Cost of Living Comparison Between Adama and Ubud, Bali Cost of Living Comparison Between Adama and Ubud, Bali

Monthly Cost of Living

A single person spends $1,009 per month in Adama vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,695 per month in Adama vs $2,327 in Ubud, Bali, rent included.

A family of three spends $2,381 per month in Adama vs $3,275 in Ubud, Bali, rent included.

Adama is about 27% cheaper than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Adama sits 27% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.02 ETB 486

$3.33 Rp 58.7K

-9.31%

Three-Course Dinner for Two, Mid-Range

$41.82 ETB 6,722

$35.82 Rp 630.7K

16.75%

Fast Food Meal (McDonalds, etc)

$5.07 ETB 815

$5.63 Rp 99.1K

-9.95%

Cappuccino

$0.90 ETB 145

$2.82 Rp 49.7K

-68.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ETB 93.2

$1.75 Rp 30.8K

-66.86%

Water (0.33 liter bottle)

$0.29 ETB 46.06

$0.80 Rp 14.0K

-63.75%

Local Beer (0.5 liter draught)

$0.78 ETB 125

$3.04 Rp 53.6K

-74.34%

Imported Beer (0.33 liter bottle)

$2.27 ETB 365

$4.30 Rp 75.7K

-47.21%

Milk (1 liter)

$0.82 ETB 132

$1.61 Rp 28.3K

-49.07%

White Bread (500g)

$1.22 ETB 197

$2.27 Rp 39.9K

-46.26%

Rice (white) (1kg)

$2.19 ETB 351

$1.17 Rp 20.6K

87.18%

Eggs

$1.79 ETB 288

$2.17 Rp 38.2K

-17.51%

Local Cheese (1kg)

$7.53 ETB 1,211

$17.63 Rp 310.5K

-57.29%

Chicken Fillets (1kg)

$10.24 ETB 1,646

$4.05 Rp 71.4K

152.84%

Beef Round Steak (1kg)

$9.34 ETB 1,502

$12.18 Rp 214.5K

-23.32%

Apples (1kg)

$5.49 ETB 882

$3.62 Rp 63.7K

51.66%

Banana (1kg)

$0.68 ETB 109

$1.64 Rp 28.8K

-58.54%

Oranges (1kg)

$2.24 ETB 360

$2.31 Rp 40.6K

-3.03%

Tomato (1kg)

$0.71 ETB 114

$1.96 Rp 34.5K

-63.78%

Potato (1kg)

$0.46 ETB 73.6

$1.84 Rp 32.5K

-75.00%

Onion (1kg)

$1.09 ETB 175

$2.37 Rp 41.7K

-54.01%

Lettuce (1 head)

$0.69 ETB 110

$1.05 Rp 18.5K

-34.29%

Water (1.5 liter bottle)

$0.57 ETB 92.1

$0.54 Rp 9,560

5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$8.05 ETB 1,294

$2.30 Rp 40.6K

250.00%

Wine (Bottle)

$5.73 ETB 921

$23.08 Rp 406.4K

-75.17%

Local Beer (0.5 liter bottle)

$0.70 ETB 113

$2.34 Rp 41.2K

-70.09%

Imported Beer (0.33 liter bottle)

$1.26 ETB 203

$3.07 Rp 54.0K

-58.96%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$1.29 ETB 208

$0.49 Rp 8,631

163.27%

Taxi (Normal Tariff) (1km)

$0.27 ETB 43.18

$0.47 Rp 8,349

-42.55%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ETB 312

$5.60 Rp 98.6K

-65.36%

Gasoline (1 liter)

$0.94 ETB 151

$0.81 Rp 14.2K

16.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.0K ETB 8.7M

$25.0K Rp 440.3M

116.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.7K ETB 8.8M

$31.1K Rp 547.0M

76.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 ETB 32.6K

$82.7 Rp 1.5M

145.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.20 ETB 1,158

$6.49 Rp 114.2K

10.94%

Internet (50+ Mbps, Unlimited Data)

$212 ETB 34.0K

$18.79 Rp 330.8K

1026.02%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$3.70 ETB 595

$4.30 Rp 75.7K

-13.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$138 ETB 22.2K

$494 Rp 8.7M

-71.99%

International Primary School, 1 Child (Yearly)

$30.8K ETB 4.9M

$5,917 Rp 104.2M

419.87%

Jeans (Levis 501 Or Similar)

$33.04 ETB 5,312

$46.28 Rp 814.8K

-28.61%

Summer Dress (H&M, Zara, etc)

$71.0 ETB 11.4K

$36.44 Rp 641.6K

94.90%

Sport Shoes (Adidas, Nike)

$78.8 ETB 12.7K

$80.7 Rp 1.4M

-2.32%

Men's Leather Business Shoes

$82.9 ETB 13.3K

$78.8 Rp 1.4M

5.24%

1-bedroom Apartment, City Center (Monthly)

$350 ETB 56.3K

$1,114 Rp 19.6M

-68.57%

1-bedroom Apartment, Outside City Center (Monthly)

$202 ETB 32.4K

$693 Rp 12.2M

-70.93%

3-bedroom Apartment, City Center (Monthly)

$985 ETB 158.4K

$3,639 Rp 64.1M

-72.92%

3-bedroom Apartment, Outside City Center (Monthly)

$785 ETB 126.2K

$1,712 Rp 30.1M

-54.15%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$102 ETB 16.3K

$167 Rp 2.9M

-39.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.5

13.78

34.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Adama: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $350 in Adama versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 65% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $42.00 in Adama versus $36.00 in Ubud, Bali. Groceries tell a different story – $213 in Adama vs $294 in Ubud, Bali – so Adama wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Adama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,009 in Adama, $1,378 in Ubud, Bali – roughly 37% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $1,513 per month in Adama and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Adama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $42.00 in Adama and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 38% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Adama, where all-in costs run around $1,009, than in Ubud, Bali at $1,378. In Adama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,009 in Adama to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Adama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.