Last update: Oct 2026

Cost of Living Comparison Between Belgrade and An Najaf

For one person, living is cheaper in An Najaf: $586 a month against $1,554 in Belgrade, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
29

Cost of Living Index in An Najaf
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An Najaf Living Index

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Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

An Najaf

🇮🇶 Iraq

$586

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in An Najaf

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in An Najaf actually costs, broken down by who's living it.

A single person spends $1,554 per month in Belgrade vs $586 in An Najaf, rent included.

Belgrade $1,554
An Najaf $586

A couple spends around $2,337 per month in Belgrade vs $888 in An Najaf, rent included.

Belgrade $2,337
An Najaf $888

A family of three spends $3,121 per month in Belgrade vs $1,190 in An Najaf, rent included.

Belgrade $3,121
An Najaf $1,190

Belgrade costs about 165% more than An Najaf, and outside of rent the biggest gap is in eating out.

Belgrade sits 15% above the global median, while An Najaf is 57% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.15 RSD 1,371

$4.06 IQD 6,132

223.89%

Three-Course Dinner for Two, Mid-Range

$57.5 RSD 5,999

$19.68 IQD 29.7K

192.38%

Fast Food Meal (McDonalds, etc)

$13.38 RSD 1,394

$4.25 IQD 6,429

214.82%

Cappuccino

$3.10 RSD 323

$2.29 IQD 3,455

35.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 294

$0.33 IQD 494

754.55%

Water (0.33 liter bottle)

$2.22 RSD 231

$0.20 IQD 302

1010.00%

Local Beer (0.5 liter draught)

$3.47 RSD 362

$3.22 IQD 4,872

7.76%

Imported Beer (0.33 liter bottle)

$3.96 RSD 412

$1.98 IQD 2,989

100.00%

Milk (1 liter)

$1.38 RSD 144

$0.90 IQD 1,363

53.33%

White Bread (500g)

$1.13 RSD 118

$0.68 IQD 1,022

66.18%

Rice (white) (1kg)

$2.66 RSD 277

$1.31 IQD 1,981

103.05%

Eggs

$2.78 RSD 290

$1.48 IQD 2,240

87.84%

Local Cheese (1kg)

$10.99 RSD 1,146

$3.41 IQD 5,154

222.29%

Chicken Fillets (1kg)

$6.56 RSD 684

$4.07 IQD 6,157

61.18%

Beef Round Steak (1kg)

$15.07 RSD 1,571

$9.27 IQD 14.0K

62.57%

Apples (1kg)

$1.66 RSD 173

$1.01 IQD 1,530

64.36%

Banana (1kg)

$1.79 RSD 186

$0.96 IQD 1,445

86.46%

Oranges (1kg)

$1.87 RSD 195

$0.88 IQD 1,333

112.50%

Tomato (1kg)

$3.03 RSD 315

$0.63 IQD 950

380.95%

Potato (1kg)

$0.92 RSD 96.3

$0.58 IQD 880

58.62%

Onion (1kg)

$0.71 RSD 73.8

$0.56 IQD 841

26.79%

Lettuce (1 head)

$0.74 RSD 77.6

$0.58 IQD 875

27.59%

Water (1.5 liter bottle)

$0.74 RSD 77.2

$0.49 IQD 742

51.02%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 RSD 481

$1.70 IQD 2,564

171.18%

Wine (Bottle)

$8.81 RSD 918

$11.66 IQD 17.6K

-24.44%

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

$1.92 IQD 2,907

-53.65%

Imported Beer (0.33 liter bottle)

$1.45 RSD 151

$1.93 IQD 2,923

-24.87%

One-way Ticket (Public Transport)

$0.33 IQD 492

Public Transport Monthly Pass (Regular Price)

$18.92 IQD 28.6K

Taxi Start (Normal Tariff)

$3.02 RSD 315

$1.34 IQD 2,022

125.37%

Taxi (Normal Tariff) (1km)

$0.98 RSD 103

$1.29 IQD 1,942

-24.03%

Taxi 1hour Waiting (Normal Tariff)

$17.08 RSD 1,780

$5.36 IQD 8,095

218.66%

Gasoline (1 liter)

$1.91 RSD 199

$0.39 IQD 584

389.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$12.0K IQD 18.1M

158.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K RSD 2.6M

$16.7K IQD 25.3M

47.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 RSD 23.0K

$34.90 IQD 52.7K

531.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.41 RSD 2,544

$14.79 IQD 22.3K

65.04%

Internet (50+ Mbps, Unlimited Data)

$35.64 RSD 3,715

$32.93 IQD 49.8K

8.23%

Gym Membership (Monthly)

$41.20 RSD 4,295

$25.24 IQD 38.1K

63.23%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

Cinema Ticket

$8.59 RSD 896

$8.38 IQD 12.7K

2.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 RSD 44.2K

$147 IQD 222.3K

188.04%

International Primary School, 1 Child (Yearly)

$11.0K RSD 1.1M

$799 IQD 1.2M

1273.50%

Jeans (Levis 501 Or Similar)

$111 RSD 11.5K

$14.90 IQD 22.5K

642.35%

Summer Dress (H&M, Zara, etc)

$47.28 RSD 4,929

$23.76 IQD 35.9K

98.99%

Sport Shoes (Adidas, Nike)

$113 RSD 11.8K

$60.5 IQD 91.5K

86.82%

Men's Leather Business Shoes

$157 RSD 16.3K

$41.72 IQD 63.0K

275.38%

1-bedroom Apartment, City Center (Monthly)

$805 RSD 83.9K

$235 IQD 354.8K

242.88%

1-bedroom Apartment, Outside City Center (Monthly)

$546 RSD 56.9K

$124 IQD 187.9K

339.27%

3-bedroom Apartment, City Center (Monthly)

$1,452 RSD 151.4K

$319 IQD 481.5K

355.80%

3-bedroom Apartment, Outside City Center (Monthly)

$931 RSD 97.0K

$194 IQD 292.4K

380.80%

Buy Apartment in City Center (m2)

$5,368 RSD 559.6K

$1,118 IQD 1.7M

380.35%

Buy Apartment Outside City Center (m2)

$3,155 RSD 328.9K

$455 IQD 687.3K

593.69%

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

$659 IQD 996.4K

87.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

4.12

11.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 12, 2026

Last update for An Najaf: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$546 35.2%

An Najaf

$124 21.2% 77.2% $422

Monthly Utilities & Internet

Belgrade

$280 18.1%

An Najaf

$83 14.1% 70.5% $198

Groceries & Markets

Belgrade

$241 15.5%

An Najaf

$151 25.7% 37.3% $90

Eating Out

Belgrade

$228 14.7%

An Najaf

$95 16.2% 58.4% $133

Clothing & Footwear

Belgrade

$192 12.4%

An Najaf

$63 10.8% 67% $129

Sport & Entertainment

Belgrade

$58 3.8%

An Najaf

$42 7.2% 28.1% $16

Getting Around

Belgrade

$7.9 * 0.5%

An Najaf

$28 4.8% 252% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $805 in Belgrade versus $235 in An Najaf. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 88% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $20.00 in An Najaf. Monthly groceries follow the same trend: $241 vs $151 – making An Najaf the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇮🇶 An Najaf

🕒 Local time

18:36 6:36 PM

19:36 7:36 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

1,221,248

💱 Currency

Serbian Dinar RSD din

Iraqi Dinar IQD ع.د

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

Exchange rates and currency converter

IQD, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Belgrade An Najaf 2,510 km ≈ 3 h 45 min nonstop flight

From you

Belgrade
An Najaf

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs An Najaf: Cost of Living - Frequently Asked Questions

Belgrade costs about 165% more than An Najaf, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,331 per month in Belgrade and $879 in An Najaf. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,554 in Belgrade and $586 in An Najaf. That's a gap of about 165%.

Kindergarten costs $424 per month in Belgrade and $147 in An Najaf. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in An Najaf, where all-in costs run around $586, than in Belgrade at $1,554. In An Najaf it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward An Najaf – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.