Cost of Living Comparison Between Ad Diwaniyah and Ubud, Bali Cost of Living Comparison Between Ad Diwaniyah and Ubud, Bali

Monthly Cost of Living

A single person spends $631 per month in Ad Diwaniyah vs $1,419 in Ubud, Bali, rent included.

A couple spends around $872 per month in Ad Diwaniyah vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,113 per month in Ad Diwaniyah vs $3,660 in Ubud, Bali, rent included.

Ad Diwaniyah is about 56% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Ad Diwaniyah sits 53% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ad Diwaniyah
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.96 IQD 3,881
$3.56 Rp 63.7K
-16.85%
Three-Course Dinner for Two, Mid-Range
$11.29 IQD 14.8K
$32.73 Rp 584.5K
-65.51%
Fast Food Meal (McDonalds, etc)
$5.20 IQD 6,807
$4.95 Rp 88.4K
5.05%
Cappuccino
$1.50 IQD 1,965
$2.71 Rp 48.4K
-44.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 IQD 517
$1.34 Rp 24.0K
-70.15%
Water (0.33 liter bottle)
$0.18 IQD 239
$0.70 Rp 12.5K
-74.29%
Local Beer (0.5 liter draught)
$2.88 IQD 3,771
$2.92 Rp 52.1K
-1.37%
Imported Beer (0.33 liter bottle)
$2.84 IQD 3,722
$3.96 Rp 70.7K
-28.28%
🛒 Groceries & Markets
Ad Diwaniyah
Ubud, Bali
Difference
Milk (1 liter)
$1.37 IQD 1,796
$1.81 Rp 32.3K
-24.31%
White Bread (500g)
$0.76 IQD 1,001
$2.52 Rp 45.0K
-69.84%
Rice (white) (1kg)
$1.29 IQD 1,690
$1.16 Rp 20.7K
11.21%
Eggs
$1.72 IQD 2,254
$2.46 Rp 43.9K
-30.08%
Local Cheese (1kg)
$4.47 IQD 5,853
$14.71 Rp 262.7K
-69.61%
Chicken Fillets (1kg)
$4.81 IQD 6,298
$4.32 Rp 77.1K
11.34%
Beef Round Steak (1kg)
$10.23 IQD 13.4K
$12.14 Rp 216.7K
-15.73%
Apples (1kg)
$0.81 IQD 1,065
$3.84 Rp 68.6K
-78.91%
Banana (1kg)
$0.88 IQD 1,158
$1.56 Rp 27.8K
-43.59%
Oranges (1kg)
$0.97 IQD 1,274
$2.83 Rp 50.6K
-65.72%
Tomato (1kg)
$0.61 IQD 794
$2.33 Rp 41.5K
-73.82%
Potato (1kg)
$0.64 IQD 834
$1.91 Rp 34.2K
-66.49%
Onion (1kg)
$0.67 IQD 883
$2.20 Rp 39.3K
-69.55%
Lettuce (1 head)
$0.48 IQD 634
$1.01 Rp 18.1K
-52.48%
Water (1.5 liter bottle)
$0.61 IQD 803
$0.78 Rp 13.8K
-21.79%
Cigarettes 20 Pack (Marlboro, Camel)
$1.97 IQD 2,575
$3.32 Rp 59.2K
-40.66%
Wine (Bottle)
$6.98 IQD 9,140
$23.74 Rp 423.9K
-70.60%
Local Beer (0.5 liter bottle)
$1.86 IQD 2,441
$2.79 Rp 49.8K
-33.33%
Imported Beer (0.33 liter bottle)
$2.11 IQD 2,761
$2.86 Rp 51.1K
-26.22%
🚌 Getting Around
Ad Diwaniyah
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.36 IQD 473
$0.27 Rp 4,800
33.33%
Public Transport Monthly Pass (Regular Price)
$30.73 IQD 40.2K
$8.03 Rp 143.4K
282.69%
Taxi Start (Normal Tariff)
$1.95 IQD 2,550
$0.46 Rp 8,150
323.91%
Taxi (Normal Tariff) (1km)
$1.25 IQD 1,634
$0.45 Rp 8,037
177.78%
Taxi 1hour Waiting (Normal Tariff)
$7.79 IQD 10.2K
$6.10 Rp 108.9K
27.70%
Gasoline (1 liter)
$0.36 IQD 465
$0.79 Rp 14.2K
-54.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$9,883 IQD 12.9M
$26.1K Rp 467.0M
-62.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.2K IQD 23.8M
$32.1K Rp 573.6M
-43.48%
🧾 Monthly Utilities & Internet
Ad Diwaniyah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$37.70 IQD 49.4K
$79.9 Rp 1.4M
-52.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.08 IQD 22.4K
$4.06 Rp 72.6K
320.69%
Internet (50+ Mbps, Unlimited Data)
$38.22 IQD 50.1K
$23.52 Rp 420.0K
62.50%
🎉 Sport & Entertainment
Ad Diwaniyah
Ubud, Bali
Difference
Gym Membership (Monthly)
$17.40 IQD 22.8K
$98.7 Rp 1.8M
-82.37%
Tennis Court (1 Hour on Weekend)
$8.71 IQD 11.4K
$6.63 Rp 118.4K
31.37%
Cinema Ticket
$5.74 IQD 7,511
$4.15 Rp 74.1K
38.31%
🧸 Childcare & Education
Ad Diwaniyah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$94.9 IQD 124.3K
$304 Rp 5.4M
-68.77%
International Primary School, 1 Child (Yearly)
$745 IQD 976.2K
$6,613 Rp 118.1M
-88.73%
👕👟 Clothing & Footwear
Ad Diwaniyah
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$20.17 IQD 26.4K
$55.5 Rp 991.8K
-63.68%
Summer Dress (H&M, Zara, etc)
$30.48 IQD 39.9K
$38.31 Rp 684.1K
-20.44%
Sport Shoes (Adidas, Nike)
$19.69 IQD 25.8K
$88.6 Rp 1.6M
-77.78%
Men's Leather Business Shoes
$24.85 IQD 32.5K
$77.9 Rp 1.4M
-68.09%
🏠 Accommodation & Living
Ad Diwaniyah
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$138 IQD 180.9K
$1,006 Rp 18.0M
-86.27%
1-bedroom Apartment, Outside City Center (Monthly)
$179 IQD 234.7K
$675 Rp 12.1M
-73.46%
3-bedroom Apartment, City Center (Monthly)
$239 IQD 313.3K
$3,442 Rp 61.5M
-93.05%
3-bedroom Apartment, Outside City Center (Monthly)
$199 IQD 261.1K
$2,039 Rp 36.4M
-90.22%
Buy Apartment in City Center (m2)
$758 IQD 992.2K
$2,841 Rp 50.7M
-73.33%
Buy Apartment Outside City Center (m2)
$299 IQD 391.9K
$2,264 Rp 40.4M
-86.78%
💵 Salaries & Financials
Ad Diwaniyah
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$494 IQD 646.8K
$165 Rp 3.0M
198.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ad Diwaniyah: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $138 in Ad Diwaniyah versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 199% higher in Ad Diwaniyah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $11.00 in Ad Diwaniyah versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $158 vs $302 – making Ad Diwaniyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ad Diwaniyah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ad Diwaniyah?
Yes – Ubud, Bali is pricier by about 125%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $947 per month in Ad Diwaniyah and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $94.9 per month in Ad Diwaniyah and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ad Diwaniyah and Ubud, Bali?
Groceries cost about 91% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Ad Diwaniyah or Ubud, Bali?
A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $631, than in Ubud, Bali at $1,419. In Ad Diwaniyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ad Diwaniyah or Ubud, Bali more family-friendly?
Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ad Diwaniyah or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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