Cost of Living Comparison Between Ubud, Bali and Adama Cost of Living Comparison Between Ubud, Bali and Adama

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,114 in Adama, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,756 in Adama, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,399 in Adama, rent included.

Ubud, Bali costs about 29% more than Adama, driven mainly by Monthly Utilities & Internet.

Ubud, Bali sits 7% above the global median, while Adama is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$3.05 ETB 476

17.05%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$35.58 ETB 5,553

-8.43%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$5.04 ETB 787

0.60%

Cappuccino

$2.83 Rp 48.8K

$1.28 ETB 200

121.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$0.67 ETB 105

100.00%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.31 ETB 48.59

122.58%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$1.01 ETB 158

196.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$2.96 ETB 463

30.07%

Milk (1 liter)

$1.74 Rp 30.1K

$1.46 ETB 228

19.18%

White Bread (500g)

$2.54 Rp 43.8K

$1.27 ETB 199

100.00%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.12 ETB 331

-43.87%

Eggs

$2.43 Rp 41.9K

$2.52 ETB 393

-3.57%

Local Cheese (1kg)

$14.66 Rp 253.2K

$7.27 ETB 1,135

101.65%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$13.73 ETB 2,142

-69.56%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$13.38 ETB 2,088

-10.76%

Apples (1kg)

$3.69 Rp 63.6K

$6.79 ETB 1,060

-45.66%

Banana (1kg)

$1.61 Rp 27.7K

$1.02 ETB 159

57.84%

Oranges (1kg)

$2.69 Rp 46.4K

$2.23 ETB 348

20.63%

Tomato (1kg)

$2.33 Rp 40.2K

$0.92 ETB 144

153.26%

Potato (1kg)

$1.91 Rp 32.9K

$0.63 ETB 98.0

203.17%

Onion (1kg)

$2.19 Rp 37.7K

$1.91 ETB 298

14.66%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.70 ETB 110

51.43%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.63 ETB 98.4

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$3.92 ETB 612

-20.15%

Wine (Bottle)

$23.49 Rp 405.6K

$5.74 ETB 895

309.23%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$1.04 ETB 162

163.46%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$1.82 ETB 284

58.24%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$1.45 ETB 226

-68.97%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$0.29 ETB 45.85

44.83%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$2.03 ETB 316

203.45%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.30 ETB 202

-35.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$54.4K ETB 8.5M

-51.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$54.8K ETB 8.6M

-40.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$162 ETB 25.3K

-51.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$12.16 ETB 1,897

-67.52%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$133 ETB 20.7K

-81.62%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

Cinema Ticket

$4.04 Rp 69.7K

$5.87 ETB 916

-31.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$79.7 ETB 12.4K

279.76%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$39.9K ETB 6.2M

-83.67%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$48.05 ETB 7,498

12.05%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$74.0 ETB 11.6K

-48.69%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$94.1 ETB 14.7K

-7.79%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$116 ETB 18.0K

-31.74%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$496 ETB 77.5K

103.89%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$304 ETB 47.4K

122.06%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$982 ETB 153.3K

245.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$813 ETB 126.9K

157.95%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$102 ETB 15.9K

70.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-21.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Adama: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $496 in Adama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 70% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $36.00 in Adama. Groceries tell a different story – $298 in Ubud, Bali vs $266 in Adama – so Adama wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Adama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $1,114 in Adama – roughly 29% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,671 in Adama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Adama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $36.00 in Adama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 12% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Adama, where all-in costs run around $1,114, than in Ubud, Bali at $1,438. In Adama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,114 in Adama to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Adama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.