Cost of Living Comparison Between Ubud, Bali and Al Kazimiyah Cost of Living Comparison Between Ubud, Bali and Al Kazimiyah

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $724 in Al Kazimiyah.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,150 in Al Kazimiyah.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,577 in Al Kazimiyah.

Living in Ubud, Bali is roughly 94% more expensive than Al Kazimiyah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Al Kazimiyah is 46% below.

Currency
🍽 Eating Out
Ubud, Bali
Al Kazimiyah
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$4.14 IQD 5,428
-13.77%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$25.31 IQD 33.1K
28.41%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$7.01 IQD 9,176
-30.67%
Cappuccino
$2.75 Rp 49.2K
$2.64 IQD 3,456
4.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.39 IQD 516
238.46%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.20 IQD 259
250.00%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$2.97 IQD 3,895
-2.02%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$2.85 IQD 3,734
32.98%
🛒 Groceries & Markets
Ubud, Bali
Al Kazimiyah
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.36 IQD 1,784
25.74%
White Bread (500g)
$2.47 Rp 44.3K
$0.78 IQD 1,024
216.67%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.61 IQD 2,103
-25.47%
Eggs
$2.44 Rp 43.8K
$1.72 IQD 2,255
41.86%
Local Cheese (1kg)
$14.38 Rp 257.7K
$4.55 IQD 5,963
216.04%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$4.78 IQD 6,259
-9.83%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$13.12 IQD 17.2K
-6.94%
Apples (1kg)
$3.68 Rp 66.0K
$1.15 IQD 1,503
220.00%
Banana (1kg)
$1.55 Rp 27.8K
$1.15 IQD 1,502
34.78%
Oranges (1kg)
$2.79 Rp 49.9K
$1.06 IQD 1,384
163.21%
Tomato (1kg)
$2.33 Rp 41.8K
$0.73 IQD 958
219.18%
Potato (1kg)
$1.97 Rp 35.3K
$0.64 IQD 842
207.81%
Onion (1kg)
$2.31 Rp 41.4K
$0.68 IQD 891
239.71%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.67 IQD 874
58.21%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.52 IQD 686
40.38%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$1.87 IQD 2,447
75.40%
Wine (Bottle)
$22.79 Rp 408.4K
-
-
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.86 IQD 2,440
51.08%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.07 IQD 2,712
34.30%
🚌 Getting Around
Ubud, Bali
Al Kazimiyah
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.37 IQD 482
-21.62%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$31.16 IQD 40.8K
-74.13%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$2.33 IQD 3,052
-80.69%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$1.48 IQD 1,934
-69.59%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$5.94 IQD 7,782
5.05%
Gasoline (1 liter)
$0.85 Rp 15.2K
$0.54 IQD 707
57.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$19.4K IQD 25.4M
34.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$19.9K IQD 26.1M
59.13%
🧾 Monthly Utilities & Internet
Ubud, Bali
Al Kazimiyah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$76.2 IQD 99.8K
5.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$17.79 IQD 23.3K
-77.18%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$35.00 IQD 45.8K
-30.23%
🎉 Sport & Entertainment
Ubud, Bali
Al Kazimiyah
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$37.16 IQD 48.7K
162.84%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$17.03 IQD 22.3K
-62.13%
Cinema Ticket
$4.04 Rp 72.4K
$7.76 IQD 10.2K
-47.94%
🧸 Childcare & Education
Ubud, Bali
Al Kazimiyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$150 IQD 196.1K
103.03%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$3,321 IQD 4.3M
99.39%
👕👟 Clothing & Footwear
Ubud, Bali
Al Kazimiyah
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$27.60 IQD 36.1K
96.49%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$24.90 IQD 32.6K
55.74%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$61.4 IQD 80.4K
40.29%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$41.60 IQD 54.5K
84.30%
🏠 Accommodation & Living
Ubud, Bali
Al Kazimiyah
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$241 IQD 315.8K
308.71%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$182 IQD 237.8K
262.35%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$571 IQD 747.4K
490.38%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$342 IQD 447.6K
504.44%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
-
-
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
-
-
💵 Salaries & Financials
Ubud, Bali
Al Kazimiyah
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.67
134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Al Kazimiyah: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $241 in Al Kazimiyah. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $25.00 in Al Kazimiyah for a mid-range dinner for two. Groceries echo the gap at $297 vs $158 per month, with Al Kazimiyah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Al Kazimiyah: Cost of Living - Frequently Asked Questions
Is Al Kazimiyah cheaper than Ubud, Bali?
Al Kazimiyah is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 94% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,106 in Ubud, Bali and $1,086 in Al Kazimiyah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Al Kazimiyah?
Rent for a central apartment: $986 in Ubud, Bali versus $241 in Al Kazimiyah. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Ubud, Bali or Al Kazimiyah?
Dining out is cheaper in Al Kazimiyah – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Ubud, Bali vs Al Kazimiyah?
All in, you'll spend $1,404 per month in Ubud, Bali versus $724 in Al Kazimiyah – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Ubud, Bali or Al Kazimiyah?
At $724 in Al Kazimiyah versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Al Kazimiyah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kazimiyah the clear choice for anyone on this budget.
Is Ubud, Bali or Al Kazimiyah more family-friendly?
For families, Al Kazimiyah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Al Kazimiyah?
Safety-wise, Ubud, Bali and Al Kazimiyah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Al Kazimiyah gentler on the wallet – expenses run 94% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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