Cost of Living Comparison Between Ubud, Bali and Ad Diwaniyah Cost of Living Comparison Between Ubud, Bali and Ad Diwaniyah

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $620 in Ad Diwaniyah, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $866 in Ad Diwaniyah, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,112 in Ad Diwaniyah, rent included.

Ubud, Bali costs about 127% more than Ad Diwaniyah, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Ad Diwaniyah is 54% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.91 IQD 3,813

18.56%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$11.64 IQD 15.2K

177.84%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$5.32 IQD 6,967

-9.02%

Cappuccino

$2.75 Rp 49.3K

$1.45 IQD 1,897

89.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.37 IQD 483

272.97%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.20 IQD 258

275.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$2.93 IQD 3,841

2.05%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.83 IQD 3,709

36.04%

Milk (1 liter)

$1.74 Rp 31.1K

$1.30 IQD 1,707

33.85%

White Bread (500g)

$2.46 Rp 44.1K

$0.76 IQD 994

223.68%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.30 IQD 1,706

-10.00%

Eggs

$2.43 Rp 43.6K

$1.73 IQD 2,260

40.46%

Local Cheese (1kg)

$14.50 Rp 260.2K

$4.55 IQD 5,953

218.68%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$4.85 IQD 6,350

-10.31%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$10.05 IQD 13.2K

19.20%

Apples (1kg)

$3.72 Rp 66.7K

$0.75 IQD 976

396.00%

Banana (1kg)

$1.63 Rp 29.2K

$0.97 IQD 1,272

68.04%

Oranges (1kg)

$2.74 Rp 49.2K

$0.91 IQD 1,187

201.10%

Tomato (1kg)

$2.24 Rp 40.2K

$0.60 IQD 781

273.33%

Potato (1kg)

$1.92 Rp 34.4K

$0.69 IQD 907

178.26%

Onion (1kg)

$2.28 Rp 40.8K

$0.67 IQD 882

240.30%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.49 IQD 637

116.33%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.66 IQD 864

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$1.86 IQD 2,430

76.88%

Wine (Bottle)

$23.19 Rp 416.1K

$3.77 IQD 4,942

515.12%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.83 IQD 2,402

51.91%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.17 IQD 2,846

25.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.39 IQD 515

-30.77%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$31.48 IQD 41.2K

-74.24%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$2.06 IQD 2,695

-76.70%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$1.21 IQD 1,583

-65.29%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$7.87 IQD 10.3K

-20.97%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.38 IQD 500

113.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$10.2K IQD 13.3M

162.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$17.7K IQD 23.2M

81.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$38.78 IQD 50.8K

102.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$16.98 IQD 22.2K

-76.03%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$38.49 IQD 50.4K

-36.79%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$16.99 IQD 22.2K

480.40%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$8.79 IQD 11.5K

-27.87%

Cinema Ticket

$3.99 Rp 71.5K

$5.55 IQD 7,263

-28.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$91.9 IQD 120.4K

231.88%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$750 IQD 981.8K

785.92%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$20.36 IQD 26.7K

165.91%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$30.37 IQD 39.8K

24.50%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$19.82 IQD 26.0K

338.14%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$25.26 IQD 33.1K

202.26%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$137 IQD 180.0K

621.59%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$181 IQD 237.2K

271.47%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$232 IQD 304.0K

1353.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$200 IQD 262.1K

924.43%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$385 IQD 503.7K

-56.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Ad Diwaniyah: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $137 in Ad Diwaniyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 130% higher in Ad Diwaniyah, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $12.00 in Ad Diwaniyah. Monthly groceries follow the same trend: $297 vs $151 – making Ad Diwaniyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ad Diwaniyah: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 127%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $930 in Ad Diwaniyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $91.9 in Ad Diwaniyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 96% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $620, than in Ubud, Bali at $1,408. In Ad Diwaniyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.