Last update: Oct 2026

Cost of Living Comparison Between Al Kazimiyah and Ubud, Bali

For one person, living is cheaper in Al Kazimiyah: $663 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Al Kazimiyah
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Al Kazimiyah Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Al Kazimiyah

🇮🇶 Iraq

$663

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Al Kazimiyah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Al Kazimiyah and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $663 in Al Kazimiyah versus $1,368 in Ubud, Bali.

Al Kazimiyah $663
Ubud, Bali $1,368

Estimated couple costs with rent: $1,020 in Al Kazimiyah versus $2,314 in Ubud, Bali.

Al Kazimiyah $1,020
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,377 in Al Kazimiyah versus $3,260 in Ubud, Bali.

Al Kazimiyah $1,377
Ubud, Bali $3,260

Living in Al Kazimiyah costs roughly 52% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Al Kazimiyah is 51% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$4.03 IQD 6,085

$3.33 Rp 59.9K

21.02%

Three-Course Dinner for Two, Mid-Range

$20.21 IQD 30.5K

$35.18 Rp 633.2K

-42.55%

Fast Food Meal (McDonalds, etc)

$6.52 IQD 9,857

$5.80 Rp 104.5K

12.41%

Cappuccino

$2.65 IQD 4,012

$2.73 Rp 49.1K

-2.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 558

$1.64 Rp 29.5K

-77.44%

Water (0.33 liter bottle)

$0.19 IQD 280

$0.83 Rp 15.0K

-77.11%

Local Beer (0.5 liter draught)

$3.19 IQD 4,820

$2.70 Rp 48.6K

18.15%

Imported Beer (0.33 liter bottle)

$3.00 IQD 4,535

$4.30 Rp 77.4K

-30.23%

Milk (1 liter)

$1.15 IQD 1,737

$1.50 Rp 27.1K

-23.33%

White Bread (500g)

$0.63 IQD 948

$2.30 Rp 41.4K

-72.61%

Rice (white) (1kg)

$1.34 IQD 2,022

$1.18 Rp 21.2K

13.56%

Eggs

$1.32 IQD 1,998

$2.14 Rp 38.6K

-38.32%

Local Cheese (1kg)

$3.46 IQD 5,229

$17.48 Rp 314.6K

-80.21%

Chicken Fillets (1kg)

$4.00 IQD 6,045

$4.03 Rp 72.5K

-0.74%

Beef Round Steak (1kg)

$13.07 IQD 19.8K

$12.23 Rp 220.1K

6.87%

Apples (1kg)

$0.92 IQD 1,384

$3.55 Rp 63.9K

-74.08%

Banana (1kg)

$0.98 IQD 1,481

$1.57 Rp 28.3K

-37.58%

Oranges (1kg)

$0.94 IQD 1,423

$2.24 Rp 40.2K

-58.04%

Tomato (1kg)

$0.61 IQD 920

$1.93 Rp 34.7K

-68.39%

Potato (1kg)

$0.53 IQD 794

$1.88 Rp 33.9K

-71.81%

Onion (1kg)

$0.60 IQD 909

$2.29 Rp 41.3K

-73.80%

Lettuce (1 head)

$0.65 IQD 986

$0.99 Rp 17.9K

-34.34%

Water (1.5 liter bottle)

$0.56 IQD 847

$0.53 Rp 9,475

5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$1.66 IQD 2,503

$2.28 Rp 41.1K

-27.19%

Wine (Bottle)

$10.41 IQD 15.7K

$23.01 Rp 414.2K

-54.76%

Local Beer (0.5 liter bottle)

$1.32 IQD 1,994

$2.34 Rp 42.2K

-43.59%

Imported Beer (0.33 liter bottle)

$1.67 IQD 2,526

$2.91 Rp 52.4K

-42.61%

One-way Ticket (Public Transport)

$0.46 IQD 688

$0.24 Rp 4,315

91.67%

Public Transport Monthly Pass (Regular Price)

$19.40 IQD 29.3K

$8.82 Rp 158.7K

119.95%

Taxi Start (Normal Tariff)

$1.81 IQD 2,737

$0.48 Rp 8,684

277.08%

Taxi (Normal Tariff) (1km)

$1.33 IQD 2,016

$0.46 Rp 8,233

189.13%

Taxi 1hour Waiting (Normal Tariff)

$5.28 IQD 7,983

$5.45 Rp 98.2K

-3.12%

Gasoline (1 liter)

$0.64 IQD 960

$0.88 Rp 15.9K

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.1K IQD 22.9M

$24.6K Rp 442.2M

-38.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.6K IQD 28.2M

$31.2K Rp 561.4M

-40.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.4 IQD 115.5K

$83.0 Rp 1.5M

-7.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.42 IQD 15.7K

$6.45 Rp 116.0K

61.55%

Internet (50+ Mbps, Unlimited Data)

$26.50 IQD 40.0K

$18.57 Rp 334.2K

42.70%

Gym Membership (Monthly)

$40.93 IQD 61.9K

$55.8 Rp 1.0M

-26.68%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$9.51 IQD 14.4K

$4.38 Rp 78.9K

117.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$133 IQD 201.2K

$493 Rp 8.9M

-72.99%

International Primary School, 1 Child (Yearly)

$2,546 IQD 3.8M

$5,754 Rp 103.6M

-55.76%

Jeans (Levis 501 Or Similar)

$18.56 IQD 28.0K

$46.19 Rp 831.4K

-59.82%

Summer Dress (H&M, Zara, etc)

$19.90 IQD 30.1K

$35.33 Rp 636.0K

-43.67%

Sport Shoes (Adidas, Nike)

$42.76 IQD 64.6K

$79.1 Rp 1.4M

-45.94%

Men's Leather Business Shoes

$29.35 IQD 44.3K

$78.4 Rp 1.4M

-62.56%

1-bedroom Apartment, City Center (Monthly)

$187 IQD 282.2K

$1,142 Rp 20.6M

-83.65%

1-bedroom Apartment, Outside City Center (Monthly)

$144 IQD 217.4K

$676 Rp 12.2M

-78.71%

3-bedroom Apartment, City Center (Monthly)

$353 IQD 533.7K

$3,503 Rp 63.1M

-89.92%

3-bedroom Apartment, Outside City Center (Monthly)

$292 IQD 441.6K

$1,700 Rp 30.6M

-82.81%

Buy Apartment in City Center (m2)

$768 IQD 1.2M

$2,784 Rp 50.1M

-72.41%

Buy Apartment Outside City Center (m2)

$529 IQD 799.0K

$2,241 Rp 40.3M

-76.40%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

13.78

-75.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al Kazimiyah: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Al Kazimiyah

$158 23.9%

Ubud, Bali

$290 21.2% 83.6% $132

Accommodation & Living

Al Kazimiyah

$144 21.7%

Ubud, Bali

$676 49.4% 370% $532

Monthly Utilities & Internet

Al Kazimiyah

$113 17.1%

Ubud, Bali

$108 7.9% 4.7% $5.3

Eating Out

Al Kazimiyah

$108 16.3%

Ubud, Bali

$109 8% 0.9% $1

Sport & Entertainment

Al Kazimiyah

$60 9.1%

Ubud, Bali

$65 4.7% 7.7% $4.6

Clothing & Footwear

Al Kazimiyah

$50 7.5%

Ubud, Bali

$108 7.9% 116% $58

Getting Around

Al Kazimiyah

$30 4.5%

Ubud, Bali

$13 0.9% 57.7% $17

Cost Breakdown

A one-bedroom apartment in the center runs $187 in Al Kazimiyah and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $20.00 in Al Kazimiyah vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $158 vs $290 per month, with Al Kazimiyah cheaper across the board.

Good to know

🇮🇶 Al Kazimiyah

🇮🇩 Ubud, Bali

🕒 Local time

19:45 7:45 PM

00:45 12:45 AM

5 h ahead of Al Kazimiyah

🌤 Weather

👥 Population

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

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Highest

Between locations

Al Kazimiyah Ubud, Bali 8,800 km ≈ 11 h nonstop flight

From you

Al Kazimiyah
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al Kazimiyah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Al Kazimiyah is cheaper overall, especially in groceries, eating out, and leisure. The 106% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $994 in Al Kazimiyah and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $187 in Al Kazimiyah versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Al Kazimiyah – a meal for two runs $20.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $663 per month in Al Kazimiyah versus $1,368 in Ubud, Bali – a 106% gap that adds up to real savings over time for anyone picking the cheaper option.

At $663 in Al Kazimiyah versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Al Kazimiyah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kazimiyah the clear choice for anyone on this budget.

For families, Al Kazimiyah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Al Kazimiyah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al Kazimiyah gentler on the wallet – expenses run 106% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.