🙂A single person spends $574 per month in Ad Diwaniyah vs $1,101 in Erbil, rent included.
🙂A couple spends around $882 per month in Ad Diwaniyah vs $1,630 in Erbil, rent included.
🙂A family of three spends $1,189 per month in Ad Diwaniyah vs $2,158 in Erbil, rent included.
🙂Ad Diwaniyah is about 48% cheaper than Erbil, driven mainly by Eating Out.
📊Both Ad Diwaniyah and Erbil are more affordable than the global median – Ad Diwaniyah58% lower, Erbil19% lower.
Currency
🍽 Eating Out
Ad Diwaniyah
Erbil
Difference
Meal at Budget Restaurant
$3.32IQD 4,342
$7.69IQD 10.1K
-56.83%
Three-Course Dinner for Two, Mid-Range
$11.67IQD 15.3K
$44.38IQD 58.1K
-73.70%
Fast Food Meal(McDonalds, etc)
$5.38IQD 7,041
$8.42IQD 11.0K
-36.10%
Cappuccino
$1.95IQD 2,559
$3.84IQD 5,027
-49.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.37IQD 481
$1.03IQD 1,353
-64.08%
Water(0.33 liter bottle)
$0.26IQD 343
$0.44IQD 580
-40.91%
Local Beer(0.5 liter draught)
$3.91IQD 5,121
$6.05IQD 7,920
-35.37%
Imported Beer(0.33 liter bottle)
$3.84IQD 5,024
$4.71IQD 6,166
-18.47%
🛒 Groceries & Markets
Ad Diwaniyah
Erbil
Difference
Milk(1 liter)
$1.04IQD 1,368
$1.27IQD 1,657
-18.11%
White Bread(500g)
$0.75IQD 981
$0.83IQD 1,083
-9.64%
Rice(white)(1kg)
$1.37IQD 1,796
$1.68IQD 2,197
-18.45%
Eggs
$1.91IQD 2,495
$1.79IQD 2,345
6.70%
Local Cheese(1kg)
$3.93IQD 5,152
$8.06IQD 10.6K
-51.24%
Chicken Fillets(1kg)
$3.73IQD 4,882
$5.78IQD 7,574
-35.47%
Beef Round Steak(1kg)
$11.42IQD 14.9K
$14.84IQD 19.4K
-23.05%
Apples(1kg)
$0.73IQD 958
$1.13IQD 1,483
-35.40%
Banana(1kg)
$0.78IQD 1,020
$1.10IQD 1,443
-29.09%
Oranges(1kg)
$0.79IQD 1,037
$1.23IQD 1,612
-35.77%
Tomato(1kg)
$0.78IQD 1,027
$0.82IQD 1,068
-4.88%
Potato(1kg)
$0.70IQD 922
$0.70IQD 911
-
Onion(1kg)
$0.64IQD 838
$0.69IQD 905
-7.25%
Lettuce(1 head)
$0.39IQD 514
$0.74IQD 969
-47.30%
Water(1.5 liter bottle)
$0.65IQD 854
$0.55IQD 723
18.18%
Cigarettes 20 Pack(Marlboro, Camel)
$1.80IQD 2,356
$2.52IQD 3,294
-28.57%
Wine(Bottle)
$3.79IQD 4,966
$12.54IQD 16.4K
-69.78%
Local Beer(0.5 liter bottle)
$2.14IQD 2,798
$1.69IQD 2,217
26.63%
Imported Beer(0.33 liter bottle)
$2.17IQD 2,841
$2.09IQD 2,735
3.83%
🚌 Getting Around
Ad Diwaniyah
Erbil
Difference
One-way Ticket(Public Transport)
-
$0.59IQD 772
-
Public Transport Monthly Pass(Regular Price)
-
$43.81IQD 57.4K
-
Taxi Start(Normal Tariff)
$2.35IQD 3,083
$1.94IQD 2,544
21.13%
Taxi(Normal Tariff)(1km)
$1.00IQD 1,306
$1.82IQD 2,381
-45.05%
Taxi 1hour Waiting(Normal Tariff)
$7.58IQD 9,930
$6.56IQD 8,588
15.55%
Gasoline(1 liter)
$0.33IQD 430
$0.67IQD 882
-50.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.9KIQD 24.8M
$18.3KIQD 24.0M
3.31%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9KIQD 24.7M
$20.1KIQD 26.3M
-6.24%
🧾 Monthly Utilities & Internet
Ad Diwaniyah
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$37.82IQD 49.5K
$128IQD 167.0K
-70.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.08IQD 22.4K
$13.95IQD 18.3K
22.44%
Internet(50+ Mbps, Unlimited Data)
$38.02IQD 49.8K
$28.49IQD 37.3K
33.45%
🎉 Sport & Entertainment
Ad Diwaniyah
Erbil
Difference
Gym Membership(Monthly)
$18.73IQD 24.5K
$66.0IQD 86.4K
-71.60%
Tennis Court(1 Hour on Weekend)
$7.76IQD 10.2K
$14.62IQD 19.1K
-46.92%
Cinema Ticket
$7.56IQD 9,897
$11.67IQD 15.3K
-35.22%
🧸 Childcare & Education
Ad Diwaniyah
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$74.9IQD 98.1K
$309IQD 405.1K
-75.78%
International Primary School, 1 Child(Yearly)
$3,527IQD 4.6M
$3,144IQD 4.1M
12.19%
👕👟 Clothing & Footwear
Ad Diwaniyah
Erbil
Difference
Jeans(Levis 501 Or Similar)
$29.14IQD 38.2K
$31.32IQD 41.0K
-6.96%
Summer Dress(H&M, Zara, etc)
$37.50IQD 49.1K
$44.84IQD 58.7K
-16.37%
Sport Shoes(Adidas, Nike)
$72.8IQD 95.3K
$69.3IQD 90.7K
5.05%
Men's Leather Business Shoes
$47.48IQD 62.2K
$67.4IQD 88.3K
-29.57%
🏠 Accommodation & Living
Ad Diwaniyah
Erbil
Difference
1-bedroom Apartment, City Center(Monthly)
$76.5IQD 100.2K
$460IQD 602.5K
-83.37%
1-bedroom Apartment, Outside City Center(Monthly)
$114IQD 149.8K
$297IQD 389.4K
-61.53%
3-bedroom Apartment, City Center(Monthly)
$154IQD 201.7K
$740IQD 969.5K
-79.19%
3-bedroom Apartment, Outside City Center(Monthly)
$226IQD 295.9K
$432IQD 566.1K
-47.73%
Buy Apartment in City Center(m2)
-
$1,092IQD 1.4M
-
Buy Apartment Outside City Center(m2)
-
$665IQD 870.8K
-
💵 Salaries & Financials
Ad Diwaniyah
Erbil
Difference
Average Monthly Net Salary(After Tax)
$387IQD 507.4K
$614IQD 803.9K
-36.89%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.12
2.53
62.85%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ad Diwaniyah: September 13, 2026
Last update for Erbil: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $76.5 in Ad Diwaniyah versus $460 in Erbil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 58% higher in Erbil, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $12.00 in Ad Diwaniyah versus $44.00 in Erbil. Monthly groceries follow the same trend: $147 vs $204 – making Ad Diwaniyah the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ad Diwaniyah vs Erbil: Cost of Living - Frequently Asked Questions
Is Erbil cheaper than Ad Diwaniyah?
Yes – Erbil is pricier by about 92%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $862 per month in Ad Diwaniyah and $1,652 in Erbil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Ad Diwaniyah and in Erbil?
Monthly expenses with rent come to $574 in Ad Diwaniyah and $1,101 in Erbil. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $74.9 per month in Ad Diwaniyah and $309 in Erbil. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Ad Diwaniyah or in Erbil?
A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $574, than in Erbil at $1,101. In Ad Diwaniyah it covers expenses comfortably, while in Erbil it requires careful planning or may not stretch far enough.
Is Ad Diwaniyah or Erbil more family-friendly?
Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ad Diwaniyah or Erbil?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Erbil makes more sense. Both are solid long-term options with distinct trade-offs.
Ad Diwaniyah vs other spots: cost of living compared