Last update: Oct 2026

Cost of Living Comparison Between Albay and Austin, TX

For one person, living is cheaper in Albay: $740 a month against $2,663 in Austin, TX, rent and utilities included – about $23,100 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Albay
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Albay Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Albay

🇵🇭 Philippines

$740

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Albay and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albay and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $740 in Albay versus $2,663 in Austin, TX.

Albay $740
Austin, TX $2,663

Estimated couple costs with rent: $1,099 in Albay versus $4,133 in Austin, TX.

Albay $1,099
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,457 in Albay versus $5,603 in Austin, TX.

Albay $1,457
Austin, TX $5,603

Living in Albay costs roughly 72% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Albay is 45% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.98 ₱250

$20.77 $20.77

-80.84%

Three-Course Dinner for Two, Mid-Range

$17.00 ₱1,070

$84.6 $84.6

-79.90%

Fast Food Meal (McDonalds, etc)

$2.72 ₱171

$12.32 $12.32

-77.92%

Cappuccino

$2.27 ₱143

$5.63 $5.63

-59.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 ₱39.23

$3.72 $3.72

-83.33%

Water (0.33 liter bottle)

$0.33 ₱21.01

$2.50 $2.50

-86.80%

Local Beer (0.5 liter draught)

$1.17 ₱73.6

$8.05 $8.05

-85.47%

Imported Beer (0.33 liter bottle)

$1.97 ₱124

$9.01 $9.01

-78.14%

Milk (1 liter)

$1.85 ₱116

$1.12 $1.12

65.18%

White Bread (500g)

$1.04 ₱65.2

$3.75 $3.75

-72.27%

Rice (white) (1kg)

$0.86 ₱54.0

$3.26 $3.26

-73.62%

Eggs

$1.99 ₱125

$4.17 $4.17

-52.28%

Local Cheese (1kg)

$4.92 ₱310

$12.90 $12.90

-61.86%

Chicken Fillets (1kg)

$4.17 ₱263

$14.16 $14.16

-70.55%

Beef Round Steak (1kg)

$6.55 ₱413

$16.22 $16.22

-59.62%

Apples (1kg)

$2.71 ₱171

$4.33 $4.33

-37.41%

Banana (1kg)

$1.58 ₱99.3

$1.46 $1.46

8.22%

Oranges (1kg)

$2.12 ₱133

$4.51 $4.51

-52.99%

Tomato (1kg)

$1.03 ₱65.0

$4.34 $4.34

-76.27%

Potato (1kg)

$1.78 ₱112

$2.58 $2.58

-31.01%

Onion (1kg)

$2.26 ₱142

$2.35 $2.35

-3.83%

Lettuce (1 head)

$0.86 ₱53.9

$1.78 $1.78

-51.69%

Water (1.5 liter bottle)

$0.49 ₱30.89

$2.22 $2.22

-77.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.67 ₱168

$9.88 $9.88

-72.98%

Wine (Bottle)

$7.49 ₱472

$15.08 $15.08

-50.33%

Local Beer (0.5 liter bottle)

$1.10 ₱69.2

$2.92 $2.92

-62.33%

Imported Beer (0.33 liter bottle)

$1.88 ₱118

$3.46 $3.46

-45.66%

One-way Ticket (Public Transport)

$0.26 ₱16.50

$1.49 $1.49

-82.55%

Public Transport Monthly Pass (Regular Price)

$10.06 ₱634

$41.72 $41.72

-75.89%

Taxi Start (Normal Tariff)

$0.68 ₱42.90

$2.73 $2.73

-75.09%

Taxi (Normal Tariff) (1km)

$0.19 ₱11.90

$1.66 $1.66

-88.55%

Taxi 1hour Waiting (Normal Tariff)

$1.65 ₱104

$35.30 $35.30

-95.33%

Gasoline (1 liter)

$1.38 ₱87.1

$0.95 $0.95

45.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.5K ₱1.2M

$36.0K $36.0K

-48.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

$27.1K $27.1K

-27.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 ₱7,229

$229 $229

-49.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.40 ₱970

$59.4 $59.4

-74.07%

Internet (50+ Mbps, Unlimited Data)

$25.92 ₱1,632

$69.9 $69.9

-62.92%

Gym Membership (Monthly)

$37.20 ₱2,342

$57.2 $57.2

-35.01%

Tennis Court (1 Hour on Weekend)

$5.27 ₱332

$16.33 $16.33

-67.73%

Cinema Ticket

$5.34 ₱336

$14.28 $14.28

-62.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 ₱8,400

$1,506 $1,506

-91.14%

International Primary School, 1 Child (Yearly)

$7,069 ₱445.1K

$21.5K $21.5K

-67.05%

Jeans (Levis 501 Or Similar)

$28.70 ₱1,807

$52.8 $52.8

-45.65%

Summer Dress (H&M, Zara, etc)

$19.91 ₱1,254

$43.82 $43.82

-54.56%

Sport Shoes (Adidas, Nike)

$72.9 ₱4,587

$84.8 $84.8

-14.05%

Men's Leather Business Shoes

$50.2 ₱3,160

$103 $103

-51.29%

1-bedroom Apartment, City Center (Monthly)

$230 ₱14.5K

$1,907 $1,907

-87.96%

1-bedroom Apartment, Outside City Center (Monthly)

$190 ₱11.9K

$1,274 $1,274

-85.12%

3-bedroom Apartment, City Center (Monthly)

$489 ₱30.8K

$3,664 $3,664

-86.65%

3-bedroom Apartment, Outside City Center (Monthly)

$328 ₱20.6K

$2,538 $2,538

-87.08%

Buy Apartment in City Center (m2)

$2,576 ₱162.2K

$7,614 $7,614

-66.16%

Buy Apartment Outside City Center (m2)

$959 ₱60.4K

$3,157 $3,157

-69.63%

Average Monthly Net Salary (After Tax)

$163 ₱10.2K

$5,121 $5,121

-96.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albay: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Albay

$190 25.6%

Austin, TX

$1.3K 47.8% 572% $1.1K

Groceries & Markets

Albay

$176 23.7%

Austin, TX

$405 15.2% 130% $229

Monthly Utilities & Internet

Albay

$156 21.1%

Austin, TX

$358 13.5% 130% $202

Eating Out

Albay

$81 10.9%

Austin, TX

$354 13.3% 338% $273

Clothing & Footwear

Albay

$77 10.4%

Austin, TX

$128 4.8% 65.7% $51

Sport & Entertainment

Albay

$48 6.5%

Austin, TX

$86 3.2% 79.2% $38

Getting Around

Albay

$13 1.7%

Austin, TX

$59 2.2% 361% $46

Cost Breakdown

A one-bedroom apartment in the center runs $230 in Albay and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 3046% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $17.00 in Albay vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $176 vs $405 per month, with Albay cheaper across the board.

Good to know

🇵🇭 Albay

🇺🇸 Austin, TX

🕒 Local time

08:52 8:52 AM

19:52 7:52 PM

13 h behind Albay

🌤 Weather

👥 Population

179,481

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

On the map

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Between locations

Albay Austin, TX 13,460 km ≈ 17 h nonstop flight

From you

Albay
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albay vs Austin, TX: Cost of Living - Frequently Asked Questions

Albay and Austin, TX differ by about 260% in total monthly costs ($740 vs $2,663 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 3046% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $230 in Albay versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 130% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Albay – a meal for two runs $17.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $740 in Albay versus $2,663 in Austin, TX, a $2,000 budget is realistic in Albay but tight or insufficient in Austin, TX. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Albay gentler on the wallet – expenses run 260% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.