Cost of Living Comparison Between Ad Diwaniyah and Ubud, Bali Cost of Living Comparison Between Ad Diwaniyah and Ubud, Bali

Monthly Cost of Living

A single person spends $620 per month in Ad Diwaniyah vs $1,408 in Ubud, Bali, rent included.

A couple spends around $866 per month in Ad Diwaniyah vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,112 per month in Ad Diwaniyah vs $3,763 in Ubud, Bali, rent included.

Ad Diwaniyah is about 56% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Ad Diwaniyah sits 54% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.91 IQD 3,813

$3.45 Rp 62.0K

-15.65%

Three-Course Dinner for Two, Mid-Range

$11.64 IQD 15.2K

$32.34 Rp 580.1K

-64.01%

Fast Food Meal (McDonalds, etc)

$5.32 IQD 6,967

$4.84 Rp 86.9K

9.92%

Cappuccino

$1.45 IQD 1,897

$2.75 Rp 49.3K

-47.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 483

$1.38 Rp 24.8K

-73.19%

Water (0.33 liter bottle)

$0.20 IQD 258

$0.75 Rp 13.5K

-73.33%

Local Beer (0.5 liter draught)

$2.93 IQD 3,841

$2.99 Rp 53.7K

-2.01%

Imported Beer (0.33 liter bottle)

$2.83 IQD 3,709

$3.85 Rp 69.1K

-26.49%

Milk (1 liter)

$1.30 IQD 1,707

$1.74 Rp 31.1K

-25.29%

White Bread (500g)

$0.76 IQD 994

$2.46 Rp 44.1K

-69.11%

Rice (white) (1kg)

$1.30 IQD 1,706

$1.17 Rp 21.0K

11.11%

Eggs

$1.73 IQD 2,260

$2.43 Rp 43.6K

-28.81%

Local Cheese (1kg)

$4.55 IQD 5,953

$14.50 Rp 260.2K

-68.62%

Chicken Fillets (1kg)

$4.85 IQD 6,350

$4.35 Rp 78.0K

11.49%

Beef Round Steak (1kg)

$10.05 IQD 13.2K

$11.98 Rp 214.9K

-16.11%

Apples (1kg)

$0.75 IQD 976

$3.72 Rp 66.7K

-79.84%

Banana (1kg)

$0.97 IQD 1,272

$1.63 Rp 29.2K

-40.49%

Oranges (1kg)

$0.91 IQD 1,187

$2.74 Rp 49.2K

-66.79%

Tomato (1kg)

$0.60 IQD 781

$2.24 Rp 40.2K

-73.21%

Potato (1kg)

$0.69 IQD 907

$1.92 Rp 34.4K

-64.06%

Onion (1kg)

$0.67 IQD 882

$2.28 Rp 40.8K

-70.61%

Lettuce (1 head)

$0.49 IQD 637

$1.06 Rp 19.1K

-53.77%

Water (1.5 liter bottle)

$0.66 IQD 864

$0.72 Rp 12.9K

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$1.86 IQD 2,430

$3.29 Rp 58.9K

-43.47%

Wine (Bottle)

$3.77 IQD 4,942

$23.19 Rp 416.1K

-83.74%

Local Beer (0.5 liter bottle)

$1.83 IQD 2,402

$2.78 Rp 49.8K

-34.17%

Imported Beer (0.33 liter bottle)

$2.17 IQD 2,846

$2.73 Rp 49.0K

-20.51%

One-way Ticket (Public Transport)

$0.39 IQD 515

$0.27 Rp 4,778

44.44%

Public Transport Monthly Pass (Regular Price)

$31.48 IQD 41.2K

$8.11 Rp 145.4K

288.16%

Taxi Start (Normal Tariff)

$2.06 IQD 2,695

$0.48 Rp 8,659

329.17%

Taxi (Normal Tariff) (1km)

$1.21 IQD 1,583

$0.42 Rp 7,532

188.10%

Taxi 1hour Waiting (Normal Tariff)

$7.87 IQD 10.3K

$6.22 Rp 111.6K

26.53%

Gasoline (1 liter)

$0.38 IQD 500

$0.81 Rp 14.6K

-53.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.2K IQD 13.3M

$26.6K Rp 477.4M

-61.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.7K IQD 23.2M

$32.2K Rp 577.4M

-44.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.78 IQD 50.8K

$78.4 Rp 1.4M

-50.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.98 IQD 22.2K

$4.07 Rp 73.0K

317.20%

Internet (50+ Mbps, Unlimited Data)

$38.49 IQD 50.4K

$24.33 Rp 436.4K

58.20%

Gym Membership (Monthly)

$16.99 IQD 22.2K

$98.6 Rp 1.8M

-82.77%

Tennis Court (1 Hour on Weekend)

$8.79 IQD 11.5K

$6.34 Rp 113.7K

38.64%

Cinema Ticket

$5.55 IQD 7,263

$3.99 Rp 71.5K

39.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 IQD 120.4K

$305 Rp 5.5M

-69.87%

International Primary School, 1 Child (Yearly)

$750 IQD 981.8K

$6,642 Rp 119.2M

-88.71%

Jeans (Levis 501 Or Similar)

$20.36 IQD 26.7K

$54.1 Rp 971.2K

-62.39%

Summer Dress (H&M, Zara, etc)

$30.37 IQD 39.8K

$37.81 Rp 678.2K

-19.68%

Sport Shoes (Adidas, Nike)

$19.82 IQD 26.0K

$86.8 Rp 1.6M

-77.18%

Men's Leather Business Shoes

$25.26 IQD 33.1K

$76.4 Rp 1.4M

-66.92%

1-bedroom Apartment, City Center (Monthly)

$137 IQD 180.0K

$992 Rp 17.8M

-86.14%

1-bedroom Apartment, Outside City Center (Monthly)

$181 IQD 237.2K

$673 Rp 12.1M

-73.08%

3-bedroom Apartment, City Center (Monthly)

$232 IQD 304.0K

$3,375 Rp 60.5M

-93.12%

3-bedroom Apartment, Outside City Center (Monthly)

$200 IQD 262.1K

$2,050 Rp 36.8M

-90.24%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$385 IQD 503.7K

$167 Rp 3.0M

130.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ad Diwaniyah: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $137 in Ad Diwaniyah versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 130% higher in Ad Diwaniyah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $12.00 in Ad Diwaniyah versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $151 vs $297 – making Ad Diwaniyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ad Diwaniyah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 127%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $930 per month in Ad Diwaniyah and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $91.9 per month in Ad Diwaniyah and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 96% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $620, than in Ubud, Bali at $1,408. In Ad Diwaniyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.