Cost of Living Comparison Between Ubud, Bali and Adama Cost of Living Comparison Between Ubud, Bali and Adama

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,009 in Adama, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,695 in Adama, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,381 in Adama, rent included.

Ubud, Bali costs about 37% more than Adama, driven mainly by Monthly Utilities & Internet.

Ubud, Bali sits 0% above the global median, while Adama is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$3.02 ETB 486

10.26%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$41.82 ETB 6,722

-14.35%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.07 ETB 815

11.05%

Cappuccino

$2.82 Rp 49.7K

$0.90 ETB 145

213.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.58 ETB 93.2

201.72%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.29 ETB 46.06

175.86%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$0.78 ETB 125

289.74%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.27 ETB 365

89.43%

Milk (1 liter)

$1.61 Rp 28.3K

$0.82 ETB 132

96.34%

White Bread (500g)

$2.27 Rp 39.9K

$1.22 ETB 197

86.07%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.19 ETB 351

-46.58%

Eggs

$2.17 Rp 38.2K

$1.79 ETB 288

21.23%

Local Cheese (1kg)

$17.63 Rp 310.5K

$7.53 ETB 1,211

134.13%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$10.24 ETB 1,646

-60.45%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$9.34 ETB 1,502

30.41%

Apples (1kg)

$3.62 Rp 63.7K

$5.49 ETB 882

-34.06%

Banana (1kg)

$1.64 Rp 28.8K

$0.68 ETB 109

141.18%

Oranges (1kg)

$2.31 Rp 40.6K

$2.24 ETB 360

3.12%

Tomato (1kg)

$1.96 Rp 34.5K

$0.71 ETB 114

176.06%

Potato (1kg)

$1.84 Rp 32.5K

$0.46 ETB 73.6

300.00%

Onion (1kg)

$2.37 Rp 41.7K

$1.09 ETB 175

117.43%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.69 ETB 110

52.17%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.57 ETB 92.1

-5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$8.05 ETB 1,294

-71.43%

Wine (Bottle)

$23.08 Rp 406.4K

$5.73 ETB 921

302.79%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.70 ETB 113

234.29%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.26 ETB 203

143.65%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.29 ETB 208

-62.02%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.27 ETB 43.18

74.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.94 ETB 312

188.66%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.94 ETB 151

-13.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$54.0K ETB 8.7M

-53.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$54.7K ETB 8.8M

-43.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$203 ETB 32.6K

-59.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$7.20 ETB 1,158

-9.86%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$212 ETB 34.0K

-91.12%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$3.70 ETB 595

16.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$138 ETB 22.2K

257.06%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$30.8K ETB 4.9M

-80.76%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$33.04 ETB 5,312

40.07%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$71.0 ETB 11.4K

-48.69%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$78.8 ETB 12.7K

2.37%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$82.9 ETB 13.3K

-4.98%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$350 ETB 56.3K

218.20%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$202 ETB 32.4K

244.00%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$985 ETB 158.4K

269.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$785 ETB 126.2K

118.11%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$102 ETB 16.3K

64.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

18.5

-25.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Adama: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $350 in Adama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 65% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $42.00 in Adama. Groceries tell a different story – $294 in Ubud, Bali vs $213 in Adama – so Adama wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Adama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $1,009 in Adama – roughly 37% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,513 in Adama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Adama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $42.00 in Adama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 38% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Adama, where all-in costs run around $1,009, than in Ubud, Bali at $1,378. In Adama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,009 in Adama to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Adama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.