Cost of Living Comparison Between Ubud, Bali and Adama Cost of Living Comparison Between Ubud, Bali and Adama

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,078 in Adama, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,761 in Adama, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,443 in Adama, rent included.

Ubud, Bali costs about 29% more than Adama, driven mainly by Monthly Utilities & Internet.

Ubud, Bali sits 5% above the global median, while Adama is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$3.02 ETB 483

18.21%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$35.39 ETB 5,651

-8.67%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$4.97 ETB 794

0.80%

Cappuccino

$2.82 Rp 51.1K

$1.25 ETB 199

125.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.64 ETB 102

110.94%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.31 ETB 50.2

135.48%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$0.98 ETB 157

198.98%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$2.94 ETB 469

34.01%

Milk (1 liter)

$1.78 Rp 32.2K

$1.38 ETB 221

28.99%

White Bread (500g)

$2.45 Rp 44.3K

$1.33 ETB 213

84.21%

Rice (white) (1kg)

$1.15 Rp 20.8K

$2.15 ETB 343

-46.51%

Eggs

$2.41 Rp 43.7K

$2.50 ETB 399

-3.60%

Local Cheese (1kg)

$14.33 Rp 259.1K

$6.94 ETB 1,109

106.48%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$14.03 ETB 2,241

-70.14%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$13.32 ETB 2,128

-9.46%

Apples (1kg)

$3.64 Rp 65.8K

$6.70 ETB 1,070

-45.67%

Banana (1kg)

$1.57 Rp 28.3K

$1.02 ETB 163

53.92%

Oranges (1kg)

$2.79 Rp 50.4K

$2.25 ETB 359

24.00%

Tomato (1kg)

$2.24 Rp 40.5K

$0.97 ETB 154

130.93%

Potato (1kg)

$1.98 Rp 35.8K

$0.68 ETB 108

191.18%

Onion (1kg)

$2.28 Rp 41.2K

$1.84 ETB 294

23.91%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.64 ETB 102

64.06%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.64 ETB 102

23.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$3.89 ETB 622

-17.99%

Wine (Bottle)

$23.49 Rp 424.8K

$5.66 ETB 903

315.02%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.00 ETB 160

190.00%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$1.82 ETB 291

51.65%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$1.50 ETB 240

-70.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.29 ETB 46.69

58.62%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$1.97 ETB 315

208.12%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.29 ETB 206

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$54.7K ETB 8.7M

-51.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$53.5K ETB 8.5M

-39.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$158 ETB 25.3K

-50.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$12.11 ETB 1,934

-66.23%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$132 ETB 21.1K

-81.94%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.01 Rp 72.5K

$5.64 ETB 900

-28.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$81.5 ETB 13.0K

264.62%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$40.5K ETB 6.5M

-83.71%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$47.27 ETB 7,549

13.03%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$76.1 ETB 12.2K

-49.91%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$92.8 ETB 14.8K

-4.48%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$116 ETB 18.6K

-34.14%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$494 ETB 78.9K

106.30%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$304 ETB 48.6K

123.52%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$988 ETB 157.7K

251.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$794 ETB 126.8K

163.16%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$101 ETB 16.2K

61.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-21.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Adama: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $494 in Adama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Adama. Groceries tell a different story – $298 in Ubud, Bali vs $266 in Adama – so Adama wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Adama: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $1,078 in Adama – roughly 29% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,617 in Adama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Adama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $35.00 in Adama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 12% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Adama, where all-in costs run around $1,078, than in Ubud, Bali at $1,392. In Adama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,078 in Adama to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Adama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.