Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Albay

For one person, living is cheaper in Albay: $740 a month against $2,663 in Austin, TX, rent and utilities included – about $23,100 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
36

Cost of Living Index in Albay
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Albay Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Albay

🇵🇭 Philippines

$740

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Albay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Albay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $740 in Albay.

Austin, TX $2,663
Albay $740

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,099 in Albay.

Austin, TX $4,133
Albay $1,099

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,457 in Albay.

Austin, TX $5,603
Albay $1,457

Living in Austin, TX is roughly 260% more expensive than in Albay, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Albay is 45% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.98 ₱250

421.86%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$17.00 ₱1,070

397.59%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$2.72 ₱171

352.94%

Cappuccino

$5.63 $5.63

$2.27 ₱143

148.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.62 ₱39.23

500.00%

Water (0.33 liter bottle)

$2.50 $2.50

$0.33 ₱21.01

657.58%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.17 ₱73.6

588.03%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.97 ₱124

357.36%

Milk (1 liter)

$1.12 $1.12

$1.85 ₱116

-39.46%

White Bread (500g)

$3.75 $3.75

$1.04 ₱65.2

260.58%

Rice (white) (1kg)

$3.26 $3.26

$0.86 ₱54.0

279.07%

Eggs

$4.17 $4.17

$1.99 ₱125

109.55%

Local Cheese (1kg)

$12.90 $12.90

$4.92 ₱310

162.20%

Chicken Fillets (1kg)

$14.16 $14.16

$4.17 ₱263

239.57%

Beef Round Steak (1kg)

$16.22 $16.22

$6.55 ₱413

147.63%

Apples (1kg)

$4.33 $4.33

$2.71 ₱171

59.78%

Banana (1kg)

$1.46 $1.46

$1.58 ₱99.3

-7.59%

Oranges (1kg)

$4.51 $4.51

$2.12 ₱133

112.74%

Tomato (1kg)

$4.34 $4.34

$1.03 ₱65.0

321.36%

Potato (1kg)

$2.58 $2.58

$1.78 ₱112

44.94%

Onion (1kg)

$2.35 $2.35

$2.26 ₱142

3.98%

Lettuce (1 head)

$1.78 $1.78

$0.86 ₱53.9

106.98%

Water (1.5 liter bottle)

$2.22 $2.22

$0.49 ₱30.89

353.06%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.67 ₱168

270.04%

Wine (Bottle)

$15.08 $15.08

$7.49 ₱472

101.34%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.10 ₱69.2

165.45%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.88 ₱118

84.04%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.26 ₱16.50

473.08%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$10.06 ₱634

314.71%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.68 ₱42.90

301.47%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.19 ₱11.90

773.68%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.65 ₱104

2039.39%

Gasoline (1 liter)

$0.95 $0.95

$1.38 ₱87.1

-31.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$18.5K ₱1.2M

95.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$19.5K ₱1.2M

38.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$115 ₱7,229

99.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$15.40 ₱970

285.65%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$25.92 ₱1,632

169.71%

Gym Membership (Monthly)

$57.2 $57.2

$37.20 ₱2,342

53.87%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$5.27 ₱332

209.87%

Cinema Ticket

$14.28 $14.28

$5.34 ₱336

167.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$133 ₱8,400

1028.67%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,069 ₱445.1K

203.51%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$28.70 ₱1,807

84.01%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$19.91 ₱1,254

120.09%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$72.9 ₱4,587

16.35%

Men's Leather Business Shoes

$103 $103

$50.2 ₱3,160

105.28%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$230 ₱14.5K

730.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$190 ₱11.9K

571.88%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$489 ₱30.8K

648.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$328 ₱20.6K

674.10%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,576 ₱162.2K

195.51%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$959 ₱60.4K

229.25%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$163 ₱10.2K

3045.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Albay: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Albay

$190 25.6% 85.1% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Albay

$176 23.7% 56.6% $229

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Albay

$156 21.1% 56.4% $202

Eating Out

Austin, TX

$354 13.3%

Albay

$81 10.9% 77.2% $273

Clothing & Footwear

Austin, TX

$128 4.8%

Albay

$77 10.4% 39.6% $51

Sport & Entertainment

Austin, TX

$86 3.2%

Albay

$48 6.5% 44.2% $38

Getting Around

Austin, TX

$59 2.2%

Albay

$13 1.7% 78.3% $46

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $230 in Albay. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 3046% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $17.00 in Albay for a mid-range dinner for two. Groceries echo the gap at $405 vs $176 per month, with Albay cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Albay

🕒 Local time

21:26 9:26 PM

10:26 10:26 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

179,481

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Between locations

Austin, TX Albay 13,460 km ≈ 17 h nonstop flight

From you

Austin, TX
Albay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Albay: Cost of Living - Frequently Asked Questions

Austin, TX and Albay differ by about 260% in total monthly costs ($2,663 vs $740 including rent). Albay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3046% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $230 in Albay. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 130% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Albay – a meal for two runs $17.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $740 in Albay versus $2,663 in Austin, TX, a $2,000 budget is realistic in Albay but tight or insufficient in Austin, TX. The gap between the two cities makes Albay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Albay gentler on the wallet – expenses run 260% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.