Cost of Living Comparison Between Boracay and An Najaf Cost of Living Comparison Between Boracay and An Najaf

Monthly Cost of Living

A single person spends $751 per month in Boracay vs $645 in An Najaf, rent included.

A couple spends around $1,139 per month in Boracay vs $976 in An Najaf, rent included.

A family of three spends $1,527 per month in Boracay vs $1,306 in An Najaf, rent included.

Boracay costs about 16% more than An Najaf, driven mainly by Clothing & Footwear.

Both Boracay and An Najaf are more affordable than the global median – Boracay 46% lower, An Najaf 53% lower.

Meal at Budget Restaurant

$5.47 ₱343

$4.64 IQD 6,078

17.89%

Three-Course Dinner for Two, Mid-Range

$19.52 ₱1,223

$22.62 IQD 29.6K

-13.70%

Fast Food Meal (McDonalds, etc)

$6.11 ₱383

$4.85 IQD 6,350

25.98%

Cappuccino

$2.35 ₱147

$2.48 IQD 3,251

-5.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₱40.67

$0.37 IQD 482

75.68%

Water (0.33 liter bottle)

$0.25 ₱15.78

$0.26 IQD 343

-3.85%

Local Beer (0.5 liter draught)

$1.09 ₱68.4

$3.91 IQD 5,120

-72.12%

Imported Beer (0.33 liter bottle)

$1.85 ₱116

$1.97 IQD 2,586

-6.09%

Milk (1 liter)

$1.60 ₱100

$1.03 IQD 1,346

55.34%

White Bread (500g)

$1.18 ₱73.9

$0.82 IQD 1,077

43.90%

Rice (white) (1kg)

$0.95 ₱59.9

$1.57 IQD 2,052

-39.49%

Eggs

$1.86 ₱117

$1.65 IQD 2,160

12.73%

Local Cheese (1kg)

$5.75 ₱360

$3.71 IQD 4,853

54.99%

Chicken Fillets (1kg)

$4.00 ₱251

$4.73 IQD 6,201

-15.43%

Beef Round Steak (1kg)

$7.37 ₱462

$10.73 IQD 14.1K

-31.31%

Apples (1kg)

$2.14 ₱134

$1.18 IQD 1,546

81.36%

Banana (1kg)

$1.62 ₱102

$1.07 IQD 1,399

51.40%

Oranges (1kg)

$2.51 ₱157

$1.01 IQD 1,324

148.51%

Tomato (1kg)

$1.02 ₱63.7

$0.73 IQD 963

39.73%

Potato (1kg)

$2.18 ₱137

$0.65 IQD 850

235.38%

Onion (1kg)

$2.11 ₱132

$0.64 IQD 835

229.69%

Lettuce (1 head)

$0.84 ₱52.5

$0.67 IQD 875

25.37%

Water (1.5 liter bottle)

$0.57 ₱35.65

$0.53 IQD 696

7.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.34 ₱146

$1.69 IQD 2,219

38.46%

Wine (Bottle)

$8.07 ₱506

$13.64 IQD 17.9K

-40.84%

Local Beer (0.5 liter bottle)

$0.98 ₱61.6

$2.23 IQD 2,924

-56.05%

Imported Beer (0.33 liter bottle)

$1.94 ₱122

$2.25 IQD 2,948

-13.78%

One-way Ticket (Public Transport)

$0.25 ₱15.51

$0.33 IQD 428

-24.24%

Public Transport Monthly Pass (Regular Price)

$10.51 ₱659

Taxi Start (Normal Tariff)

$0.85 ₱53.2

$1.54 IQD 2,018

-44.81%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.72

$1.49 IQD 1,951

-84.56%

Taxi 1hour Waiting (Normal Tariff)

$1.82 ₱114

$5.31 IQD 6,958

-65.73%

Gasoline (1 liter)

$1.13 ₱70.7

$0.45 IQD 588

151.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K ₱1.5M

$11.8K IQD 15.5M

98.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.1K ₱1.1M

$18.0K IQD 23.6M

0.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₱6,914

$38.16 IQD 50.0K

189.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.61 ₱978

$16.66 IQD 21.8K

-6.30%

Internet (50+ Mbps, Unlimited Data)

$34.39 ₱2,156

$37.30 IQD 48.8K

-7.80%

Gym Membership (Monthly)

$33.83 ₱2,121

$28.91 IQD 37.9K

17.02%

Tennis Court (1 Hour on Weekend)

$4.86 ₱304

Cinema Ticket

$5.22 ₱327

$9.36 IQD 12.3K

-44.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$126 ₱7,906

$168 IQD 219.9K

-24.92%

International Primary School, 1 Child (Yearly)

$8,151 ₱511.0K

$917 IQD 1.2M

789.18%

Jeans (Levis 501 Or Similar)

$29.00 ₱1,818

$16.14 IQD 21.1K

79.68%

Summer Dress (H&M, Zara, etc)

$20.80 ₱1,304

$27.01 IQD 35.4K

-22.99%

Sport Shoes (Adidas, Nike)

$81.1 ₱5,083

$71.2 IQD 93.2K

13.93%

Men's Leather Business Shoes

$49.57 ₱3,107

$47.90 IQD 62.7K

3.49%

1-bedroom Apartment, City Center (Monthly)

$272 ₱17.1K

$258 IQD 337.8K

5.46%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.9K

$140 IQD 183.4K

24.38%

3-bedroom Apartment, City Center (Monthly)

$491 ₱30.8K

$335 IQD 438.1K

46.70%

3-bedroom Apartment, Outside City Center (Monthly)

$352 ₱22.1K

$204 IQD 266.7K

72.73%

Buy Apartment in City Center (m2)

$2,596 ₱162.8K

$1,263 IQD 1.7M

105.50%

Buy Apartment Outside City Center (m2)

$1,021 ₱64.0K

$488 IQD 638.5K

109.44%

Average Monthly Net Salary (After Tax)

$230 ₱14.4K

$729 IQD 954.1K

-68.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

4.12

63.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Boracay: September 7, 2026

Last update for An Najaf: September 7, 2026

Cost Breakdown

A central one-bedroom costs $272 in Boracay versus $258 in An Najaf. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 217% higher in An Najaf, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $20.00 in Boracay versus $23.00 in An Najaf. Groceries tell a different story – $180 in Boracay vs $174 in An Najaf – so An Najaf wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Boracay vs An Najaf: Cost of Living - Frequently Asked Questions

Boracay costs about 16% more than An Najaf, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,126 per month in Boracay and $968 in An Najaf. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $751 in Boracay and $645 in An Najaf. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $126 per month in Boracay and $168 in An Najaf. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $751 in Boracay and $645 in An Najaf, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. An Najaf costs $645 versus $751 in Boracay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Boracay makes more sense. Both are solid long-term options with distinct trade-offs.