Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Al Kazimiyah

For one person, living is cheaper in Al Kazimiyah: $663 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in Al Kazimiyah
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Al Kazimiyah Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Al Kazimiyah

🇮🇶 Iraq

$663

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Al Kazimiyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Al Kazimiyah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $663 in Al Kazimiyah.

Ubud, Bali $1,368
Al Kazimiyah $663

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,020 in Al Kazimiyah.

Ubud, Bali $2,314
Al Kazimiyah $1,020

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,377 in Al Kazimiyah.

Ubud, Bali $3,260
Al Kazimiyah $1,377

Living in Ubud, Bali is roughly 106% more expensive than in Al Kazimiyah, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Al Kazimiyah is 51% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$4.03 IQD 6,085

-17.37%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$20.21 IQD 30.5K

74.07%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$6.52 IQD 9,857

-11.04%

Cappuccino

$2.73 Rp 49.1K

$2.65 IQD 4,012

3.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.37 IQD 558

343.24%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.19 IQD 280

336.84%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.19 IQD 4,820

-15.36%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.00 IQD 4,535

43.33%

Milk (1 liter)

$1.50 Rp 27.1K

$1.15 IQD 1,737

30.43%

White Bread (500g)

$2.30 Rp 41.4K

$0.63 IQD 948

265.08%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.34 IQD 2,022

-11.94%

Eggs

$2.14 Rp 38.6K

$1.32 IQD 1,998

62.12%

Local Cheese (1kg)

$17.48 Rp 314.6K

$3.46 IQD 5,229

405.20%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.00 IQD 6,045

0.75%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$13.07 IQD 19.8K

-6.43%

Apples (1kg)

$3.55 Rp 63.9K

$0.92 IQD 1,384

285.87%

Banana (1kg)

$1.57 Rp 28.3K

$0.98 IQD 1,481

60.20%

Oranges (1kg)

$2.24 Rp 40.2K

$0.94 IQD 1,423

138.30%

Tomato (1kg)

$1.93 Rp 34.7K

$0.61 IQD 920

216.39%

Potato (1kg)

$1.88 Rp 33.9K

$0.53 IQD 794

254.72%

Onion (1kg)

$2.29 Rp 41.3K

$0.60 IQD 909

281.67%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.65 IQD 986

52.31%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.56 IQD 847

-5.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$1.66 IQD 2,503

37.35%

Wine (Bottle)

$23.01 Rp 414.2K

$10.41 IQD 15.7K

121.04%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.32 IQD 1,994

77.27%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.67 IQD 2,526

74.25%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.46 IQD 688

-47.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$19.40 IQD 29.3K

-54.54%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.81 IQD 2,737

-73.48%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.33 IQD 2,016

-65.41%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$5.28 IQD 7,983

3.22%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.64 IQD 960

37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$15.1K IQD 22.9M

62.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$18.6K IQD 28.2M

67.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$76.4 IQD 115.5K

8.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$10.42 IQD 15.7K

-38.10%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$26.50 IQD 40.0K

-29.92%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$40.93 IQD 61.9K

36.38%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$9.51 IQD 14.4K

-53.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$133 IQD 201.2K

270.20%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$2,546 IQD 3.8M

126.02%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$18.56 IQD 28.0K

148.87%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$19.90 IQD 30.1K

77.54%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$42.76 IQD 64.6K

84.96%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$29.35 IQD 44.3K

167.09%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$187 IQD 282.2K

511.74%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$144 IQD 217.4K

369.63%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$353 IQD 533.7K

891.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$292 IQD 441.6K

481.63%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$768 IQD 1.2M

262.49%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$529 IQD 799.0K

323.73%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.33

313.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Al Kazimiyah: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Al Kazimiyah

$144 21.7% 78.7% $532

Groceries & Markets

Ubud, Bali

$290 21.2%

Al Kazimiyah

$158 23.9% 45.5% $132

Eating Out

Ubud, Bali

$109 8%

Al Kazimiyah

$108 16.3% 0.9% $1

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Al Kazimiyah

$113 17.1% 4.9% $5.3

Clothing & Footwear

Ubud, Bali

$108 7.9%

Al Kazimiyah

$50 7.5% 53.7% $58

Sport & Entertainment

Ubud, Bali

$65 4.7%

Al Kazimiyah

$60 9.1% 7.2% $4.6

Getting Around

Ubud, Bali

$13 0.9%

Al Kazimiyah

$30 4.5% 137% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $187 in Al Kazimiyah. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $20.00 in Al Kazimiyah for a mid-range dinner for two. Groceries echo the gap at $290 vs $158 per month, with Al Kazimiyah cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Al Kazimiyah

🕒 Local time

01:40 1:40 AM

20:40 8:40 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Al Kazimiyah 8,800 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Al Kazimiyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al Kazimiyah: Cost of Living - Frequently Asked Questions

Al Kazimiyah is cheaper overall, especially in groceries, eating out, and clothing. The 106% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,051 in Ubud, Bali and $994 in Al Kazimiyah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $187 in Al Kazimiyah. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Al Kazimiyah – a meal for two runs $20.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $663 in Al Kazimiyah – a 106% gap that adds up to real savings over time for anyone picking the cheaper option.

At $663 in Al Kazimiyah versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Al Kazimiyah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kazimiyah the clear choice for anyone on this budget.

For families, Al Kazimiyah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Al Kazimiyah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al Kazimiyah gentler on the wallet – expenses run 106% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.