Cost of Living Comparison Between Ubud, Bali and Adama Cost of Living Comparison Between Ubud, Bali and Adama

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,113 in Adama, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,782 in Adama, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,451 in Adama, rent included.

Ubud, Bali costs about 26% more than Adama, driven mainly by Monthly Utilities & Internet.

Ubud, Bali sits 4% above the global median, while Adama is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.03 ETB 480

17.82%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$34.50 ETB 5,468

-5.80%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.10 ETB 808

-4.71%

Cappuccino

$2.75 Rp 49.2K

$1.27 ETB 202

116.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.69 ETB 109

91.30%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.31 ETB 49.29

125.81%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.99 ETB 156

193.94%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.02 ETB 478

25.50%

Milk (1 liter)

$1.71 Rp 30.6K

$1.45 ETB 231

17.93%

White Bread (500g)

$2.47 Rp 44.3K

$1.35 ETB 214

82.96%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.12 ETB 336

-43.40%

Eggs

$2.44 Rp 43.8K

$2.41 ETB 382

1.24%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.22 ETB 1,145

99.17%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$14.10 ETB 2,235

-69.43%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$13.43 ETB 2,129

-9.08%

Apples (1kg)

$3.68 Rp 66.0K

$6.75 ETB 1,070

-45.48%

Banana (1kg)

$1.55 Rp 27.8K

$0.96 ETB 152

61.46%

Oranges (1kg)

$2.79 Rp 49.9K

$2.19 ETB 347

27.40%

Tomato (1kg)

$2.33 Rp 41.8K

$0.98 ETB 156

137.76%

Potato (1kg)

$1.97 Rp 35.3K

$0.67 ETB 107

194.03%

Onion (1kg)

$2.31 Rp 41.4K

$1.89 ETB 300

22.22%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.69 ETB 109

53.62%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.63 ETB 99.8

15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.93 ETB 623

-16.54%

Wine (Bottle)

$22.79 Rp 408.4K

$5.53 ETB 876

312.12%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.04 ETB 165

170.19%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.89 ETB 300

47.09%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.44 ETB 228

-68.75%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.29 ETB 46.09

55.17%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.05 ETB 324

204.39%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.29 ETB 205

-34.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$54.7K ETB 8.7M

-52.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$54.7K ETB 8.7M

-42.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$162 ETB 25.6K

-50.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$11.84 ETB 1,877

-65.71%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$129 ETB 20.4K

-81.03%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$5.63 ETB 893

-28.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$80.5 ETB 12.8K

277.63%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$40.5K ETB 6.4M

-83.64%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$46.44 ETB 7,361

16.77%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$75.1 ETB 11.9K

-48.34%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$92.3 ETB 14.6K

-6.70%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$112 ETB 17.8K

-31.72%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$509 ETB 80.6K

93.75%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$302 ETB 47.9K

117.80%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,005 ETB 159.3K

235.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$791 ETB 125.4K

161.05%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$101 ETB 15.9K

62.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-21.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Adama: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $509 in Adama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 63% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $34.00 in Adama. Groceries tell a different story – $297 in Ubud, Bali vs $268 in Adama – so Adama wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Adama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $1,113 in Adama – roughly 26% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,670 in Adama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Adama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $34.00 in Adama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 11% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Adama, where all-in costs run around $1,113, than in Ubud, Bali at $1,404. In Adama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,113 in Adama to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Adama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.