58%

Chicken Fillets (1kg)

$7.78 $7.78

$18.50 $18.50

-57.95%

Beef Round Steak (1kg)

$15.10 $15.10

$23.03 $23.03

-34.43%

Apples (1kg)

$5.86 $5.86

$5.81 $5.81

0.86%

Banana (1kg)

$1.95 $1.95

Oranges (1kg)

$4.59 $4.59

$5.29 $5.29

-13.23%

Tomato (1kg)

$7.24 $7.24

$6.48 $6.48

11.73%

Potato (1kg)

$4.27 $4.27

$3.57 $3.57

19.61%

Onion (1kg)

$4.81 $4.81

$3.15 $3.15

52.70%

Lettuce (1 head)

$2.62 $2.62

$2.85 $2.85

-8.07%

Water (1.5 liter bottle)

$1.63 $1.63

$2.42 $2.42

-32.64%

Cigarettes 20 Pack (Marlboro, Camel)

$9.36 $9.36

$12.75 $12.75

-26.59%

Wine (Bottle)

$14.68 $14.68

$14.99 $14.99

-2.07%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$4.17 $4.17

-57.79%

Imported Beer (0.33 liter bottle)

$3.84 $3.84

$5.99 $5.99

-35.89%

One-way Ticket (Public Transport)

$4.08 $4.08

$3.04 $3.04

34.21%

Public Transport Monthly Pass (Regular Price)

$138 $138

$110 $110

25.79%

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.55 $2.55

19.22%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.64 $1.64

-3.66%

Taxi 1hour Waiting (Normal Tariff)

$29.54 $29.54

$29.58 $29.58

-0.14%

Gasoline (1 liter)

$0.93 $0.93

$1.42 $1.42

-34.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$35.7K $35.7K

-13.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$25.6K $25.6K

-2.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 $162

$299 $299

-45.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$70.8 $70.8

-23.93%

Internet (50+ Mbps, Unlimited Data)

$96.1 $96.1

$88.3 $88.3

8.81%

Gym Membership (Monthly)

$66.1 $66.1

$79.5 $79.5

-16.90%

Tennis Court (1 Hour on Weekend)

$35.37 $35.37

Cinema Ticket

$12.05 $12.05

$17.12 $17.12

-29.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,661 $1,661

$3,013 $3,013

-44.89%

International Primary School, 1 Child (Yearly)

$19.7K $19.7K

$31.6K $31.6K

-37.75%

Jeans (Levis 501 Or Similar)

$42.76 $42.76

$77.2 $77.2

-44.64%

Summer Dress (H&M, Zara, etc)

$24.53 $24.53

$55.1 $55.1

-55.49%

Sport Shoes (Adidas, Nike)

$91.5 $91.5

$126 $126

-27.14%

Men's Leather Business Shoes

$121 $121

$163 $163

-25.44%

1-bedroom Apartment, City Center (Monthly)

$2,092 $2,092

$2,464 $2,464

-15.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,959 $1,959

$1,956 $1,956

0.16%

3-bedroom Apartment, City Center (Monthly)

$3,211 $3,211

$4,711 $4,711

-31.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,707 $2,707

$3,550 $3,550

-23.75%

Buy Apartment in City Center (m2)

$7,346 $7,346

Buy Apartment Outside City Center (m2)

$5,048 $5,048

Average Monthly Net Salary (After Tax)

$5,555 $5,555

$6,286 $6,286

-11.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

6.85

-11.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annapolis, MD: October 11, 2026

Last update for Seattle, WA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Annapolis, MD

$2K 56.7%

Seattle, WA

$2K 51.5% 0.2% $3.2

Eating Out

Annapolis, MD

$410 11.8%

Seattle, WA

$409 10.8% 0.2% $0.9

Groceries & Markets

Annapolis, MD

$396 11.4%

Seattle, WA

$542 14.3% 36.9% $146

Monthly Utilities & Internet

Annapolis, MD

$312 9%

Seattle, WA

$458 12.1% 47% $146

Getting Around

Annapolis, MD

$166 4.8%

Seattle, WA

$133 3.5% 19.7% $33

Clothing & Footwear

Annapolis, MD

$126 3.6%

Seattle, WA

$189 5% 50.2% $63

Sport & Entertainment

Annapolis, MD

$90 2.6%

Seattle, WA

$114 3% 26.2% $24

Cost Breakdown

A one-bedroom apartment in the center runs $2,092 in Annapolis, MD and $2,464 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Annapolis, MD vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $396 vs $542 per month, with Annapolis, MD cheaper across the board.

Good to know

🇺🇸 Annapolis, MD

🇺🇸 Seattle, WA

🕒 Local time

22:04 10:04 PM

19:04 7:04 PM

3 h behind Annapolis, MD

🌤 Weather

👥 Population

36,408

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Annapolis, MD Seattle, WA 3,770 km ≈ 5 h nonstop flight

From you

Annapolis, MD
Seattle, WA

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annapolis, MD vs Seattle, WA: Cost of Living - Frequently Asked Questions

Annapolis, MD wins on cost – living expenses run 10% lower than in Seattle, WA. Housing and daily spending are where you'll feel the difference most, making Annapolis, MD the obvious pick if budget is a priority.

On paper, salaries run 13% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,092 in Annapolis, MD versus $2,464 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,458 per month in Annapolis, MD versus $3,800 in Seattle, WA – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Annapolis, MD runs roughly 26% less than in Seattle, WA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Annapolis, MD is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Annapolis, MD delivers better value – similar infrastructure at $3,458 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Annapolis, MD hard to pass up.

Expats usually find Annapolis, MD gentler on the wallet – expenses run 10% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.