Cost of Living Comparison Between Albay and Makati Cost of Living Comparison Between Albay and Makati

Monthly Cost of Living

Monthly costs for one person with rent: $772 in Albay versus $1,232 in Makati.

Estimated couple costs with rent: $1,205 in Albay versus $2,009 in Makati.

Monthly costs for a family of three with rent: $1,638 in Albay versus $2,786 in Makati.

Living in Albay costs roughly 37% less than in Makati, driven mainly by Eating Out.

Both cities sit below the global median: Albay 42% lower, Makati 8% lower.

Meal at Budget Restaurant

$3.49 ₱215

$6.80 ₱419

-48.68%

Three-Course Dinner for Two, Mid-Range

$18.06 ₱1,113

$45.15 ₱2,784

-60.00%

Fast Food Meal (McDonalds, etc)

$3.33 ₱205

$4.93 ₱304

-32.45%

Cappuccino

$2.46 ₱152

$2.87 ₱177

-14.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ₱47.44

$1.19 ₱73.5

-35.29%

Water (0.33 liter bottle)

$0.39 ₱24.14

$0.56 ₱34.76

-30.36%

Local Beer (0.5 liter draught)

$1.35 ₱83.3

$2.44 ₱151

-44.67%

Imported Beer (0.33 liter bottle)

$2.09 ₱129

$3.66 ₱225

-42.90%

Milk (1 liter)

$1.92 ₱119

$2.14 ₱132

-10.28%

White Bread (500g)

$1.21 ₱74.5

$1.43 ₱88.4

-15.38%

Rice (white) (1kg)

$0.96 ₱59.1

$1.08 ₱66.5

-11.11%

Eggs

$2.06 ₱127

$2.34 ₱144

-11.97%

Local Cheese (1kg)

$7.99 ₱493

$8.16 ₱503

-2.08%

Chicken Fillets (1kg)

$4.15 ₱256

$4.43 ₱273

-6.32%

Beef Round Steak (1kg)

$7.50 ₱462

$7.64 ₱471

-1.83%

Apples (1kg)

$2.85 ₱176

$4.57 ₱282

-37.64%

Banana (1kg)

$1.58 ₱97.7

$1.92 ₱118

-17.71%

Oranges (1kg)

$2.69 ₱166

$2.70 ₱166

-0.37%

Tomato (1kg)

$1.57 ₱96.6

$2.25 ₱139

-30.22%

Potato (1kg)

$2.20 ₱135

$3.29 ₱203

-33.13%

Onion (1kg)

$2.53 ₱156

$2.86 ₱177

-11.54%

Lettuce (1 head)

$1.07 ₱65.7

$1.08 ₱66.8

-0.93%

Water (1.5 liter bottle)

$0.72 ₱44.23

$0.99 ₱61.3

-27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.78 ₱172

$2.94 ₱181

-5.44%

Wine (Bottle)

$8.52 ₱526

$8.28 ₱511

2.90%

Local Beer (0.5 liter bottle)

$1.20 ₱73.9

$1.20 ₱74.1

Imported Beer (0.33 liter bottle)

$1.96 ₱121

$2.34 ₱144

-16.24%

One-way Ticket (Public Transport)

$0.28 ₱17.28

$0.51 ₱31.71

-45.10%

Public Transport Monthly Pass (Regular Price)

$3.58 ₱221

Taxi Start (Normal Tariff)

$0.81 ₱50.1

$0.81 ₱50.0

Taxi (Normal Tariff) (1km)

$0.24 ₱14.85

$0.12 ₱7.44

100.00%

Taxi 1hour Waiting (Normal Tariff)

$2.18 ₱134

$3.58 ₱221

-39.11%

Gasoline (1 liter)

$1.14 ₱70.0

$1.10 ₱67.8

3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K ₱1.6M

$34.3K ₱2.1M

-22.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K ₱1.3M

$21.5K ₱1.3M

-5.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₱6,806

$172 ₱10.6K

-35.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.34 ₱1,994

$26.94 ₱1,661

20.04%

Internet (50+ Mbps, Unlimited Data)

$27.56 ₱1,699

$36.49 ₱2,250

-24.47%

Gym Membership (Monthly)

$33.25 ₱2,050

$56.0 ₱3,452

-40.61%

Tennis Court (1 Hour on Weekend)

$4.51 ₱278

$11.79 ₱727

-61.75%

Cinema Ticket

$5.87 ₱362

$7.90 ₱487

-25.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$152 ₱9,356

$321 ₱19.8K

-52.66%

International Primary School, 1 Child (Yearly)

$4,241 ₱261.5K

$7,538 ₱464.8K

-43.73%

Jeans (Levis 501 Or Similar)

$45.77 ₱2,822

$60.3 ₱3,717

-24.07%

Summer Dress (H&M, Zara, etc)

$26.78 ₱1,651

$35.62 ₱2,197

-24.82%

Sport Shoes (Adidas, Nike)

$75.8 ₱4,674

$85.6 ₱5,277

-11.42%

Men's Leather Business Shoes

$53.3 ₱3,287

$122 ₱7,516

-56.26%

1-bedroom Apartment, City Center (Monthly)

$268 ₱16.5K

$666 ₱41.1K

-59.79%

1-bedroom Apartment, Outside City Center (Monthly)

$177 ₱10.9K

$390 ₱24.0K

-54.57%

3-bedroom Apartment, City Center (Monthly)

$594 ₱36.6K

$2,260 ₱139.4K

-73.71%

3-bedroom Apartment, Outside City Center (Monthly)

$402 ₱24.8K

$1,024 ₱63.1K

-60.76%

Buy Apartment in City Center (m2)

$2,794 ₱172.3K

$6,010 ₱370.6K

-53.51%

Buy Apartment Outside City Center (m2)

$889 ₱54.8K

$3,852 ₱237.5K

-76.93%

Average Monthly Net Salary (After Tax)

$163 ₱10.0K

$682 ₱42.0K

-76.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albay: May 31, 2026

Last update for Makati: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Albay and $666 in Makati. Housing cost is often the main lever when comparing two cities.

Makati pays 319% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Albay vs $45.00 in Makati for a mid-range dinner for two. Groceries echo the gap at $204 vs $234 per month, with Albay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albay vs Makati: Cost of Living - Frequently Asked Questions

Albay and Makati differ by about 60% in total monthly costs ($772 vs $1,232 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Makati earns 319% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $268 in Albay versus $666 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $152 in Albay versus $321 in Makati. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Albay – a meal for two runs $18.00 versus $45.00 in Makati. If you eat out regularly, this makes a real dent in your monthly spending.

At $772 in Albay versus $1,232 in Makati, a $2,000 budget is realistic in Albay but tight or insufficient in Makati. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Albay and Makati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albay gentler on the wallet – expenses run 60% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.