Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Annapolis, MD

For one person, living is cheaper in Monterrey: $1,641 a month against $3,743 in Annapolis, MD, rent and utilities included – about $25,200 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
Annapolis, MD, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Annapolis, MD
🇺🇸 United States
$3,743
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Annapolis, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Annapolis, MD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $3,743 in Annapolis, MD.

  • Monterrey $1,641
  • Annapolis, MD $3,743

Estimated couple costs with rent: $2,573 in Monterrey versus $5,195 in Annapolis, MD.

  • Monterrey $2,573
  • Annapolis, MD $5,195

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $6,646 in Annapolis, MD.

  • Monterrey $3,504
  • Annapolis, MD $6,646

Living in Monterrey costs roughly 56% less than in Annapolis, MD, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Monterrey 21% above, Annapolis, MD 177% above.

Currency
🍽 Eating Out
Monterrey
Annapolis, MD
Difference
Meal at Budget Restaurant
$13.37 MX$250
$30.52 $30.52
-56.19%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$897
$81.5 $81.5
-41.18%
Fast Food Meal (McDonalds, etc)
$10.79 MX$202
$10.05 $10.05
7.36%
Cappuccino
$3.77 MX$70.4
$5.52 $5.52
-31.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.26
$2.64 $2.64
-42.80%
Water (0.33 liter bottle)
$1.03 MX$19.25
$2.01 $2.01
-48.76%
Local Beer (0.5 liter draught)
$2.48 MX$46.41
$7.17 $7.17
-65.41%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.5
$8.63 $8.63
-49.48%
🛒 Groceries & Markets
Monterrey
Annapolis, MD
Difference
Milk (1 liter)
$1.89 MX$35.43
$1.07 $1.07
76.64%
White Bread (500g)
$2.85 MX$53.3
$2.99 $2.99
-4.68%
Rice (white) (1kg)
$1.86 MX$34.71
$5.67 $5.67
-67.20%
Eggs
$2.47 MX$46.12
$6.57 $6.57
-62.40%
Local Cheese (1kg)
$11.81 MX$221
$9.77 $9.77
20.88%
Chicken Fillets (1kg)
$8.97 MX$168
$7.86 $7.86
14.12%
Beef Round Steak (1kg)
$12.57 MX$235
$15.15 $15.15
-17.03%
Apples (1kg)
$3.20 MX$59.8
$5.78 $5.78
-44.64%
Banana (1kg)
$1.50 MX$28.12
$2.02 $2.02
-25.74%
Oranges (1kg)
$2.12 MX$39.74
$4.78 $4.78
-55.65%
Tomato (1kg)
$2.33 MX$43.64
$7.18 $7.18
-67.55%
Potato (1kg)
$2.22 MX$41.58
$4.37 $4.37
-49.20%
Onion (1kg)
$2.58 MX$48.34
$4.87 $4.87
-47.02%
Lettuce (1 head)
$1.45 MX$27.04
$2.68 $2.68
-45.90%
Water (1.5 liter bottle)
$1.22 MX$22.85
$1.64 $1.64
-25.61%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$89.7
$9.85 $9.85
-51.27%
Wine (Bottle)
$13.30 MX$249
$14.59 $14.59
-8.84%
Local Beer (0.5 liter bottle)
$1.93 MX$36.14
$1.69 $1.69
14.20%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.4
$3.68 $3.68
-22.28%
🚌 Getting Around
Monterrey
Annapolis, MD
Difference
One-way Ticket (Public Transport)
$0.80 MX$14.94
$2.92 $2.92
-72.60%
Public Transport Monthly Pass (Regular Price)
$30.94 MX$579
$102 $102
-69.52%
Taxi Start (Normal Tariff)
$1.83 MX$34.28
$2.96 $2.96
-38.18%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.78
$1.52 $1.52
-30.26%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$202
$25.34 $25.34
-57.30%
Gasoline (1 liter)
$1.47 MX$27.54
$1.04 $1.04
41.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$450.4K
$30.4K $30.4K
-20.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$440.2K
$26.3K $26.3K
-10.67%
🧾 Monthly Utilities & Internet
Monterrey
Annapolis, MD
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,144
$157 $157
-26.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$493
$53.0 $53.0
-50.27%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$481
$96.8 $96.8
-73.44%
🎉 Sport & Entertainment
Monterrey
Annapolis, MD
Difference
Gym Membership (Monthly)
$30.53 MX$571
$88.2 $88.2
-65.38%
Tennis Court (1 Hour on Weekend)
$21.27 MX$398
-
-
Cinema Ticket
$4.96 MX$92.8
$11.92 $11.92
-58.39%
🧸 Childcare & Education
Monterrey
Annapolis, MD
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.7K
$1,690 $1,690
-59.84%
International Primary School, 1 Child (Yearly)
$14.2K MX$265.3K
$25.4K $25.4K
-44.09%
👕👟 Clothing & Footwear
Monterrey
Annapolis, MD
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,350
$43.42 $43.42
66.28%
Summer Dress (H&M, Zara, etc)
$41.94 MX$784
$25.07 $25.07
67.29%
Sport Shoes (Adidas, Nike)
$107 MX$2,011
$93.1 $93.1
15.49%
Men's Leather Business Shoes
$119 MX$2,219
$121 $121
-1.71%
🏠 Accommodation & Living
Monterrey
Annapolis, MD
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$19.0K
$1,669 $1,669
-39.05%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.5K
$2,264 $2,264
-68.12%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.8K
$3,232 $3,232
-39.16%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.5K
$3,342 $3,342
-57.65%
Buy Apartment in City Center (m2)
$4,203 MX$78.6K
$4,811 $4,811
-12.64%
Buy Apartment Outside City Center (m2)
$2,782 MX$52.0K
$3,320 $3,320
-16.21%
💵 Salaries & Financials
Monterrey
Annapolis, MD
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.5K
$5,045 $5,045
-78.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.08
93.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Annapolis, MD: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
Annapolis, MD
$2.3K 214% $1.5K
Groceries & Markets
Monterrey
$302
Annapolis, MD
$398 31.7% $96
Eating Out
Monterrey
$216
Annapolis, MD
$412 91% $196
Monthly Utilities & Internet
Monterrey
$167
Annapolis, MD
$307 84% $140
Clothing & Footwear
Monterrey
$153
Annapolis, MD
$127 17% $26
Getting Around
Monterrey
$41
Annapolis, MD
$124 200% $83
Sport & Entertainment
Monterrey
$40
Annapolis, MD
$112 177% $72

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,669 in Annapolis, MD. Housing cost is often the main lever when comparing two cities.

Annapolis, MD pays about 4.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $82 in Annapolis, MD for a mid-range dinner for two. Groceries echo the gap at $302 vs $398 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 Annapolis, MD
🕒 Local time
14:49 2:49 PM
15:49 3:49 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
36,408
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

On the map
Between locations
  • Monterrey Annapolis, MD 2,670 km ≈ 3 h 45 min nonstop flight
From you
  • Monterrey
  • Annapolis, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Annapolis, MD: Cost of Living - Frequently Asked Questions
Which city is more expensive, Monterrey or Annapolis, MD?
Monterrey wins on cost – living expenses run 56% lower than in Annapolis, MD. Housing and daily spending are where you’ll feel the difference most, making Monterrey the obvious pick if budget is a priority.
Are salaries higher in Monterrey or in Annapolis, MD?
On paper, salaries run 78% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Monterrey compared to Annapolis, MD?
Rent for a central apartment: $1,018 in Monterrey versus $1,669 in Annapolis, MD. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Monterrey compared to Annapolis, MD?
All in, you’ll spend $1,641 per month in Monterrey versus $3,743 in Annapolis, MD – Monterrey is about 56% cheaper, which adds up to real savings over time.
How expensive is transport in Monterrey compared to Annapolis, MD?
A monthly transit pass in Monterrey runs roughly 70% less than in Annapolis, MD. The price difference matters if you commute daily and watch your budget.
Can you live on $3,000/month in Monterrey or in Annapolis, MD?
At $1,641 in Monterrey versus $3,743 in Annapolis, MD, a $3,000 budget is realistic in Monterrey but tight or insufficient in Annapolis, MD. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
Which city offers a better quality of life: Monterrey or Annapolis, MD?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Monterrey gentler on the wallet – expenses run 56% less than in Annapolis, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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