Cost of Living Comparison Between Boracay and An Najaf Cost of Living Comparison Between Boracay and An Najaf

Monthly Cost of Living

A single person spends $785 per month in Boracay vs $673 in An Najaf, rent included.

A couple spends around $1,413 per month in Boracay vs $993 in An Najaf, rent included.

A family of three spends $2,041 per month in Boracay vs $1,313 in An Najaf, rent included.

Boracay costs about 17% more than An Najaf, driven mainly by Getting Around.

Both Boracay and An Najaf are more affordable than the global median – Boracay 41% lower, An Najaf 50% lower.

Meal at Budget Restaurant

$3.13 ₱193

$4.17 IQD 5,458

-24.94%

Three-Course Dinner for Two, Mid-Range

$21.30 ₱1,314

$22.52 IQD 29.5K

-5.42%

Fast Food Meal (McDonalds, etc)

$4.91 ₱303

$4.87 IQD 6,383

0.82%

Cappuccino

$2.36 ₱146

$2.72 IQD 3,565

-13.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.23 ₱75.8

$0.37 IQD 481

232.43%

Water (0.33 liter bottle)

$0.28 ₱17.46

$0.18 IQD 232

55.56%

Local Beer (0.5 liter draught)

$1.30 ₱80.2

$3.48 IQD 4,562

-62.64%

Imported Beer (0.33 liter bottle)

$2.11 ₱130

$2.78 IQD 3,646

-24.10%

Milk (1 liter)

$1.75 ₱108

$1.33 IQD 1,735

31.58%

White Bread (500g)

$1.22 ₱75.1

$0.79 IQD 1,040

54.43%

Rice (white) (1kg)

$0.85 ₱52.4

$1.61 IQD 2,107

-47.20%

Eggs

$2.64 ₱163

$1.80 IQD 2,358

46.67%

Local Cheese (1kg)

$7.83 ₱483

$2.32 IQD 3,042

237.50%

Chicken Fillets (1kg)

$4.30 ₱266

$4.91 IQD 6,436

-12.42%

Beef Round Steak (1kg)

$7.49 ₱462

$10.51 IQD 13.8K

-28.73%

Apples (1kg)

$2.98 ₱184

$1.24 IQD 1,617

140.32%

Banana (1kg)

$1.47 ₱90.6

$1.15 IQD 1,511

27.83%

Oranges (1kg)

$2.58 ₱159

$1.06 IQD 1,386

143.40%

Tomato (1kg)

$1.43 ₱88.3

$0.75 IQD 986

90.67%

Potato (1kg)

$1.76 ₱108

$0.65 IQD 849

170.77%

Onion (1kg)

$2.62 ₱162

$0.68 IQD 890

285.29%

Lettuce (1 head)

$1.07 ₱66.1

$0.66 IQD 862

62.12%

Water (1.5 liter bottle)

$0.71 ₱44.01

$0.40 IQD 521

77.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.81 ₱235

$1.50 IQD 1,966

154.00%

Wine (Bottle)

$7.95 ₱491

$13.34 IQD 17.5K

-40.40%

Local Beer (0.5 liter bottle)

$1.15 ₱71.2

$1.84 IQD 2,410

-37.50%

Imported Beer (0.33 liter bottle)

$1.96 ₱121

$2.07 IQD 2,708

-5.31%

One-way Ticket (Public Transport)

$0.36 ₱22.51

$0.36 IQD 478

Public Transport Monthly Pass (Regular Price)

$33.76 IQD 44.2K

Taxi Start (Normal Tariff)

$0.81 ₱49.99

$1.94 IQD 2,544

-58.25%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.57

$1.54 IQD 2,012

-85.71%

Taxi 1hour Waiting (Normal Tariff)

$2.19 ₱135

$5.02 IQD 6,572

-56.37%

Gasoline (1 liter)

$1.26 ₱77.9

$0.44 IQD 579

186.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K ₱1.6M

$11.6K IQD 15.2M

127.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.3M

$20.1K IQD 26.3M

2.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ₱7,039

$59.9 IQD 78.4K

90.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.80 ₱543

$22.72 IQD 29.8K

-61.27%

Internet (50+ Mbps, Unlimited Data)

$38.04 ₱2,347

$34.90 IQD 45.7K

9.00%

Gym Membership (Monthly)

$52.2 ₱3,218

$29.23 IQD 38.3K

78.41%

Tennis Court (1 Hour on Weekend)

$4.52 ₱279

$14.76 IQD 19.3K

-69.38%

Cinema Ticket

$4.12 ₱254

$7.68 IQD 10.1K

-46.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$155 ₱9,537

$164 IQD 215.1K

-5.92%

International Primary School, 1 Child (Yearly)

$3,962 ₱244.5K

$923 IQD 1.2M

329.03%

Jeans (Levis 501 Or Similar)

$46.06 ₱2,842

$16.28 IQD 21.3K

182.92%

Summer Dress (H&M, Zara, etc)

$26.47 ₱1,633

$24.86 IQD 32.6K

6.48%

Sport Shoes (Adidas, Nike)

$76.0 ₱4,689

$64.8 IQD 84.8K

17.34%

Men's Leather Business Shoes

$53.0 ₱3,269

$42.67 IQD 55.9K

24.14%

1-bedroom Apartment, City Center (Monthly)

$269 ₱16.6K

$240 IQD 314.8K

11.76%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.8K

$134 IQD 175.4K

30.18%

3-bedroom Apartment, City Center (Monthly)

$583 ₱35.9K

$386 IQD 505.3K

50.99%

3-bedroom Apartment, Outside City Center (Monthly)

$758 ₱46.8K

$150 IQD 196.6K

405.10%

Buy Apartment in City Center (m2)

$2,470 ₱152.4K

$1,232 IQD 1.6M

100.45%

Buy Apartment Outside City Center (m2)

$983 ₱60.7K

$481 IQD 630.0K

104.40%

Average Monthly Net Salary (After Tax)

$235 ₱14.5K

$748 IQD 979.0K

-68.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.67

17.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Boracay: May 31, 2026

Last update for An Najaf: June 1, 2026

Cost Breakdown

A central one-bedroom costs $269 in Boracay versus $240 in An Najaf. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 219% higher in An Najaf, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $21.00 in Boracay versus $23.00 in An Najaf. Groceries tell a different story – $201 in Boracay vs $170 in An Najaf – so An Najaf wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Boracay vs An Najaf: Cost of Living - Frequently Asked Questions

Boracay costs about 17% more than An Najaf, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,177 per month in Boracay and $1,009 in An Najaf. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $785 in Boracay and $673 in An Najaf. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $155 per month in Boracay and $164 in An Najaf. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $785 in Boracay and $673 in An Najaf, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. An Najaf costs $673 versus $785 in Boracay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Boracay makes more sense. Both are solid long-term options with distinct trade-offs.