Last update: Oct 2026

Cost of Living Comparison Between An Najaf and Boracay

For one person, living is cheaper in An Najaf: $565 a month against $915 in Boracay, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in An Najaf
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An Najaf Living Index
44

Cost of Living Index in Boracay
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Boracay Living Index

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An Najaf

🇮🇶 Iraq

$565

/mo nomad

Boracay

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in An Najaf and in Boracay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in An Najaf and in Boracay actually costs, broken down by who's living it.

A single person spends $565 per month in An Najaf vs $915 in Boracay, rent included.

An Najaf $565
Boracay $915

A couple spends around $854 per month in An Najaf vs $1,349 in Boracay, rent included.

An Najaf $854
Boracay $1,349

A family of three spends $1,143 per month in An Najaf vs $1,783 in Boracay, rent included.

An Najaf $1,143
Boracay $1,783

An Najaf is about 38% cheaper than Boracay, and outside of rent the biggest gap is in groceries.

Both An Najaf and Boracay are more affordable than the global median – An Najaf 58% lower, Boracay 33% lower.

Meal at Budget Restaurant

$3.88 IQD 5,856

$5.31 ₱339

-26.93%

Three-Course Dinner for Two, Mid-Range

$19.70 IQD 29.8K

$18.68 ₱1,193

5.46%

Fast Food Meal (McDonalds, etc)

$4.32 IQD 6,528

$5.97 ₱381

-27.64%

Cappuccino

$2.26 IQD 3,416

$2.32 ₱148

-2.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 IQD 582

$0.69 ₱44.12

-43.48%

Water (0.33 liter bottle)

$0.22 IQD 333

$0.22 ₱14.01

Local Beer (0.5 liter draught)

$3.26 IQD 4,923

$1.19 ₱76.1

173.95%

Imported Beer (0.33 liter bottle)

$2.02 IQD 3,055

$2.01 ₱129

0.50%

Milk (1 liter)

$0.90 IQD 1,367

$2.93 ₱187

-69.28%

White Bread (500g)

$0.68 IQD 1,023

$1.27 ₱81.4

-46.46%

Rice (white) (1kg)

$1.31 IQD 1,972

$0.90 ₱57.4

45.56%

Eggs

$1.68 IQD 2,542

$1.89 ₱121

-11.11%

Local Cheese (1kg)

$3.28 IQD 4,951

$5.04 ₱322

-34.92%

Chicken Fillets (1kg)

$3.43 IQD 5,187

$3.89 ₱248

-11.83%

Beef Round Steak (1kg)

$9.56 IQD 14.5K

$6.49 ₱414

47.30%

Apples (1kg)

$0.97 IQD 1,458

$2.29 ₱146

-57.64%

Banana (1kg)

$0.91 IQD 1,375

$1.50 ₱96.0

-39.33%

Oranges (1kg)

$0.94 IQD 1,425

$2.03 ₱130

-53.69%

Tomato (1kg)

$0.68 IQD 1,029

$1.29 ₱82.2

-47.29%

Potato (1kg)

$0.56 IQD 841

$2.19 ₱140

-74.43%

Onion (1kg)

$0.61 IQD 919

$2.14 ₱137

-71.50%

Lettuce (1 head)

$0.58 IQD 877

$0.92 ₱58.6

-36.96%

Water (1.5 liter bottle)

$0.49 IQD 743

$0.59 ₱37.42

-16.95%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 IQD 2,462

$2.29 ₱147

-28.82%

Wine (Bottle)

$11.93 IQD 18.0K

$7.61 ₱486

56.77%

Local Beer (0.5 liter bottle)

$1.93 IQD 2,919

$0.90 ₱57.2

114.44%

Imported Beer (0.33 liter bottle)

$1.91 IQD 2,892

$1.97 ₱126

-3.05%

One-way Ticket (Public Transport)

$0.31 IQD 462

$0.22 ₱14.04

40.91%

Public Transport Monthly Pass (Regular Price)

$10.67 ₱682

Taxi Start (Normal Tariff)

$1.31 IQD 1,974

$0.66 ₱42.39

98.48%

Taxi (Normal Tariff) (1km)

$1.31 IQD 1,975

$0.24 ₱15.22

445.83%

Taxi 1hour Waiting (Normal Tariff)

$5.38 IQD 8,132

$1.76 ₱113

205.68%

Gasoline (1 liter)

$0.41 IQD 625

$1.10 ₱70.3

-62.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.1K IQD 18.4M

$22.9K ₱1.5M

-46.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K IQD 25.5M

$20.3K ₱1.3M

-16.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.87 IQD 52.7K

$109 ₱6,934

-67.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.80 IQD 22.4K

$15.54 ₱993

-4.76%

Internet (50+ Mbps, Unlimited Data)

$33.39 IQD 50.5K

$33.36 ₱2,131

0.09%

Gym Membership (Monthly)

$25.35 IQD 38.3K

$33.49 ₱2,140

-24.31%

Tennis Court (1 Hour on Weekend)

$4.90 ₱313

Cinema Ticket

$8.44 IQD 12.7K

$5.21 ₱333

62.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 IQD 222.0K

$141 ₱8,983

4.50%

International Primary School, 1 Child (Yearly)

$797 IQD 1.2M

$7,871 ₱502.9K

-89.88%

Jeans (Levis 501 Or Similar)

$15.04 IQD 22.7K

$27.63 ₱1,766

-45.57%

Summer Dress (H&M, Zara, etc)

$23.28 IQD 35.2K

$18.45 ₱1,179

26.18%

Sport Shoes (Adidas, Nike)

$60.3 IQD 91.2K

$67.3 ₱4,298

-10.30%

Men's Leather Business Shoes

$41.51 IQD 62.7K

$51.7 ₱3,304

-19.73%

1-bedroom Apartment, City Center (Monthly)

$234 IQD 353.4K

$248 ₱15.8K

-5.63%

1-bedroom Apartment, Outside City Center (Monthly)

$125 IQD 188.4K

$337 ₱21.5K

-63.00%

3-bedroom Apartment, City Center (Monthly)

$311 IQD 469.6K

$489 ₱31.2K

-36.44%

3-bedroom Apartment, Outside City Center (Monthly)

$189 IQD 286.0K

$589 ₱37.6K

-67.85%

Buy Apartment in City Center (m2)

$1,097 IQD 1.7M

$2,586 ₱165.2K

-57.58%

Buy Apartment Outside City Center (m2)

$445 IQD 672.6K

$1,129 ₱72.1K

-60.56%

Average Monthly Net Salary (After Tax)

$670 IQD 1.0M

$230 ₱14.7K

191.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

6.92

-40.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for An Najaf: October 27, 2026

Last update for Boracay: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

An Najaf

$149 26.4%

Boracay

$187 20.5% 25.4% $38

Accommodation & Living

An Najaf

$125 22.1%

Boracay

$337 36.8% 170% $212

Eating Out

An Najaf

$94 16.6%

Boracay

$102 11.1% 8.5% $8

Monthly Utilities & Internet

An Najaf

$83 14.7%

Boracay

$157 17.2% 89.5% $74

Clothing & Footwear

An Najaf

$63 11.2%

Boracay

$74 8.1% 17.8% $11

Sport & Entertainment

An Najaf

$42 7.5%

Boracay

$44 4.8% 4% $1.7

Getting Around

An Najaf

$9.1 * 1.6%

Boracay

$13 1.5% 47.9% $4.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $234 in An Najaf versus $248 in Boracay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in An Najaf are about 2.9 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $20 in An Najaf versus $19 in Boracay. Groceries tell a different story – $149 in An Najaf vs $187 in Boracay – so An Najaf wins on supermarket bills even if dining out costs more.

Good to know

🇮🇶 An Najaf

🇵🇭 Boracay

🕒 Local time

23:29 11:29 PM

04:29 4:29 AM

5 h ahead of An Najaf

🌤 Weather

👥 Population

1,221,248

12,296

💱 Currency

Iraqi Dinar IQD ع.د

Philippine Peso PHP ₱

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

An Najaf Boracay 8,150 km ≈ 11 h nonstop flight

From you

An Najaf
Boracay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

An Najaf vs Boracay: Cost of Living - Frequently Asked Questions

Boracay costs about 62% more than An Najaf, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $848 per month in An Najaf and $1,373 in Boracay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $234 in An Najaf and $248 in Boracay. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $565 in An Najaf and $915 in Boracay. That makes An Najaf about 38% cheaper.

Kindergarten costs $147 per month in An Najaf and $141 in Boracay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in An Najaf, where all-in costs run around $565, than in Boracay at $915. In An Najaf it covers expenses comfortably, while in Boracay it requires careful planning or may not stretch far enough.

It depends on your priorities. Boracay has an edge in some lifestyle areas, with costs from $565 in An Najaf to $915 in Boracay. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.