Cost of Living Comparison Between Ubud, Bali and Ad Diwaniyah Cost of Living Comparison Between Ubud, Bali and Ad Diwaniyah

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $631 in Ad Diwaniyah, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $872 in Ad Diwaniyah, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,113 in Ad Diwaniyah, rent included.

Ubud, Bali costs about 125% more than Ad Diwaniyah, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Ad Diwaniyah is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$2.96 IQD 3,881

20.27%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$11.29 IQD 14.8K

189.90%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.20 IQD 6,807

-4.81%

Cappuccino

$2.71 Rp 48.4K

$1.50 IQD 1,965

80.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.40 IQD 517

235.00%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.18 IQD 239

288.89%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.88 IQD 3,771

1.39%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.84 IQD 3,722

39.44%

Milk (1 liter)

$1.81 Rp 32.3K

$1.37 IQD 1,796

32.12%

White Bread (500g)

$2.52 Rp 45.0K

$0.76 IQD 1,001

231.58%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.29 IQD 1,690

-10.08%

Eggs

$2.46 Rp 43.9K

$1.72 IQD 2,254

43.02%

Local Cheese (1kg)

$14.71 Rp 262.7K

$4.47 IQD 5,853

229.08%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.81 IQD 6,298

-10.19%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$10.23 IQD 13.4K

18.67%

Apples (1kg)

$3.84 Rp 68.6K

$0.81 IQD 1,065

374.07%

Banana (1kg)

$1.56 Rp 27.8K

$0.88 IQD 1,158

77.27%

Oranges (1kg)

$2.83 Rp 50.6K

$0.97 IQD 1,274

191.75%

Tomato (1kg)

$2.33 Rp 41.5K

$0.61 IQD 794

281.97%

Potato (1kg)

$1.91 Rp 34.2K

$0.64 IQD 834

198.44%

Onion (1kg)

$2.20 Rp 39.3K

$0.67 IQD 883

228.36%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.48 IQD 634

110.42%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.61 IQD 803

27.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.97 IQD 2,575

68.53%

Wine (Bottle)

$23.74 Rp 423.9K

$6.98 IQD 9,140

240.11%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.86 IQD 2,441

50.00%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.11 IQD 2,761

35.55%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.36 IQD 473

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$30.73 IQD 40.2K

-73.87%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.95 IQD 2,550

-76.41%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.25 IQD 1,634

-64.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$7.79 IQD 10.2K

-21.69%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.36 IQD 465

119.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$9,883 IQD 12.9M

164.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$18.2K IQD 23.8M

76.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$37.70 IQD 49.4K

112.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$17.08 IQD 22.4K

-76.23%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$38.22 IQD 50.1K

-38.46%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$17.40 IQD 22.8K

467.24%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$8.71 IQD 11.4K

-23.88%

Cinema Ticket

$4.15 Rp 74.1K

$5.74 IQD 7,511

-27.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$94.9 IQD 124.3K

220.19%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$745 IQD 976.2K

787.11%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$20.17 IQD 26.4K

175.36%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$30.48 IQD 39.9K

25.69%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$19.69 IQD 25.8K

349.97%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$24.85 IQD 32.5K

213.36%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$138 IQD 180.9K

628.35%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$179 IQD 234.7K

276.73%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$239 IQD 313.3K

1338.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$199 IQD 261.1K

922.89%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$758 IQD 992.2K

274.97%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$299 IQD 391.9K

656.53%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$494 IQD 646.8K

-66.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Ad Diwaniyah: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $138 in Ad Diwaniyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 199% higher in Ad Diwaniyah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $11.00 in Ad Diwaniyah. Monthly groceries follow the same trend: $302 vs $158 – making Ad Diwaniyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ad Diwaniyah: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 125%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $947 in Ad Diwaniyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $94.9 in Ad Diwaniyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 91% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $631, than in Ubud, Bali at $1,419. In Ad Diwaniyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.