Last update: Oct 2026

Cost of Living Comparison Between Boracay and An Najaf

For one person, living is cheaper in An Najaf: $565 a month against $915 in Boracay, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Boracay
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Boracay Living Index
27

Cost of Living Index in An Najaf
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An Najaf Living Index

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Boracay

🇵🇭 Philippines

$915

/mo nomad

An Najaf

🇮🇶 Iraq

$565

/mo nomad

Monthly Cost of Living

How much you'll spend in Boracay and in An Najaf

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Boracay and in An Najaf actually costs, broken down by who's living it.

A single person spends $915 per month in Boracay vs $565 in An Najaf, rent included.

Boracay $915
An Najaf $565

A couple spends around $1,349 per month in Boracay vs $854 in An Najaf, rent included.

Boracay $1,349
An Najaf $854

A family of three spends $1,783 per month in Boracay vs $1,143 in An Najaf, rent included.

Boracay $1,783
An Najaf $1,143

Boracay costs about 62% more than An Najaf, and outside of rent the biggest gap is in groceries.

Both Boracay and An Najaf are more affordable than the global median – Boracay 33% lower, An Najaf 58% lower.

Meal at Budget Restaurant

$5.31 ₱339

$3.88 IQD 5,856

36.86%

Three-Course Dinner for Two, Mid-Range

$18.68 ₱1,193

$19.70 IQD 29.8K

-5.18%

Fast Food Meal (McDonalds, etc)

$5.97 ₱381

$4.32 IQD 6,528

38.19%

Cappuccino

$2.32 ₱148

$2.26 IQD 3,416

2.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱44.12

$0.39 IQD 582

76.92%

Water (0.33 liter bottle)

$0.22 ₱14.01

$0.22 IQD 333

Local Beer (0.5 liter draught)

$1.19 ₱76.1

$3.26 IQD 4,923

-63.50%

Imported Beer (0.33 liter bottle)

$2.01 ₱129

$2.02 IQD 3,055

-0.50%

Milk (1 liter)

$2.93 ₱187

$0.90 IQD 1,367

225.56%

White Bread (500g)

$1.27 ₱81.4

$0.68 IQD 1,023

86.76%

Rice (white) (1kg)

$0.90 ₱57.4

$1.31 IQD 1,972

-31.30%

Eggs

$1.89 ₱121

$1.68 IQD 2,542

12.50%

Local Cheese (1kg)

$5.04 ₱322

$3.28 IQD 4,951

53.66%

Chicken Fillets (1kg)

$3.89 ₱248

$3.43 IQD 5,187

13.41%

Beef Round Steak (1kg)

$6.49 ₱414

$9.56 IQD 14.5K

-32.11%

Apples (1kg)

$2.29 ₱146

$0.97 IQD 1,458

136.08%

Banana (1kg)

$1.50 ₱96.0

$0.91 IQD 1,375

64.84%

Oranges (1kg)

$2.03 ₱130

$0.94 IQD 1,425

115.96%

Tomato (1kg)

$1.29 ₱82.2

$0.68 IQD 1,029

89.71%

Potato (1kg)

$2.19 ₱140

$0.56 IQD 841

291.07%

Onion (1kg)

$2.14 ₱137

$0.61 IQD 919

250.82%

Lettuce (1 head)

$0.92 ₱58.6

$0.58 IQD 877

58.62%

Water (1.5 liter bottle)

$0.59 ₱37.42

$0.49 IQD 743

20.41%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 ₱147

$1.63 IQD 2,462

40.49%

Wine (Bottle)

$7.61 ₱486

$11.93 IQD 18.0K

-36.21%

Local Beer (0.5 liter bottle)

$0.90 ₱57.2

$1.93 IQD 2,919

-53.37%

Imported Beer (0.33 liter bottle)

$1.97 ₱126

$1.91 IQD 2,892

3.14%

One-way Ticket (Public Transport)

$0.22 ₱14.04

$0.31 IQD 462

-29.03%

Public Transport Monthly Pass (Regular Price)

$10.67 ₱682

Taxi Start (Normal Tariff)

$0.66 ₱42.39

$1.31 IQD 1,974

-49.62%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.22

$1.31 IQD 1,975

-81.68%

Taxi 1hour Waiting (Normal Tariff)

$1.76 ₱113

$5.38 IQD 8,132

-67.29%

Gasoline (1 liter)

$1.10 ₱70.3

$0.41 IQD 625

168.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K ₱1.5M

$12.1K IQD 18.4M

88.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₱1.3M

$16.9K IQD 25.5M

20.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 ₱6,934

$34.87 IQD 52.7K

211.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.54 ₱993

$14.80 IQD 22.4K

5.00%

Internet (50+ Mbps, Unlimited Data)

$33.36 ₱2,131

$33.39 IQD 50.5K

-0.09%

Gym Membership (Monthly)

$33.49 ₱2,140

$25.35 IQD 38.3K

32.11%

Tennis Court (1 Hour on Weekend)

$4.90 ₱313

Cinema Ticket

$5.21 ₱333

$8.44 IQD 12.7K

-38.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$141 ₱8,983

$147 IQD 222.0K

-4.31%

International Primary School, 1 Child (Yearly)

$7,871 ₱502.9K

$797 IQD 1.2M

888.13%

Jeans (Levis 501 Or Similar)

$27.63 ₱1,766

$15.04 IQD 22.7K

83.71%

Summer Dress (H&M, Zara, etc)

$18.45 ₱1,179

$23.28 IQD 35.2K

-20.75%

Sport Shoes (Adidas, Nike)

$67.3 ₱4,298

$60.3 IQD 91.2K

11.48%

Men's Leather Business Shoes

$51.7 ₱3,304

$41.51 IQD 62.7K

24.57%

1-bedroom Apartment, City Center (Monthly)

$248 ₱15.8K

$234 IQD 353.4K

5.97%

1-bedroom Apartment, Outside City Center (Monthly)

$337 ₱21.5K

$125 IQD 188.4K

170.28%

3-bedroom Apartment, City Center (Monthly)

$489 ₱31.2K

$311 IQD 469.6K

57.34%

3-bedroom Apartment, Outside City Center (Monthly)

$589 ₱37.6K

$189 IQD 286.0K

211.00%

Buy Apartment in City Center (m2)

$2,586 ₱165.2K

$1,097 IQD 1.7M

135.76%

Buy Apartment Outside City Center (m2)

$1,129 ₱72.1K

$445 IQD 672.6K

153.56%

Average Monthly Net Salary (After Tax)

$230 ₱14.7K

$670 IQD 1.0M

-65.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

4.12

67.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Boracay: October 24, 2026

Last update for An Najaf: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Boracay

$337 36.8%

An Najaf

$125 22.1% 63% $212

Groceries & Markets

Boracay

$187 20.5%

An Najaf

$149 26.4% 20.3% $38

Monthly Utilities & Internet

Boracay

$157 17.2%

An Najaf

$83 14.7% 47.2% $74

Eating Out

Boracay

$102 11.1%

An Najaf

$94 16.6% 7.8% $8

Clothing & Footwear

Boracay

$74 8.1%

An Najaf

$63 11.2% 15.1% $11

Sport & Entertainment

Boracay

$44 4.8%

An Najaf

$42 7.5% 3.8% $1.7

Getting Around

Boracay

$13 1.5%

An Najaf

$9.1 * 1.6% 32.4% $4.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $248 in Boracay versus $234 in An Najaf. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in An Najaf are about 2.9 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19 in Boracay versus $20 in An Najaf. Groceries tell a different story – $187 in Boracay vs $149 in An Najaf – so An Najaf wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Boracay

🇮🇶 An Najaf

🕒 Local time

05:19 5:19 AM

00:19 12:19 AM

5 h behind Boracay

🌤 Weather

👥 Population

12,296

1,221,248

💱 Currency

Philippine Peso PHP ₱

Iraqi Dinar IQD ع.د

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

Exchange rates and currency converter

IQD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Boracay An Najaf 8,150 km ≈ 11 h nonstop flight

From you

Boracay
An Najaf

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Boracay vs An Najaf: Cost of Living - Frequently Asked Questions

Boracay costs about 62% more than An Najaf, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,373 per month in Boracay and $848 in An Najaf. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $248 in Boracay and $234 in An Najaf. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $915 in Boracay and $565 in An Najaf. That makes An Najaf about 38% cheaper.

Kindergarten costs $141 per month in Boracay and $147 in An Najaf. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in An Najaf, where all-in costs run around $565, than in Boracay at $915. In An Najaf it covers expenses comfortably, while in Boracay it requires careful planning or may not stretch far enough.

It depends on your priorities. Boracay has an edge in some lifestyle areas, with costs from $565 in An Najaf to $915 in Boracay. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.