Cost of Living Comparison Between Adama and Ubud, Bali Cost of Living Comparison Between Adama and Ubud, Bali

Monthly Cost of Living

A single person spends $1,114 per month in Adama vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,756 per month in Adama vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,399 per month in Adama vs $3,732 in Ubud, Bali, rent included.

Adama is about 23% cheaper than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Adama sits 17% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.05 ETB 476

$3.57 Rp 61.6K

-14.57%

Three-Course Dinner for Two, Mid-Range

$35.58 ETB 5,553

$32.58 Rp 562.6K

9.21%

Fast Food Meal (McDonalds, etc)

$5.04 ETB 787

$5.07 Rp 87.5K

-0.59%

Cappuccino

$1.28 ETB 200

$2.83 Rp 48.8K

-54.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ETB 105

$1.34 Rp 23.1K

-50.00%

Water (0.33 liter bottle)

$0.31 ETB 48.59

$0.69 Rp 12.0K

-55.07%

Local Beer (0.5 liter draught)

$1.01 ETB 158

$2.99 Rp 51.6K

-66.22%

Imported Beer (0.33 liter bottle)

$2.96 ETB 463

$3.85 Rp 66.4K

-23.12%

Milk (1 liter)

$1.46 ETB 228

$1.74 Rp 30.1K

-16.09%

White Bread (500g)

$1.27 ETB 199

$2.54 Rp 43.8K

-50.00%

Rice (white) (1kg)

$2.12 ETB 331

$1.19 Rp 20.6K

78.15%

Eggs

$2.52 ETB 393

$2.43 Rp 41.9K

3.70%

Local Cheese (1kg)

$7.27 ETB 1,135

$14.66 Rp 253.2K

-50.41%

Chicken Fillets (1kg)

$13.73 ETB 2,142

$4.18 Rp 72.1K

228.47%

Beef Round Steak (1kg)

$13.38 ETB 2,088

$11.94 Rp 206.1K

12.06%

Apples (1kg)

$6.79 ETB 1,060

$3.69 Rp 63.6K

84.01%

Banana (1kg)

$1.02 ETB 159

$1.61 Rp 27.7K

-36.65%

Oranges (1kg)

$2.23 ETB 348

$2.69 Rp 46.4K

-17.10%

Tomato (1kg)

$0.92 ETB 144

$2.33 Rp 40.2K

-60.52%

Potato (1kg)

$0.63 ETB 98.0

$1.91 Rp 32.9K

-67.02%

Onion (1kg)

$1.91 ETB 298

$2.19 Rp 37.7K

-12.79%

Lettuce (1 head)

$0.70 ETB 110

$1.06 Rp 18.3K

-33.96%

Water (1.5 liter bottle)

$0.63 ETB 98.4

$0.72 Rp 12.5K

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.92 ETB 612

$3.13 Rp 54.1K

25.24%

Wine (Bottle)

$5.74 ETB 895

$23.49 Rp 405.6K

-75.56%

Local Beer (0.5 liter bottle)

$1.04 ETB 162

$2.74 Rp 47.3K

-62.04%

Imported Beer (0.33 liter bottle)

$1.82 ETB 284

$2.88 Rp 49.7K

-36.81%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$1.45 ETB 226

$0.45 Rp 7,834

222.22%

Taxi (Normal Tariff) (1km)

$0.29 ETB 45.85

$0.42 Rp 7,278

-30.95%

Taxi 1hour Waiting (Normal Tariff)

$2.03 ETB 316

$6.16 Rp 106.3K

-67.05%

Gasoline (1 liter)

$1.30 ETB 202

$0.84 Rp 14.5K

54.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.4K ETB 8.5M

$26.2K Rp 453.1M

107.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.8K ETB 8.6M

$32.5K Rp 560.8M

68.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 ETB 25.3K

$78.4 Rp 1.4M

106.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.16 ETB 1,897

$3.95 Rp 68.2K

207.85%

Internet (50+ Mbps, Unlimited Data)

$133 ETB 20.7K

$24.40 Rp 421.4K

444.18%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

Cinema Ticket

$5.87 ETB 916

$4.04 Rp 69.7K

45.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.7 ETB 12.4K

$303 Rp 5.2M

-73.67%

International Primary School, 1 Child (Yearly)

$39.9K ETB 6.2M

$6,523 Rp 112.6M

512.48%

Jeans (Levis 501 Or Similar)

$48.05 ETB 7,498

$53.8 Rp 929.5K

-10.75%

Summer Dress (H&M, Zara, etc)

$74.0 ETB 11.6K

$37.98 Rp 655.8K

94.89%

Sport Shoes (Adidas, Nike)

$94.1 ETB 14.7K

$86.8 Rp 1.5M

8.45%

Men's Leather Business Shoes

$116 ETB 18.0K

$78.9 Rp 1.4M

46.50%

1-bedroom Apartment, City Center (Monthly)

$496 ETB 77.5K

$1,012 Rp 17.5M

-50.95%

1-bedroom Apartment, Outside City Center (Monthly)

$304 ETB 47.4K

$674 Rp 11.6M

-54.97%

3-bedroom Apartment, City Center (Monthly)

$982 ETB 153.3K

$3,390 Rp 58.5M

-71.02%

3-bedroom Apartment, Outside City Center (Monthly)

$813 ETB 126.9K

$2,098 Rp 36.2M

-61.23%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$102 ETB 15.9K

$173 Rp 3.0M

-41.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

28.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Adama: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $496 in Adama versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 70% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Adama versus $33.00 in Ubud, Bali. Groceries tell a different story – $266 in Adama vs $298 in Ubud, Bali – so Adama wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Adama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,114 in Adama, $1,438 in Ubud, Bali – roughly 29% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $1,671 per month in Adama and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Adama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Adama and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 12% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Adama, where all-in costs run around $1,114, than in Ubud, Bali at $1,438. In Adama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,114 in Adama to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Adama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.