Last update: Oct 2026

Cost of Living Comparison Between Al Kut and Cebu

For one person, living is cheaper in Al Kut: $656 a month against $918 in Cebu, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Al Kut
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Al Kut Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Al Kut

🇮🇶 Iraq

$656

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Al Kut and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Al Kut and in Cebu actually costs, broken down by who's living it.

A single person spends $656 per month in Al Kut vs $918 in Cebu, rent included.

Al Kut $656
Cebu $918

A couple spends around $1,020 per month in Al Kut vs $1,409 in Cebu, rent included.

Al Kut $1,020
Cebu $1,409

A family of three spends $1,385 per month in Al Kut vs $1,900 in Cebu, rent included.

Al Kut $1,385
Cebu $1,900

Al Kut is about 29% cheaper than Cebu, and outside of rent the biggest gap is in groceries.

Both Al Kut and Cebu are more affordable than the global median – Al Kut 51% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.92 IQD 5,918

$3.09 ₱195

26.86%

Three-Course Dinner for Two, Mid-Range

$20.73 IQD 31.3K

$24.22 ₱1,525

-14.41%

Fast Food Meal (McDonalds, etc)

$7.01 IQD 10.6K

$3.92 ₱247

78.83%

Cappuccino

$2.46 IQD 3,712

$2.51 ₱158

-1.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 IQD 509

$1.59 ₱100

-78.62%

Water (0.33 liter bottle)

$0.21 IQD 324

$0.53 ₱33.45

-60.38%

Local Beer (0.5 liter draught)

$2.93 IQD 4,423

$1.78 ₱112

64.61%

Imported Beer (0.33 liter bottle)

$2.53 IQD 3,826

$2.17 ₱137

16.59%

Milk (1 liter)

$1.00 IQD 1,509

$1.92 ₱121

-47.92%

White Bread (500g)

$0.68 IQD 1,025

$1.36 ₱85.5

-50.00%

Rice (white) (1kg)

$1.55 IQD 2,348

$1.01 ₱63.6

53.47%

Eggs

$1.58 IQD 2,390

$2.03 ₱128

-22.17%

Local Cheese (1kg)

$3.81 IQD 5,760

$9.86 ₱621

-61.36%

Chicken Fillets (1kg)

$3.44 IQD 5,198

$4.39 ₱277

-21.64%

Beef Round Steak (1kg)

$12.08 IQD 18.3K

$7.60 ₱479

58.95%

Apples (1kg)

$0.87 IQD 1,312

$3.30 ₱208

-73.64%

Banana (1kg)

$1.01 IQD 1,529

$1.39 ₱87.8

-27.34%

Oranges (1kg)

$0.80 IQD 1,215

$2.33 ₱147

-65.67%

Tomato (1kg)

$0.66 IQD 996

$1.50 ₱94.3

-56.00%

Potato (1kg)

$0.53 IQD 797

$2.36 ₱149

-77.54%

Onion (1kg)

$0.61 IQD 925

$1.90 ₱119

-67.89%

Lettuce (1 head)

$0.55 IQD 837

$1.19 ₱74.9

-53.78%

Water (1.5 liter bottle)

$0.51 IQD 770

$0.63 ₱39.73

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$1.65 IQD 2,496

$3.00 ₱189

-45.00%

Wine (Bottle)

$11.22 IQD 17.0K

$6.03 ₱380

86.07%

Local Beer (0.5 liter bottle)

$1.24 IQD 1,870

$1.23 ₱77.7

0.81%

Imported Beer (0.33 liter bottle)

$1.60 IQD 2,410

$1.75 ₱110

-8.57%

One-way Ticket (Public Transport)

$0.37 IQD 564

$0.25 ₱15.87

48.00%

Public Transport Monthly Pass (Regular Price)

$17.49 IQD 26.4K

$12.64 ₱796

38.37%

Taxi Start (Normal Tariff)

$2.04 IQD 3,076

$0.77 ₱48.64

164.94%

Taxi (Normal Tariff) (1km)

$1.21 IQD 1,825

$0.23 ₱14.54

426.09%

Taxi 1hour Waiting (Normal Tariff)

$5.63 IQD 8,509

$4.46 ₱281

26.23%

Gasoline (1 liter)

$0.54 IQD 809

$1.31 ₱82.8

-58.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.1K IQD 25.9M

$21.2K ₱1.3M

-19.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.0K IQD 24.1M

$19.1K ₱1.2M

-16.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.6 IQD 132.4K

$120 ₱7,573

-27.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.89 IQD 18.0K

$14.00 ₱882

-15.07%

Internet (50+ Mbps, Unlimited Data)

$24.39 IQD 36.9K

$27.54 ₱1,735

-11.44%

Gym Membership (Monthly)

$37.31 IQD 56.4K

$32.33 ₱2,036

15.40%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.24 IQD 14.0K

$5.65 ₱356

63.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$136 IQD 206.1K

$275 ₱17.3K

-50.46%

International Primary School, 1 Child (Yearly)

$2,765 IQD 4.2M

$7,918 ₱498.8K

-65.09%

Jeans (Levis 501 Or Similar)

$20.87 IQD 31.5K

$49.33 ₱3,107

-57.69%

Summer Dress (H&M, Zara, etc)

$21.36 IQD 32.3K

$25.24 ₱1,590

-15.37%

Sport Shoes (Adidas, Nike)

$47.29 IQD 71.5K

$77.0 ₱4,848

-38.55%

Men's Leather Business Shoes

$31.05 IQD 46.9K

$57.2 ₱3,603

-45.72%

1-bedroom Apartment, City Center (Monthly)

$162 IQD 244.3K

$500 ₱31.5K

-67.63%

1-bedroom Apartment, Outside City Center (Monthly)

$137 IQD 207.6K

$309 ₱19.5K

-55.50%

3-bedroom Apartment, City Center (Monthly)

$375 IQD 567.0K

$1,078 ₱67.9K

-65.18%

3-bedroom Apartment, Outside City Center (Monthly)

$308 IQD 466.0K

$615 ₱38.8K

-49.87%

Buy Apartment in City Center (m2)

$697 IQD 1.1M

$2,886 ₱181.8K

-75.84%

Buy Apartment Outside City Center (m2)

$566 IQD 855.8K

$1,917 ₱120.7K

-70.45%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

7.2

-53.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al Kut: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Al Kut

$154 23.5%

Cebu

$206 22.4% 33.6% $52

Accommodation & Living

Al Kut

$137 20.9%

Cebu

$309 33.6% 125% $171

Monthly Utilities & Internet

Al Kut

$124 18.9%

Cebu

$162 17.6% 30.6% $38

Eating Out

Al Kut

$104 15.8%

Cebu

$88 9.6% 14.9% $15

Sport & Entertainment

Al Kut

$56 8.5%

Cebu

$44 4.8% 21.8% $12

Clothing & Footwear

Al Kut

$54 8.3%

Cebu

$94 10.2% 73.1% $40

Getting Around

Al Kut

$27 4.1%

Cebu

$16 1.7% 42.5% $11

Cost Breakdown

A central one-bedroom costs $162 in Al Kut versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Al Kut versus $24.00 in Cebu. Monthly groceries follow the same trend: $154 vs $206 – making Al Kut the more affordable choice for daily food spending.

Good to know

🇮🇶 Al Kut

🇵🇭 Cebu

🕒 Local time

16:54 4:54 PM

21:54 9:54 PM

5 h ahead of Al Kut

🌤 Weather

👥 Population

422,793

964,169

💱 Currency

Iraqi Dinar IQD ع.د

Philippine Peso PHP ₱

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Al Kut Cebu 8,280 km ≈ 11 h nonstop flight

From you

Al Kut
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al Kut vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $656 in Al Kut, $918 in Cebu – roughly 40% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $984 per month in Al Kut and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Al Kut, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 34% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $21.00 in Al Kut and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,200 covers both cities comfortably – all-in costs are $656 in Al Kut and $918 in Cebu, leaving budget for savings and extras in both cases.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $656 in Al Kut to $918 in Cebu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Al Kut. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.