Cost of Living Comparison Between Ubud, Bali and Al Kazimiyah Cost of Living Comparison Between Ubud, Bali and Al Kazimiyah

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $742 in Al Kazimiyah.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,166 in Al Kazimiyah.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,591 in Al Kazimiyah.

Living in Ubud, Bali is roughly 94% more expensive than Al Kazimiyah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Al Kazimiyah is 45% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$4.02 IQD 5,268

-11.19%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$25.20 IQD 33.0K

29.29%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.82 IQD 8,939

-25.66%

Cappuccino

$2.83 Rp 49.0K

$2.63 IQD 3,447

7.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.36 IQD 473

272.22%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.19 IQD 253

263.16%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.86 IQD 3,744

4.55%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.83 IQD 3,704

36.04%

Milk (1 liter)

$1.74 Rp 30.2K

$1.32 IQD 1,735

31.82%

White Bread (500g)

$2.54 Rp 44.0K

$0.83 IQD 1,082

206.02%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.60 IQD 2,094

-25.63%

Eggs

$2.43 Rp 42.0K

$1.79 IQD 2,351

35.75%

Local Cheese (1kg)

$14.66 Rp 254.1K

$4.41 IQD 5,779

232.43%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.58 IQD 6,005

-8.73%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$12.98 IQD 17.0K

-8.01%

Apples (1kg)

$3.69 Rp 63.9K

$1.18 IQD 1,551

212.71%

Banana (1kg)

$1.61 Rp 27.8K

$1.16 IQD 1,523

38.79%

Oranges (1kg)

$2.69 Rp 46.5K

$1.00 IQD 1,311

169.00%

Tomato (1kg)

$2.33 Rp 40.4K

$0.74 IQD 966

214.86%

Potato (1kg)

$1.91 Rp 33.0K

$0.65 IQD 855

193.85%

Onion (1kg)

$2.19 Rp 37.9K

$0.67 IQD 875

226.87%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.63 IQD 823

68.25%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.56 IQD 737

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.86 IQD 2,438

68.28%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.86 IQD 2,432

47.31%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.10 IQD 2,746

37.14%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.40 IQD 522

-27.50%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$31.67 IQD 41.5K

-74.20%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.27 IQD 2,975

-80.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.48 IQD 1,934

-71.62%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.17 IQD 8,081

-0.16%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.53 IQD 700

58.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$19.2K IQD 25.2M

36.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$20.0K IQD 26.2M

62.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$77.7 IQD 101.8K

0.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$17.56 IQD 23.0K

-77.51%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$34.72 IQD 45.5K

-29.72%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$36.39 IQD 47.7K

165.29%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$16.92 IQD 22.2K

-62.47%

Cinema Ticket

$4.04 Rp 70.0K

$7.87 IQD 10.3K

-48.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$155 IQD 202.5K

95.79%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,294 IQD 4.3M

98.04%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$26.87 IQD 35.2K

100.37%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$25.29 IQD 33.1K

50.18%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$61.4 IQD 80.5K

41.28%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$41.02 IQD 53.7K

92.25%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$245 IQD 320.5K

313.71%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$177 IQD 231.7K

281.35%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$591 IQD 774.1K

473.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$349 IQD 457.4K

501.02%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Al Kazimiyah: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $245 in Al Kazimiyah. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $25.00 in Al Kazimiyah for a mid-range dinner for two. Groceries echo the gap at $298 vs $157 per month, with Al Kazimiyah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al Kazimiyah: Cost of Living - Frequently Asked Questions

Al Kazimiyah is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 94% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $1,112 in Al Kazimiyah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $245 in Al Kazimiyah. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Al Kazimiyah – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $742 in Al Kazimiyah – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

At $742 in Al Kazimiyah versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Al Kazimiyah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kazimiyah the clear choice for anyone on this budget.

For families, Al Kazimiyah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Al Kazimiyah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al Kazimiyah gentler on the wallet – expenses run 94% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.