Cost of Living Comparison Between Annapolis, MD and Gjovik Cost of Living Comparison Between Annapolis, MD and Gjovik

Monthly Cost of Living

Monthly costs for one person with rent: $3,470 in Annapolis, MD versus $2,371 in Gjovik.

Estimated couple costs with rent: $4,788 in Annapolis, MD versus $3,635 in Gjovik.

Monthly costs for a family of three with rent: $6,105 in Annapolis, MD versus $4,899 in Gjovik.

Living in Annapolis, MD is roughly 46% more expensive than in Gjovik, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Annapolis, MD 160% above, Gjovik 77% above.

Meal at Budget Restaurant

$29.43 $29.43

$25.52 NOK 246

15.32%

Three-Course Dinner for Two, Mid-Range

$80.8 $80.8

$122 NOK 1,179

-34.03%

Fast Food Meal (McDonalds, etc)

$9.95 $9.95

$14.93 NOK 144

-33.36%

Cappuccino

$5.52 $5.52

$4.09 NOK 39.42

34.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$4.01 NOK 38.64

-32.92%

Water (0.33 liter bottle)

$1.77 $1.77

$3.11 NOK 29.98

-43.09%

Local Beer (0.5 liter draught)

$6.47 $6.47

$10.16 NOK 97.9

-36.32%

Imported Beer (0.33 liter bottle)

$8.58 $8.58

$8.17 NOK 78.7

5.02%

Milk (1 liter)

$1.09 $1.09

$2.29 NOK 22.02

-52.40%

White Bread (500g)

$3.29 $3.29

$3.96 NOK 38.12

-16.92%

Rice (white) (1kg)

$5.42 $5.42

$3.65 NOK 35.15

48.49%

Eggs

$4.34 $4.34

$5.08 NOK 48.89

-14.57%

Local Cheese (1kg)

$10.61 $10.61

$13.40 NOK 129

-20.82%

Chicken Fillets (1kg)

$10.33 $10.33

$16.45 NOK 158

-37.20%

Beef Round Steak (1kg)

$15.28 $15.28

$30.90 NOK 298

-50.55%

Apples (1kg)

$6.21 $6.21

$3.56 NOK 34.30

74.44%

Banana (1kg)

$2.16 $2.16

$2.57 NOK 24.75

-15.95%

Oranges (1kg)

$7.15 $7.15

$3.29 NOK 31.69

117.33%

Tomato (1kg)

$7.33 $7.33

$4.87 NOK 46.92

50.51%

Potato (1kg)

$4.68 $4.68

$2.55 NOK 24.55

83.53%

Onion (1kg)

$4.42 $4.42

$2.66 NOK 25.61

66.17%

Lettuce (1 head)

$2.36 $2.36

$2.84 NOK 27.32

-16.90%

Water (1.5 liter bottle)

$2.14 $2.14

$2.33 NOK 22.48

-8.15%

Cigarettes 20 Pack (Marlboro, Camel)

$9.83 $9.83

$17.34 NOK 167

-43.31%

Wine (Bottle)

$15.25 $15.25

$17.97 NOK 173

-15.14%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$3.51 NOK 33.82

-52.14%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$4.21 NOK 40.57

-12.59%

One-way Ticket (Public Transport)

$4.02 $4.02

$2.62 NOK 25.23

53.44%

Public Transport Monthly Pass (Regular Price)

$138 $138

$61.3 NOK 590

124.61%

Taxi Start (Normal Tariff)

$3.32 $3.32

$9.95 NOK 95.9

-66.63%

Taxi (Normal Tariff) (1km)

$1.56 $1.56

$1.38 NOK 13.28

13.04%

Taxi 1hour Waiting (Normal Tariff)

$29.76 $29.76

$41.55 NOK 400

-28.38%

Gasoline (1 liter)

$0.88 $0.88

$2.17 NOK 20.95

-59.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K $26.7K

$35.8K NOK 344.9K

-25.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$43.3K NOK 416.8K

-44.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$295 NOK 2,837

-31.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$31.13 NOK 300

71.35%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$56.0 NOK 539

20.85%

Gym Membership (Monthly)

$54.5 $54.5

$35.07 NOK 338

55.32%

Tennis Court (1 Hour on Weekend)

$35.24 NOK 339

Cinema Ticket

$13.58 $13.58

$18.37 NOK 177

-26.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,647 $1,647

$265 NOK 2,556

520.68%

International Primary School, 1 Child (Yearly)

$19.6K $19.6K

$14.7K NOK 142.1K

32.57%

Jeans (Levis 501 Or Similar)

$47.58 $47.58

$103 NOK 988

-53.60%

Summer Dress (H&M, Zara, etc)

$19.81 $19.81

$66.5 NOK 640

-70.19%

Sport Shoes (Adidas, Nike)

$92.1 $92.1

$123 NOK 1,184

-25.09%

Men's Leather Business Shoes

$120 $120

$162 NOK 1,560

-25.68%

1-bedroom Apartment, City Center (Monthly)

$2,771 $2,771

$1,616 NOK 15.6K

71.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,864 $1,864

$707 NOK 6,809

163.72%

3-bedroom Apartment, City Center (Monthly)

$3,874 $3,874

$1,822 NOK 17.6K

112.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,745 $2,745

$1,203 NOK 11.6K

128.21%

Average Monthly Net Salary (After Tax)

$5,458 $5,458

$3,686 NOK 35.5K

48.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.18

5.08

21.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annapolis, MD: July 14, 2026

Last update for Gjovik: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,771 in Annapolis, MD and $1,616 in Gjovik. Housing cost is often the main lever when comparing two cities.

Annapolis, MD pays 48% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Annapolis, MD vs $122 in Gjovik for a mid-range dinner for two. Groceries echo the gap at $426 vs $497 per month, with Annapolis, MD cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annapolis, MD vs Gjovik: Cost of Living - Frequently Asked Questions

Gjovik wins on cost – living expenses run 46% lower than in Annapolis, MD. Housing and daily spending are where you'll feel the difference most, making Gjovik the obvious pick if budget is a priority.

Average pay runs 48% higher in Annapolis, MD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,771 in Annapolis, MD versus $1,616 in Gjovik. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,470 per month in Annapolis, MD versus $2,371 in Gjovik – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gjovik runs roughly 125% less than in Annapolis, MD. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Gjovik is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Annapolis, MD and Gjovik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gjovik gentler on the wallet – expenses run 46% less than in Annapolis, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.