Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Adama

For one person, living is cheaper in Adama: $1,030 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
49

Cost of Living Index in Adama
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Adama Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Adama

🇪🇹 Ethiopia

$1,030

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Adama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Adama actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,030 in Adama, rent included.

Ubud, Bali $1,349
Adama $1,030

A couple spends around $2,305 per month in Ubud, Bali vs $1,702 in Adama, rent included.

Ubud, Bali $2,305
Adama $1,702

A family of three spends $3,261 per month in Ubud, Bali vs $2,374 in Adama, rent included.

Ubud, Bali $3,261
Adama $2,374

Ubud, Bali costs about 31% more than Adama, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.06 ETB 492

8.50%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$43.00 ETB 6,924

-17.12%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.98 ETB 801

11.04%

Cappuccino

$2.72 Rp 49.4K

$0.90 ETB 144

202.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.58 ETB 93.9

193.10%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.31 ETB 50.5

145.16%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$0.83 ETB 134

219.28%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.31 ETB 372

89.61%

Milk (1 liter)

$1.49 Rp 27.1K

$0.77 ETB 124

93.51%

White Bread (500g)

$2.28 Rp 41.4K

$1.17 ETB 189

94.87%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.20 ETB 354

-45.91%

Eggs

$2.04 Rp 37.0K

$1.80 ETB 290

13.33%

Local Cheese (1kg)

$17.70 Rp 321.9K

$7.35 ETB 1,184

140.82%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$10.09 ETB 1,625

-60.75%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$9.40 ETB 1,514

29.68%

Apples (1kg)

$3.66 Rp 66.5K

$5.51 ETB 888

-33.58%

Banana (1kg)

$1.52 Rp 27.6K

$0.69 ETB 111

120.29%

Oranges (1kg)

$2.23 Rp 40.5K

$2.14 ETB 344

4.21%

Tomato (1kg)

$1.97 Rp 35.9K

$0.70 ETB 113

181.43%

Potato (1kg)

$1.85 Rp 33.6K

$0.50 ETB 80.9

270.00%

Onion (1kg)

$2.42 Rp 44.1K

$1.09 ETB 175

122.02%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.69 ETB 111

43.48%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.57 ETB 91.3

-10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$7.88 ETB 1,269

-71.83%

Wine (Bottle)

$22.24 Rp 404.4K

$5.78 ETB 931

284.78%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.70 ETB 113

222.86%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.28 ETB 206

132.03%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.28 ETB 206

-65.63%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.27 ETB 42.90

59.26%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$2.03 ETB 327

166.50%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.90 ETB 145

-8.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$55.8K ETB 9.0M

-57.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$55.3K ETB 8.9M

-42.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$206 ETB 33.1K

-61.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$7.50 ETB 1,207

-14.00%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$215 ETB 34.6K

-91.36%

Gym Membership (Monthly)

$49.48 Rp 899.8K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$3.83 ETB 617

11.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$611 ETB 98.3K

-19.66%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$30.5K ETB 4.9M

-81.38%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$32.75 ETB 5,273

36.31%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$72.3 ETB 11.6K

-51.63%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$79.9 ETB 12.9K

0.01%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$82.3 ETB 13.2K

-3.50%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$352 ETB 56.7K

219.65%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$198 ETB 31.9K

238.98%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$980 ETB 157.8K

263.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$815 ETB 131.2K

111.45%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$98.7 ETB 15.9K

65.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

18.5

-25.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Adama: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Adama

$198 19.2% 70.5% $473

Groceries & Markets

Ubud, Bali

$288 21.4%

Adama

$211 20.5% 26.9% $78

Eating Out

Ubud, Bali

$108 8%

Adama

$63 6.1% 41.9% $45

Clothing & Footwear

Ubud, Bali

$108 8%

Adama

$120 11.7% 11.8% $13

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Adama

$428 41.6% 312% $324

Sport & Entertainment

Ubud, Bali

$58 4.3%

Adama

$7.7 * 0.7% 86.8% $50

Getting Around

Ubud, Bali

$11 0.9%

Adama

$2.6 * 0.3% 77.1% $8.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $352 in Adama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 66% higher in Ubud, Bali. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $43 in Adama. Groceries tell a different story – $288 in Ubud, Bali vs $211 in Adama – so Adama wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇪🇹 Adama

🕒 Local time

13:26 1:26 PM

08:26 8:26 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

228,623

💱 Currency

Indonesian Rupiah IDR Rp

Ethiopian Birr ETB Br

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 ETB = 6.21 USD

1,000 ETB = 5.58 EUR

Exchange rates and currency converter

ETB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Ethiopian Birr exchange rates as of October 29, 2026: 1 USD = 161 ETB (1,000 ETB = 6.21 USD). 1 EUR = 179 ETB (1,000 ETB = 5.58 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Adama 8,630 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Adama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Adama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,030 in Adama – Adama comes out roughly 24% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,545 in Adama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Adama, especially for central apartments: a one-bedroom in the center costs $352 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $43 in Adama. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 37% more in Ubud, Bali, though the gap depends on what you buy.

$2,000 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,030 in Adama, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,030 in Adama to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Adama. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.