Cost of Living Comparison Between Ad Diwaniyah and Ubud, Bali Cost of Living Comparison Between Ad Diwaniyah and Ubud, Bali

Monthly Cost of Living

A single person spends $567 per month in Ad Diwaniyah vs $1,378 in Ubud, Bali, rent included.

A couple spends around $890 per month in Ad Diwaniyah vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,212 per month in Ad Diwaniyah vs $3,275 in Ubud, Bali, rent included.

Ad Diwaniyah is about 59% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Ad Diwaniyah sits 59% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.34 IQD 4,369

$3.33 Rp 58.7K

0.30%

Three-Course Dinner for Two, Mid-Range

$11.27 IQD 14.8K

$35.82 Rp 630.7K

-68.54%

Fast Food Meal (McDonalds, etc)

$5.24 IQD 6,856

$5.63 Rp 99.1K

-6.93%

Cappuccino

$1.96 IQD 2,563

$2.82 Rp 49.7K

-30.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 IQD 520

$1.75 Rp 30.8K

-77.14%

Water (0.33 liter bottle)

$0.26 IQD 343

$0.80 Rp 14.0K

-67.50%

Local Beer (0.5 liter draught)

$3.77 IQD 4,938

$3.04 Rp 53.6K

24.01%

Imported Beer (0.33 liter bottle)

$3.85 IQD 5,040

$4.30 Rp 75.7K

-10.47%

Milk (1 liter)

$1.05 IQD 1,371

$1.61 Rp 28.3K

-34.78%

White Bread (500g)

$0.79 IQD 1,041

$2.27 Rp 39.9K

-65.20%

Rice (white) (1kg)

$1.36 IQD 1,784

$1.17 Rp 20.6K

16.24%

Eggs

$1.92 IQD 2,512

$2.17 Rp 38.2K

-11.52%

Local Cheese (1kg)

$3.93 IQD 5,143

$17.63 Rp 310.5K

-77.71%

Chicken Fillets (1kg)

$3.83 IQD 5,019

$4.05 Rp 71.4K

-5.43%

Beef Round Steak (1kg)

$11.52 IQD 15.1K

$12.18 Rp 214.5K

-5.42%

Apples (1kg)

$0.72 IQD 946

$3.62 Rp 63.7K

-80.11%

Banana (1kg)

$0.79 IQD 1,036

$1.64 Rp 28.8K

-51.83%

Oranges (1kg)

$0.79 IQD 1,037

$2.31 Rp 40.6K

-65.80%

Tomato (1kg)

$0.73 IQD 959

$1.96 Rp 34.5K

-62.76%

Potato (1kg)

$0.70 IQD 913

$1.84 Rp 32.5K

-61.96%

Onion (1kg)

$0.66 IQD 863

$2.37 Rp 41.7K

-72.15%

Lettuce (1 head)

$0.37 IQD 481

$1.05 Rp 18.5K

-64.76%

Water (1.5 liter bottle)

$0.70 IQD 916

$0.54 Rp 9,560

29.63%

Cigarettes 20 Pack (Marlboro, Camel)

$1.83 IQD 2,391

$2.30 Rp 40.6K

-20.43%

Wine (Bottle)

$3.85 IQD 5,048

$23.08 Rp 406.4K

-83.32%

Local Beer (0.5 liter bottle)

$2.16 IQD 2,830

$2.34 Rp 41.2K

-7.69%

Imported Beer (0.33 liter bottle)

$2.26 IQD 2,954

$3.07 Rp 54.0K

-26.38%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$2.34 IQD 3,068

$0.49 Rp 8,631

377.55%

Taxi (Normal Tariff) (1km)

$0.91 IQD 1,192

$0.47 Rp 8,349

93.62%

Taxi 1hour Waiting (Normal Tariff)

$7.45 IQD 9,758

$5.60 Rp 98.6K

33.04%

Gasoline (1 liter)

$0.35 IQD 461

$0.81 Rp 14.2K

-56.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.7K IQD 24.5M

$25.0K Rp 440.3M

-25.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K IQD 25.4M

$31.1K Rp 547.0M

-37.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.67 IQD 50.6K

$82.7 Rp 1.5M

-53.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.93 IQD 22.2K

$6.49 Rp 114.2K

160.86%

Internet (50+ Mbps, Unlimited Data)

$38.89 IQD 50.9K

$18.79 Rp 330.8K

106.97%

Gym Membership (Monthly)

$18.79 IQD 24.6K

$55.2 Rp 972.6K

-65.98%

Tennis Court (1 Hour on Weekend)

$7.49 IQD 9,809

$18.21 Rp 320.6K

-58.87%

Cinema Ticket

$7.83 IQD 10.3K

$4.30 Rp 75.7K

82.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$74.8 IQD 98.0K

$494 Rp 8.7M

-84.86%

International Primary School, 1 Child (Yearly)

$3,404 IQD 4.5M

$5,917 Rp 104.2M

-42.47%

Jeans (Levis 501 Or Similar)

$29.13 IQD 38.1K

$46.28 Rp 814.8K

-37.06%

Summer Dress (H&M, Zara, etc)

$38.41 IQD 50.3K

$36.44 Rp 641.6K

5.41%

Sport Shoes (Adidas, Nike)

$74.4 IQD 97.5K

$80.7 Rp 1.4M

-7.76%

Men's Leather Business Shoes

$47.79 IQD 62.6K

$78.8 Rp 1.4M

-39.35%

1-bedroom Apartment, City Center (Monthly)

$77.8 IQD 101.9K

$1,114 Rp 19.6M

-93.02%

1-bedroom Apartment, Outside City Center (Monthly)

$115 IQD 150.4K

$693 Rp 12.2M

-83.44%

3-bedroom Apartment, City Center (Monthly)

$155 IQD 202.4K

$3,639 Rp 64.1M

-95.75%

3-bedroom Apartment, Outside City Center (Monthly)

$233 IQD 305.5K

$1,712 Rp 30.1M

-86.38%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$380 IQD 497.8K

$167 Rp 2.9M

127.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ad Diwaniyah: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $77.8 in Ad Diwaniyah versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 128% higher in Ad Diwaniyah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $11.00 in Ad Diwaniyah versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $149 vs $294 – making Ad Diwaniyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ad Diwaniyah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 143%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $851 per month in Ad Diwaniyah and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $567 in Ad Diwaniyah and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $74.8 per month in Ad Diwaniyah and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $567, than in Ubud, Bali at $1,378. In Ad Diwaniyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.