🙂A single person spends $631 per month in Ad Diwaniyah vs $1,419 in Ubud, Bali, rent included.
🙂A couple spends around $872 per month in Ad Diwaniyah vs $2,540 in Ubud, Bali, rent included.
🙂A family of three spends $1,113 per month in Ad Diwaniyah vs $3,660 in Ubud, Bali, rent included.
🙂Ad Diwaniyah is about 56% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Ad Diwaniyah sits 53% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Ad Diwaniyah
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.96IQD 3,881
$3.56Rp 63.7K
-16.85%
Three-Course Dinner for Two, Mid-Range
$11.29IQD 14.8K
$32.73Rp 584.5K
-65.51%
Fast Food Meal(McDonalds, etc)
$5.20IQD 6,807
$4.95Rp 88.4K
5.05%
Cappuccino
$1.50IQD 1,965
$2.71Rp 48.4K
-44.65%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.40IQD 517
$1.34Rp 24.0K
-70.15%
Water(0.33 liter bottle)
$0.18IQD 239
$0.70Rp 12.5K
-74.29%
Local Beer(0.5 liter draught)
$2.88IQD 3,771
$2.92Rp 52.1K
-1.37%
Imported Beer(0.33 liter bottle)
$2.84IQD 3,722
$3.96Rp 70.7K
-28.28%
🛒 Groceries & Markets
Ad Diwaniyah
Ubud, Bali
Difference
Milk(1 liter)
$1.37IQD 1,796
$1.81Rp 32.3K
-24.31%
White Bread(500g)
$0.76IQD 1,001
$2.52Rp 45.0K
-69.84%
Rice(white)(1kg)
$1.29IQD 1,690
$1.16Rp 20.7K
11.21%
Eggs
$1.72IQD 2,254
$2.46Rp 43.9K
-30.08%
Local Cheese(1kg)
$4.47IQD 5,853
$14.71Rp 262.7K
-69.61%
Chicken Fillets(1kg)
$4.81IQD 6,298
$4.32Rp 77.1K
11.34%
Beef Round Steak(1kg)
$10.23IQD 13.4K
$12.14Rp 216.7K
-15.73%
Apples(1kg)
$0.81IQD 1,065
$3.84Rp 68.6K
-78.91%
Banana(1kg)
$0.88IQD 1,158
$1.56Rp 27.8K
-43.59%
Oranges(1kg)
$0.97IQD 1,274
$2.83Rp 50.6K
-65.72%
Tomato(1kg)
$0.61IQD 794
$2.33Rp 41.5K
-73.82%
Potato(1kg)
$0.64IQD 834
$1.91Rp 34.2K
-66.49%
Onion(1kg)
$0.67IQD 883
$2.20Rp 39.3K
-69.55%
Lettuce(1 head)
$0.48IQD 634
$1.01Rp 18.1K
-52.48%
Water(1.5 liter bottle)
$0.61IQD 803
$0.78Rp 13.8K
-21.79%
Cigarettes 20 Pack(Marlboro, Camel)
$1.97IQD 2,575
$3.32Rp 59.2K
-40.66%
Wine(Bottle)
$6.98IQD 9,140
$23.74Rp 423.9K
-70.60%
Local Beer(0.5 liter bottle)
$1.86IQD 2,441
$2.79Rp 49.8K
-33.33%
Imported Beer(0.33 liter bottle)
$2.11IQD 2,761
$2.86Rp 51.1K
-26.22%
🚌 Getting Around
Ad Diwaniyah
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.36IQD 473
$0.27Rp 4,800
33.33%
Public Transport Monthly Pass(Regular Price)
$30.73IQD 40.2K
$8.03Rp 143.4K
282.69%
Taxi Start(Normal Tariff)
$1.95IQD 2,550
$0.46Rp 8,150
323.91%
Taxi(Normal Tariff)(1km)
$1.25IQD 1,634
$0.45Rp 8,037
177.78%
Taxi 1hour Waiting(Normal Tariff)
$7.79IQD 10.2K
$6.10Rp 108.9K
27.70%
Gasoline(1 liter)
$0.36IQD 465
$0.79Rp 14.2K
-54.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$9,883IQD 12.9M
$26.1KRp 467.0M
-62.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.2KIQD 23.8M
$32.1KRp 573.6M
-43.48%
🧾 Monthly Utilities & Internet
Ad Diwaniyah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$37.70IQD 49.4K
$79.9Rp 1.4M
-52.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.08IQD 22.4K
$4.06Rp 72.6K
320.69%
Internet(50+ Mbps, Unlimited Data)
$38.22IQD 50.1K
$23.52Rp 420.0K
62.50%
🎉 Sport & Entertainment
Ad Diwaniyah
Ubud, Bali
Difference
Gym Membership(Monthly)
$17.40IQD 22.8K
$98.7Rp 1.8M
-82.37%
Tennis Court(1 Hour on Weekend)
$8.71IQD 11.4K
$6.63Rp 118.4K
31.37%
Cinema Ticket
$5.74IQD 7,511
$4.15Rp 74.1K
38.31%
🧸 Childcare & Education
Ad Diwaniyah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$94.9IQD 124.3K
$304Rp 5.4M
-68.77%
International Primary School, 1 Child(Yearly)
$745IQD 976.2K
$6,613Rp 118.1M
-88.73%
👕👟 Clothing & Footwear
Ad Diwaniyah
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$20.17IQD 26.4K
$55.5Rp 991.8K
-63.68%
Summer Dress(H&M, Zara, etc)
$30.48IQD 39.9K
$38.31Rp 684.1K
-20.44%
Sport Shoes(Adidas, Nike)
$19.69IQD 25.8K
$88.6Rp 1.6M
-77.78%
Men's Leather Business Shoes
$24.85IQD 32.5K
$77.9Rp 1.4M
-68.09%
🏠 Accommodation & Living
Ad Diwaniyah
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$138IQD 180.9K
$1,006Rp 18.0M
-86.27%
1-bedroom Apartment, Outside City Center(Monthly)
$179IQD 234.7K
$675Rp 12.1M
-73.46%
3-bedroom Apartment, City Center(Monthly)
$239IQD 313.3K
$3,442Rp 61.5M
-93.05%
3-bedroom Apartment, Outside City Center(Monthly)
$199IQD 261.1K
$2,039Rp 36.4M
-90.22%
Buy Apartment in City Center(m2)
$758IQD 992.2K
$2,841Rp 50.7M
-73.33%
Buy Apartment Outside City Center(m2)
$299IQD 391.9K
$2,264Rp 40.4M
-86.78%
💵 Salaries & Financials
Ad Diwaniyah
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$494IQD 646.8K
$165Rp 3.0M
198.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
13.28
-57.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ad Diwaniyah: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $138 in Ad Diwaniyah versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 199% higher in Ad Diwaniyah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $11.00 in Ad Diwaniyah versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $158 vs $302 – making Ad Diwaniyah the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ad Diwaniyah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ad Diwaniyah?
Yes – Ubud, Bali is pricier by about 125%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $947 per month in Ad Diwaniyah and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $94.9 per month in Ad Diwaniyah and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ad Diwaniyah and Ubud, Bali?
Groceries cost about 91% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Ad Diwaniyah or Ubud, Bali?
A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $631, than in Ubud, Bali at $1,419. In Ad Diwaniyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ad Diwaniyah or Ubud, Bali more family-friendly?
Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ad Diwaniyah or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Ad Diwaniyah vs other spots: cost of living compared