Cost of Living Comparison Between Ubud, Bali and Ad Diwaniyah Cost of Living Comparison Between Ubud, Bali and Ad Diwaniyah

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $567 in Ad Diwaniyah, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $890 in Ad Diwaniyah, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,212 in Ad Diwaniyah, rent included.

Ubud, Bali costs about 143% more than Ad Diwaniyah, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Ad Diwaniyah is 59% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$3.34 IQD 4,369

-0.30%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$11.27 IQD 14.8K

217.83%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.24 IQD 6,856

7.44%

Cappuccino

$2.82 Rp 49.7K

$1.96 IQD 2,563

43.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.40 IQD 520

337.50%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.26 IQD 343

207.69%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.77 IQD 4,938

-19.36%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.85 IQD 5,040

11.69%

Milk (1 liter)

$1.61 Rp 28.3K

$1.05 IQD 1,371

53.33%

White Bread (500g)

$2.27 Rp 39.9K

$0.79 IQD 1,041

187.34%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.36 IQD 1,784

-13.97%

Eggs

$2.17 Rp 38.2K

$1.92 IQD 2,512

13.02%

Local Cheese (1kg)

$17.63 Rp 310.5K

$3.93 IQD 5,143

348.60%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.83 IQD 5,019

5.74%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$11.52 IQD 15.1K

5.73%

Apples (1kg)

$3.62 Rp 63.7K

$0.72 IQD 946

402.78%

Banana (1kg)

$1.64 Rp 28.8K

$0.79 IQD 1,036

107.59%

Oranges (1kg)

$2.31 Rp 40.6K

$0.79 IQD 1,037

192.41%

Tomato (1kg)

$1.96 Rp 34.5K

$0.73 IQD 959

168.49%

Potato (1kg)

$1.84 Rp 32.5K

$0.70 IQD 913

162.86%

Onion (1kg)

$2.37 Rp 41.7K

$0.66 IQD 863

259.09%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.37 IQD 481

183.78%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.70 IQD 916

-22.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$1.83 IQD 2,391

25.68%

Wine (Bottle)

$23.08 Rp 406.4K

$3.85 IQD 5,048

499.48%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.16 IQD 2,830

8.33%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.26 IQD 2,954

35.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$2.34 IQD 3,068

-79.06%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.91 IQD 1,192

-48.35%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$7.45 IQD 9,758

-24.83%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.35 IQD 461

131.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$18.7K IQD 24.5M

33.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$19.4K IQD 25.4M

60.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$38.67 IQD 50.6K

113.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$16.93 IQD 22.2K

-61.67%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$38.89 IQD 50.9K

-51.68%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$18.79 IQD 24.6K

193.99%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$7.49 IQD 9,809

143.12%

Cinema Ticket

$4.30 Rp 75.7K

$7.83 IQD 10.3K

-45.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$74.8 IQD 98.0K

560.39%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$3,404 IQD 4.5M

73.81%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$29.13 IQD 38.1K

58.87%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$38.41 IQD 50.3K

-5.13%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$74.4 IQD 97.5K

8.41%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$47.79 IQD 62.6K

64.89%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$77.8 IQD 101.9K

1331.69%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$115 IQD 150.4K

503.83%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$155 IQD 202.4K

2254.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$233 IQD 305.5K

634.07%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$380 IQD 497.8K

-56.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Ad Diwaniyah: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $77.8 in Ad Diwaniyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 128% higher in Ad Diwaniyah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $11.00 in Ad Diwaniyah. Monthly groceries follow the same trend: $294 vs $149 – making Ad Diwaniyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ad Diwaniyah: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 143%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $851 in Ad Diwaniyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $567 in Ad Diwaniyah. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $494 per month in Ubud, Bali and $74.8 in Ad Diwaniyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $567, than in Ubud, Bali at $1,378. In Ad Diwaniyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.