🙂A single person spends $680 per month in An Najaf vs $1,055 in Baghdad, rent included.
🙂A couple spends around $999 per month in An Najaf vs $1,565 in Baghdad, rent included.
🙂A family of three spends $1,319 per month in An Najaf vs $2,074 in Baghdad, rent included.
🙂An Najaf is about 36% cheaper than Baghdad, driven mainly by Eating Out.
📊Both An Najaf and Baghdad are more affordable than the global median – An Najaf49% lower, Baghdad21% lower.
Currency
🍽 Eating Out
An Najaf
Baghdad
Difference
Meal at Budget Restaurant
$4.00IQD 5,232
$5.50IQD 7,206
-27.27%
Three-Course Dinner for Two, Mid-Range
$22.74IQD 29.8K
$36.22IQD 47.4K
-37.22%
Fast Food Meal(McDonalds, etc)
$4.71IQD 6,173
$7.70IQD 10.1K
-38.83%
Cappuccino
$2.76IQD 3,617
$2.98IQD 3,903
-7.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.36IQD 478
$0.36IQD 477
-
Water(0.33 liter bottle)
$0.20IQD 268
$0.17IQD 219
17.65%
Local Beer(0.5 liter draught)
$3.45IQD 4,521
$3.51IQD 4,590
-1.71%
Imported Beer(0.33 liter bottle)
$2.92IQD 3,828
$2.93IQD 3,839
-0.34%
🛒 Groceries & Markets
An Najaf
Baghdad
Difference
Milk(1 liter)
$1.32IQD 1,732
$1.35IQD 1,768
-2.22%
White Bread(500g)
$0.82IQD 1,077
$0.78IQD 1,023
5.13%
Rice(white)(1kg)
$1.64IQD 2,153
$1.59IQD 2,076
3.14%
Eggs
$1.74IQD 2,276
$1.79IQD 2,338
-2.79%
Local Cheese(1kg)
$2.37IQD 3,110
$4.58IQD 5,999
-48.25%
Chicken Fillets(1kg)
$4.99IQD 6,536
$4.81IQD 6,296
3.74%
Beef Round Steak(1kg)
$10.52IQD 13.8K
$14.13IQD 18.5K
-25.55%
Apples(1kg)
$1.23IQD 1,605
$1.23IQD 1,612
-
Banana(1kg)
$1.20IQD 1,573
$1.21IQD 1,590
-0.83%
Oranges(1kg)
$1.06IQD 1,388
$1.00IQD 1,311
6.00%
Tomato(1kg)
$0.73IQD 962
$0.74IQD 970
-1.35%
Potato(1kg)
$0.65IQD 855
$0.65IQD 854
-
Onion(1kg)
$0.67IQD 883
$0.67IQD 881
-
Lettuce(1 head)
$0.65IQD 846
$0.62IQD 817
4.84%
Water(1.5 liter bottle)
$0.39IQD 514
$0.66IQD 861
-40.91%
Cigarettes 20 Pack(Marlboro, Camel)
$1.51IQD 1,983
$2.05IQD 2,690
-26.34%
Wine(Bottle)
$13.38IQD 17.5K
$13.49IQD 17.7K
-0.82%
Local Beer(0.5 liter bottle)
$1.79IQD 2,338
$1.79IQD 2,346
-
Imported Beer(0.33 liter bottle)
$2.09IQD 2,733
$2.15IQD 2,821
-2.79%
🚌 Getting Around
An Najaf
Baghdad
Difference
One-way Ticket(Public Transport)
$0.36IQD 475
$0.75IQD 976
-52.00%
Public Transport Monthly Pass(Regular Price)
$33.79IQD 44.3K
$27.88IQD 36.5K
21.20%
Taxi Start(Normal Tariff)
$1.96IQD 2,561
$3.93IQD 5,147
-50.13%
Taxi(Normal Tariff)(1km)
$1.53IQD 1,999
$1.47IQD 1,922
4.08%
Taxi 1hour Waiting(Normal Tariff)
$5.12IQD 6,706
$7.50IQD 9,826
-31.73%
Gasoline(1 liter)
$0.47IQD 619
$0.56IQD 740
-16.07%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.3KIQD 14.8M
$19.7KIQD 25.8M
-42.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2KIQD 26.5M
$19.9KIQD 26.1M
1.49%
🧾 Monthly Utilities & Internet
An Najaf
Baghdad
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$60.1IQD 78.7K
$176IQD 230.7K
-65.87%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$23.36IQD 30.6K
$25.81IQD 33.8K
-9.49%
Internet(50+ Mbps, Unlimited Data)
$34.30IQD 44.9K
$41.29IQD 54.1K
-16.93%
🎉 Sport & Entertainment
An Najaf
Baghdad
Difference
Gym Membership(Monthly)
$29.48IQD 38.6K
$42.14IQD 55.2K
-30.04%
Tennis Court(1 Hour on Weekend)
$14.89IQD 19.5K
$18.56IQD 24.3K
-19.77%
Cinema Ticket
$7.43IQD 9,726
$7.77IQD 10.2K
-4.38%
🧸 Childcare & Education
An Najaf
Baghdad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$169IQD 221.0K
$168IQD 220.3K
0.31%
International Primary School, 1 Child(Yearly)
$929IQD 1.2M
$3,627IQD 4.7M
-74.39%
👕👟 Clothing & Footwear
An Najaf
Baghdad
Difference
Jeans(Levis 501 Or Similar)
$16.63IQD 21.8K
$27.92IQD 36.6K
-40.44%
Summer Dress(H&M, Zara, etc)
$25.08IQD 32.8K
$30.46IQD 39.9K
-17.66%
Sport Shoes(Adidas, Nike)
$64.7IQD 84.7K
$64.9IQD 85.0K
-0.39%
Men's Leather Business Shoes
$43.02IQD 56.3K
$43.79IQD 57.3K
-1.76%
🏠 Accommodation & Living
An Najaf
Baghdad
Difference
1-bedroom Apartment, City Center(Monthly)
$238IQD 311.3K
$554IQD 725.1K
-57.07%
1-bedroom Apartment, Outside City Center(Monthly)
$135IQD 176.3K
$321IQD 419.7K
-57.99%
3-bedroom Apartment, City Center(Monthly)
$378IQD 495.3K
$839IQD 1.1M
-54.92%
3-bedroom Apartment, Outside City Center(Monthly)
$156IQD 204.3K
$583IQD 764.1K
-73.27%
Buy Apartment in City Center(m2)
$1,242IQD 1.6M
$4,745IQD 6.2M
-73.83%
Buy Apartment Outside City Center(m2)
$495IQD 648.3K
$1,597IQD 2.1M
-69.00%
💵 Salaries & Financials
An Najaf
Baghdad
Difference
Average Monthly Net Salary(After Tax)
$734IQD 961.5K
$612IQD 800.9K
20.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
5.67
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for An Najaf: July 27, 2026
Last update for Baghdad: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $238 in An Najaf versus $554 in Baghdad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 20% higher in An Najaf, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $23.00 in An Najaf versus $36.00 in Baghdad. Monthly groceries follow the same trend: $170 vs $190 – making An Najaf the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
An Najaf vs Baghdad: Cost of Living - Frequently Asked Questions
Which city is more expensive, An Najaf or Baghdad?
Baghdad costs about 55% more than An Najaf, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in An Najaf and in Baghdad?
For a comfortable life, plan on about $1,019 per month in An Najaf and $1,582 in Baghdad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, An Najaf or Baghdad?
Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in An Najaf compared to Baghdad?
Monthly expenses with rent come to $680 in An Najaf and $1,055 in Baghdad. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in An Najaf compared to Baghdad?
Public transport costs about 21% less in An Najaf. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in An Najaf or in Baghdad?
A $1,000 monthly budget goes further in An Najaf, where all-in costs run around $680, than in Baghdad at $1,055. In An Najaf it covers expenses comfortably, while in Baghdad it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward An Najaf – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is An Najaf compared to Baghdad?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to An Najaf or to Baghdad?
If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baghdad makes more sense. Both are solid long-term options with distinct trade-offs.