Last update: Oct 2026

Cost of Living Comparison Between Albay and Delhi

For one person, living is cheaper in Delhi: $522 a month against $740 in Albay, rent and utilities included – about $2,600 less a year. Rent and utilities account for about half of the difference.

Albay
🇵🇭 Philippines
$740
/mo nomad
Delhi
🇮🇳 India
$522
/mo nomad
Monthly Cost of Living

How much you'll spend in Albay and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albay and in Delhi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $740 in Albay versus $522 in Delhi.

  • Albay $740
  • Delhi $522

Estimated couple costs with rent: $1,099 in Albay versus $872 in Delhi.

  • Albay $1,099
  • Delhi $872

Monthly costs for a family of three with rent: $1,457 in Albay versus $1,222 in Delhi.

  • Albay $1,457
  • Delhi $1,222

Living in Albay is roughly 42% more expensive than in Delhi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Albay 45% lower, Delhi 61% lower.

Currency
🍽 Eating Out
Albay
Delhi
Difference
Meal at Budget Restaurant
$3.98 ₱250
$3.70 ₹351
7.57%
Three-Course Dinner for Two, Mid-Range
$17.00 ₱1,070
$21.05 ₹1,999
-19.24%
Fast Food Meal (McDonalds, etc)
$2.72 ₱171
$3.73 ₹354
-27.08%
Cappuccino
$2.27 ₱143
$2.35 ₹223
-3.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.62 ₱39.23
$0.37 ₹35.21
67.57%
Water (0.33 liter bottle)
$0.33 ₱21.01
$0.15 ₹13.93
120.00%
Local Beer (0.5 liter draught)
$1.17 ₱73.6
$2.14 ₹203
-45.33%
Imported Beer (0.33 liter bottle)
$1.97 ₱124
$3.06 ₹291
-35.62%
🛒 Groceries & Markets
Albay
Delhi
Difference
Milk (1 liter)
$1.85 ₱116
$0.69 ₹65.1
168.12%
White Bread (500g)
$1.04 ₱65.2
$0.53 ₹50.0
96.23%
Rice (white) (1kg)
$0.86 ₱54.0
$0.77 ₹73.1
11.69%
Eggs
$1.99 ₱125
$1.11 ₹105
79.28%
Local Cheese (1kg)
$4.92 ₱310
$4.63 ₹440
6.26%
Chicken Fillets (1kg)
$4.17 ₱263
$3.52 ₹334
18.47%
Beef Round Steak (1kg)
$6.55 ₱413
-
-
Apples (1kg)
$2.71 ₱171
$2.00 ₹190
35.50%
Banana (1kg)
$1.58 ₱99.3
$0.74 ₹70.5
113.51%
Oranges (1kg)
$2.12 ₱133
$0.97 ₹92.6
118.56%
Tomato (1kg)
$1.03 ₱65.0
$0.53 ₹49.92
94.34%
Potato (1kg)
$1.78 ₱112
$0.30 ₹28.61
493.33%
Onion (1kg)
$2.26 ₱142
$0.40 ₹37.82
465.00%
Lettuce (1 head)
$0.86 ₱53.9
$0.42 ₹39.62
104.76%
Water (1.5 liter bottle)
$0.49 ₱30.89
$0.31 ₹29.81
58.06%
Cigarettes 20 Pack (Marlboro, Camel)
$2.67 ₱168
$4.94 ₹469
-45.95%
Wine (Bottle)
$7.49 ₱472
$8.21 ₹779
-8.77%
Local Beer (0.5 liter bottle)
$1.10 ₱69.2
$1.58 ₹150
-30.38%
Imported Beer (0.33 liter bottle)
$1.88 ₱118
$2.69 ₹255
-30.11%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$6.19 ₹588
-
🚌 Getting Around
Albay
Delhi
Difference
One-way Ticket (Public Transport)
$0.26 ₱16.50
$0.46 ₹43.46
-43.48%
Public Transport Monthly Pass (Regular Price)
$10.06 ₱634
$15.78 ₹1,498
-36.25%
Taxi Start (Normal Tariff)
$0.68 ₱42.90
$1.07 ₹102
-36.45%
Taxi (Normal Tariff) (1km)
$0.19 ₱11.90
$0.27 ₹25.66
-29.63%
Taxi 1hour Waiting (Normal Tariff)
$1.65 ₱104
$1.58 ₹150
4.43%
Gasoline (1 liter)
$1.38 ₱87.1
$1.07 ₹101
28.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K ₱1.2M
$10.7K ₹1.0M
73.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5K ₱1.2M
$18.9K ₹1.8M
3.19%
🧾 Monthly Utilities & Internet
Albay
Delhi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 ₱7,229
$42.37 ₹4,024
170.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.40 ₱970
$4.03 ₹383
282.13%
Internet (50+ Mbps, Unlimited Data)
$25.92 ₱1,632
$6.95 ₹660
272.95%
🎉 Sport & Entertainment
Albay
Delhi
Difference
Gym Membership (Monthly)
$37.20 ₱2,342
$19.18 ₹1,821
93.95%
Tennis Court (1 Hour on Weekend)
$5.27 ₱332
$7.92 ₹752
-33.46%
Cinema Ticket
$5.34 ₱336
$5.27 ₹500
1.33%
🧸 Childcare & Education
Albay
Delhi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$133 ₱8,400
$100 ₹9,525
33.02%
International Primary School, 1 Child (Yearly)
$7,069 ₱445.1K
$2,247 ₹213.4K
214.63%
👕👟 Clothing & Footwear
Albay
Delhi
Difference
Jeans (Levis 501 Or Similar)
$28.70 ₱1,807
$24.11 ₹2,290
19.04%
Summer Dress (H&M, Zara, etc)
$19.91 ₱1,254
$27.85 ₹2,645
-28.51%
Sport Shoes (Adidas, Nike)
$72.9 ₱4,587
$52.4 ₹4,977
39.02%
Men's Leather Business Shoes
$50.2 ₱3,160
$42.90 ₹4,074
16.97%
🏠 Accommodation & Living
Albay
Delhi
Difference
1-bedroom Apartment, City Center (Monthly)
$230 ₱14.5K
$267 ₹25.4K
-14.14%
1-bedroom Apartment, Outside City Center (Monthly)
$190 ₱11.9K
$156 ₹14.8K
21.63%
3-bedroom Apartment, City Center (Monthly)
$489 ₱30.8K
$734 ₹69.7K
-33.36%
3-bedroom Apartment, Outside City Center (Monthly)
$328 ₱20.6K
$394 ₹37.5K
-16.88%
Buy Apartment in City Center (m2)
$2,576 ₱162.2K
$2,507 ₹238.0K
2.78%
Buy Apartment Outside City Center (m2)
$959 ₱60.4K
$1,020 ₹96.8K
-5.97%
💵 Salaries & Financials
Albay
Delhi
Difference
Average Monthly Net Salary (After Tax)
$163 ₱10.2K
$608 ₹57.7K
-73.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
8.33
-18.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albay: October 11, 2026

Last update for Delhi: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Albay
$190
Delhi
$156 17.8% $34
Groceries & Markets
Albay
$176
Delhi
$109 38% $67
Monthly Utilities & Internet
Albay
$156
Delhi
$53 65.8% $103
Eating Out
Albay
$81
Delhi
$88 8.7% $7.1
Clothing & Footwear
Albay
$77
Delhi
$66 14.2% $11
Sport & Entertainment
Albay
$48
Delhi
$30 37.9% $18
Getting Around
Albay
$13
Delhi
$20 57.2% $7.3

Cost Breakdown

A one-bedroom apartment in the center runs $230 in Albay and $267 in Delhi. Housing cost is often the main lever when comparing two cities.

Delhi pays 273% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Albay vs $21.00 in Delhi. Groceries flip the comparison at $176 vs $109, with Delhi cheaper for home cooking.

Good to know
🇵🇭 Albay
🇮🇳 Delhi
🕒 Local time
13:06 1:06 PM
10:36 10:36 AM
2 h 30 min behind Albay
🌤 Weather
👥 Population
179,481
16,787,941 Capital
💱 Currency
Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

On the map
Between locations
  • Albay Delhi 5,090 km ≈ 7 h nonstop flight
From you
  • Albay
  • Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Albay vs Delhi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Albay and in Delhi?
Albay and Delhi differ by about 42% in total monthly costs ($740 vs $522 including rent). Delhi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 273% lower in Delhi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Albay and in Delhi?
Rent for a central apartment: $230 in Albay versus $267 in Delhi. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 61% higher in Albay. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Delhi – a meal for two runs $21.00 versus $17.00 in Albay. If you eat out regularly, this makes a real dent in your monthly spending.
How far does $1,200 go in Albay compared to Delhi?
Either city works on $1,200 a month, though Delhi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Albay and Delhi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Albay or Delhi?
Expats usually find Delhi gentler on the wallet – expenses run 42% less than in Albay. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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