Cost of Living Comparison Between An Najaf and Boracay Cost of Living Comparison Between An Najaf and Boracay

Monthly Cost of Living

A single person spends $636 per month in An Najaf vs $777 in Boracay, rent included.

A couple spends around $979 per month in An Najaf vs $1,184 in Boracay, rent included.

A family of three spends $1,322 per month in An Najaf vs $1,591 in Boracay, rent included.

An Najaf is about 18% cheaper than Boracay, driven mainly by Groceries & Markets.

Both An Najaf and Boracay are more affordable than the global median – An Najaf 53% lower, Boracay 43% lower.

Meal at Budget Restaurant

$4.68 IQD 6,134

$5.86 ₱356

-20.14%

Three-Course Dinner for Two, Mid-Range

$22.46 IQD 29.4K

$19.92 ₱1,211

12.75%

Fast Food Meal (McDonalds, etc)

$4.85 IQD 6,349

$6.27 ₱381

-22.65%

Cappuccino

$2.54 IQD 3,328

$2.36 ₱143

7.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 IQD 514

$0.69 ₱41.75

-43.48%

Water (0.33 liter bottle)

$0.24 IQD 313

$0.24 ₱14.56

Local Beer (0.5 liter draught)

$3.89 IQD 5,094

$1.10 ₱67.0

253.64%

Imported Beer (0.33 liter bottle)

$1.96 IQD 2,566

$1.81 ₱110

8.29%

Milk (1 liter)

$1.02 IQD 1,340

$3.06 ₱186

-66.67%

White Bread (500g)

$0.83 IQD 1,084

$1.21 ₱73.4

-31.40%

Rice (white) (1kg)

$1.52 IQD 1,997

$0.98 ₱59.5

55.10%

Eggs

$1.72 IQD 2,257

$1.99 ₱121

-13.57%

Local Cheese (1kg)

$3.73 IQD 4,884

$5.13 ₱311

-27.29%

Chicken Fillets (1kg)

$4.75 IQD 6,214

$4.33 ₱263

9.70%

Beef Round Steak (1kg)

$10.60 IQD 13.9K

$8.25 ₱501

28.48%

Apples (1kg)

$1.12 IQD 1,462

$2.61 ₱159

-57.09%

Banana (1kg)

$1.09 IQD 1,431

$1.65 ₱100.0

-33.94%

Oranges (1kg)

$1.04 IQD 1,362

$2.32 ₱141

-55.17%

Tomato (1kg)

$0.74 IQD 969

$1.31 ₱79.8

-43.51%

Potato (1kg)

$0.66 IQD 866

$2.07 ₱126

-68.12%

Onion (1kg)

$0.66 IQD 865

$1.75 ₱106

-62.29%

Lettuce (1 head)

$0.66 IQD 869

$0.92 ₱56.2

-28.26%

Water (1.5 liter bottle)

$0.50 IQD 651

$0.48 ₱29.06

4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$1.65 IQD 2,160

$2.33 ₱142

-29.18%

Wine (Bottle)

$13.85 IQD 18.1K

$8.40 ₱511

64.88%

Local Beer (0.5 liter bottle)

$2.15 IQD 2,816

$0.91 ₱55.4

136.26%

Imported Beer (0.33 liter bottle)

$2.26 IQD 2,965

$1.83 ₱111

23.50%

One-way Ticket (Public Transport)

$0.32 IQD 424

$0.25 ₱15.11

28.00%

Public Transport Monthly Pass (Regular Price)

$12.32 ₱749

Taxi Start (Normal Tariff)

$1.51 IQD 1,977

$0.91 ₱55.3

65.93%

Taxi (Normal Tariff) (1km)

$1.49 IQD 1,952

$0.28 ₱16.83

432.14%

Taxi 1hour Waiting (Normal Tariff)

$5.32 IQD 6,962

$1.85 ₱112

187.57%

Gasoline (1 liter)

$0.45 IQD 583

$1.20 ₱72.7

-62.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.1K IQD 15.9M

$20.0K ₱1.2M

-39.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.0K IQD 23.5M

$20.4K ₱1.2M

-12.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.63 IQD 49.3K

$116 ₱7,047

-67.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.21 IQD 22.5K

$14.61 ₱888

17.80%

Internet (50+ Mbps, Unlimited Data)

$36.56 IQD 47.9K

$35.58 ₱2,162

2.75%

Gym Membership (Monthly)

$28.84 IQD 37.8K

$36.06 ₱2,191

-20.02%

Tennis Court (1 Hour on Weekend)

$4.86 ₱295

Cinema Ticket

$9.67 IQD 12.7K

$5.24 ₱319

84.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$166 IQD 217.9K

$150 ₱9,143

10.60%

International Primary School, 1 Child (Yearly)

$919 IQD 1.2M

$8,183 ₱497.3K

-88.77%

Jeans (Levis 501 Or Similar)

$16.73 IQD 21.9K

$30.17 ₱1,833

-44.55%

Summer Dress (H&M, Zara, etc)

$26.76 IQD 35.0K

$18.09 ₱1,100

47.93%

Sport Shoes (Adidas, Nike)

$72.8 IQD 95.4K

$60.4 ₱3,667

20.68%

Men's Leather Business Shoes

$51.1 IQD 66.8K

$55.6 ₱3,380

-8.22%

1-bedroom Apartment, City Center (Monthly)

$257 IQD 336.3K

$246 ₱15.0K

4.34%

1-bedroom Apartment, Outside City Center (Monthly)

$138 IQD 180.9K

$178 ₱10.8K

-22.50%

3-bedroom Apartment, City Center (Monthly)

$334 IQD 438.0K

$487 ₱29.6K

-31.30%

3-bedroom Apartment, Outside City Center (Monthly)

$205 IQD 268.8K

$360 ₱21.9K

-42.95%

Buy Apartment in City Center (m2)

$1,254 IQD 1.6M

$2,459 ₱149.4K

-48.99%

Buy Apartment Outside City Center (m2)

$480 IQD 628.0K

$980 ₱59.6K

-51.08%

Average Monthly Net Salary (After Tax)

$730 IQD 955.7K

$242 ₱14.7K

201.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

6.79

-39.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for An Najaf: August 3, 2026

Last update for Boracay: August 4, 2026

Cost Breakdown

A central one-bedroom costs $257 in An Najaf versus $246 in Boracay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 201% higher in An Najaf, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $22.00 in An Najaf versus $20.00 in Boracay. Groceries tell a different story – $173 in An Najaf vs $199 in Boracay – so An Najaf wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

An Najaf vs Boracay: Cost of Living - Frequently Asked Questions

Boracay costs about 22% more than An Najaf, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $953 per month in An Najaf and $1,165 in Boracay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $636 in An Najaf and $777 in Boracay. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $166 per month in An Najaf and $150 in Boracay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $636 in An Najaf and $777 in Boracay, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. An Najaf costs $636 versus $777 in Boracay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Boracay makes more sense. Both are solid long-term options with distinct trade-offs.