Last update: Oct 2026

Cost of Living Comparison Between Adama and Ubud, Bali

For one person, living is cheaper in Adama: $1,030 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

49

Cost of Living Index in Adama
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Adama Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Adama

🇪🇹 Ethiopia

$1,030

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Adama and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Adama and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,030 per month in Adama vs $1,349 in Ubud, Bali, rent included.

Adama $1,030
Ubud, Bali $1,349

A couple spends around $1,702 per month in Adama vs $2,305 in Ubud, Bali, rent included.

Adama $1,702
Ubud, Bali $2,305

A family of three spends $2,374 per month in Adama vs $3,261 in Ubud, Bali, rent included.

Adama $2,374
Ubud, Bali $3,261

Adama is about 24% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.06 ETB 492

$3.32 Rp 60.4K

-7.83%

Three-Course Dinner for Two, Mid-Range

$43.00 ETB 6,924

$35.64 Rp 648.1K

20.65%

Fast Food Meal (McDonalds, etc)

$4.98 ETB 801

$5.53 Rp 100.6K

-9.95%

Cappuccino

$0.90 ETB 144

$2.72 Rp 49.4K

-66.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ETB 93.9

$1.70 Rp 30.9K

-65.88%

Water (0.33 liter bottle)

$0.31 ETB 50.5

$0.76 Rp 13.8K

-59.21%

Local Beer (0.5 liter draught)

$0.83 ETB 134

$2.65 Rp 48.3K

-68.68%

Imported Beer (0.33 liter bottle)

$2.31 ETB 372

$4.38 Rp 79.7K

-47.26%

Milk (1 liter)

$0.77 ETB 124

$1.49 Rp 27.1K

-48.32%

White Bread (500g)

$1.17 ETB 189

$2.28 Rp 41.4K

-48.68%

Rice (white) (1kg)

$2.20 ETB 354

$1.19 Rp 21.6K

84.87%

Eggs

$1.80 ETB 290

$2.04 Rp 37.0K

-11.76%

Local Cheese (1kg)

$7.35 ETB 1,184

$17.70 Rp 321.9K

-58.47%

Chicken Fillets (1kg)

$10.09 ETB 1,625

$3.96 Rp 72.1K

154.80%

Beef Round Steak (1kg)

$9.40 ETB 1,514

$12.19 Rp 221.7K

-22.89%

Apples (1kg)

$5.51 ETB 888

$3.66 Rp 66.5K

50.55%

Banana (1kg)

$0.69 ETB 111

$1.52 Rp 27.6K

-54.61%

Oranges (1kg)

$2.14 ETB 344

$2.23 Rp 40.5K

-4.04%

Tomato (1kg)

$0.70 ETB 113

$1.97 Rp 35.9K

-64.47%

Potato (1kg)

$0.50 ETB 80.9

$1.85 Rp 33.6K

-72.97%

Onion (1kg)

$1.09 ETB 175

$2.42 Rp 44.1K

-54.96%

Lettuce (1 head)

$0.69 ETB 111

$0.99 Rp 18.0K

-30.30%

Water (1.5 liter bottle)

$0.57 ETB 91.3

$0.51 Rp 9,336

11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$7.88 ETB 1,269

$2.22 Rp 40.4K

254.95%

Wine (Bottle)

$5.78 ETB 931

$22.24 Rp 404.4K

-74.01%

Local Beer (0.5 liter bottle)

$0.70 ETB 113

$2.26 Rp 41.1K

-69.03%

Imported Beer (0.33 liter bottle)

$1.28 ETB 206

$2.97 Rp 54.0K

-56.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$1.28 ETB 206

$0.44 Rp 7,992

190.91%

Taxi (Normal Tariff) (1km)

$0.27 ETB 42.90

$0.43 Rp 7,821

-37.21%

Taxi 1hour Waiting (Normal Tariff)

$2.03 ETB 327

$5.41 Rp 98.4K

-62.48%

Gasoline (1 liter)

$0.90 ETB 145

$0.82 Rp 15.0K

9.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$55.8K ETB 9.0M

$23.8K Rp 433.5M

133.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$55.3K ETB 8.9M

$31.7K Rp 577.3M

74.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 ETB 33.1K

$79.1 Rp 1.4M

160.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.50 ETB 1,207

$6.45 Rp 117.2K

16.28%

Internet (50+ Mbps, Unlimited Data)

$215 ETB 34.6K

$18.58 Rp 337.8K

1057.21%

Gym Membership (Monthly)

$49.48 Rp 899.8K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$3.83 ETB 617

$4.27 Rp 77.7K

-10.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$611 ETB 98.3K

$491 Rp 8.9M

24.48%

International Primary School, 1 Child (Yearly)

$30.5K ETB 4.9M

$5,674 Rp 103.2M

436.99%

Jeans (Levis 501 Or Similar)

$32.75 ETB 5,273

$44.64 Rp 811.7K

-26.64%

Summer Dress (H&M, Zara, etc)

$72.3 ETB 11.6K

$34.95 Rp 635.6K

106.75%

Sport Shoes (Adidas, Nike)

$79.9 ETB 12.9K

$79.9 Rp 1.5M

-0.01%

Men's Leather Business Shoes

$82.3 ETB 13.2K

$79.4 Rp 1.4M

3.63%

1-bedroom Apartment, City Center (Monthly)

$352 ETB 56.7K

$1,125 Rp 20.5M

-68.72%

1-bedroom Apartment, Outside City Center (Monthly)

$198 ETB 31.9K

$671 Rp 12.2M

-70.50%

3-bedroom Apartment, City Center (Monthly)

$980 ETB 157.8K

$3,565 Rp 64.8M

-72.50%

3-bedroom Apartment, Outside City Center (Monthly)

$815 ETB 131.2K

$1,723 Rp 31.3M

-52.71%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$98.7 ETB 15.9K

$164 Rp 3.0M

-39.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.5

13.78

34.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Adama: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Adama

$428 41.6%

Ubud, Bali

$104 7.7% 75.7% $324

Groceries & Markets

Adama

$211 20.5%

Ubud, Bali

$288 21.4% 36.9% $78

Accommodation & Living

Adama

$198 19.2%

Ubud, Bali

$672 49.8% 239% $473

Clothing & Footwear

Adama

$120 11.7%

Ubud, Bali

$108 8% 10.6% $13

Eating Out

Adama

$63 6.1%

Ubud, Bali

$108 8% 72.2% $45

Sport & Entertainment

Adama

$7.7 * 0.7%

Ubud, Bali

$58 4.3% 657% $50

Getting Around

Adama

$2.6 * 0.3%

Ubud, Bali

$11 0.9% 338% $8.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $352 in Adama versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 66% higher in Ubud, Bali. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Adama versus $36 in Ubud, Bali. Groceries tell a different story – $211 in Adama vs $288 in Ubud, Bali – so Adama wins on supermarket bills even if dining out costs more.

Good to know

🇪🇹 Adama

🇮🇩 Ubud, Bali

🕒 Local time

05:13 5:13 AM

10:13 10:13 AM

5 h ahead of Adama

🌤 Weather

👥 Population

228,623

74,800

💱 Currency

Ethiopian Birr ETB Br

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 ETB = 6.21 USD

1,000 ETB = 5.58 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ETB – Ethiopian Birr Converter

🇺🇸 United States Dollar ($)

🇪🇹 Ethiopian Birr (Br)

Ethiopian Birr exchange rates as of October 29, 2026: 1 USD = 161 ETB (1,000 ETB = 6.21 USD). 1 EUR = 179 ETB (1,000 ETB = 5.58 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to ETB in detail →

On the map

Lowest

Highest

Between locations

Adama Ubud, Bali 8,630 km ≈ 11 h nonstop flight

From you

Adama
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Adama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,030 in Adama, $1,349 in Ubud, Bali – Adama comes out roughly 24% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,545 per month in Adama and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Adama, especially for central apartments: a one-bedroom in the center costs $352 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $43 in Adama and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 37% more in Ubud, Bali, though the gap depends on what you buy.

$2,000 covers both cities comfortably – all-in costs are $1,030 in Adama and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,030 in Adama to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Adama. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.