Cost of Living Comparison Between An Najaf and Boracay Cost of Living Comparison Between An Najaf and Boracay

Monthly Cost of Living

A single person spends $673 per month in An Najaf vs $785 in Boracay, rent included.

A couple spends around $993 per month in An Najaf vs $1,413 in Boracay, rent included.

A family of three spends $1,313 per month in An Najaf vs $2,041 in Boracay, rent included.

An Najaf is about 14% cheaper than Boracay, driven mainly by Getting Around.

Both An Najaf and Boracay are more affordable than the global median – An Najaf 50% lower, Boracay 41% lower.

Meal at Budget Restaurant

$4.17 IQD 5,458

$3.13 ₱193

33.23%

Three-Course Dinner for Two, Mid-Range

$22.52 IQD 29.5K

$21.30 ₱1,314

5.73%

Fast Food Meal (McDonalds, etc)

$4.87 IQD 6,383

$4.91 ₱303

-0.81%

Cappuccino

$2.72 IQD 3,565

$2.36 ₱146

15.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 481

$1.23 ₱75.8

-69.92%

Water (0.33 liter bottle)

$0.18 IQD 232

$0.28 ₱17.46

-35.71%

Local Beer (0.5 liter draught)

$3.48 IQD 4,562

$1.30 ₱80.2

167.69%

Imported Beer (0.33 liter bottle)

$2.78 IQD 3,646

$2.11 ₱130

31.75%

Milk (1 liter)

$1.33 IQD 1,735

$1.75 ₱108

-24.00%

White Bread (500g)

$0.79 IQD 1,040

$1.22 ₱75.1

-35.25%

Rice (white) (1kg)

$1.61 IQD 2,107

$0.85 ₱52.4

89.41%

Eggs

$1.80 IQD 2,358

$2.64 ₱163

-31.82%

Local Cheese (1kg)

$2.32 IQD 3,042

$7.83 ₱483

-70.37%

Chicken Fillets (1kg)

$4.91 IQD 6,436

$4.30 ₱266

14.19%

Beef Round Steak (1kg)

$10.51 IQD 13.8K

$7.49 ₱462

40.32%

Apples (1kg)

$1.24 IQD 1,617

$2.98 ₱184

-58.39%

Banana (1kg)

$1.15 IQD 1,511

$1.47 ₱90.6

-21.77%

Oranges (1kg)

$1.06 IQD 1,386

$2.58 ₱159

-58.91%

Tomato (1kg)

$0.75 IQD 986

$1.43 ₱88.3

-47.55%

Potato (1kg)

$0.65 IQD 849

$1.76 ₱108

-63.07%

Onion (1kg)

$0.68 IQD 890

$2.62 ₱162

-74.05%

Lettuce (1 head)

$0.66 IQD 862

$1.07 ₱66.1

-38.32%

Water (1.5 liter bottle)

$0.40 IQD 521

$0.71 ₱44.01

-43.66%

Cigarettes 20 Pack (Marlboro, Camel)

$1.50 IQD 1,966

$3.81 ₱235

-60.63%

Wine (Bottle)

$13.34 IQD 17.5K

$7.95 ₱491

67.80%

Local Beer (0.5 liter bottle)

$1.84 IQD 2,410

$1.15 ₱71.2

60.00%

Imported Beer (0.33 liter bottle)

$2.07 IQD 2,708

$1.96 ₱121

5.61%

One-way Ticket (Public Transport)

$0.36 IQD 478

$0.36 ₱22.51

Public Transport Monthly Pass (Regular Price)

$33.76 IQD 44.2K

Taxi Start (Normal Tariff)

$1.94 IQD 2,544

$0.81 ₱49.99

139.51%

Taxi (Normal Tariff) (1km)

$1.54 IQD 2,012

$0.22 ₱13.57

600.00%

Taxi 1hour Waiting (Normal Tariff)

$5.02 IQD 6,572

$2.19 ₱135

129.22%

Gasoline (1 liter)

$0.44 IQD 579

$1.26 ₱77.9

-65.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.6K IQD 15.2M

$26.4K ₱1.6M

-56.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K IQD 26.3M

$20.5K ₱1.3M

-2.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.9 IQD 78.4K

$114 ₱7,039

-47.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.72 IQD 29.8K

$8.80 ₱543

158.18%

Internet (50+ Mbps, Unlimited Data)

$34.90 IQD 45.7K

$38.04 ₱2,347

-8.25%

Gym Membership (Monthly)

$29.23 IQD 38.3K

$52.2 ₱3,218

-43.95%

Tennis Court (1 Hour on Weekend)

$14.76 IQD 19.3K

$4.52 ₱279

226.55%

Cinema Ticket

$7.68 IQD 10.1K

$4.12 ₱254

86.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$164 IQD 215.1K

$155 ₱9,537

6.29%

International Primary School, 1 Child (Yearly)

$923 IQD 1.2M

$3,962 ₱244.5K

-76.69%

Jeans (Levis 501 Or Similar)

$16.28 IQD 21.3K

$46.06 ₱2,842

-64.65%

Summer Dress (H&M, Zara, etc)

$24.86 IQD 32.6K

$26.47 ₱1,633

-6.08%

Sport Shoes (Adidas, Nike)

$64.8 IQD 84.8K

$76.0 ₱4,689

-14.78%

Men's Leather Business Shoes

$42.67 IQD 55.9K

$53.0 ₱3,269

-19.44%

1-bedroom Apartment, City Center (Monthly)

$240 IQD 314.8K

$269 ₱16.6K

-10.52%

1-bedroom Apartment, Outside City Center (Monthly)

$134 IQD 175.4K

$174 ₱10.8K

-23.18%

3-bedroom Apartment, City Center (Monthly)

$386 IQD 505.3K

$583 ₱35.9K

-33.77%

3-bedroom Apartment, Outside City Center (Monthly)

$150 IQD 196.6K

$758 ₱46.8K

-80.20%

Buy Apartment in City Center (m2)

$1,232 IQD 1.6M

$2,470 ₱152.4K

-50.11%

Buy Apartment Outside City Center (m2)

$481 IQD 630.0K

$983 ₱60.7K

-51.08%

Average Monthly Net Salary (After Tax)

$748 IQD 979.0K

$235 ₱14.5K

218.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

6.67

-14.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for An Najaf: June 1, 2026

Last update for Boracay: May 31, 2026

Cost Breakdown

A central one-bedroom costs $240 in An Najaf versus $269 in Boracay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 219% higher in An Najaf, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in An Najaf versus $21.00 in Boracay. Groceries tell a different story – $170 in An Najaf vs $201 in Boracay – so An Najaf wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

An Najaf vs Boracay: Cost of Living - Frequently Asked Questions

Boracay costs about 17% more than An Najaf, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,009 per month in An Najaf and $1,177 in Boracay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $673 in An Najaf and $785 in Boracay. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $164 per month in An Najaf and $155 in Boracay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $673 in An Najaf and $785 in Boracay, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. An Najaf costs $673 versus $785 in Boracay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Boracay makes more sense. Both are solid long-term options with distinct trade-offs.