Last update: Oct 2026

Cost of Living Comparison Between An Najaf and Austin, TX

For one person, living is cheaper in An Najaf: $586 a month against $2,663 in Austin, TX, rent and utilities included – about $24,900 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in An Najaf
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An Najaf Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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An Najaf

🇮🇶 Iraq

$586

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in An Najaf and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in An Najaf and in Austin, TX actually costs, broken down by who's living it.

A single person spends $586 per month in An Najaf vs $2,663 in Austin, TX, rent included.

An Najaf $586
Austin, TX $2,663

A couple spends around $888 per month in An Najaf vs $4,133 in Austin, TX, rent included.

An Najaf $888
Austin, TX $4,133

A family of three spends $1,190 per month in An Najaf vs $5,603 in Austin, TX, rent included.

An Najaf $1,190
Austin, TX $5,603

An Najaf is about 78% cheaper than Austin, TX, and outside of rent the biggest gap is in eating out.

An Najaf sits 57% below the global median, while Austin, TX is 97% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.06 IQD 6,132

$20.77 $20.77

-80.45%

Three-Course Dinner for Two, Mid-Range

$19.68 IQD 29.7K

$84.6 $84.6

-76.73%

Fast Food Meal (McDonalds, etc)

$4.25 IQD 6,429

$12.32 $12.32

-65.50%

Cappuccino

$2.29 IQD 3,455

$5.63 $5.63

-59.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 IQD 494

$3.72 $3.72

-91.13%

Water (0.33 liter bottle)

$0.20 IQD 302

$2.50 $2.50

-92.00%

Local Beer (0.5 liter draught)

$3.22 IQD 4,872

$8.05 $8.05

-60.00%

Imported Beer (0.33 liter bottle)

$1.98 IQD 2,989

$9.01 $9.01

-78.02%

Milk (1 liter)

$0.90 IQD 1,363

$1.12 $1.12

-19.64%

White Bread (500g)

$0.68 IQD 1,022

$3.75 $3.75

-81.87%

Rice (white) (1kg)

$1.31 IQD 1,981

$3.26 $3.26

-59.82%

Eggs

$1.48 IQD 2,240

$4.17 $4.17

-64.51%

Local Cheese (1kg)

$3.41 IQD 5,154

$12.90 $12.90

-73.57%

Chicken Fillets (1kg)

$4.07 IQD 6,157

$14.16 $14.16

-71.26%

Beef Round Steak (1kg)

$9.27 IQD 14.0K

$16.22 $16.22

-42.85%

Apples (1kg)

$1.01 IQD 1,530

$4.33 $4.33

-76.67%

Banana (1kg)

$0.96 IQD 1,445

$1.46 $1.46

-34.25%

Oranges (1kg)

$0.88 IQD 1,333

$4.51 $4.51

-80.49%

Tomato (1kg)

$0.63 IQD 950

$4.34 $4.34

-85.48%

Potato (1kg)

$0.58 IQD 880

$2.58 $2.58

-77.52%

Onion (1kg)

$0.56 IQD 841

$2.35 $2.35

-76.17%

Lettuce (1 head)

$0.58 IQD 875

$1.78 $1.78

-67.42%

Water (1.5 liter bottle)

$0.49 IQD 742

$2.22 $2.22

-77.93%

Cigarettes 20 Pack (Marlboro, Camel)

$1.70 IQD 2,564

$9.88 $9.88

-82.79%

Wine (Bottle)

$11.66 IQD 17.6K

$15.08 $15.08

-22.68%

Local Beer (0.5 liter bottle)

$1.92 IQD 2,907

$2.92 $2.92

-34.25%

Imported Beer (0.33 liter bottle)

$1.93 IQD 2,923

$3.46 $3.46

-44.22%

One-way Ticket (Public Transport)

$0.33 IQD 492

$1.49 $1.49

-77.85%

Public Transport Monthly Pass (Regular Price)

$18.92 IQD 28.6K

$41.72 $41.72

-54.65%

Taxi Start (Normal Tariff)

$1.34 IQD 2,022

$2.73 $2.73

-50.92%

Taxi (Normal Tariff) (1km)

$1.29 IQD 1,942

$1.66 $1.66

-22.29%

Taxi 1hour Waiting (Normal Tariff)

$5.36 IQD 8,095

$35.30 $35.30

-84.82%

Gasoline (1 liter)

$0.39 IQD 584

$0.95 $0.95

-58.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.0K IQD 18.1M

$36.0K $36.0K

-66.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.7K IQD 25.3M

$27.1K $27.1K

-38.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.90 IQD 52.7K

$229 $229

-84.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.79 IQD 22.3K

$59.4 $59.4

-75.10%

Internet (50+ Mbps, Unlimited Data)

$32.93 IQD 49.8K

$69.9 $69.9

-52.90%

Gym Membership (Monthly)

$25.24 IQD 38.1K

$57.2 $57.2

-55.90%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$8.38 IQD 12.7K

$14.28 $14.28

-41.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 IQD 222.3K

$1,506 $1,506

-90.23%

International Primary School, 1 Child (Yearly)

$799 IQD 1.2M

$21.5K $21.5K

-96.28%

Jeans (Levis 501 Or Similar)

$14.90 IQD 22.5K

$52.8 $52.8

-71.79%

Summer Dress (H&M, Zara, etc)

$23.76 IQD 35.9K

$43.82 $43.82

-45.78%

Sport Shoes (Adidas, Nike)

$60.5 IQD 91.5K

$84.8 $84.8

-28.60%

Men's Leather Business Shoes

$41.72 IQD 63.0K

$103 $103

-59.50%

1-bedroom Apartment, City Center (Monthly)

$235 IQD 354.8K

$1,907 $1,907

-87.69%

1-bedroom Apartment, Outside City Center (Monthly)

$124 IQD 187.9K

$1,274 $1,274

-90.24%

3-bedroom Apartment, City Center (Monthly)

$319 IQD 481.5K

$3,664 $3,664

-91.30%

3-bedroom Apartment, Outside City Center (Monthly)

$194 IQD 292.4K

$2,538 $2,538

-92.37%

Buy Apartment in City Center (m2)

$1,118 IQD 1.7M

$7,614 $7,614

-85.32%

Buy Apartment Outside City Center (m2)

$455 IQD 687.3K

$3,157 $3,157

-85.59%

Average Monthly Net Salary (After Tax)

$659 IQD 996.4K

$5,121 $5,121

-87.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

6.79

-39.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for An Najaf: October 10, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

An Najaf

$151 25.7%

Austin, TX

$405 15.2% 169% $254

Accommodation & Living

An Najaf

$124 21.2%

Austin, TX

$1.3K 47.8% 925% $1.1K

Eating Out

An Najaf

$95 16.2%

Austin, TX

$354 13.3% 273% $259

Monthly Utilities & Internet

An Najaf

$83 14.1%

Austin, TX

$358 13.5% 334% $276

Clothing & Footwear

An Najaf

$63 10.8%

Austin, TX

$128 4.8% 102% $65

Sport & Entertainment

An Najaf

$42 7.2%

Austin, TX

$86 3.2% 104% $44

Getting Around

An Najaf

$28 4.8%

Austin, TX

$59 2.2% 110% $31

Cost Breakdown

A central one-bedroom costs $235 in An Najaf versus $1,907 in Austin, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 677% higher in Austin, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in An Najaf versus $85.0 in Austin, TX. Monthly groceries follow the same trend: $151 vs $405 – making An Najaf the more affordable choice for daily food spending.

Good to know

🇮🇶 An Najaf

🇺🇸 Austin, TX

🕒 Local time

20:32 8:32 PM

12:32 12:32 PM

8 h behind An Najaf

🌤 Weather

👥 Population

1,221,248

974,447

💱 Currency

Iraqi Dinar IQD ع.د

United States Dollar USD $

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to IQD in detail →

On the map

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Between locations

An Najaf Austin, TX 12,020 km ≈ 16 h nonstop flight

From you

An Najaf
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

An Najaf vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX costs about 355% more than An Najaf, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $879 per month in An Najaf and $3,995 in Austin, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $586 in An Najaf and $2,663 in Austin, TX. That's a gap of about 355%.

Public transport costs about 121% less in An Najaf. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in An Najaf, where all-in costs run around $586, than in Austin, TX at $2,663. In An Najaf it covers expenses comfortably, while in Austin, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward An Najaf – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Austin, TX makes more sense. Both are solid long-term options with distinct trade-offs.