Last update: Oct 2026

Cost of Living Comparison Between An Najaf and Belgrade

For one person, living is cheaper in An Najaf: $586 a month against $1,554 in Belgrade, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in An Najaf
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An Najaf Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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An Najaf

🇮🇶 Iraq

$586

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in An Najaf and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in An Najaf and in Belgrade actually costs, broken down by who's living it.

A single person spends $586 per month in An Najaf vs $1,554 in Belgrade, rent included.

An Najaf $586
Belgrade $1,554

A couple spends around $888 per month in An Najaf vs $2,337 in Belgrade, rent included.

An Najaf $888
Belgrade $2,337

A family of three spends $1,190 per month in An Najaf vs $3,121 in Belgrade, rent included.

An Najaf $1,190
Belgrade $3,121

An Najaf is about 62% cheaper than Belgrade, and outside of rent the biggest gap is in eating out.

An Najaf sits 57% below the global median, while Belgrade is 15% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.06 IQD 6,132

$13.15 RSD 1,371

-69.13%

Three-Course Dinner for Two, Mid-Range

$19.68 IQD 29.7K

$57.5 RSD 5,999

-65.80%

Fast Food Meal (McDonalds, etc)

$4.25 IQD 6,429

$13.38 RSD 1,394

-68.24%

Cappuccino

$2.29 IQD 3,455

$3.10 RSD 323

-26.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 IQD 494

$2.82 RSD 294

-88.30%

Water (0.33 liter bottle)

$0.20 IQD 302

$2.22 RSD 231

-90.99%

Local Beer (0.5 liter draught)

$3.22 IQD 4,872

$3.47 RSD 362

-7.20%

Imported Beer (0.33 liter bottle)

$1.98 IQD 2,989

$3.96 RSD 412

-50.00%

Milk (1 liter)

$0.90 IQD 1,363

$1.38 RSD 144

-34.78%

White Bread (500g)

$0.68 IQD 1,022

$1.13 RSD 118

-39.82%

Rice (white) (1kg)

$1.31 IQD 1,981

$2.66 RSD 277

-50.75%

Eggs

$1.48 IQD 2,240

$2.78 RSD 290

-46.76%

Local Cheese (1kg)

$3.41 IQD 5,154

$10.99 RSD 1,146

-68.97%

Chicken Fillets (1kg)

$4.07 IQD 6,157

$6.56 RSD 684

-37.96%

Beef Round Steak (1kg)

$9.27 IQD 14.0K

$15.07 RSD 1,571

-38.49%

Apples (1kg)

$1.01 IQD 1,530

$1.66 RSD 173

-39.16%

Banana (1kg)

$0.96 IQD 1,445

$1.79 RSD 186

-46.37%

Oranges (1kg)

$0.88 IQD 1,333

$1.87 RSD 195

-52.94%

Tomato (1kg)

$0.63 IQD 950

$3.03 RSD 315

-79.21%

Potato (1kg)

$0.58 IQD 880

$0.92 RSD 96.3

-36.96%

Onion (1kg)

$0.56 IQD 841

$0.71 RSD 73.8

-21.13%

Lettuce (1 head)

$0.58 IQD 875

$0.74 RSD 77.6

-21.62%

Water (1.5 liter bottle)

$0.49 IQD 742

$0.74 RSD 77.2

-33.78%

Cigarettes 20 Pack (Marlboro, Camel)

$1.70 IQD 2,564

$4.61 RSD 481

-63.12%

Wine (Bottle)

$11.66 IQD 17.6K

$8.81 RSD 918

32.35%

Local Beer (0.5 liter bottle)

$1.92 IQD 2,907

$0.89 RSD 92.7

115.73%

Imported Beer (0.33 liter bottle)

$1.93 IQD 2,923

$1.45 RSD 151

33.10%

One-way Ticket (Public Transport)

$0.33 IQD 492

Public Transport Monthly Pass (Regular Price)

$18.92 IQD 28.6K

Taxi Start (Normal Tariff)

$1.34 IQD 2,022

$3.02 RSD 315

-55.63%

Taxi (Normal Tariff) (1km)

$1.29 IQD 1,942

$0.98 RSD 103

31.63%

Taxi 1hour Waiting (Normal Tariff)

$5.36 IQD 8,095

$17.08 RSD 1,780

-68.62%

Gasoline (1 liter)

$0.39 IQD 584

$1.91 RSD 199

-79.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.0K IQD 18.1M

$31.0K RSD 3.2M

-61.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.7K IQD 25.3M

$24.7K RSD 2.6M

-32.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.90 IQD 52.7K

$220 RSD 23.0K

-84.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.79 IQD 22.3K

$24.41 RSD 2,544

-39.41%

Internet (50+ Mbps, Unlimited Data)

$32.93 IQD 49.8K

$35.64 RSD 3,715

-7.60%

Gym Membership (Monthly)

$25.24 IQD 38.1K

$41.20 RSD 4,295

-38.74%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

Cinema Ticket

$8.38 IQD 12.7K

$8.59 RSD 896

-2.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 IQD 222.3K

$424 RSD 44.2K

-65.28%

International Primary School, 1 Child (Yearly)

$799 IQD 1.2M

$11.0K RSD 1.1M

-92.72%

Jeans (Levis 501 Or Similar)

$14.90 IQD 22.5K

$111 RSD 11.5K

-86.53%

Summer Dress (H&M, Zara, etc)

$23.76 IQD 35.9K

$47.28 RSD 4,929

-49.75%

Sport Shoes (Adidas, Nike)

$60.5 IQD 91.5K

$113 RSD 11.8K

-46.47%

Men's Leather Business Shoes

$41.72 IQD 63.0K

$157 RSD 16.3K

-73.36%

1-bedroom Apartment, City Center (Monthly)

$235 IQD 354.8K

$805 RSD 83.9K

-70.83%

1-bedroom Apartment, Outside City Center (Monthly)

$124 IQD 187.9K

$546 RSD 56.9K

-77.23%

3-bedroom Apartment, City Center (Monthly)

$319 IQD 481.5K

$1,452 RSD 151.4K

-78.06%

3-bedroom Apartment, Outside City Center (Monthly)

$194 IQD 292.4K

$931 RSD 97.0K

-79.20%

Buy Apartment in City Center (m2)

$1,118 IQD 1.7M

$5,368 RSD 559.6K

-79.18%

Buy Apartment Outside City Center (m2)

$455 IQD 687.3K

$3,155 RSD 328.9K

-85.58%

Average Monthly Net Salary (After Tax)

$659 IQD 996.4K

$1,237 RSD 128.9K

-46.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

4.61

-10.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for An Najaf: October 10, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

An Najaf

$151 25.7%

Belgrade

$241 15.5% 59.6% $90

Accommodation & Living

An Najaf

$124 21.2%

Belgrade

$546 35.2% 339% $422

Eating Out

An Najaf

$95 16.2%

Belgrade

$228 14.7% 140% $133

Monthly Utilities & Internet

An Najaf

$83 14.1%

Belgrade

$280 18.1% 240% $198

Clothing & Footwear

An Najaf

$63 10.8%

Belgrade

$192 12.4% 203% $129

Sport & Entertainment

An Najaf

$42 7.2%

Belgrade

$58 3.8% 39% $16

Getting Around

An Najaf

$28 4.8%

Belgrade

$7.9 * 0.5% 71.6% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $235 in An Najaf versus $805 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 88% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in An Najaf versus $58.0 in Belgrade. Monthly groceries follow the same trend: $151 vs $241 – making An Najaf the more affordable choice for daily food spending.

Good to know

🇮🇶 An Najaf

🇷🇸 Belgrade

🕒 Local time

18:40 6:40 PM

17:40 5:40 PM

1 h behind An Najaf

🌤 Weather

👥 Population

1,221,248

1,197,714 Capital

💱 Currency

Iraqi Dinar IQD ع.د

Serbian Dinar RSD din

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

An Najaf Belgrade 2,510 km ≈ 3 h 45 min nonstop flight

From you

An Najaf
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

An Najaf vs Belgrade: Cost of Living - Frequently Asked Questions

Belgrade costs about 165% more than An Najaf, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $879 per month in An Najaf and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $586 in An Najaf and $1,554 in Belgrade. That's a gap of about 165%.

Kindergarten costs $147 per month in An Najaf and $424 in Belgrade. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in An Najaf, where all-in costs run around $586, than in Belgrade at $1,554. In An Najaf it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward An Najaf – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.