Last update: Oct 2026

Cost of Living Comparison Between Ad Diwaniyah and Ubud, Bali

For one person, living is cheaper in Ad Diwaniyah: $559 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Ad Diwaniyah
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Ad Diwaniyah Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ad Diwaniyah

🇮🇶 Iraq

$559

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ad Diwaniyah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ad Diwaniyah and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $559 per month in Ad Diwaniyah vs $1,349 in Ubud, Bali, rent included.

Ad Diwaniyah $559
Ubud, Bali $1,349

A couple spends around $876 per month in Ad Diwaniyah vs $2,305 in Ubud, Bali, rent included.

Ad Diwaniyah $876
Ubud, Bali $2,305

A family of three spends $1,193 per month in Ad Diwaniyah vs $3,261 in Ubud, Bali, rent included.

Ad Diwaniyah $1,193
Ubud, Bali $3,261

Ad Diwaniyah is about 59% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.75 IQD 4,154

$3.32 Rp 60.4K

-17.17%

Three-Course Dinner for Two, Mid-Range

$9.87 IQD 14.9K

$35.64 Rp 647.8K

-72.31%

Fast Food Meal (McDonalds, etc)

$4.61 IQD 6,960

$5.53 Rp 100.6K

-16.64%

Cappuccino

$1.62 IQD 2,442

$2.72 Rp 49.4K

-40.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 IQD 538

$1.70 Rp 30.9K

-78.82%

Water (0.33 liter bottle)

$0.22 IQD 333

$0.76 Rp 13.8K

-71.05%

Local Beer (0.5 liter draught)

$3.24 IQD 4,901

$2.65 Rp 48.2K

22.26%

Imported Beer (0.33 liter bottle)

$3.23 IQD 4,876

$4.38 Rp 79.6K

-26.26%

Milk (1 liter)

$0.95 IQD 1,440

$1.49 Rp 27.1K

-36.24%

White Bread (500g)

$0.69 IQD 1,045

$2.28 Rp 41.4K

-69.74%

Rice (white) (1kg)

$1.13 IQD 1,708

$1.19 Rp 21.6K

-5.04%

Eggs

$1.69 IQD 2,552

$2.04 Rp 37.0K

-17.16%

Local Cheese (1kg)

$3.40 IQD 5,142

$17.70 Rp 321.7K

-80.79%

Chicken Fillets (1kg)

$3.38 IQD 5,112

$3.96 Rp 72.0K

-14.65%

Beef Round Steak (1kg)

$9.80 IQD 14.8K

$12.19 Rp 221.6K

-19.61%

Apples (1kg)

$0.69 IQD 1,038

$3.66 Rp 66.4K

-81.15%

Banana (1kg)

$0.65 IQD 980

$1.52 Rp 27.6K

-57.24%

Oranges (1kg)

$0.64 IQD 968

$2.23 Rp 40.5K

-71.30%

Tomato (1kg)

$0.68 IQD 1,027

$1.97 Rp 35.9K

-65.48%

Potato (1kg)

$0.55 IQD 837

$1.85 Rp 33.6K

-70.27%

Onion (1kg)

$0.55 IQD 838

$2.42 Rp 44.1K

-77.27%

Lettuce (1 head)

$0.32 IQD 483

$0.99 Rp 18.0K

-67.68%

Water (1.5 liter bottle)

$0.62 IQD 930

$0.51 Rp 9,332

21.57%

Cigarettes 20 Pack (Marlboro, Camel)

$1.69 IQD 2,560

$2.22 Rp 40.4K

-23.87%

Wine (Bottle)

$3.24 IQD 4,903

$22.24 Rp 404.2K

-85.43%

Local Beer (0.5 liter bottle)

$1.89 IQD 2,859

$2.26 Rp 41.1K

-16.37%

Imported Beer (0.33 liter bottle)

$1.97 IQD 2,973

$2.97 Rp 54.0K

-33.67%

One-way Ticket (Public Transport)

$0.38 IQD 572

$0.25 Rp 4,562

52.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$2.04 IQD 3,076

$0.44 Rp 7,989

363.64%

Taxi (Normal Tariff) (1km)

$0.80 IQD 1,202

$0.43 Rp 7,817

86.05%

Taxi 1hour Waiting (Normal Tariff)

$6.52 IQD 9,850

$5.41 Rp 98.3K

20.52%

Gasoline (1 liter)

$0.29 IQD 432

$0.82 Rp 15.0K

-64.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K IQD 24.7M

$23.8K Rp 433.3M

-31.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.7K IQD 25.3M

$31.7K Rp 577.0M

-47.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.29 IQD 50.3K

$79.1 Rp 1.4M

-57.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.94 IQD 22.6K

$6.45 Rp 117.2K

131.63%

Internet (50+ Mbps, Unlimited Data)

$33.23 IQD 50.2K

$18.58 Rp 337.7K

78.85%

Gym Membership (Monthly)

$36.21 IQD 54.7K

$49.48 Rp 899.4K

-26.82%

Tennis Court (1 Hour on Weekend)

$6.76 IQD 10.2K

$17.65 Rp 320.8K

-61.70%

Cinema Ticket

$6.45 IQD 9,752

$4.27 Rp 77.7K

51.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$65.8 IQD 99.5K

$491 Rp 8.9M

-86.58%

International Primary School, 1 Child (Yearly)

$3,258 IQD 4.9M

$5,674 Rp 103.1M

-42.58%

Jeans (Levis 501 Or Similar)

$25.65 IQD 38.8K

$44.64 Rp 811.4K

-42.54%

Summer Dress (H&M, Zara, etc)

$33.66 IQD 50.9K

$34.95 Rp 635.3K

-3.69%

Sport Shoes (Adidas, Nike)

$58.6 IQD 88.5K

$79.9 Rp 1.5M

-26.67%

Men's Leather Business Shoes

$42.15 IQD 63.7K

$79.4 Rp 1.4M

-46.93%

1-bedroom Apartment, City Center (Monthly)

$204 IQD 309.0K

$1,125 Rp 20.4M

-81.82%

1-bedroom Apartment, Outside City Center (Monthly)

$140 IQD 210.8K

$671 Rp 12.2M

-79.23%

3-bedroom Apartment, City Center (Monthly)

$368 IQD 555.7K

$3,565 Rp 64.8M

-89.68%

3-bedroom Apartment, Outside City Center (Monthly)

$316 IQD 478.1K

$1,723 Rp 31.3M

-81.64%

Buy Apartment in City Center (m2)

$890 IQD 1.3M

$2,732 Rp 49.6M

-67.43%

Buy Apartment Outside City Center (m2)

$498 IQD 752.9K

$2,284 Rp 41.5M

-78.18%

Average Monthly Net Salary (After Tax)

$328 IQD 495.7K

$164 Rp 3.0M

100.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ad Diwaniyah: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ad Diwaniyah

$140 25%

Ubud, Bali

$672 49.8% 381% $532

Groceries & Markets

Ad Diwaniyah

$129 23.1%

Ubud, Bali

$288 21.4% 124% $160

Monthly Utilities & Internet

Ad Diwaniyah

$81 14.6%

Ubud, Bali

$104 7.7% 27.8% $23

Eating Out

Ad Diwaniyah

$80 14.4%

Ubud, Bali

$108 8% 34.3% $28

Clothing & Footwear

Ad Diwaniyah

$72 12.9%

Ubud, Bali

$108 8% 49.3% $35

Sport & Entertainment

Ad Diwaniyah

$49 8.8%

Ubud, Bali

$58 4.3% 18.1% $8.9

Getting Around

Ad Diwaniyah

$7.5 * 1.4%

Ubud, Bali

$11 0.9% 51.7% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $204 in Ad Diwaniyah versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ad Diwaniyah are about 2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $10 in Ad Diwaniyah versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $129 vs $288 – making Ad Diwaniyah the more affordable choice for daily food spending.

Good to know

🇮🇶 Ad Diwaniyah

🇮🇩 Ubud, Bali

🕒 Local time

23:38 11:38 PM

04:38 4:38 AM

5 h ahead of Ad Diwaniyah

🌤 Weather

👥 Population

650,927

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Ad Diwaniyah Ubud, Bali 8,700 km ≈ 11 h nonstop flight

From you

Ad Diwaniyah
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ad Diwaniyah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 141%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $838 per month in Ad Diwaniyah and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments: a one-bedroom in the center costs $204 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $559 in Ad Diwaniyah and $1,349 in Ubud, Bali. That makes Ad Diwaniyah about 59% cheaper.

Kindergarten costs $66 per month in Ad Diwaniyah and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $559, than in Ubud, Bali at $1,349. In Ad Diwaniyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.