Cost of Living Comparison Between An Najaf and Boracay Cost of Living Comparison Between An Najaf and Boracay

Monthly Cost of Living

A single person spends $688 per month in An Najaf vs $797 in Boracay, rent included.

A couple spends around $1,013 per month in An Najaf vs $1,392 in Boracay, rent included.

A family of three spends $1,338 per month in An Najaf vs $1,987 in Boracay, rent included.

An Najaf is about 14% cheaper than Boracay, driven mainly by Getting Around.

Both An Najaf and Boracay are more affordable than the global median – An Najaf 49% lower, Boracay 40% lower.

Meal at Budget Restaurant

$4.06 IQD 5,317

$3.16 ₱194

28.48%

Three-Course Dinner for Two, Mid-Range

$23.20 IQD 30.4K

$21.07 ₱1,297

10.11%

Fast Food Meal (McDonalds, etc)

$4.88 IQD 6,384

$4.81 ₱296

1.46%

Cappuccino

$2.75 IQD 3,600

$2.37 ₱146

16.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 484

$1.27 ₱78.4

-70.87%

Water (0.33 liter bottle)

$0.17 IQD 226

$0.26 ₱15.86

-34.62%

Local Beer (0.5 liter draught)

$3.37 IQD 4,411

$1.31 ₱80.5

157.25%

Imported Beer (0.33 liter bottle)

$2.86 IQD 3,739

$2.17 ₱134

31.80%

Milk (1 liter)

$1.31 IQD 1,716

$1.80 ₱111

-27.22%

White Bread (500g)

$0.84 IQD 1,103

$1.26 ₱77.4

-33.33%

Rice (white) (1kg)

$1.58 IQD 2,071

$0.87 ₱53.8

81.61%

Eggs

$1.78 IQD 2,337

$2.60 ₱160

-31.54%

Local Cheese (1kg)

$2.40 IQD 3,140

$7.88 ₱485

-69.54%

Chicken Fillets (1kg)

$4.81 IQD 6,300

$4.13 ₱254

16.46%

Beef Round Steak (1kg)

$10.78 IQD 14.1K

$7.83 ₱482

37.68%

Apples (1kg)

$1.27 IQD 1,665

$2.99 ₱184

-57.53%

Banana (1kg)

$1.17 IQD 1,528

$1.48 ₱91.2

-20.95%

Oranges (1kg)

$1.00 IQD 1,313

$2.58 ₱159

-61.24%

Tomato (1kg)

$0.74 IQD 966

$1.44 ₱88.6

-48.61%

Potato (1kg)

$0.64 IQD 838

$1.79 ₱110

-64.25%

Onion (1kg)

$0.64 IQD 832

$2.60 ₱160

-75.38%

Lettuce (1 head)

$0.66 IQD 863

$1.06 ₱65.2

-37.74%

Water (1.5 liter bottle)

$0.40 IQD 518

$0.71 ₱43.94

-43.66%

Cigarettes 20 Pack (Marlboro, Camel)

$1.49 IQD 1,954

$3.87 ₱238

-61.50%

Wine (Bottle)

$13.54 IQD 17.7K

$8.26 ₱508

63.92%

Local Beer (0.5 liter bottle)

$1.86 IQD 2,437

$1.21 ₱74.6

53.72%

Imported Beer (0.33 liter bottle)

$2.19 IQD 2,871

$2.02 ₱125

8.42%

One-way Ticket (Public Transport)

$0.37 IQD 483

$0.36 ₱22.34

2.78%

Public Transport Monthly Pass (Regular Price)

$34.61 IQD 45.3K

Taxi Start (Normal Tariff)

$1.97 IQD 2,575

$0.82 ₱50.7

140.24%

Taxi (Normal Tariff) (1km)

$1.52 IQD 1,993

$0.24 ₱14.80

533.33%

Taxi 1hour Waiting (Normal Tariff)

$4.92 IQD 6,448

$2.07 ₱127

137.68%

Gasoline (1 liter)

$0.45 IQD 586

$1.28 ₱78.7

-64.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K IQD 15.1M

$26.6K ₱1.6M

-56.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K IQD 25.8M

$20.5K ₱1.3M

-3.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.8 IQD 77.0K

$117 ₱7,185

-49.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.18 IQD 30.3K

$8.78 ₱540

164.01%

Internet (50+ Mbps, Unlimited Data)

$34.93 IQD 45.7K

$39.13 ₱2,409

-10.73%

Gym Membership (Monthly)

$29.32 IQD 38.4K

$53.7 ₱3,306

-45.39%

Tennis Court (1 Hour on Weekend)

$14.81 IQD 19.4K

$4.30 ₱265

244.42%

Cinema Ticket

$7.78 IQD 10.2K

$4.23 ₱261

83.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$164 IQD 214.2K

$149 ₱9,181

9.68%

International Primary School, 1 Child (Yearly)

$918 IQD 1.2M

$4,041 ₱248.8K

-77.28%

Jeans (Levis 501 Or Similar)

$16.28 IQD 21.3K

$46.67 ₱2,873

-65.12%

Summer Dress (H&M, Zara, etc)

$24.95 IQD 32.7K

$26.65 ₱1,641

-6.38%

Sport Shoes (Adidas, Nike)

$65.8 IQD 86.2K

$75.6 ₱4,654

-12.94%

Men's Leather Business Shoes

$43.72 IQD 57.2K

$52.9 ₱3,254

-17.28%

1-bedroom Apartment, City Center (Monthly)

$243 IQD 318.4K

$261 ₱16.1K

-6.75%

1-bedroom Apartment, Outside City Center (Monthly)

$133 IQD 173.9K

$179 ₱11.0K

-25.77%

3-bedroom Apartment, City Center (Monthly)

$388 IQD 508.7K

$581 ₱35.7K

-33.10%

3-bedroom Apartment, Outside City Center (Monthly)

$152 IQD 198.6K

$742 ₱45.7K

-79.56%

Buy Apartment in City Center (m2)

$1,274 IQD 1.7M

$2,397 ₱147.6K

-46.84%

Buy Apartment Outside City Center (m2)

$479 IQD 627.0K

$957 ₱58.9K

-49.96%

Average Monthly Net Salary (After Tax)

$736 IQD 964.4K

$238 ₱14.7K

209.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

6.67

-14.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for An Najaf: July 12, 2026

Last update for Boracay: July 13, 2026

Cost Breakdown

A central one-bedroom costs $243 in An Najaf versus $261 in Boracay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 209% higher in An Najaf, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in An Najaf versus $21.00 in Boracay. Groceries tell a different story – $171 in An Najaf vs $204 in Boracay – so An Najaf wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

An Najaf vs Boracay: Cost of Living - Frequently Asked Questions

Boracay costs about 16% more than An Najaf, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,031 per month in An Najaf and $1,195 in Boracay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $688 in An Najaf and $797 in Boracay. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $164 per month in An Najaf and $149 in Boracay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $688 in An Najaf and $797 in Boracay, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. An Najaf costs $688 versus $797 in Boracay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Boracay makes more sense. Both are solid long-term options with distinct trade-offs.