Cost of Living Comparison Between Adama and Ubud, Bali Cost of Living Comparison Between Adama and Ubud, Bali

Monthly Cost of Living

A single person spends $1,113 per month in Adama vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,782 per month in Adama vs $2,549 in Ubud, Bali, rent included.

A family of three spends $2,451 per month in Adama vs $3,694 in Ubud, Bali, rent included.

Adama is about 21% cheaper than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Adama sits 17% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.03 ETB 480

$3.57 Rp 64.0K

-15.13%

Three-Course Dinner for Two, Mid-Range

$34.50 ETB 5,468

$32.50 Rp 582.3K

6.15%

Fast Food Meal (McDonalds, etc)

$5.10 ETB 808

$4.86 Rp 87.1K

4.94%

Cappuccino

$1.27 ETB 202

$2.75 Rp 49.2K

-53.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ETB 109

$1.32 Rp 23.7K

-47.73%

Water (0.33 liter bottle)

$0.31 ETB 49.29

$0.70 Rp 12.6K

-55.71%

Local Beer (0.5 liter draught)

$0.99 ETB 156

$2.91 Rp 52.2K

-65.98%

Imported Beer (0.33 liter bottle)

$3.02 ETB 478

$3.79 Rp 68.0K

-20.32%

Milk (1 liter)

$1.45 ETB 231

$1.71 Rp 30.6K

-15.20%

White Bread (500g)

$1.35 ETB 214

$2.47 Rp 44.3K

-45.34%

Rice (white) (1kg)

$2.12 ETB 336

$1.20 Rp 21.5K

76.67%

Eggs

$2.41 ETB 382

$2.44 Rp 43.8K

-1.23%

Local Cheese (1kg)

$7.22 ETB 1,145

$14.38 Rp 257.7K

-49.79%

Chicken Fillets (1kg)

$14.10 ETB 2,235

$4.31 Rp 77.1K

227.15%

Beef Round Steak (1kg)

$13.43 ETB 2,129

$12.21 Rp 218.7K

9.99%

Apples (1kg)

$6.75 ETB 1,070

$3.68 Rp 66.0K

83.42%

Banana (1kg)

$0.96 ETB 152

$1.55 Rp 27.8K

-38.06%

Oranges (1kg)

$2.19 ETB 347

$2.79 Rp 49.9K

-21.51%

Tomato (1kg)

$0.98 ETB 156

$2.33 Rp 41.8K

-57.94%

Potato (1kg)

$0.67 ETB 107

$1.97 Rp 35.3K

-65.99%

Onion (1kg)

$1.89 ETB 300

$2.31 Rp 41.4K

-18.18%

Lettuce (1 head)

$0.69 ETB 109

$1.06 Rp 19.1K

-34.91%

Water (1.5 liter bottle)

$0.63 ETB 99.8

$0.73 Rp 13.1K

-13.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 ETB 623

$3.28 Rp 58.8K

19.82%

Wine (Bottle)

$5.53 ETB 876

$22.79 Rp 408.4K

-75.73%

Local Beer (0.5 liter bottle)

$1.04 ETB 165

$2.81 Rp 50.3K

-62.99%

Imported Beer (0.33 liter bottle)

$1.89 ETB 300

$2.78 Rp 49.9K

-32.01%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$1.44 ETB 228

$0.45 Rp 8,047

220.00%

Taxi (Normal Tariff) (1km)

$0.29 ETB 46.09

$0.45 Rp 8,094

-35.56%

Taxi 1hour Waiting (Normal Tariff)

$2.05 ETB 324

$6.24 Rp 111.7K

-67.15%

Gasoline (1 liter)

$1.29 ETB 205

$0.85 Rp 15.2K

51.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.7K ETB 8.7M

$26.0K Rp 465.4M

110.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.7K ETB 8.7M

$31.7K Rp 567.2M

72.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 ETB 25.6K

$80.8 Rp 1.4M

100.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.84 ETB 1,877

$4.06 Rp 72.7K

191.63%

Internet (50+ Mbps, Unlimited Data)

$129 ETB 20.4K

$24.42 Rp 437.6K

427.11%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$5.63 ETB 893

$4.04 Rp 72.4K

39.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$80.5 ETB 12.8K

$304 Rp 5.4M

-73.52%

International Primary School, 1 Child (Yearly)

$40.5K ETB 6.4M

$6,621 Rp 118.6M

511.35%

Jeans (Levis 501 Or Similar)

$46.44 ETB 7,361

$54.2 Rp 971.7K

-14.36%

Summer Dress (H&M, Zara, etc)

$75.1 ETB 11.9K

$38.78 Rp 694.7K

93.58%

Sport Shoes (Adidas, Nike)

$92.3 ETB 14.6K

$86.1 Rp 1.5M

7.19%

Men's Leather Business Shoes

$112 ETB 17.8K

$76.7 Rp 1.4M

46.45%

1-bedroom Apartment, City Center (Monthly)

$509 ETB 80.6K

$986 Rp 17.7M

-48.39%

1-bedroom Apartment, Outside City Center (Monthly)

$302 ETB 47.9K

$658 Rp 11.8M

-54.09%

3-bedroom Apartment, City Center (Monthly)

$1,005 ETB 159.3K

$3,369 Rp 60.4M

-70.18%

3-bedroom Apartment, Outside City Center (Monthly)

$791 ETB 125.4K

$2,066 Rp 37.0M

-61.69%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$101 ETB 15.9K

$163 Rp 2.9M

-38.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

28.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Adama: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $509 in Adama versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 63% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Adama versus $33.00 in Ubud, Bali. Groceries tell a different story – $268 in Adama vs $297 in Ubud, Bali – so Adama wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Adama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,113 in Adama, $1,404 in Ubud, Bali – roughly 26% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $1,670 per month in Adama and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Adama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $34.00 in Adama and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 11% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Adama, where all-in costs run around $1,113, than in Ubud, Bali at $1,404. In Adama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,113 in Adama to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Adama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.